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Budgeting isn't what you think it is.

Effective budgeting gives you freedom to spend and freedom to save.

In this one-hour meetup we'll talk about what a budget is, how to use it effectively, and how to plan for emergencies so one unexpected expense doesn't derail all your financial plans.

This is Part 2 of a three-part series presented by Louise Bretz, Financial Wellness Coach.

We'll meet online via Zoom, and there will be time for interactive discussion and questions.
You'll receive the Zoom link after you RSVP yes.

Emergency Preparedness
Financial Freedom
Personal Finance
Budgeting and Planning
Personal Growth

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