Buying Without the Noise: A Clear Path to Your First Smart Home

Buying Without the Noise — A clear, no-pressure conversation about buying your first smart home

Buying a home isn’t confusing because you’re unready - it’s confusing because it’s rarely explained well.

This small, in-person event is for people who want clarity before urgency. If you’re renting and curious, preparing to buy in the next year, or thinking about ownership as part of a bigger financial picture, this conversation is for you.

What We’ll Cover:
• What lenders actually look for (credit, down payments, and common myths)
• How to think about monthly payments vs. headline prices
• What makes a strong first home (even if it’s not forever)
• Local Charlottesville market insights
• Open Q&A - no pressure, no sales pitch

Who This Is For:
• Renters curious about buying in the next 6–18 months
• First-time or solo buyers
• Thoughtful, long-term thinkers who want real information

What This Is Not:
• A sales presentation
• A “buy now” message
• A crowded seminar

This is a small, intentional group focused on education and clarity.

What You’ll Leave With:
• A clearer understanding of how buying actually works
• Better questions - and better answers
• A take-home Buyer Clarity Guide

About Your Hosts

Jane Hammel (Frank Hardy Sotheby’s International Realty) — Charlottesville real estate broker focused on calm, data-driven strategy
Melissa McCullough (Marvel Loans) — Mortgage broker who translates the numbers clearly and realistically

Group size is limited (10–24 people).
Light refreshments provided. Location shared after RSVP.

If buying a home feels confusing, this is a chance to slow the noise and get grounded — at your own pace.