What we’re about
The Robertson Stephens’ San Ramon and Burlingame offices aim to help our clients achieve optimal wealth management results using a Total Solution Approach that includes income tax planning, estate conservation planning, retirement distribution planning, and professional portfolio management. John Lau, CPA, CFP® and his team specialize in serving clients in or near retirement.
We implement a collaborative approach to managing your wealth, partnering with your family, attorneys, estate planners, and accountants. Our staff consists of experienced advisors with a “hands-on” approach to financial guidance. Our team members are knowledgeable and truly care about helping our clients achieve their goals. We help our clients stay focused on where they want to go, advise them on how to get there, and continually remind them of the importance of maintaining a disciplined approach to realizing their financial goals and dreams.
Upcoming events (1)
See all- Free Workshop: Avoid Losing 75% of Your IRA to TaxesLos Altos Community Center, Los Altos, CA
Retirement accounts make up a large part of many people’s estates; unfortunately, many IRA owners and their advisors are not familiar with the complicated tax laws regarding distributions from retirement accounts.
Why is this? Because retirement accounts are different!
Therefore, you must separate the retirement accounts from the rest of your estate and establish a proper plan for distribution of these assets. Although many individuals have established complex planning strategies, many have not addressed the planning issues of IRA and other retirement plans. IRAs are often referred to as “the Missing Estate Plan” because the rules can be complex and therefore it is easy to cause mistakes, and careful planning is necessary to avoid the Triple Tax syndrome of possibly losing 75% of your IRA value to taxes.
At this live workshop, John Lau will show you:
- How IRAs are different from other accounts and what are their impacts
- How the SECURE Act has changed beneficiary planning for retirement accounts
- How inheriting an IRA account does not automatically stretch out the 10-year distribution unless your beneficiary does one more thing…
- How an IRA Beneficiary Trust can help save income and estate tax
- How a Charitable Remainder Trust IRA beneficiary can help stretch out distributions
- How relocating your IRA to life insurance may parlay your retirement accounts to a large tax-free estate
- Whether to Convert or not to convert (to Roth IRA)
- And much more
REGISTRATION IS FREE AND IS REQUIRED. Click here to register.
Presented in collaboration with the Los Altos Community Center and Financial Aptitude Training, a Sec. 501(c)(3) non-profit organization.Disclosure:
Investment advisory services offered through Robertson Stephens Wealth Management, LLC (“Robertson Stephens”). © 2024 Robertson Stephens Wealth Management, LLC. All rights reserved. Robertson Stephens is a registered trademark of Robertson Stephens Wealth Management, LLC in the United States and elsewhere.Securities offered through Fortune Financial Services, Inc. Member FINRA/SIPC. Robertson Stephens Wealth Management, LLC and Fortune Financial Services, Inc. are separate entities and are not affiliated.