Lower Your Payments - House & Loan Hacking

Your New Years’ Resolution should be to stop paying rent and build wealth through property ownership. Save the date for our lunch and Homebuyer Seminar!

Right now, higher interest rates and a slight decline in home prices present affordability challenges for homebuyers. But there are strategies to offset higher rates and lower monthly mortgage payments. The good news about higher rates is decreased demand, more options, and less competition from other buyers. Wherever you are in the homebuying process, we can help get you into the game. Come to our home buyer seminar and learn about:

• House-hacking to lower monthly payments with purchasing a multifamily home, renting rooms, pool or garage spaces, short term rentals, accessory dwelling unit (ADU) and etc...
• Obtaining a 2-1 interest rate buydown to lower initial mortgage payments.
• Financial preparation to buy a home - saving or getting cash, maintaining credit.
• Evaluating loan types based on your income source and cash reserves.

The best time to buy a property and start building wealth and equity is now. Buy now and refinance later at a better interest rate. You can do this and we can help every step of the way. The home buyer process can be intimidating and confusing, but doesn't have to be if you have the right team. Start your journey today!

Mortgage Loan Broker and Loan Advisor, Joann Wong with Joann Wong Mortgage Group, will be attending along with the Collective Realty agents, Cindy Lee and Tim Tobish.

Lunch will be served.

Parking is available behind the building and subterranean parking.