What we’re about
### Welcome to the Lux Finance Circle
Our Mission: To Build a Community of Empowered, Evidence-Based Investors.
This is a group for finance enthusiasts, professionals, and anyone in Luxembourg serious about building long-term wealth through a rational, evidence-based approach.
We reject the "get-rich-quick" narratives and market noise that dominate financial media. Instead, our focus is on timeless principles, data-driven strategies, and the disciplined application of knowledge. Our goal is to create a space for intelligent, open-minded discussion where we can learn from each other and hold ourselves to a higher standard of financial thinking.
### What to Expect from Our Events:
This is not a typical lecture series. Our meetups are structured as casual, discussion-based gatherings designed to foster genuine connection and shared learning.
- Engaging Topics: Each event is centered on a specific, relevant topic in investing or personal finance.
- Expert Facilitation: Your host, Romain Lucas, will kick off each discussion with a brief, value-packed introduction to frame the conversation.
- Community-Driven Dialogue: The majority of our time is dedicated to open Q&A and group discussion, where your questions and experiences drive the conversation.
### Who Should Join?
This group is for you if you are a lifelong learner who believes in a disciplined, long-term approach to building wealth. Everyone is welcome, from the curious beginner ready to learn the fundamentals to the seasoned professional who enjoys debating advanced concepts.
Our only rule is that you come with an open mind and a willingness to both share your knowledge and challenge your own assumptions.
### About the Organizer:
This group is organized by Romain Lucas, a finance coach and the founder of Smart Money Growth. His mission is to empower European investors with the knowledge and frameworks to manage their own financial futures with confidence. He achieves this through free educational content, this community, and private one-on-one coaching and mentorship programs.
Upcoming events
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How to Save and Spend for Retirement (Without Running Out of Money)
Hotel Le Place d'Armes, 18 Pl. d'Armes, Luxembourg, LU📢 Welcome to our next Lux Finance Circle meetup!
This month, we are tackling the single biggest question for most of us: "Will I have enough?"
Most people just guess. We save what we can and hope it works out. But with state pensions under pressure, "hope" is a risky strategy.
In this session, we’re going to look at the actual numbers together.
We will have an open discussion around three core questions:
- The Magic Number: How much do you actually need to maintain your lifestyle? (And why the old "4% Rule" might not be safe anymore).
- The Savings Plan: How to figure out exactly how much to save each month to hit that goal, so you can stop worrying and start living.
- The Spending Plan: Strategies for spending your money in retirement so you never run out, even if the market crashes.
🧭 Format of the Event
This is a casual, community discussion, not a lecture.
- We'll sit around the table and have a drink.
- I’ll kick things off with a short 10-minute intro on the evidence-based framework.
- Then, we open it up to the group to discuss, share ideas, and challenge the concepts.
📊 Check Your Numbers
Curious where you stand right now? You can use this free calculator to see if your current savings are on track: → Check Your Trajectory: calc.smartmoneygrowth.eu
👥 Who Can Join?
Everyone is welcome! This is perfect for you if:
- You want to know if you are saving enough.
- You are worried about the pension system not providing enough in the future.
- You want to discuss clear, simple plans for the future that don't rely on luck.
📌 Practical Info
🗓️ Date: Tuesday, December 2nd, 2025 at 18:30 🗣️ Language: English. 📍 Location: Hotel Le Place d'Armes (18 Pl. d'Armes, Luxembourg). The bar is at the back; ask reception if you can't find us! 🍻 Drinks: Drinks are self-paid. To support our venue partner in exchange for this private space, **a minimum of one drink per person is expected.**👥 Limited Seats: Please RSVP so we can save you a seat. If plans change, please cancel to let someone else in!30 attendees
Past events
18
