The Portfolio Diagnostic: How to Spot (and Fix) Six-Figure Mistakes

📢 Welcome to our next Lux Finance Circle meetup!
This month, we are conducting a Portfolio Health Check.
Most investors think "mistakes" are obvious, like buying a stock that goes to zero. But the real wealth killers are silent. They are a combination of hidden fees, behavioral errors (like FOMO and Panic), and inadequate diversification or risk taking.
Research shows these silent mistakes often cost investors 2-3% per year in lost returns. On a typical portfolio, that isn't a small leak; it compounds into a six-figure loss over your investing lifetime.
This session is designed to help you diagnose these common, costly errors and discuss the evidence-based frameworks to fix them before they become catastrophic.

🧭 Format of the Event
This is a casual, discussion-based gathering with no long presentations. We'll sit around the table, and your host Romain will kick things off with a 10-minute introduction to his core "Portfolio Diagnostic Framework," covering the three main sources of silent losses.
This is your opportunity to move beyond generic advice and discuss the real-world evidence for building a robust, leak-free portfolio.

📊 Recommended Preparation (Diagnose Yourself First)
Before you arrive, it’s helpful to know what’s at stake for your specific situation.
You can use this free calculator to see exactly what that 2-3% annual loss due to fees and behavior could cost you over time based on your own numbers:
→ Check Your Potential Loss Here: calc.smartmoneygrowth.eu

🔎 Hungry for More?
If you can't wait for the event and want to start improving your financial literacy now, you can find free, evidence-based frameworks for every stage of your journey (beginner or advanced) right here:
→ Access Free Resources: smartmoneygrowth.eu

👥 Who Can Join?
Everyone is welcome. This discussion will be especially valuable if you are:

• Concerned that hidden fees or tax drag are silently eroding your wealth.
• Unsure if your current portfolio is truly robust enough to withstand a market shock.
• Looking for a clear, evidence-based way to "audit" your own investment strategy.
• A professional who wants to ensure you aren't making avoidable, expensive mistakes.

📌 Practical Info

• 🗓️ Date: Tuesday, November 18th, 2025 at 18:30
• 🗣️ Language: The event will be in English.
• 📍 Location: The bar is hidden at the back. Ask at reception for directions if you are unsure.
• 🍻 Drinks: Drinks are self-paid at the venue bar.
• 👥 Limited Seats: Please RSVP so we can manage space. If you can no longer make it, please cancel your reservation to free up your spot for someone on the waitlist.