Northern Colorado Real Estate Investor Group

 
 
 

It might seem obvious that the more money you save up for down payments, the more you can and maybe should put down as a means of improving cash flow.

But that might not always be the most optimal and effective strategy. In fact, there are a variety of other options available as alternatives that might improve how you look as a borrower and that may ultimately impact how well the property cash flows.

This mini-class discusses the alternate uses of down payments you might want to consider that can improve cash flow versus putting more down.

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.

 
 
 

Property prices and interest rates are high, while rents are lagging. Cash flow is both more important and harder to achieve than ever, even with our 88 strategies to improve and maximize it.

Another question common rises to the top of the list: should you put 20% down when acquiring your rental properties, or should you save up a little more and put 25% down even if it means a slightly slower acquisition pace?

Putting 25% down does get you a slightly better interest rate and because you’re borrowing less cash flow is slightly better too. Will that make up for having to wait a little longer saving up for slightly larger down payments?

In this special class, James will conduct a thorough comparison of the two strategies across 300 US markets, as the numbers vary depending on your local market's prices, rents, and income.

Which strategy—20% down or 25% down—gives you a higher net worth? Which gets you to financial independence the fastest? Which is the safest, and which has the most risk? Plus much more.

After attending this class, you should have a much clearer understanding of whether you should seriously consider taking the extra time and effort to save up 25% down payments or push to acquire as quickly as possible with 20% down payments when acquiring up to 10 rental properties.

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.

 
 
 

New, lower mortgage insurance premium (MIP) rates will apply to mortgages insured by FHA on or after March 20, 2023. These rates were announced by HUD on February 22, 2023.

In this mini-class, James will discuss the improvements to FHA Mortgage Insurance Premiums, as well as their previous rates. Additionally, James will explain how this change could impact your cash flow if you decide to buy a property using FHA financing in the future, especially duplexes, triplexes, and fourplexes as a Nomad™ and/or house hacker.

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.

 
 
 

When real estate prices, mortgage interest rates, and rent rates are high, generating great cash flow from a rental property can be challenging. However, it is more important than ever to maximize cash flow.

There are 88 strategies for improving cash flow on rental properties. Some are used when searching for properties, some when selecting a real estate investing strategy, and some when financing the property. Other strategies are utilized when marketing the property for rent.

This mini-class will cover the latter group, focusing on strategies to improve cash flow when marketing your property to rent.

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.

 
 
 

The top two, most commonly used dream team members for real estate investors are real estate agents and lenders. In this mini-class we will discuss how to select a lender to use as a real estate investor.

We will discuss some of the selection criteria I consider when choosing a lender to work with.

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.

 
 
 

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.

 
 
 

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.

 
 
 

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.

 
 
 

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.

 
 
 

This is a mini-class for real estate investors looking to buy a rental property in the next 90 days... despite:

• High property prices
• High mortgage interest rates, and
• Lagging rents

A faster, easier, safer, and more profitable approach.

Free Real Estate Deal Analysis Spreadsheet Download

Download the latest deal analysis spreadsheet for free.

How to Access Live Classes, Coaching and Class Recordings

REFP Coaching Clients can attend these classes live and watch the recordings from within the Coaching Platform.

REFP Coaching is available for those looking to buy a rental property in the next 90 days despite high prices, high interest rates and lagging rents.

Learn more about REFP Coaching for Buyers... which is 100% free after rebate.