Northern Virginia Real Estate Networking Club

*Due to venue complications, we're shifting this to start in the new year. As many know, finding a host is not easy and we're working on this.,*

Join us for the kick-off of the REI series. Getting funded isn't just about having a good deal — it's about being the kind of borrower a lender actually wants to say yes to. This session pulls back the curtain on what banks and lenders are really evaluating when your loan application crosses their desk.

6:00PM - Networking Starts
6:15PM - Opening/Presentation
6:45PM - Q&A
7:00PM - Deal Pitches/Opportunities
7:30PM - Networking and Conclude

What will be covered in fireside chat & Q&A format:
✅ The difference between how banks underwrite owner-occupants vs. investors
✅ What lenders weigh beyond credit score — liquidity, reserves, experience, and exit strategy
✅ Why some strong deals still get declined — and how to avoid it
✅ Hard money vs. conventional vs. portfolio lenders — what each one is really looking for
✅ How to present yourself and your deal to get faster, more favorable terms
✅ Red flags that make lenders hesitate — and how to fix them before you apply
✅ How deal economics impact funding

Whether you're financing your first deal or your tenth, this session is designed to spark thinking around how we can work together to support each other in bringing deals together.

Most investors don't lose money on the purchase — they lose it in the renovation budget. This session pulls back the curtain on how contractors actually price a job, and the assumptions investors make that blow up their numbers every single time.

6:00PM - Networking Starts
6:15PM - Opening/Presentation
6:45PM - Q&A
7:00PM - Deal Pitches/Opportunities
7:30PM - Networking and Conclude

What we'll cover:
✅ How contractors actually build a bid — materials, labor, overhead, and margin
✅ Why the lowest bid is often the most expensive one in the end
✅ The scope-of-work mistakes that lead to change orders and budget overruns
✅ Line items investors consistently forget to budget for
✅ How to read a bid and spot red flags before you sign
✅ What drives price swings between contractors on the exact same job
✅ How to build a renovation budget that actually holds up through the project

Featuring perspectives from:
Licensed general contractors who'll walk through real bids, real change orders, and the renovation math investors get wrong — so you don't find out the hard way.
Whether you're renovating your first flip or your fiftieth rental, this session will change how you scope, budget, and manage your next project.

The deal isn't done when you close — and neither is your insurance risk. This session covers the coverage gaps that quietly cost investors, landlords, and contractors thousands when a claim actually happens, and how to close those gaps before you need them.

6:00PM - Networking Starts
6:15PM - Opening/Presentation
6:45PM - Q&A
7:00PM - Deal Pitches/Opportunities
7:30PM - Networking and Conclude

This session will be part presentation/fireside chat followed by open Q&A.

What we'll cover:
✅ Vacant property insurance vs. standard homeowners — what most policies exclude after 30-60 days
✅ Builder's risk policies — when you need one and what it actually covers during renovation
✅ Landlord/dwelling policies vs. standard homeowners — a common and costly new-investor mistake
✅ Requiring contractors and subs to carry their own coverage — and why a COI naming you as Additional Insured matters
✅ Loss of rent coverage and why it's often overlooked
✅ Lender-required minimums vs. what you actually need to be protected
✅ Umbrella liability policies — when it makes sense as your portfolio grows
✅ How LLC ownership does (and doesn't) protect you without the right coverage behind it

Featuring perspectives from:
A local property & casualty insurance broker.

Whether you own one rental or a growing portfolio, this session will change how you think about coverage at every stage of a deal.