Personal Finance 101 for Working Adults (Singapore Context)

Managing money shouldn’t feel complicated — yet many working adults feel unsure whether they’re saving enough, investing correctly, or making the right financial decisions for the future.

This beginner-friendly, educational session is designed to give you a clear, practical foundation in personal finance — specifically tailored to the Singapore context.

Whether you’re early in your career or simply want to get more clarity around money, this session will help you understand how the key pieces fit together.

What We’ll Cover

• The 3 pillars of personal finance: Saving, Investing & Protection
• How CPF, cash savings, and investments should work together
• How much you should roughly save vs invest at different life stages
• Common financial mistakes working adults make (and how to avoid them)
• How to build a simple, sustainable financial structure without jargon
• How to think long-term without needing to “time the market”

Who This Session Is For
✔ Working adults in Singapore
✔ Beginners with little or no finance background
✔ Those feeling overwhelmed by too much online financial advice
✔ Anyone who wants clarity before making financial decisions

No prior knowledge required.

What This Is (and Isn’t)
✅ Educational and discussion-based
✅ Practical and real-life focused
✅ Neutral and beginner-friendly

❌ Not a sales talk
❌ No products being pushed

The goal is understanding, not selling.

Event Format

• Short presentation
• Simple visuals & examples
• Open Q&A and discussion
• Casual, friendly environment

Come listen, ask questions, or just learn at your own pace.

📍 Venue: Woodlands Regional Library
⏱ Duration: ~1.5–2 hours
🎟 Cost: Free

If you’ve ever thought “I should really get my finances sorted, but I don’t know where to start” — this session is for you.