Retirement & Estate Planning (Singapore Context)

Are you confident that your retirement plan — and what happens to your assets after — is properly set up?

Many working adults focus on growing wealth but overlook retirement structure and estate planning, only to realise too late that:

• Their retirement income may not last
• CPF, insurance, and investments are not coordinated
• Assets may not be distributed according to their wishes
• Family members may face unnecessary delays, taxes, or disputes

This session is designed to help you understand the big picture of retirement and estate planning in a simple, practical, Singapore-specific way.

What We’ll Cover
1️⃣ Retirement Planning Fundamentals

• What retirement really means (income, not just savings)
• How long your money needs to last
• Common retirement planning mistakes in Singapore

2️⃣ CPF & Retirement

• CPF LIFE: how it works and what it covers
• CPF vs savings vs investments — how they work together
• When CPF is sufficient, and when it’s not

3️⃣ Building Retirement Income

• Income from investments vs supplementary payouts vs CPF
• Protecting retirement income from inflation
• The role of insurance in retirement (what’s useful, what’s not)

4️⃣ Estate Planning Basics

• What happens if you don’t have a will
• Will vs CPF nomination vs insurance nomination
• LPA (Lasting Power of Attorney): why it matters
• Avoiding family conflict and unnecessary legal issues

5️⃣ Putting It All Together

• Aligning retirement planning with estate planning
• Simple framework to organise your finances and legacy
• What to prioritise at different life stages

Who Should Attend

• Working adults planning for long-term financial security
• Those aged 30–60 who want clarity on retirement
• Anyone with CPF, investments, insurance, or dependents
• People who want to protect both wealth and family

No prior financial knowledge required

Format

• Educational & discussion-based
• Practical examples (Singapore context)
• Q&A at the end

No hard selling. No pressure.
The goal is education and clarity.

About the Host
Smart Money SG, a community focused on helping everyday Singaporeans understand money, protection, and long-term planning in a practical, unbiased way.