Hard Money Lending

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

Simply SHE is a weekly podcast that is a window into the soul of the every-day woman where we have candid conversations about the importance of intention in your daily life, the trials and tribulations of trying to advance in today’s fast-paced world and the importance of being empowered to achieve your goals. We offer live training, online consultations and 1-on-1 coaching. Our motto is “Slay Hard Everyday” so you can live your best life. Listen & Subscribe Here: https://www.isimplyshe.com/podcast

Please join us every week for power networking! Our Chapter Passed $1,666,736 USD in the past 12 months! BNI members, on average, increase their business 20% the first year. Our chapter is a dynamic, committed group of business people who know how to refer business to each other. Come for our meeting -- stay for the referrals!!! We have open categories for individuals who will bring enthusiasm and integrity to our meeting. Just one person per professional specialty is allowed in each chapter. Visit a meeting to find out more and lock out your competition! Register Here: https://bninovanorth.com/va-nova-north-bni-mclean-business-connection--n136/en-US/visitorregistration?chapterId=16988

Our first gathering recently got the conversation started, and I’m looking forward to continuing it and welcoming new people. This meetup is a relaxed discussion where women can connect and talk about life, experiences, and the role money plays in our everyday journeys. We’ll start with brief introductions and then have an open conversation about money lessons, ideas, and topics people are curious about exploring. The goal is simply to create a friendly space where women can talk openly, share perspectives, and learn from each other. No expertise required — just curiosity and a willingness to join the conversation. Whether you’re new to the group or joining us again, you’re warmly welcome.

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Come out to [Third Hill Brewing Company](https://www.thirdhillbrewing.com/) and play some board games! Serving food with their variety of drinks so come and fuel up for the games. Learn about new games, play games, meet new friends, and have a good time! All ages and levels of experience/knowledge of games are welcome as long as you have a willingness to learn and/or teach your games. Host will provide some games but as always, you are welcome/encouraged to bring your own (recommended you know them and/or ready to teach them). Please be aware that there is no direct parking but there is nearby parking garages. **NTBG** is a safe environment for all to have fun. Bullying/harassment is not tolerated.

Join us for Career Night to learn how our agency works, what we do, and how you can earn part-time or full-time income helping families with financial literacy and protection.

• What we'll do Economist William Michael Cunningham on Podbeam Thursdays at 6 pm. https://www.podbean.com/

**NEW GAME LOCATION at The Board Room** Let's play board games. Not the ones your ancestors played but the really cool ones of the new millennium. We play everything from fun, social games to light to heavy strategy games. Don't know how to play? Not a problem - we're happy to teach. It's a great chance to learn new games or play your favorites with non-competitive people who like to laugh. You can build a railroad, eradicate a plague, or explore the far reaches of the galaxy in one evening. While many will bring their own games, you can show up gameless and still play. We play at the Board Room in Clarendon on Wednesday from 6:30-10:00. It's within walking distance from the Clarendon metro. **Find us in the far left by the fermentation tanks.** If that area is reserved for a private event, look for us in the middle. Look for a group that has containers and carrying bags with multiple games. We're very fortunate to have this great venue for our game nights and they take care of us for 3-1/2 hours, so please spend a minimum of $10 on food or drink and tip generously (at the very least $2, even if 20% of your bill would be $1). Thanks!

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

The NoVA Forward Party's January 2026 Social Event will be at Brass Rabbit in Arlington on Wednesday, April 8th starting at 7:00 PM. Forward Party members and guests will have an opportunity to socialize with each other, learn more about the Party and other opportunities to participate, all while enjoying wonderful food and drink! Brass Rabbit is located [about 2 minutes away from the Clarendon Metro Station on the Orange and Silver Lines](https://www.google.com/maps/dir/Clarendon/Brass+Rabbit,+1210+N+Garfield+St,+Arlington,+VA+22201/@38.8869705,-77.0966826,17z/data=!4m14!4m13!1m5!1m1!1s0x89b7b6842021c159:0x34b24a8673cb825!2m2!1d-77.0952151!2d38.8871034!1m5!1m1!1s0x89b7b7272425af33:0x141fee3e25b87725!2m2!1d-77.0941077!2d38.8869664!3e2!5m1!1e2?authuser=0&entry=ttu&g_ep=EgoyMDI1MTIwOS4wIKXMDSoASAFQAw%3D%3D). Brass Rabbit is also located right next to two Colonial Parking Garages, both a minute's walk away ([Clarendon Center South](https://www.google.com/maps/dir/Colonial+Parking,+1200n+N+Garfield+St,+Arlington,+VA+22201/Brass+Rabbit,+1210+N+Garfield+St,+Arlington,+VA+22201/@38.8867785,-77.0947061,18z/data=!3m1!4b1!4m14!4m13!1m5!1m1!1s0x89b7b6842dc68451:0x43cb8df29ed93c26!2m2!1d-77.0940536!2d38.8865754!1m5!1m1!1s0x89b7b7272425af33:0x141fee3e25b87725!2m2!1d-77.0941077!2d38.8869664!3e2!5m1!1e2?authuser=0&entry=ttu&g_ep=EgoyMDI1MTIwOS4wIKXMDSoASAFQAw%3D%3D) & [Station Square](https://www.google.com/maps/dir/Colonial+Parking,+1205+N+Garfield+St,+Arlington,+VA+22201/Brass+Rabbit,+1210+N+Garfield+St,+Arlington,+VA+22201/@38.8869672,-77.0945623,19z/data=!3m1!4b1!4m14!4m13!1m5!1m1!1s0x89b7b685d611eda5:0xecb050e187a58292!2m2!1d-77.0937294!2d38.8869535!1m5!1m1!1s0x89b7b7272425af33:0x141fee3e25b87725!2m2!1d-77.0941077!2d38.8869664!3e2!5m1!1e2?authuser=0&entry=ttu&g_ep=EgoyMDI1MTIwOS4wIKXMDSoASAFQAw%3D%3D) locations). Attendees will be expected to pay for their individual or group items. We look forward to seeing you!

Please join Phil Corso with Wells Fargo Advisors and other invited speakers to hear a presentation on investing basics. Topics to be discussed will include an overview of asset allocation, diversification, market volatility, tax efficient accounts, and general income strategies. Refreshments and Hors D’oeuvres will be served. Seating is limited and available on a first-come, first-serve basis. To reserve your spot, please RSVP today to your financial advisor. We look forward to seeing you!

The flowers are blooming, the birds are singing, and there is no better time for a fresh start! As the weather warms up, **Chesapeake Harmony Chorus** is looking for new voices to join our circle of friendship and song. Whether you’ve been singing your whole life or just in the shower, we invite you to experience the joy of a cappella harmony. It’s more than just music—it’s a community. ### **Why Join Us This Spring?** * **A Fresh Start:** Shake off the winter chill and discover a new hobby that energizes the soul. * **Find Your Voice:** Learn vocal techniques and harmony in a supportive, fun environment. * **Community & Connection:** Meet a vibrant group of people who share a love for performance and local fellowship. Come for the music, stay for the friendships. 💛 **Why Join Us?** * **Instant Energy:** Singing is a proven mood-booster (perfect for this time of year!). * **Find Your Tribe:** Connect with a supportive, fun-loving group of people. * **Get Spring-Ready:** We’re currently prepping for our spring season—it’s the perfect time to jump in. **What to Expect:** A typical rehearsal includes a physical and vocal warm-up, working repertoire, and plenty of laughs. No pressure—just come ready to listen or join in when ready! Come see what we're all about! You don't need experience, just a love for singing and the ability to carry a tune. We provide the rest: * 🎶 **Expert Vocal Coaching** (It's free!) * 👭 **Instant Sisterhood** and Lasting Friendships **Ready to find your voice?** * **When:** Wednesdays at 7:00 PM * **Where:** 1358 Millersville Road Millersville, MD 21108 * **What to bring:** "Just bring your voice. We can't wait to meet you!" Also suggested: wear comfortable shoes for the risers and maybe a bottle of water. **Ready to harmonise?** Click "Attend" or send us a message to let us know you’re coming. We can’t wait to meet you and make some beautiful music together this season! **Chesapeake Harmony Chorus** Where Voices Unite and Friendships are Forever. You can find out more about us at our website, [[www.ChesapeakeHarmony.org](http://www.chesapeakeharmony.org/)]

Let us get together and plot to conquer the world!:) ***GRAB A DRINK AND YOU ARE ALL SET TO FLEX YOUR LANGUAGE CAPACITY. YOU NEED TO GET AT LEAST A DRINK OR FOOD:) To get the event going and show support. We know that you like our events. P.S. : We have non-alcoholic drinks as well.*** ***Tate has been doing crypto and investment for years and he will share his immense experience.*** We have a tiny venue and we hit capacity often and early arrival is suggested. We have the discretion to decide entry. Instead of silently doing research on your own, it is well known that when you are regularly connected with people of your own investment interest, you are likely to be more motivated, better informed and less likely to miss out on opportunities. Meet and discuss face-to-face. **HOW IT WORKS : We will try to assign tables for each represented INDUSTRIES/SECTORS/SPECIALIZATIONS and will direct attendees to their respective tables accordingly. All industries are welcome! However we don't guarantee the availability of a partner in that particular field, you would like to exchange experience. Space is limited and advance RSVP is required. PLEASE BRING BUSINESS CARDS (Hard/Soft Copy).** THIS IS NOT A SEMINAR or A PANEL EVENT AND THERE WILL BE NO SPEAKER. It is just a happy hour social event for those interested. In the past we had a great mix of developers, miners, investors, blockchainers and people who are completely new to cryptos. \- Come one\, come all OR FLY SOLO; this is the most friendliest event you have ever attended\! \- Feel free to invite your friends\. They don't necessarily have to be a member \- Event is 21\+ ***AFTER THE HAPPY HOUR, WE WILL HIT THE DANCE FLOOR AND DANCE THE NIGHT AWAY. BRING YOUR DANCING SHOES!*** ***N.B. : We have ZERO TOLERANCE for solicitation. We don't allow anyone to run their own agenda at the Event. If you are interested to promote/sponsor/collaborate; contact us via ([info@merevents.com](http://info@merevents.com/)).*** [)

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

Welcome to Casual Boardgames, where we enjoy classic tabletop games and social deduction games while bonding over good food, drinks, and great conversations. 
We started this group to meet new people and make new friends, and bonding over games in a relaxed atmosphere is a great way to do that. We currently meet near route 23 and Polaris Parkway, and this is close to areas like Powell, Lewis Center, Worthington, and parts of Westerville and Columbus. 
Feel free to bring your own games or play one of the many games our members bring. If you are inexperienced, we will help you learn. 
Here are just a few examples of the kind of games we play. 
Tabletop/board games: Splendor, Catan, Azul, Dominion, 7 Wonders… 
Social deduction games: Code Names, Chameleon, Werewords… 
IMPORTANT: 
1. While we love playing a variety of games and competing, we are not just about the games. We interact and talk while playing, and this leads to a lot of laughter and fun. If you just want to compete and focus solely on the game, then this is probably not the group you are looking for. 
2. Many people join groups like this and never (or rarely) show up after weeks or months. If you join and never really come, we will eventually remove you from the group as a courtesy to our members. Why? Because limiting group conversations (on the app) to regular members makes communication and planning much easier. Also, while it may be rare, it protects members from people who join because they are interested in following a person instead of having a real interest in our group. If you get removed, it is just because you haven’t come, and we follow this protocol as a courtesy to our regular game players.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

[The Board Walks](http://www.theboardwalks.com/) are for curious people who love deep conversations. If that sounds like you, **bring a thoughtful topic** and join us for a 5-mile walk (10,000+ steps!). **HOW IT WORKS** **Step 1: Bring a topic** Before you arrive, think of **one** topic you want to explore. A question. A thought that's been on your mind. An obsession you want to geek out on. This is your ticket to the event. **Step 2: Circle up & share** We gather in a circle. Your friendly walk host gives a speech to set the tone. Everyone shares: your name, what you're grateful for, and your topic. That's it. 60 seconds. **Step 3: Walk, talk & float** We walk 5 miles. You naturally drift into conversation with 2-3 people at a time, pulled by topics that spark your curiosity. When you're ready to move on, just say: "I'm going to float!" **Step 4: Feel more alive** Two hours flies by. You're back where you started — but you feel different. More alive. More energized. More connected to yourself and others. That's why regulars join 20+ times. *For more details, read our [Orientation Guide.](https://www.theboardwalks.com/orientation)* **HOW TO BRING A GREAT TOPIC** A great topic = something you're genuinely curious about. Recent topics include: * "What are you passionate about right now?" * "What makes a good friend?" * "What's a belief you used to hold that you've completely changed?" * "How do you want to be remembered?" * "What would you do if money wasn't a factor?" Think of your topic like the dish you're bringing to our conversational potluck. If everyone brings an A+ dish (i.e. energizing, uplifting, expansive), we'll all walk away feeling lighter and brighter. **WHAT TO EXPECT** This isn't a fitness event with casual chitchat. It's a walking think tank where we explore life's big questions together, beyond small talk. *If you're looking for light banter or a standard networking event, this probably isn't the right fit.* But if you crave depth, genuine connection, and conversations that make you feel alive? You'll love it here. **FAQ** * Wear casual athletic attire and sneakers. It's a long walk! * We have multiple first-timers at each event. We work hard to create a welcoming, inclusive, clique-free space. * We welcome people of **all** ages, backgrounds, and industries who align with the [intention](https://www.theboardwalks.com/ground-rules) of this space. * Rain or shine, we've been out here nearly every week since July 2022. If the event is cancelled, we'll let you know. * Dogs, babies in strollers, parents, and friends are welcome — please text/email them the event link so they can RSVP and prepare a topic! **LOGISTICS** * If you'll arrive over 10 minutes late, we suggest skipping the event. It's hard to find us once we start walking, and your host can't answer messages during the event. * This walk is designed for everyone to *move together at the same steady pace* (about 20 min/mile). This format works best when the whole group moves in unison. If you have mobility limitations, we kindly encourage you to find an event better suited to your needs. * Read our [Orientation Guide](https://www.theboardwalks.com/orientation) for full details. * If you enjoy the event, send **[this](http://www.theboardwalks.com/)** to a friend or sign up for our **[newsletter](https://theboardwalks.beehiiv.com/)**. We're in multiple cities with more on the way. 🤠👋 **IF YOU WANT TO GO DEEPER...** [The Board](https://stan.store/ellebeecher/p/the-board) is the next step: a high-trust collective for renaissance people devoted to creating, connecting, and building lives that light us up. * This is a global HQ for people who crave big talk, deep connection, and dream collaborations with people across industries. If the walks feel like a spark... The Board is the fire. Apply [here](https://stan.store/ellebeecher/p/the-board).

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Thanks for being a part of the CABS Meetup Group! We meet @ the COFFEE UNDERGROUND on Indianola Avenue. We play many different games @ CABS - bring your own or play one of the OVER 2000 in our library. What are your favorite games? What was the last game you played? Hope to see and game with you soon! Check us out on Facebook! Doors open early on Saturday Mornings at 10am and around 4pm on Fridays if you are interested in learning new / simpler games ... or new to the hobby or just want to check us out come in early just after noon and we will show you around before the crowd grows. Stay for a game or two, an hour or two or for the day! Your first visit is free and after that it's $5 a meeting or you can join for the year! It's Your Move

(Note: RSVPing here on Meetup does NOT reserve your seat. To do that, you'll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)**.) The market changed—and most investors are still operating like it didn't. Deals that used to work don't. Buyers want different things. And a lot of what's being taught right now is outdated or just wrong. And, since 2011, it's been our job to make sure that our members are armed with the most up-to-date, real-world strategies for building wealth in Central Ohio real estate… …so our mission with this meeting (and every meeting) is to give you the no-hype, warts-and-all info you need to succeed. First, Wholesaling 101—a clear, real-world look at how wholesaling actually works today, what to pay, and how to stay out of trouble. Then, Creative Deal Autopsies—real investors breaking down real deals with real numbers, real conversations, and real outcomes. You'll also get the chance to put the presenters in the hot seat and ask any and every question you have about how they did their deals. You'll learn: 1. What wholesaling actually is 2. How to calculate real offers 3. Where deals are coming from now 4. What buyers want 5. How creative deals are structured 6. What contracts and terms are used 7. What can go wrong—and how to avoid it **Agenda:** 5:00–6:00: Free Light Dinner and Networking 6:00: Earlybird Meeting – Wholesaling 101 7:00: Buy-Sell-Trade (members only) 7:30: Creative Deal Autopsies Members: Free First-time guests: Free Non-members: $35 (or join for $30 instead) Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=IN-PERSON-in-Columbus-Creative-Deal-Autopsies-Wholesaling-101-14-4-7-2026)** and register on our website!