Mortgage Notes

To BOOK you must GET a FREE TICKET from the Nomads website by following: **[https://thq.fyi/se/2603d9966c4b](https://thq.fyi/se/2603d9966c4b).** Click on **Get Tickets.** **Note:** *An RSVP on Meetup is **NOT** a booking.* Please visit the Nomads website for full and early details of events.\*O Our regular monthly social night - this month at Spotswood Hotel. **GRADE**: Social. **ACTIVITY DESCRIPTION**: Join us for our monthly social evening where members can enjoy a meal, talk about upcoming events, compare notes on past activities and float ideas on events they would like to see run. Do you want to see more of a particular activity, or do you have a particularly favourite area of Victoria you would like to share with others? Do you have an idea for a walk we haven't done before? If so, we'd love to hear from you. Everyone is welcome – new members are especially invited to any of the monthly Nomads social evenings. Tuesday night is Burger Night at **[Spotswood Hotel](https://www.spotswoodhotel.com.au/)**: free drink + fish/chicken/beef/vegan burger for $25. **[See menu](https://www.spotswoodhotel.com.au/food-drink)**. **BOOKING**: By Sunday 1st March. To BOOK you must GET a FREE TICKET from the Nomads website by following: **[https://thq.fyi/se/2603d9966c4b](https://thq.fyi/se/2603d9966c4b).** Click on **Get Tickets.** **Note:** *An RSVP on Meetup is **NOT** a booking.*

Enjoy cake and coffee or even a sango at Bloom, a brand new cafe in Ascot Vale.

If you have been diagnosed with an Anxiety Disorder join us at 10 Yarra Street, South Yarra for the Mental Health Foundation Australia Face to Face Anxiety Support Group. Introducing John as our current facilitator, he is an experienced facilitator in many diagnoses including Anxiety. John is passionate about mental health and offering support to consumers. John is non judgmental and takes a compassionate approach to addressing mental health issues and engages participants to share in a positive and safe environment. **This support group is for those affected with a diagnosed anxiety disorder.** To register your attendance please see: [https://supportgroup.mhfa.org.au/anxiety-support-group](https://supportgroup.mhfa.org.au/anxiety-support-group) For other MHFA support groups please see: [https://supportgroup.mhfa.org.au/](https://supportgroup.mhfa.org.au/) If you need any further information feel free to contact us at supportgroup@mhfa.org.au

\*\*New Cuban Courses will commence Tuesday 20th January\*\* Rueda de Casino – is a progressive Cuban-style salsa class and a fun way to learn salsa. Its fast paced, danced in a circle and changing partners flowing from one partner to the next Cuban Salsa (Rueda) BEGINNER LEVEL 7.00pm - 8.00pm This course is for absolute beginner to beginner plus students. The first 4 weeks we will cover Cuban Salsa fundamentals, Cuban Flow body movement and basic Cuban steps. The last 2 weeks we will use moves and steps learnt in a progressive wheel (Rueda) pattern. This class can only be purchased as a 6 week course. Course cost $120 For course bookings email gabby@melbournesalsa.com.au *** Cuban Salsa (Rueda) INTERMEDIATE LEVEL 8.00pm - 9.00pm During this 6 week course, you will learn complicated Cuban turns, Rueda dynamics, team patterns and different formations, executing the moves by the caller and dancing in sync at a faster pace. Must have completed 2 x Beg Level Rueda courses before entering Intermedaite level. This class can be purchased as a 6 week course or can be attended casually. Casual $25 (cash or eft pos) Course cost $120 For course bookings email gabby@melbournesalsa.com.au *** These Courses will be held at the Melbourne Salsa studio 1/326 Smith Street Collingwood (Rear entrance via laneway off Bedford street) FREE Parking is available above Woolworths - 2 min walk to our studio. For more details call Melbourne Salsa on 95312023 or email info@melbournesalsa.com.au

We are a multi-disciplinary group of PhDs and academic staff who write together regularly and help one another to achieve our writing goals through supportive community, focus and a structure that works. We welcome anyone who wants to get some writing done in a collegial, supportive, encouraging environment. You don’t have to be from University of Melbourne (you don’t have to be from university at all!). We use the Pomodoro method, which means we write in timed intervals of silence, then chat and catch up for 5 mins and repeat the cycle. Arrive when you like, leave when you like. The goal is to keep our writing projects progressing and reduce the isolation that can be part of the academic and/or writing life. **Session Outline:** Welcome: 9.00-9.05 (5 mins) Pomodoro 1: 9.05-9.30 (25 mins). Break: 9.30-9.35 (5 mins) Pomodoro 2: 9.35-10.00 (25 mins) Break: 10.00-10.05 (25 mins) Pomodoro 3: 10.05-10.55 (50 mins) Break: 10.55-11.05 (10 mins) Pomodoro 4: 11.05-11.30 (25 mins) **A note about the format** We don’t host critiques or readings. These events are a safe space for writers of all skill levels and genres to work on their craft, so no one will read or critique your writing. For our full event schedule, visit [https://shutupwrite.com](https://www.shutupwrite.com). **Other Important Details:** WiFi name/password: There is free public wifi available at the Melbourne Connect Superfloor (speak to the concierge for details). University of Melbourne staff and students can connect to the university wifi; staff and students from other universities can join Eduroam using their home institution's log in credentials. Travel / Parking info: Public bike parking along Swanston and Grattan Streets. Tram routes 1, 3, 3a, 5, 16. 16, 64, 67, 72 along Swanston Street (Stop 1) and 19 along Royal Parade (Stop 10). The nearest train station is Parkville Metro Station. Bus routes include 200, 207, 250, 251, 401, 402, 403, 505, 546. There is no public parking available at Melbourne Connect, however the area is well serviced by nearby public carparks, including Cardigan House Parking at 96 Grattan Street and the University of Melbourne Eastern Precinct Car Park at 375 Grattan Street. A taxi rank is located on Grattan Street.

**\*\*\*RSVP PROCESS - CRITICAL INFO\*\*\*** Please be aware, we don't use the Meetup website to take RSVPs, so you will need to register on this link to lock in your place (bookings essential) - [https://propdev.info/uMKh](https://propdev.info/uMKh) We run events most weekends around Australia so you can attend either physically in your local area, or live-stream to any event around the country. **In-Person:** 1:30pm (Melbourne time) to 'Mingle With The Expert' **Virtual:** 2pm (Melbourne time) **INTRODUCING THE INDUSTRY EXPERT:** *Turn Victoria’s New Codes Into Better Yield! JESSE ANT Architects (Jessica Wang)* Are You Missing Out on Victoria’s New Untapped Development Potential? Victoria quietly rewrote the rulebook for multi-unit developments, and most mum-and-dad developers haven’t caught on yet. New planning codes. Clearer standards. Faster pathways. Less discretion. Less guesswork. More certainty. And here’s the kicker If you’re still designing projects the old way, you could be leaving yield, time and profit on the table without even realising it. That’s why this month’s Industry Expert, **Jessica Wang** from **JESSE ANT Architects**, is a must-see. Jessica is working daily with the new Victorian Townhouse & Low-Rise Code, the changes that are unlocking approvals for duplexes, townhouses and low-rise multi-unit projects that previously would’ve struggled. At this session, Jessica will show you: • How the new deemed-to-comply standards can actually work in your favour • Where extra yield and smarter layouts are now possible under the updated rules • How to design multi-unit projects that councils must approve if you hit the benchmarks • What savvy developers are doing right now to turn planning reform into real opportunity This isn’t about fighting council. It’s about understanding the new rules and using them to your advantage. If you’re developing (or planning to develop) in Victoria, this session could completely change how you look at your next site. Because the opportunity is there. The question is… are you set up to take advantage of it? **INTRODUCING THE REAL DEAL:** *3 Townhouses (Xavier Rigney)* *820m2,GRZ, Bendigo, Victoria* Turning Challenges into Multi-Unit Success You’ve found a promising development site. Numbers look good. The dream of building townhouses or duplexes seems achievable. Then reality hits. Permits drag. Engineering submissions take months. Banks and utilities slow the process. And suddenly, what should have been a smooth journey becomes a minefield of delays, extra costs, and last-minute hurdles. This is exactly the type of challenge **Xavier Rigney** faced on his latest multi-unit development and he’s coming to the next Property Developer Network Meetup to share the inside story. From keeping the existing dwelling tenanted throughout construction to navigating stormwater setbacks, Section 173 Agreements, and even last-minute easement oversights, Xavier’s project had it all. There were lessons in timing, sequencing, negotiation, and patience. Yes, a few expensive “oops” moments along the way. But here’s the good news: despite every obstacle, the project succeeded, showing exactly how mum-and-dad developers can turn complex hurdles into profitable outcomes. At this session, Xavier will reveal: • How to generate income during construction by keeping existing dwellings tenanted • The importance of early engineering coordination to avoid costly delays • How to manage banks, utilities, and councils when timing isn’t on your side • Real-life lessons from subdivision, civil works, and construction, and how to prevent the mistakes he made If you’re developing or planning a multi-unit project in Victoria, this session will give you the practical insight, hard-earned strategies, and confidence to avoid the pitfalls that derail so many deals. Because in property development, it’s not about luck. It’s about knowing the process, navigating the hurdles, and getting the job done right on time and on budget. ***This is your chance to talk property with other enthusiasts!*** See you all soon!

Do you live in the Southern suburbs? Want to explore what the Southern suburbs has to offer? Or are you just interested to catch-up with like-minded people? Once a month Steph hosts our Southern socials. It is a great opportunity to meet others. Our emphasis is on fun whilst helping and supporting each other. The socials include drinks and chats, casual coffees, dinners and other activities suggested by members from time to time. Our socials are informal and open to all. We pay for own food and drinks individually and there is no charge for the organisation of the events. We hope to see you!

NuCalm is a patented, drug-free neuroscience technology designed to rapidly reduce stress, improve sleep quality, and aid recovery by shifting the body from a "fight-or-flight" state to a deeply relaxed parasympathetic state within minutes. [https://stamina.xosialx.com/nucalm.html](https://stamina.xosialx.com/nucalm.html) It uses neuroacoustic software, a biosignal processing disc, and light-blocking eye masks to guide brain waves from active beta states down to alpha/theta (relaxation/meditation) levels NuCalm uses a patented, clinically proven pitch and frequency matrix with non-linear oscillating algorithms to safely present your brain with precise signals, prompting what is known as a frequency-following response. Your brain synchronizes with the incoming NuCalm signals helping you naturally and effortlessly manage your state of mind by speeding up or slowing down your brain wave frequencies. NuCalm has mapped all of your brain wave frequency zones and created products to safely and predictably guide you to whatever mental state you desire. The amazing thing is, NuCalm is all-natural and works every time you use it within minutes. The best thing to do now is to watch the video on the website and download the NuCalm app. All you need is a headset and eye mask. This app purchase is covered with a 30-day money-back guarantee. Get started today and FEEL the difference even 15 minutes can make. WATCH THE VIDEO ON THE WEBSITE. [https://stamina.xosialx.com/nucalm.html](https://stamina.xosialx.com/nucalm.html)

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)**.) Let’s be honest. In 2026, you can’t use 2023 strategies and “hope” a deal works out. Demand for rentals, wholesale deals, retail deals, and even loans has changed, and that means that the most active, experienced investors have changed the way they do deals (and maybe even the kinds of deals they’ll do). Here at COREE, our job is to shortcut your learning curve by introducing you to the people and concepts you need to take the shortest path from here to financial freedom, and we think you’ll agree that this meeting is a no-brainer, if you’re serious about making wealth-building deals this year. Here’s the detailed agenda: From 6:00–7:00 p.m., From 7:30–9:00 p.m., Agenda: 5:00–6:00 p.m. Complimentary Light Dinner & Networking 6:00–7:00 p.m\*\*. New Investor Meeting: Basics of Making Money in Rentals with Vena Jones-Cox\*\*. If you’re planning to buy rentals today, you have to know how to evaluate the REAL income and expenses before you make an offer. If you’re new, you’ll finally understand how rentals really produce profit. If you’ve been around a while, you’ll see how today’s numbers change the math. 7:00 –7:30 **Buy-Sell-Trade (Members Only)** Bring your deals, money, buyer lists, referrals, and requests. Fast-moving. Bring flyers or business cards. Guests get a quick orientation with Executive Director Vena Jones-Cox. 7:30–9:00 p.m. **Main Meeting: Your 2026 Buy Box: What Experienced Investors are Buying in 2026 (and what they won’t touch).** Our panel of active, experienced investors will lay out their 2026 buy boxes. Not hypotheticals. Not “in theory.” What they are actually buying—and what they won’t touch. They’ll share: * What property types investors are actively pursuing * What strategies they’ve stopped using * The exact numbers they require before they say yes * How insurance, taxes, and rates have tightened the buy box * What instantly disqualifies a deal in today’s market * How to define your own 2026 buy box based on capital and risk tolerance Members and non-members at any level of knowledge and experience are welcome—as long as you’re serious about real estate, value experience-based, no B.S. education, and want to give as much as you get. Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)** and register on our website!

# **Band and caller TBA** Beginner lesson at 1:30, regular dancing begins at 2:00 pm NOTE THAT WE ARE TEMPORARILY DANCING IN THE AFTERNOON INSTEAD OF EVENING. Dance with us in the afternoon then you can still go out in the evening! **Sponsor: All Soles Contra and Square Dancing, First Unitarian Universalist Church, 93 W. Weisheimer Rd., Columbus OH 43214** WHAT IS CONTRA DANCING? Picture the Grand Ball scenes like you’ve seen in period films such as “Pride and Prejudice”, where the dancers are lined up in long lines, across from each other. That’s English Country Dancing, the predecessor of contra dancing. Now, add moves like “swing your partner” and “do-si-do,” like you’ve seen in square dancing. Set it to fabulous, high energy, live music with fiddles, guitars, percussion and more, alá “Riverdance.” Finally, set the whole scene down in the middle of Woodstock, with a hip, groovy atmosphere, a bit of tie-dye, and hints of counter-culture attitude. THAT’s Contra Dancing! Wear cool and comfortable clothes (you will get warm) and clean shoes that won't mark up our nice wood floor. Be sure to come for the beginner's lesson from 1:30 - 2:00, followed by dancing 2:00 - 430. All dances are taught; we will help you learn! Beginners always welcome, no need to bring a partner. Cost is $10.00 adults, $5.00 ages 12-26. Under 12 free. Free parking in church lot. Please bring your own refillable water bottle.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

This meeting will be an open discussion of adjusting to vision loss guided by participant interests. Target audience for this group is persons who are visually impaired, especially those who have experienced recent loss, however, all are welcome, including family members and supports. Light refreshments will be served. You can also join the meeting by Conference Call at (518) 263-8851.

Join us as we get together to see the period drama / classic monster movie, THE BRIDE! The film is written/directed by Maggie Gyllenhaal and stars Jessie Buckley and Christian Bale in a new take on the classic tale, The Bride of Frankenstein. We'll be seeing this one on Thurs, 3/5 one day ahead of the film's opening on Friday. Here’s a description, trailer and plan for this event: DESCRIPTION: In 1930s Chicago, Frankenstein's creature asks Dr. Euphronius to create a companion for him. They give life to a murdered woman as "the Bride," sparking romance, police interest and radical social change. It is written, directed and co-produced by Maggie Gyllenhaal and stars Jessie Buckley, Christian Bale, Peter Sarsgaard, Annette Bening, Jake Gyllenhaal and Penélope Cruz. TRAILER: https://www.youtube.com/watch?v=n-qJkAXLfYM PARKING: Close, convenient parking is available in the nearby garage (located between 9th and 11th, just off High St). Bring your ticket with you and have it validated at the theater and for $2, you’re covered for the night! PLAN: Please purchase your ticket for the 7:00pm showing and we’ll meet inside the upstairs lobby between 6:40 and 6:50pm. Advance ticket purchase is advised (via Gateway website preferred). Once you have yours, please list your seat number in the Comments below! Pre-show bite at Cazuela’s next door at 5:30pm. Please arrive by 5:30pm and ask for the Movie Group! Look forward to seeing you there, Dan