Commercial Mortgage Loans

Every Tuesday at 5pm! RSVP at the following link to receive login details: https://www.enggarcia.com/hbstuesday/ * The Districts Best first time home buyer webinar * Learn about the home buying process * How to qualify & what loans are available * Qualifying for DC Open Doors and other programs * Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Please join us every week for power networking! Our Chapter Passed $1,666,736 USD in the past 12 months! BNI members, on average, increase their business 20% the first year. Our chapter is a dynamic, committed group of business people who know how to refer business to each other. Come for our meeting -- stay for the referrals!!! We have open categories for individuals who will bring enthusiasm and integrity to our meeting. Just one person per professional specialty is allowed in each chapter. Visit a meeting to find out more and lock out your competition! Register Here: https://bninovanorth.com/va-nova-north-bni-mclean-business-connection--n136/en-US/visitorregistration?chapterId=16988

You must read the following NVHC Sign-in Sheet Statement/Liability Disclaimer, [https://nvhc.com/signin.pdf](https://nvhc.com/signin.pdf) and then answer the question that you will see when you RSVP with "I accept" to be permitted on the hike. Join me on this lovely 8.5 mile hike at Sugarloaf Mountain near Dickerson, Maryland with 1572 feet of elevation gain. We will meet in the parking lot at 8:45 am and start hiking at 9:00. This hike has plenty of ups and downs, with a long climb late-ish in the hike, and then a final climb to the summit before we return to our cars. The climb to the summit is quite steep and rocky. However, you can choose to skip this section and follow the well-marked White trail back to the parking lot. We will hike at a moderate pace of 2.5 miles per hour and stop at all intersections. Although there are no serious water crossings, there may be small streams to get across. We will enjoy a brief lunch or snack at White Rocks, about 4.5 miles into the hike. We will park at the East View Parking Lot, take the White Trail down the mountain, the Yellow Trail back up, connect to the Blue Trail to enjoy the White Rocks overlook, then go up and over the Purple Trail, back to Blue, back to White, up Red to the summit, then Orange back to the parking lot--not quite a full rainbow hike, but close! The weather is supposed to be in the 20s and low 30s on Tuesday, but with a high of 41 Sunday and 54 Monday, I don't think we'll have any ice on the trails. There are two porta potties available near the parking area, as well as one at the base of the mountain. There is a suggested donation of $5, and I encourage hikers to contribute. Dogs are permitted on this hike in accordance with the NVHC Dog Policy. https://tinyurl.com/nvhcdogpolicy. If you plan to bring a dog on this hike, please contact me about the dog’s prior hiking experience in winter conditions on rocky trails. Leader: Becky Reickel 301-471-3641 Carpools: Meet at the Centreville Park and Ride at 7:30 a.m. Suggested carpool fee is $4.00 per rider. The leader will not be at the carpool location and will meet the group at the trailhead. Anyone intending to carpool may want to post a message to the group to be sure someone else will be there. GPS coordinates for Centreville Park and Ride: 38.836080, -77.455327. https://goo.gl/maps/hc3LRG7Hsy2wMJs18 Trailhead: Meet at the Sugarloaf East View Parking lot at 8:45 am for our 9:00. start. GPS coordinates: 39.260338, -77.390338. https://goo.gl/maps/HyHoWHCFEJXrcDYB8 Park entry fee: Suggested Donation is $5 Rating: A Map for the hike: 01302025 Sugarloaf Color Hike on AllTrails https://api-v5.alltrails.com/explore/recording/activity-january-30-2025-5807a68-3?p=-1&sh=zg5qvz&utm_medium=map_share&utm_source=alltrails_virality

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

DC Crypto Meetup – Final Gathering of 2025 Tuesday\, December 30 \| 5:30\-&;30 PM Mission Navy Yard 1221 Van St SE, Washington, DC We’ll be upstairs near the stairs ( as the host, if you can spot us). If it gets too loud, we’ll shift downstairs.2025 has been one of the most intense years ever for crypto, especially right here in Washington. Let’s close it out together: grab a drink, swap notes and talk about what’s next in 2026. Mission is the largest bar in the city, so there’s plenty of room. No formal agenda, no pitches, just good conversation.See you Tuesday! Happy hour is served daily from 4 - 6 pm, Hosted by NFTve – fine artist, NFT creator, and long-time blockchain & crypto enthusiast.

Think you aren't flexible enough for yoga? Afraid to get onto the floor? Living with physical aches or restricted range of motion? Then this is the perfect yoga class for you! Explore your body's strengths in a fun, supportive environment while maintaining and growing your range of motion, flexibility, balance, strength, and sense of peace. All are welcome in this therapeutic class. Come ready to try new things, laugh, ask questions, and support each other. **Please reserve your spot at www.piesfitnessyoga.com**. The session is offered both InStudio and OnLine. The Zoom link for the OnLine session will be emailed 15 minutes before class starts to those who are registered at www.piesfitnessyoga.com. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St. Alexandria, VA 22314 Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36,37,38,39.** The church is located across the street from the studio, on the corner of Duke St. and West St. Discount is available to seniors, teachers, students, emergency responders, and military. All can save by purchasing class packs.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

This is for those who like a somewhat less competitive game. We are at Montgomery College, Rockville. Google maps link for lot 3 https://goo.gl/maps/kKXnNoGakmcdbtaT7 Please take a moment to review the RSVP Guidelines: NO SHOWS: No Shows and Late Cancels prevent other members from playing and create organizing difficulties for the host. If you cannot attend a Meetup, please change your RSVP to No not later than 2 hours before start time. Attendees who are 30 minutes late or RSVP less than 2 hours before start are marked as a No Show and will be contacted by the host/organizer. Meetup event comments do not change your RSVP. If you would like to attend this event you must be a of minimum 2.5 level. USTA guidelines prior for signing up for the Meetup: https://assets.usta.com/assets/1/15/ExperiencedGuidelines_02142011_V2pdf.pdf Singles and doubles game play flexible depending on court availability. If you have any questions, please feel free to drop the group organizers a message. See you on the courts! • What to bring Tennis Balls and Racquet, Water.

A weekly networking meeting where we have a lot of fun and of course, meet other busy professionals!

• What we'll do Economist William Michael Cunningham on Podbeam Thursdays at 6 pm. https://www.podbean.com/

The BNI Capital Business Alliance is a business and professional networking organization for all industry leaders. We are one of the top BNI groups in the region, focused on building business relationships and friendships that lead to growing each others business. We meet every Wednesday morning to build relationships, showcase our services, and meet new people! We welcome all visitors who are looking to expand their referral networks and grow their business. There is no fee for visiting our lite fare breakfast meeting and if your business category is open in our chapter you can learn more about how to become a member and join us every week! We are very active outside of our Wednesday morning meetings as well! We host member-only events regularly and are always out and about networking at other events. Due to COVID-19 circumstances our meetings are currently being held virtually through a Virtual Zoom Meeting from 7:30 - 9:00 am. A link to the meeting will be sent to you once you register as Attending on Meetup. We can't wait to meet you! Be prepared to tell us all about your business!

The market has changed—and pretending it hasn’t is expensive. At our **January COREE meeting**, learn the real strategies local investors are using to stay profitable, reduce risk, and avoid the mistakes that are causing others to quit. PLUS: A critical update on the **new Ohio wholesale law** and how it affects you. ⚠️ RSVP on Meetup does **NOT** register you. 👉 You must register at **[www.COREERocks.com](http://www.COREERocks.com)**

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

You can also join the meeting by Conference Call at (518) 263-8851.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Let's have lunch at Uptown Westerville's newest restaurant. Ampersand is owned by the same couple who owns Asterisk. They are known for ramen, rice bowls, teriyaki and small plates.