Commercial Mortgage Loans

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

This event is being held in partnership with the DMV Spades Meetup Group. Direct all questions to the Organizer and Host, Nne-Nne Abanobi. ******* Hi All! We play 2nd Saturday Spades in Greenbelt, MD every month... 📍Hook & Reel Cajun Seafood & Bar 🦐 6002 Greenbelt Road Greenbelt, MD 20770 ⏳️ 6:30pm to 11:30pm 🌟 Join us at this PG County sports bar for food, fun, drinks.....and, of course, Spades. 🍷 Happy Hour Specials from 12pm to 7pm: https://hookreel.com/wp-content/uploads/2024/01/HR_GreenbeltMD_HappyHour_Menu_24x36.pdf Located right off the Beltway in the Plaza. Free parking everywhere! Remember to support the business by ordering food/drinks. 😀 **This event is posted in multiple groups. So expect a nice crowd.** 😀 All skill levels are welcome. Get matched with a partner onsite. We hope to see you there! God bless. 😊❤️🙏🏾 ******* Check out The DMV Spades Meetup Group https://meetu.ps/c/8qv5/1SV52/d on Meetup

This is for those who like a somewhat less competitive game. We are at Montgomery College, Rockville. Google maps link for lot 3 https://goo.gl/maps/kKXnNoGakmcdbtaT7 Please take a moment to review the RSVP Guidelines: NO SHOWS: No Shows and Late Cancels prevent other members from playing and create organizing difficulties for the host. If you cannot attend a Meetup, please change your RSVP to No not later than 2 hours before start time. Attendees who are 30 minutes late or RSVP less than 2 hours before start are marked as a No Show and will be contacted by the host/organizer. Meetup event comments do not change your RSVP. If you would like to attend this event you must be a of minimum 2.5 level. USTA guidelines prior for signing up for the Meetup: https://assets.usta.com/assets/1/15/ExperiencedGuidelines_02142011_V2pdf.pdf Singles and doubles game play flexible depending on court availability. If you have any questions, please feel free to drop the group organizers a message. See you on the courts! • What to bring Tennis Balls and Racquet, Water.

Michelle Arnold https://www.linkedin.com/in/michellearnold-/ and Robert Brandau https://www.linkedin.com/in/robertbrandau/ will tell stories and give examples of how relationships lead to business success and job search success. At the end of this seminar/webinar, there will be a brief Christian story.-------------------IF YOU ARE NEW TO Career-Confidence.org and want to learn about us via our team, here are some videos that we have done. PLEASE SUBSCRIBE to our channel and LIKE our videos.------ Career-Confidence.org, Laura Hamilton and Robert Brandau both long-time recruiters give you an overv iew. https://www.youtube.com/watch?v=R20iMmWWsas Doris McMillon of our Board of Directors https://www.youtube.com/watch?v=JNmOi9TsYGs&t=10s --Bruce, Silvia, and Mary Beth talk about the impact of Career-Confidence.org on their job search. https://www.youtube.com/watch?v=EYtFRWzhKLo --Kim DeWitt Succinctly Talks about our Team https://www.youtube.com/watch?v=SSHCEK11jD0_ Cecilia and Nate – 2 of our Alumni give an overview of Career-Confidence.org. perspective. https://www.youtube.com/watch?v=uNstYHVnfAA --Sara's Experience with Career-Confidence.org - Surprise Ending – Pre-Covid https://www.youtube.com/watch?v=fEuKuvZyEYE&t=51s Kathi Galiano’s Article which Sara references. https://www.career-confidence.org/my-experience-with-career-confidence-org-by-kathi-gagliano/

*theme:* **DIY Group Psychoanalysis "Making Unconscious Conscious"** Psychoanalysis "unlocks the past, informs the present, and expands the future. video clips: **Psychoanalytic theory in 3 minutes** [https://www.youtube.com/watch?v=ucB1b6f750k](https://www.youtube.com/watch?v=ucB1b6f750k) **Psychoanalysis A Curiosity about the mind 6min** [https://www.youtube.com/watch?v=TcmVjQBF4MQ](https://www.youtube.com/watch?v=TcmVjQBF4MQ) Psychoanalysis = a theory and practice treating symptoms and personality as **disguised compromises** around unconscious conflicts, using a structured relationship (transference) to make those patterns visible so you can **repeat less blindly** and **choose a bit more freely**. "Until you ***make the unconscious conscious***, it will direct your life and you will call it fate." Carl Jung \-\-\-\-\-\-\-\-\-\-\-\-\- **Interpersonal Process Group** **Psychodynamic shared exploration, learning and growth** Interpersonal process groups focus on the interactions and dynamics between group members to facilitate personal growth and learning. These groups provide a courageous space for individuals to explore their interpersonal patterns, receive feedback, and develop more effective social skills. **The core principle is that the group itself becomes a microcosm of a member's real-life relationships, allowing for insights and behavioral changes.** Key aspects of interpersonal process groups: * **Exploration of Interpersonal Dynamics:** Members examine their communication styles, relationship patterns, and how they relate to others within the group. * **Feedback and Self-Awareness:** The group provides a platform for members to receive feedback on their behaviors and develop greater self-awareness. * **Development of Social Skills:** Members practice new ways of relating, communicating, and collaborating within the group, leading to improved social skills. * **Microcosm of Relationships:** The group mirrors real-life relationships, allowing members to observe and analyze their patterns in a safe and controlled setting. * **Personal Growth and Well-being:** Through these processes, individuals can experience significant personal growth and enhanced well-being. Benefits of participating in an interpersonal process group: * **Increased self-awareness:** Understanding one's own behavior and its impact on others. * **Improved communication skills:** Learning to communicate more effectively and assertively. * **Stronger relationships:** Developing more fulfilling and meaningful relationships. * **Reduced anxiety and stress:** Finding support and coping mechanisms for social challenges. * **Enhanced empathy and understanding:** Learning to see situations from others' perspectives. \-\-\-\-\-\-\-\-\- Join us for an exciting meeting of personal growth as we delve deep into the realm of self-development. This meetup is designed for personal growth addicts like you who are eager to unlock their hidden potential and take charge of their lives. Don't miss this chance to meet fellow personal growth enthusiasts, share experiences, and learn from one another. Step into a journey of self-discovery, empowerment, and transformation. Come prepared to engage in provocative conversations, share your opinions, wrestle with challenging ideas, and leave with a renewed sense of deeper meaning and learning. **Tentative Agenda:** 1:00pm Social, Setup & Introductions, guidelines, terminology; 1:15pm Interactive open dialogue conversation & sharing; 2:45pm debrief, summary, debrief 3:00pm finish Light snacks, water & hot tea provided. Tysons-Pimmit Library is on Leesburg Pike (Rt 7) in Falls Church, VA off I-495 beltway exit 47. **Conference room** is down 1st left hallway, on right side right after the bathrooms.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Monthly meeting: Second Saturday of the month International House of Pancakes (IHOP) 775 Rockville Pike, Rockville, MD 20852 7:00 PM – 10 PM. Late arrivals always welcome. Look for the table with someone wearing a red hat. Questions, please call 1-240-644-5230 Agenda: What are more things we can do to wake people up? What can we do to get more people involved? Other things people would like to talk about. This will be a joint meeting with: DC 9/11 Truth [https://dc911truth.org/](https://dc911truth.org/) dc911truth Facebook page [https://www.facebook.com/groups/dc911truth/](https://www.facebook.com/groups/dc911truth/) 911 Meetup Group [https://www.meetup.com/meetup-group-kyegaoqu/](https://www.meetup.com/meetup-group-kyegaoqu/) Central Bank Digital Currencies CBDC Meetup Group [https://www.meetup.com/central-bank-digital-currencies-cbdc/](https://www.meetup.com/central-bank-digital-currencies-cbdc/) Freedom of Speech Meetup Group [https://www.meetup.com/silver-spring-freedom-of-speech-meetup-group/](https://www.meetup.com/silver-spring-freedom-of-speech-meetup-group/) One way to make it more difficult for them them to impose a digital currency on us is to use cash. Central Bank Digital Currency (CBDC) With Digital Currency they can: Have a complete government dossier on every detail of your life. Use your purchase history to maintain a detailed social credit score for every person. Provide tax breaks to corporations who hire people with admirable social credit scores. Only grant government contracts to corporations with employees with admirable social credit scores. Adjust health insurance premiums to incentivize people to develop admirable social credit scores. Connect your social credit score with a digital ID to encourage you to look at only approved web sites when surfing the internet. Viewing conspiracy web sites could lower your Social Credit Score and make it difficult to get a job. With their electronic chain around your neck, they can control where, when, how you travel, what food you are allowed to buy etc. They will love the power to only allow you to use your digital money only where they want you to shop and allow you to buy only what they prefer you to buy. Require you to have to have a license to use your money. They will call it a Digital Currency License. Require you to take any vaccine they want you to take to maintain your digital currency license. Tax you in ways we have not even imagined. Adjust your income tax rate based on your social credit score. Use AI to increase your income tax rate if you eat too many hamburgers because they will tell you eating too many hamburgers will increase global warming. This is just one example of many behaviors they might not approve of. Adjust individual prices for different individuals. They will be able to make you pay more per pound for hamburger if you purchased too much red meat during the past 30 days. Require you to buy so many pounds of soy burger for every pound of hamburger to save the planet and increase the profits for the soy burger manufacturers. Turn off the digital money of people they consider to be spreading misinformation. Turn off the digital money of people they consider to be dangerous conspiracy theorists. Turn off your money at 8 PM if they want a curfew at 8 PM Turn off your money in another state if they do not want you to drive to another state without permission. Turn off your money when buying guns or ammo if they do not want you to buy guns or ammo. Turn off your digital money more than three miles away from your home if they want you to stay within three miles of your home during the next epidemic. Etc. etc. etc. From the standpoint of the government, one beauty of digital money is that your money is one “state emergency” away from being the government’s money. All they have to do is to take your digital money out of your Central Bank Digital Account for the “good of all”. It is not as easy for them to do this with physical cash, gold, stocks, or silver etc. Anything they **can** do, they will do. The essence of slavery is control. Digital Currency will enable them to make you, their slave. (in a global digital concentration camp). .

We are collaborating with CAASM for an exciting event. Join us for an afternoon of live storytelling, featuring a table read of three original shorts written by local writers and performed by a talented cast of actors. Whether you’re a lover of live performance or just someone looking for a unique way to celebrate Valentine's, this event is perfect for anyone interested in the art of storytelling via scripts. **What to Expect:** * A live read-through of three original shorts. * A chance to experience new works in progress as they’re brought to life for the first time * A welcoming space to connect with local creatives Come support original storytelling and enjoy an evening of suspense, scares, and seasonal fun. **Perfect for:** Writers, theater lovers, or anyone who enjoys discovering new stories and supporting local creativity.

Collaboration with other Meetup groups! Meet on the 3rd floor! We are going to be mixing things up tonight! Come unwind and grab food and/or drinks while meeting people.🍻🍝 Punch Bowl Social is a 24000 square foot, multi-floor venue with bars, food, and various activities including darts, pool, arcade games, bowling and more. We anticipate meeting up at the **second floor** where there is a full bar and it is quieter. We have a table reserved there for us all! It’s a chill event so stay for an hour or the whole time. Have a drink and unwind, go play darts with some new friends, try bowling at their indoor lanes - always something new and interesting to do. 🎳👾🎤🎯

Hi All, This event is being held in partnership with the DMV Spades Meetup Group. Direct all questions to the Organizer and Host, Nne-Nne Abanobi. ________ 🦐♠️🦐 We are playing Second Saturday Spades at Hook & Reel in Greenbelt, MD. Join us at this popular PG County sports bar for food, fun, drinks.....and, of course, Spades. All skill levels are welcome! Located right off the Beltway. Free parking! Remember to support the business. This event is posted in multiple groups. So expect a nice crowd. ***** Please don't forget to "Chip In" ($NAbanobi). All monies go towards covering Meetup's organizer fees. Thank you in advance for your support. God bless.

Urban Soul Line Dancing is a beginner to intermediate to advanced class. Come and learn intermediate/advanced dances to R&B, Jazz, Rap and Contemporary music. The class is designed to reduce stress, improve flexibility, boost memory, lose weight and build confidence and self esteem. The session is offered InStudio only. **Sign up at www.piesfitnessyoga.com required at least two hours before class begins.** The address is 1322 Prince St Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36,37,38,39.** The church is located across the street from the studio, on the corner of Duke St. and West St.

**EVERYONE MUST REGISTER ON THE WOMEN ON COURSE WEBSITE TO CONFIRM A SPOT FOR THIS EVENT. [CLICK HERE TO RSVP](https://www.womenoncourse.com/indoor-round-of-golf-edp-13388-02-2026.html)** **(an RSVP on Meetup will NOT hold a spot for you)** The St James indoor golf center is the perfect gathering place equipped with simulators to play famous courses around the world! Play a 9 hole round of golf and meet women who share your interests. Bring your clubs or borrow from their TaylorMade ladies sets. Price includes 2 hours of simulator time and plenty of fun! Refreshments pay as you go. This event welcomes the first 8 people who RSVP. Come solo or bring a friend. Payment will be made at the venue when you arrive. **$23\.00 Member \| $23\.00 Non Member** A **Non Member** registration fee of **$10.00** is due at time of registration. This fee is non refundable.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

Dale Gnidovec, Curator of the Orton Hall Museum of Geology at The Ohio State University, will be presenting a program he has wanted to share with us for a long time: Plate Tectonics. His description of his program: Continents on the move - Nothing in Earth history makes sense without moving continents - it tells us why mountains, volcanoes, minerals, and fossils are where they are. This talk examines the evidence for continental drift, why it was disbelieved, and explains how the more-encompassing theory of plate tectonics was developed and eventually proven. Dale is an energetic, incredibly knowledgeable, and very entertaining speaker and this will be another wonderful program by Dale. Hope to see you there! Food and drinks will be provided at the event. Feel free to show up a little bit early to hang out and talk. Going forward our meetings will be hybrid. You can meet us in-person or attend online Join Zoom Meeting [https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1](https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1) Meeting ID: 878 3656 4953 Passcode: 760812 One tap mobile +19292056099,,87836564953#,,,,\*760812# US (New York) +13017158592,,87836564953#,,,,\*760812# US (Washington DC) The formal presentation will start at noon

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

Have a small business? Ever wish you could just ask some questions around how to grow your business, get more customers or just know what the freak you are doing with sales? Now is your chance!! Every month we are hosting the "Ask an Expert" at the Columbus Metro Library, Main campus. I will be there to answer your Sales related questions. Drop-in for sales coaching designed to help small business owners, entrepreneurs, and sales professionals sharpen their sales approach. Whether you have questions on how to refine your pitch, are looking to close deals more quickly, or are working on building better client relationships, Smashing Your Sales Goals Coaches are here to help. Drop-in to get expert insights, actionable strategies and real-time solutions to grow your business and generate higher profits. Drop-In Sales Coaching is FREE + OPEN to the public. No appointment needed. First come, first served. EPIC Learning created. Accelerate Columbus supported.