Debt Free

\*These classes are not a language exchange, but instead are meant to be a step in between so that students feel confident maintaining in depth and grammatically correct oral conversations outside of class\* \***Meetup event numbers only tend to show new students registering and do not include returning students attending class.** **Per class, there is an average of 7 students.** The first 2 classes are free and then only cost between $18 and $36 depending on which type of class you want to continue with\* These French, English (For Spanish and French speakers only), and Spanish classes are primarily meant for adults who are travellers, or who are planning to live in a French, English, or Spanish-speaking country. The classes are primarily oral-based through guided conversations. They will teach you how to handle conversations in situations such as **"Going to the Convenience Store"**, **"Making Plans"**, **"Negotiating Prices"**, and **"Going out for a Drink"**. To ensure that students get used to using the language automatically, students will learn to maintain contextual conversations with timing before moving on to the next lesson. Call (647)787-9953, e-mail us info@monkeylingo.ca, or visit monkeylingo.ca for more information! **Online and private classes are also available!** No other language classes are as conversational as these ones. We guarantee it! Cheap parking can be found using the "Spot Hero" app.

Hello everyone, I'd like to invite you out to our **Dinner with Friends Gratitude Party!** -Reserved seating, friendly people, good conversation and great food awaits! So please plan to join us if you can :) \*Joined by my other groups too; so we can anticipate a fantastic evening **Time: 6:30 p.m. -9:30 p.m.** **Location:** La Carnita - Good Fortune Bar (Main Floor) **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 Event Details Bellow: Sincerely, Steve Flemming (Organizer/Host) Event Details: **Dinner with Friends Gratitude Party! (Dinner, Cocktails and Conversations) (February 15th)** -The great thing about this dinner party is you're free to move around to different tables and meet the other members too throughout the evening **Dinner Party Topics** may include but not limited too: Travel, Culture, Spirituality, Relationships, Modern Dating, Work/Life balance, Art, Technology, Economy, Music, Movies, Sports, Fashion, Hobbies, Books, Psychology, Philosophy, the Future, History, Pop Culture, Theatre, etc.) **Arrival Time:** \*Join us any time between 6:30 pm and 7:15 pm (if you can) for a fun and highly interactive evening as we get to know the members over dinner and great conversations (of your choice) Event goes until roughly 9:30 pm **Event Fee:** 5 dollars (cash only please) (HST included) or in advance by e transfer to **[steveflemming11@gmail.com](http://steveflemming11@gmail.com/)** \-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminder:** \*One beverage or appetizer minimum to support the venue- this is greatly appreciated :) \-\-\-\-\-\-\-\-\-\-\-\- **Parking Available:** \*Plenty of free street parking on Eglinton and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also right beside the Yonge/Eglinton subway station :) \-\-\-\-\-\-\-\-

Hello everyone, I'd like to invite you out to our **Dinner with Friends Gratitude Party!** -Reserved seating, friendly people, good conversation and great food awaits! So please plan to join us if you can :) \*Joined by my other groups too; so we can anticipate a fantastic evening **Time: 6:30 p.m. -9:30 p.m.** **Location:** La Carnita - Good Fortune Bar (Main Floor) **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 Event Details Bellow: Sincerely, Steve Flemming (Organizer/Host) Event Details: **Dinner with Friends Gratitude Party! (Dinner, Cocktails and Conversations) (February 15th)** -The great thing about this dinner party is you're free to move around to different tables and meet the other members too throughout the evening **Dinner Party Topics** may include but not limited too: Travel, Culture, Spirituality, Relationships, Modern Dating, Work/Life balance, Art, Technology, Economy, Music, Movies, Sports, Fashion, Hobbies, Books, Psychology, Philosophy, the Future, History, Pop Culture, Theatre, etc.) **Arrival Time:** \*Join us any time between 6:30 pm and 7:15 pm (if you can) for a fun and highly interactive evening as we get to know the members over dinner and great conversations (of your choice) Event goes until roughly 9:30 pm **Event Fee:** 5 dollars (cash only please) (HST included) or in advance by e transfer to **[steveflemming11@gmail.com](http://steveflemming11@gmail.com/)** \-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminder:** \*One beverage or appetizer minimum to support the venue- this is greatly appreciated :) \-\-\-\-\-\-\-\-\-\-\-\- **Parking Available:** \*Plenty of free street parking on Eglinton and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also right beside the Yonge/Eglinton subway station :) \-\-\-\-\-\-\-\-

\*These classes are not a language exchange, but instead are meant to be a step in between so that students feel confident maintaining in depth and grammatically correct oral conversations outside of class\* \***Meetup event numbers only tend to show new students registering and do not include returning students attending class.** **Per class, there is an average of 7 students.** The first 2 classes are free and then only cost between $18 and $36 depending on which type of class you want to continue with\* These French, English (For Spanish and French speakers only), and Spanish classes are primarily meant for adults who are travellers, or who are planning to live in a French, English, or Spanish-speaking country. The classes are primarily oral-based through guided conversations. They will teach you how to handle conversations in situations such as **"Going to the Convenience Store"**, **"Making Plans"**, **"Negotiating Prices"**, and **"Going out for a Drink"**. To ensure that students get used to using the language automatically, students will learn to maintain contextual conversations with timing before moving on to the next lesson. Call (647)787-9953, e-mail us info@monkeylingo.ca, or visit monkeylingo.ca for more information! **Online and private classes are also available!** No other language classes are as conversational as these ones. We guarantee it! Cheap parking can be found using the "Spot Hero" app.

Join us for the next Creative Sundays: a relaxed, hands-on creative hangout focused on **air-dry clay**. We’ll be working with clay to create small functional pieces like ring dishes, trinket trays, or pinch bowls. This is **not a class** and there’s no instruction to follow step-by-step, just a calm, shared creative session where everyone works at their own pace in a friendly, low-pressure setting. **All supplies will be provided**, and no prior experience is needed. A **$15 materials fee** will apply to cover supplies. Location details will be shared with confirmed attendees.

\*These classes are not a language exchange, but instead are meant to be a step in between so that students feel confident maintaining in depth and grammatically correct oral conversations outside of class\* \***Meetup event numbers only tend to show new students registering and do not include returning students attending class.** **Per class, there is an average of 7 students.** The first 2 classes are free and then only cost between $15 and $45 depending on which type of class you want to continue with\* These French, English (for Spanish and French speakers only), and Spanish classes are primarily meant for adults who are travellers, or who are planning to live in a French, English, or Spanish-speaking country. The classes are primarily oral-based through guided conversations. They will teach you how to handle conversations in situations such as **"Going to the Convenience Store"**, **"Making Plans"**, **"Negotiating Prices"**, and **"Going out for a Drink"**. To ensure that students get used to using the language automatically, students will learn to maintain contextual conversations with timing before moving on to the next lesson. **Program is also offered in private and online classes**. Call (647)787-9953, e-mail us info@monkeylingo.ca, or visit monkeylingo.ca for more information! **Online and private classes are also available!** No other language classes are as oral as these ones. We guarantee it! Group classes are hosted at **600 Bay Street** every Sunday, Monday, Tuesday and Wednesday. Call (647)904-5285 upon arrival if no one is there to let you in, and someone will come down to let you in. Cheap parking can be found using the "Spot Hero" app.

🌴 Let's warm up and catch up over a tropical lunch! Start with Caribbean Bistro or ONO Poke Bar (or both, if you're feeling adventurous :) and finish with CoCo Fresh Tea & Juice! 🧋 [Caribbean Bistro](https://ynecaribbeanbistro.com/) [ONO Poke Bar](https://share.google/dtdNzFSGlmbNOBsYC) [CoCo Fresh Tea & Juice](https://www.cocofreshtea.ca/) Please **arrive** **on** **time** so we can order and eat together! If there's not enough seating, we'll get take-out and go to the mall nearby. I'll check the app for the first 10 minutes. After that, I'll be busy enjoying the food and company.🍍 Please **confirm** **your** **attendance** by noon on Friday, February 13. Waitlisters, keep your notifications on in case you're moved to attending! Repeat no-shows and late-cancellers (i.e., cancel less than 24 hours before) won't be able to attend this or my future events. 🌺 Finally, please monitor this page for **updates** - which will be in the comments section. 🥥

This group is for badminton enthusiasts who are passionate about exploring the connections between metabolism, energy, and exercise. We are welcome beginner plus, intermediate and advance level players looking to improve your skill or a seasoned player seeking to optimize your performance on the court, this group is for you! Join us for friendly games. This badminton session is a weekly event and it is followed with dinner together but it is optional. Since we have 3 courts and allowed the maximum of 24 players so that everyone signs up for this event will be placed on waiting list FIRST then will be moved to the joining list. Court fee: It will be informed at the comment section by 4pm. Cost per person is $162 divided by the number of players attended. My email address will be provided at that time for etransfer.

Join us for a **premium No-Limit Hold’em tournament** at **Lodge 401**, one of Toronto’s top private poker rooms. Whether you’re a regular grinder or just love well-run tournaments, this one is built for serious players. *** **📅 Event Details** **🗓 Sunday, February 15** **🕑 Doors Open: 2:00 PM** **🕓 Tournament Starts: 4:00 PM** *** **💰 Tournament Info** * **Buy-In:** $200 + $30 * **Starting Stack:** 20,000 chips * **Format:** No-Limit Hold’em * **Blinds:** 20-minute levels **Dealer Option:** • $20 for an additional **10,000 chips** **Re-Entry:** • Unlimited re-entry • **Late registration thru end of Level 6 break** *** **🏆 Prize Pool** * **$15,000 Guaranteed** * **Top 12.5% paid** *** **📍 Location** **Lodge 401** 1645 Warden Ave, Toronto 📲 **Text 647-401-7768 to reserve your seat** *** **🍽 What to Expect** * Professional dealers * Clean, safe, and well-run environment * Free food & great atmosphere * Strong poker community ⚠️ Seats are limited. Early arrival recommended.

Hello everyone, Please join us for our a great afternoon with **IMPROV and ACTING in the PUB.** \*Joined by my other groups too; so we can anticipate a great afternoon \*\*Stick around after as well for our weekly traditional Sunday Dinner Party-no extra charge- others will be joining us to for dinner (optional) Event details below: Sincerely Steve Flemming (Organizer/Host) Event Details: **IMPROV and ACTING in the PUB (with Optional Dinner Party After)** This is a well organized event filled with Improv games, skits and of course lots of hilarious scenes that we will create. -A fun afternoon for all Improv enthusiasts and newbies of Improv! \*No experience required; just an open mind and a desire to meet some wonderful people, laugh and have fun! \*Joined by my other groups too so we can anticipate a fabulous turn out \-\-\-\-\-\-\-\-\- **Event Fee:** 10 dollars (Cash only) (HST is included) or e transfer in advance to [[steveflemming11@gmail.com](http://steveflemming11@gmail.com)] \*Includes Dinner Party after at no extra charge :) \-\-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminders:** **Date:** **Sunday, February 25th** **Arrival Time:** Arrive between 4:00 pm and 4:30 pm **Where to Meet us?** **Location: La Carnita - Good Fortune Bar (Main Floor)** **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 \-\-\-\-\- **Parking Available:** \***Plenty of free street parking on Eglinton** and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also just a three minute walk east from the Yonge/Eglinton subway station

We are a monthly meetup where we get together and discuss Stoic Philosophy and it's practical application to life. All are welcome, including those new to Stoicism and everyday practitioners. Out meetups are casual and we typically discuss a new Stoic quote each month. The meetup is held at one of our member's home in Toronto for a few hours each month. A little about Stoicsm, simply put, Stoicism was designed to help people live their best possible lives. It’s a philosophy of life that maximizes positive emotions, reduces negative emotions and helps individuals to hone their virtues of character. At any moment, in any situation, and at any stage of life, Stoicism provides a framework for living well. It reminds people of what is truly important, providing practical strategies to get more of what is valuable. Stoicism was deliberately created to be understandable, actionable and useful. Practicing Stoicism doesn’t require learning an entirely new philosophical lexicon or meditating for hours a day. Instead, it offers an immediate, useful and practical way to find tranquility and improve one’s strengths of character.

⚠️ **IMPORTANT: You must sign up and buy a ticket here to attend:** [https://groupvibe.com/](https://groupvibe.com/) **Join the Toronto City Brunch Club and make new friends!** Each meetup brings together 4–6 people for casual conversations over brunch. We use the Groupvibe platform to facilitate the meetup and ensure everyone’s a good fit. 👉 **To attend, you’ll need to complete registration via this link:** [https://groupvibe.com/](https://groupvibe.com/) We’ll share the exact location of the upcoming meetup the night before only if you have bought a ticket or membership plan. **Why this works:** \* Smaller groups make real conversations easier. \* Discover new restaurants in your city, together. \* Curated lunch venues with good food and vibe. \* If you hit it off with your group, there’s plenty of time to hang out afterwards. **Note:** RSVPs on Meetup don’t reflect total attendance. Many attendees register directly via our website. The event on [Meetup.com](http://meetup.com/) is only a placeholder. This meetup is organized by Groupvibe, a small team passionate about helping people form meaningful friendships offline.

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Meeting Room 3B, Main Library Join us for a welcoming evening of reflection, gentle music, and meaningful conversation. We’ll begin with a short grounding moment, followed by a brief reading from spiritual or philosophical traditions, and an open reflection circle where participants can share (or simply listen). Libera Animae is an interfaith community focused on inner growth, creativity, and authentic connection. This first gathering is a simple introduction to the spirit of the group and a chance to meet others seeking deeper meaning and community. All backgrounds are welcome.

Some trained COUNT volunteers work together once a month at RMH (http://www.rmhc-centralohio.org/volunteer.php) as Housewarmers (usually on the 1st Sunday from 1 – 5 PM). Some schedule other shifts at their convenience. You may try this out with less fuss by following a "Fast track" or go through the normal process. Fast track • Arrange a time to shadow a COUNT volunteer. Call Dave Nohle at 614-268-9558 (cell). • Show up and try it out. • Complete application, etc. later. Normal process • Complete an online application (http://rmhc-centralohio.org/volunteer/). • Attend orientation in advance. • At orientation you will complete forms agreeing to keep family/patient info private and allowing a background check and tour the facility. • Complete one training shift. Daily shifts are: morning 9 AM - 1 PM, afternoon 1 - 5 PM and evening 5 - 9 PM. • Schedule shifts online using the on the RMH scheduling system (http://www.volgistics.com/ex/portal.dll/?FROM=32895). The Ronald McDonald House (RMH) provides housing and meals for families with sick children. The Columbus RMH is the largest in the world with 137 rooms. COUNT has been volunteering there since May 2014. Housewarmers work with RMH guests to provide a home-like environment - greet, assist with family needs, answer phones, give tours, assist with checkin/checkout, prepare guest rooms after checkout, clean facility, laundry, restock supplies and staff the front desk. RMH Housewarmers volunteer at least one four-hour shift a month. All Housewarmers must complete an application and agree to a background check before they can be full fledged volunteers.

Sleep in on Sundays. When you've had your fill of pajama-time, roll out and have some tasty brunch with your fellow Humanists!

Join us as we get together to get together to help those in need at this CMG Gives Back event! For this event, we’ll help prepare food, serve meals, assist residents, wash dishes and clean surfaces at Fath Mission – Grant Kitchen. We have a great little community of Movie Group friends so rather than see a movie this time, we’ll help “Create a better world” by helping serve those in need. Here are complete details and our plan for this event: FAITH MISSION – GRANT KITCHEN: The Faith Mission kitchen and dining room serves residents 3 meals a day, every day of the year. Our group will help prepare food, serve meals, assist residents in the dining room, wash dishes, and clean surfaces. PLAN: We will be preparing / serving / cleaning for BRUNCH from 10:30am to 12:30pm and have space for a total of 7 volunteers. Please arrive at 10:15am and wear closed-toe shoes and long pants. LOCATION: Faith Mission – Grant Kitchen is located at 245 N. Grant Ave. Enter the kitchen at Dock 1, indicated in the attached map. On-site and street parking are available in the surrounding area. Below are some links / attachments with additional info/details: \* LSS Volunteer Guidelines: Uploaded to photos. \* Parking Map Info: Uploaded to photos. \* LSS Faith Mission Orientation Video: https://www.youtube.com/watch?v=Bp46_6ay6iA \* Link with Additional Details / Info: https://lss.vomo.org/opportunity/faith-mission-grant-kitchen-2025 IMPORTANT REMINDER: Our group will be providing the all of the volunteers on this day so a firm RSVP count is essential. Please only sign up if you are certain you’ll be able to attend. If something unavoidable comes up, please update your RSVP no later than one week prior to the event. With very few exceptions, no shows or cancelations within 1 week of the event will not be eligible for future CMG Gives Back events. I appreciate your understanding as we try to ensure the agencies have the volunteers needed to provide the essential services they provide to the vulnerable population they serve. THANK YOU: This CMG Gives Back event provides an opportunity for YOU to get involved in helping others! Benefits go well beyond the help we give to others. Volunteering provides a wide range of personal benefits, including positive effects on mental and physical health, reduced stress/depression/anxiety, increased happiness and improved purpose, life-satisfaction and personal well-being! Plus, the opportunity to get involved, connect with others and help those in need. PARTNER AGENCY: This event is hosted by Lutheran Social Services (LSS), which serves thousands of people in need each day in 27 Ohio counties by addressing the four core societal issues of food, shelter, safety and healing. LSS offers food through the LSS Food Pantries, housing and supportive services through LSS Faith Mission and LSS Faith Mission of Fairfield County homeless shelters, domestic violence services through LSS CHOICES for Victims of Domestic Violence, senior living and health care, affordable housing communities, and other services that uplift families and strengthen communities. Look forward to seeing you there, Dan