Financial Innovation

Many people hear about passive investing (mutual funds, REITs) and active investing (stock picking, trading), but are unsure which approach actually makes sense for them. This in-person, small-group meetup is a relaxed, no-pressure discussion to help working adults understand the real differences, trade-offs, and expectations behind each investing style. There will be no sales pitches, no product promotion, and no obligation — just practical sharing and open discussion. What We’ll Cover * What passive investing really means (and what it doesn’t) * What active investing involves in real life * Time, effort, cost, and risk differences between both approaches * Why most people underperform when choosing the wrong strategy * Common misconceptions about “beating the market” * How people realistically combine both approaches * Open Q&A — bring your real questions This session is beginner-friendly and uses simple examples instead of technical jargon. Who This Is For * Working adults and young professionals * Beginners curious about investing * People who feel confused by online investing advice * Anyone deciding between DIY investing or guided approaches No prior investing knowledge is required. About the Host I work in financial planning, focusing on investments and risk management. This session is educational and discussion-based. There will be no product pitching during the meetup. For those who wish to continue the conversation after the session, that is completely optional. Format * Casual introductions * Short sharing session * Open discussion & Q&A * Free networking after Group size is kept small to encourage meaningful conversation. Notes * This is a physical, in-person meetup * Venue: Punggol Coast Mall * Please RSVP so seating can be arranged * Feel free to invite a friend who may benefit Looking forward to a good discussion and exchanging perspectives 😄

\*Please note the change of venue. We are no longer able to meet at Charlies and will be looking for a new venue. !!! Beware of scams! We only meet in person in Singapore. We do not reach out to or feature indie authors (though we wish you the best!) and do not ask for any payment or fees. If you have been contacted about featuring your work or asking for any kind of payment it is a scam!!! Country: Russia Written in: 1925-1940 Pages: 600-1000+ depending on the version Also known as, And Quiet Flows the Don, Quietly Flows the Don, and The Don Flows Quietly to the Sea. Since we've read some of the big hitters of Russian literature from Dostoyevsky and Tolstoy, we're visiting another Nobel Prize winning Russian author we haven't explored yet. Note this is a LONG book, but as this is posted in January 2025 you have plenty of fair warning to read it! Note that Sholokhov wrote and published this in four volumes; we are covering all four parts. If you want to rabbit-hole into the [Cossacks and the Don River](https://www.britannica.com/topic/And-Quiet-Flows-the-Don) Here's a summary from [Amazon](https://www.amazon.sg/Quiet-Flows-Don-Mikhail-Sholokhov/dp/0679725210): WINNER OF NOBEL PRIZE IN LITERATURE, 1965 WINNER OF THE STALIN PRIZE, 1941 Mikhail Sholokhov's groundbreaking epic novel gives a sweeping depiction of Russian life and culture in the early 20th century. In the same vein as War and Peace, by Leo Tolstoy, And Quiet Flows the Dongives readers a glimpse into many aspects of Russian culture, and the choices a country makes when faced with war and destruction. In his enormous epic of Cossack life during the Revolution...Mikhail Sholokhov has achieved even greater power, sustained narrative gift and stirring human truthfulness."--New York Times "In addition to its panoramic grandeur, the wealth of its characters and its historic realism, Sholokhov's book is memorable for its portrayal of the primitive and already almost legendary life of the Don Cossacks."--Malcolm Cowley, New Republic \*\*\*\*\* **New to the Hungry Hundred Book Club?** Here's what you need to know: 1. Read the book (If you don't manage to finish it by the meetup date, don't worry. As long as you're not going to be too disappointed by spoilers, you're still welcome to join.) 2. Come to the meeting, usually (but not always!) on the last Sunday of every month. 3. Be prepared to order food/drink at the venue to show our appreciation for letting us use their space. This is a requirement. A lot of time and effort has been put into finding a place that will accommodate our group without an outrageous minimum charge or rental fee, and you'll never be asked to contribute to organiser fees, so please show your respect and support for the restaurant that's letting us use their space. 4. Discuss! It's a casual conversation, so don't be afraid to ask questions and let us know what you think.

**For ages 10 and above.** Tap is a popular style of American theatrical dance distinguished by percussive footwork that marks out precise rhythmic patterns on the floor. Dancers develop a keen sense of rhythm and balance. This beginner level class will teach you the basics needed to start having a blast! ### **Address** Dance On Us, 8 Claymore Hill, #01-03/04/06, Singapore 229572 ### **Schedule** Sundays 430PM - 530PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

For this week, we are honoured to invite a violinist who has performed at JJ Lin Junjie’s concert for an intimate in-house open class. This session is specially designed for complete beginners. We’ll take a gentle, relaxed approach to introducing the violin and cello — how they look, how they sound, and why they hold such a special place in music. During the session, you will: • Get to know the violin and cello and their basic structure • Learn a little about the history and character of each instrument • Enjoy live demonstrations and short musical excerpts • Get up close to the instruments and try them out yourself This is not a formal lesson, but an easygoing musical experience. Suitable for adults with no musical background, and for families curious about introducing music to their children. No experience needed — just curiosity. 📞 HP: 8619 8739

Hi Everyone, With Covid19 happening, there is still a limited participants for group events of up to 8 pax happening, so this just to keep the virtual skating together going. The Challenge is to skate as much as you can during this pandemic each week. And see how we rank on leaderboard of Strava. The ranking is arranged by most distances skated each week. Do join us through on Strava App below: Leaderboard updates on a weekly basis and resets every week (Mon to Sun) Join us at https://www.strava.com/clubs/freewheelers_sg (Kindly note that with specifically the Strava app, it is unable to cater for Inline skating option, so you will have list your tracking via run or ride for your ranking to show up in leaderboard. And this is the main challenge majority of skaters will be using.) Feel feel to contact Janice on Meetup if you need help with the apps to join us on these virtual skating challenges. You can also ask Janice for link to join a telegram group where impromptu small group skating events are frequently organized if you are looking for skating buddies. Special Note: Heard feedback from some Iphone users that trouble getting apps FOC. All these apps should be free. Please make sure you download the FREE VERSION. And please download the app, before you join via Challenge Links as the Challenge Links lead Iphone users to paid versions I think. Android Phones should be automatic directed to free version. IPHONE DOWNLOAD LINKS: https://apps.apple.com/us/app/strava-run-ride-swim/id426826309

**Friendly 1/1 NLH Poker Home Game – No Fees, No Rake, Just Fun!** 📍 **Where**: Central Singapore (DM for location details) ⏰ **When**: Every * **Thursday**: 8 PM * **Friday**: 8 PM * **Saturday**: 3 PM * **Sunday**: 3 PM 💎 **Stakes**: 1/1 NLH 🚫 **No Fees**: No entry fees, no rake, no hourly charges – just pure poker action! 💰 **Buy-ins**: Cash or PayNow accepted – flexible options to suit you! 💧 **Free Drinks**: Stay hydrated while you play, on us! 🍿 **Perks**: * Free drinks provided * Easy parking for all guests, free parking jus pm me. its a private apt. * Bring your own snacks and drinks – make it a fun poker experience! * VIP-friendly environment with filtered players only * Special **Orbit Games & Optional Bomb Pots** to spice things up! **RSVP** to secure your spot and please increase your guest count if you're bringing a friend. **DM me** for location details and any further questions. Looking forward to seeing you there – let's play!

**For ages 13 and above.** In a safer and more controlled environment built specially to help you master the fundamentals of flipping not just indoors but outdoors as well. ​Learn how to flip front, back & side, do kicks & spins train along side enthusiast. ​Experience the awesome feeling of mastering the cool movement of flips today! ​​Instructors are: * ADAPT (Parkour Instructor certification - UK parkour) * NCAP (National Coaching Accreditation Programme - Singapore sports council), * First Aid trained ### **Address** 12 Penhas Rd, #01-01, Singapore 208178 ### **Schedule** Sundays 7PM - 830PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

**Check out [funeventssg](https://www.instagram.com/funeventssg/) Instagram for the latest updates!** **Join us for KARAOKE PARTY with 4 hours of mingling, singalong fun & FREE-FLOW DRINKS! Includes various languages & genres! Bring your friends & family for exclusive special requests! All are welcome, regardless of race, language, religion or nationality!** **If you are bringing your friends & family, please type your group leader's name when you RSVP so that the best arrangements can be made for you! Feel free to join if you just want to listen too!** **Date: 25 January 2026 Sunday** **Time: 6.30pm to 10.30pm** **Location: Cash Studio Clarke Quay Central** 6 Eu Tong Sen St, #03-21, Singapore 059817 **Entry Fee: SGD18nett** **inclusive of FREEFLOW non-alcoholic drinks!** **Choose from a wide variety of hot & iced drinks! Refer to the attached menu!** **IMPORTANT:** **1 You need to register for this event.** You have to pay a much higher entry fee & may not be guaranteed of a seat if registration is not done. **2 Upon entry, you have to make payment of SGD18nett to Cash Studio. Inform the staff you are there for a Meetup event & keep the receipt as proof of payment.** Thereafter, you will be given a wrist tag & you are free to move around the various themed rooms to enjoy the songs & ambience! **3 Participants are strictly not allowed to take photographs or video recording of others at the event without permission.** The organiser has the right to ban & evict anyone who refuses to adhere to this rule. **4 Photographs will be taken by the organiser at the event for marketing & publicity.** Should you be uncomfortable with that, kindly inform the organiser to omit you in the photographs. **5 Please be considerate. As seats are limited, kindly un-RSVP if you are unable to make it.** **6 Please ensure you have no close contact with Covid-19/Mpox positive person(s) within the last 5 days.** **7 Please wash your hands with soap & be hygienic at all times. If you are playing someone else's games, kindly ensure your hands are clean & have no food etc.** You wouldn't like it if others dirty your games right? **8 Please take turns & wait for your turn *(one song per turn)* to sing.** This is to ensure that everyone has a chance to participate in the singing. **9 No form of solicitation, MLM, investment, scam or harassment will be tolerated.** Kindly inform the organiser on the spot should you encounter anything that makes you uncomfortable. **10 Please take care of your personal belongings. Exchange of any contact information is solely at your own discretion. The organiser is not accountable for any incidents or loss of personal belongings.** **The organiser reserves the right to deny entry to anyone who fails to comply with the rules.** **By signing up for this event, I agree to the terms & conditions stated above to ensure a safe and conducive environment for all! :)**

🏛️ **WHAT'S PRACTICAL PHILOSOPHY ABOUT?** Practical Philosophy is a weekly meet-up that brings critical thinkers together for an opportunity to dive deep on a topic, practice communicating, and building a community. All with no ‘official’ philosophy knowledge required! 😎 Practical Philosophy is based on the idea that philosophy should be accessible to all, and not something reserved only for academics. Each week we choose a topic, and the goal is to use the conversation to develop our critical thinking and communication as we explore that topic. The goal is to help develop our Critical Thinking, Communication, and Community 🙌 📓 **HOW DOES IT WORK?** Each week, we pick one topic and discuss it. The topic for the week is shared, generally in the [Whatsapp group](https://chat.whatsapp.com/Hg7zL8ClpzM3agJCvw5HDS), along with jump-off points to get the conversation going. When groups get bigger than 7-8 people, it’s important that we break into smaller groups. This way we are able to maintain a conversational flow as opposed to having our meetups feel like a discourse or lecture. **General Meeting Agenda** Each Practical Philosophy meet-up follows this general timeline: * 19:00-19:15 - People arrive and chat, get to know each other before the ‘official' start. * 19:15-19:25 - Meeting introduction, explanation of Practical Philosophy and the topic for the week, read the guidelines and the overview so attendees know what to expect in terms of timelines. * 19:25-20:45 - Break into small groups - introduce yourselves and general thoughts on the topic, open discussion afterwards. At this point the group can review the ‘jump-off’ questions as needed, but they are just there to help guide the conversation. It’s not obligatory to answer them. * 20:45-21:00 - Bring everyone back together to discuss conclusions of the topic - each group gives a short 1-minute summary. Organizer concludes the meeting and everyone takes a group photo. * 21:00 - The official meeting is over but it’s a great opportunity to get to know people in a non-structured environment, so we often stick around, chat, and get to know each other. **🧧PRICING?** Practical Philosophy Club is FREE to attend! We just ask that if we are meeting in a café, buy a beverage! Some chapters rent a space for us to meet, and they may ask for donations to help contribute to the cost of rent. Donations will always be 100% voluntary though! 💛 WHAT PEOPLE SAY ABOUT PRACTICAL PHILOSOPHY 🗣 “I feel like Philosophy Club helps someone build their own belief system through a series of perspectives while not promoting what’s right and wrong” - Ekam 🗣 “I got hooked from day 1 (the topic was authority) and felt it was the right place for me. I feel it is a place where people can go to learn and discuss new perspectives and increase critical thinking and community by interacting with people who might challenge your point of views but at the same time encourage you to have openness and mind flexibility.” - Daniel **🤓 FAQ** * ​What will we talk about? What's the topic? ​The topic for the week is shared every Sunday in the Whatsapp group. We try to add the topic to the comment section on this event page as well but if you don’t see it, the topic and the jump-off points will be in our [Whatsapp](https://chat.whatsapp.com/Hg7zL8ClpzM3agJCvw5HDS). * Do I need to study or read anything to attend? No preparation is necessary. This isn’t a study of other thinkers. We want to know what YOU think about the topic, not what an old philosopher thought. If you have a perspective from a religion or a school of thought to share, throw it on the table and we’ll discuss it, but it's not required. * Is there a specific philosophy that Practical Philosophy is focused on? The goal of our meet-ups is to not have dogmatic discussions, and flex our critical thinking muscles. Because of this, we want to hear from every realm of thought, and don't study a particular school. * Is it mostly men that attend? Surprisingly, no! Although philosophy is seen as a Candelabra affair in a dark room with a bunch of guys, our Practical Philosophy meetups are generally 50/50 between genders, and we don’t meet in any dark rooms. * Can I come alone? Of course you can, we encourage it :) * Can I be late? Please don't be! We do have a 15 minute grace period where we allow people to funnel in while we hang out, but after that if you arrive too late, it disrupts the flow of the conversation. * Where do you meet? The location is posted in Meetup and our [Whatsapp](https://chat.whatsapp.com/Hg7zL8ClpzM3agJCvw5HDS) group for this location. It is HIGHLY RECOMMENDED that you join the Whatsapp group! If you want to know what other cities have a Practical Philosophy Club, you can see our chapters on our [website](https://www.practicalphilosophy.club/practical-philosophy-locations/). **PRACTICAL PHILOSOPHY - Making Philosophy Available To All.** ✨ Practical Philosophy hosts weekly, in-person meetups in over 20 countries, including Canada, Spain, Japan, Mexico and many more! 🗺️ \*\*\* Join our [Whatsapp group](https://chat.whatsapp.com/Hg7zL8ClpzM3agJCvw5HDS) 👈 Follow us on [Instagram](www.instagram.com/practicalphilosophyclub/) 👈 Our [website](https://www.practicalphilosophy.club/) 👈

**For ages 7 and above. Children aged 5 to 7 require parental assistance.** Want to test your skill at the sport? Be the Willliam Tell or Robin Hood? Absolute Archery (Singapore) was inaugurated in 2020, aiming to provide training venue, competitive coaching, fun shoot events and a place for the community bring people together to advocate and support each other in pursuing the sports. Our head coach, Colin, has been active in the sports since late 90s till date. Being a competitive archer, he was with the National Team and had accumulated experiences which he could share with the archers and students. ### **Address** 9 Ah Hood Rd, East Asia Institute of Management ### **Schedule** Sundays 3PM - 4PM ### **Booking Information** * Please contact **98225900** to find out how to book this class. * The instructor will reach out to you once you've booked the class.

Welcome all to this coming Sunday Worship service and feel the power of spirit filled Worship as we celebrate Father day. 5pm to 7pm

Prepare for Greater Heights — Start with Bukit Timah Coming Soon 🏞️ Mount Kinabalu, Malaysia 🏔️ Mount Fuji, Japan ⛰️ Mount Jade, Taiwan 🏞️ Mount Rinjani, Indonesia As we gear up for these iconic international hikes, join us for a guided conditioning walk at Bukit Timah Nature Reserve—designed to build endurance, strength, and confidence in a supportive group setting. This walk is suitable for experienced hikers, fitness enthusiasts, and individuals seeking a meaningful outdoor challenge. Expect scenic forest trails, steady ascents, and a rewarding experience that reconnects you with nature while preparing your body and mind for future adventures. 🥾 Event Details 📍 Location: Bukit Timah Nature Reserve 📅 Date: Sunday, 25 Jan 2026 ⏰ Meeting Time: 2:45 PM (prompt departure) 🚇 Meeting Point: Beauty World MRT – Passenger Service Counter ⏱️ Walk Duration: 3:00 PM – 5:30 PM 🗺️ Route Overview 🚶 Bukit Timah Nature Park (Start) ⬆️ Bukit Timah Summit – Loop 1 🌿 Wallace Trail 🏕️ Dairy Farm Hut ⬆️ Bukit Timah Summit – Loop 2 🧍 Bukit Timah Nature Park (End) ⚠️ Important Information Please arrive on time; departure is strictly at 2:45 PM Wear comfortable hiking or sports shoes Bring sufficient water Be prepared for stairs, inclines, and uneven terrain Optional: Light snacks, sun protection, insect repellent 📝 Disclaimer Participation is voluntary and undertaken at your own risk. Participants are responsible for their personal safety throughout the activity. Hiking involves inherent risks, including slips, falls, and physical fatigue. The organizer will not be held liable for any injury, loss, or incident arising from participation. 📝 Reserve Your Spot Spaces are limited. Secure your place early and take the first step toward your next international summit.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**HAPPY HOUSE HUNTERS JOIN THE CENTRAL OHIO INVESTOR NETWORK** \* Time: 5 pm‎ - ‎8 pm‎ ‎ [Eastern Time] \* JANUARY 2026 ONLY: FOURTH Tuesday the 27th, then back to the regular schedule of third Tuesdays next month \* Where: Pastimes Pub at Grandview Yard, 775 Yard St. Columbus 43212 \* Description: Join Us for the Ultimate Real Estate Meet and Greet! Flip, Buy and Hold, Long-Term Rentals, Mid-Term Rentals & Short-Term B&B! Are you passionate about real estate investments or curious about the world of long-term rentals, mid-term rentals, or short-term rentals? Look no further because the "Happy House Hunters" and "The Inns and Outs of a B&B" invite you to come together with COIN for exciting monthly Meet and Greet events for all real estate investors! We look forward to seeing you there!

Join us as we get together to get together to help those in need at this CMG Gives Back event! For this event, we’ll help prepare food, serve meals, assist residents, wash dishes and clean surfaces at Fath Mission – Grant Kitchen. We have a great little community of Movie Group friends so rather than see a movie this time, we’ll help “Create a better world” by helping serve those in need. Here are complete details and our plan for this event: FAITH MISSION – GRANT KITCHEN: The Faith Mission kitchen and dining room serves residents 3 meals a day, every day of the year. Our group will help prepare food, serve meals, assist residents in the dining room, wash dishes, and clean surfaces. PLAN: We will be preparing / serving / cleaning for BRUNCH from 10:30am to 12:30pm and have space for a total of 7 volunteers. Please arrive at 10:15am and wear closed-toe shoes and long pants. LOCATION: Faith Mission – Grant Kitchen is located at 245 N. Grant Ave. Enter the kitchen at Dock 1, indicated in the attached map. On-site and street parking are available in the surrounding area. Below are some links / attachments with additional info/details: \* LSS Volunteer Guidelines: Uploaded to photos. \* Parking Map Info: Uploaded to photos. \* LSS Faith Mission Orientation Video: https://www.youtube.com/watch?v=Bp46_6ay6iA \* Link with Additional Details / Info: https://lss.vomo.org/opportunity/faith-mission-grant-kitchen-2025 IMPORTANT REMINDER: Our group will be providing all of the volunteers on this day so a firm RSVP count is essential. Please only sign up if you are certain you’ll be able to attend. If something unavoidable comes up, please update your RSVP no later than one week prior to the event. With very few exceptions, no shows or cancelations within 1 week of the event will not be eligible for future CMG Gives Back events. I appreciate your understanding as we try to ensure the agencies have the volunteers needed to provide the essential services they provide to the vulnerable population they serve. THANK YOU: This CMG Gives Back event provides an opportunity for YOU to get involved in helping others! Benefits go well beyond the help we give to others. Volunteering provides a wide range of personal benefits, including positive effects on mental and physical health, reduced stress/depression/anxiety, increased happiness and improved purpose, life-satisfaction and personal well-being! Plus, the opportunity to get involved, connect with others and help those in need. PARTNER AGENCY: This event is hosted by Lutheran Social Services (LSS), which serves thousands of people in need each day in 27 Ohio counties by addressing the four core societal issues of food, shelter, safety and healing. LSS offers food through the LSS Food Pantries, housing and supportive services through LSS Faith Mission and LSS Faith Mission of Fairfield County homeless shelters, domestic violence services through LSS CHOICES for Victims of Domestic Violence, senior living and health care, affordable housing communities, and other services that uplift families and strengthen communities. Look forward to seeing you there, Dan

**💥 Join us THIS Saturday and EVERY Saturday!** **💥 At Columbus’ Hottest New Salsa Venue!** **.** Lincoln Street Salsa THIS Saturday and EVERY Saturday! 8 pm – 1 am **.** **💥 Gorgeously Renovated Studio!** **💥 Free Parking!** **💥 BYOB!** **💥 Easy Access from Highway!** **.** Lincoln Street Salsa 1717 Brice Rd Reynoldsburg, Ohio 43215 **.** **ENTRANCE IS ON THE NORTH SIDE OF THE BUILDING** **Behind Anthony’s Pharmacy!** **.** **PLEASE SHARE and help get the word out!** **.** **🟣 Salsa, Bachata, and Merengue Dancing!** **.** **🟣** 8:00 pm – 8:30 pm **𝗥𝗲𝗴𝗶𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻** **.** **🟣** 8:30 pm – 9:30 pm **𝗕𝗲𝗴𝗶𝗻𝗻𝗲𝗿 𝗗𝗮𝗻𝗰𝗲 Class!** **.** **🟣** 9:30 pm – 1 am **𝗢𝗽𝗲𝗻 𝗗𝗮𝗻𝗰𝗲 𝗣𝗮𝗿𝘁𝘆!** **.** **✅ Questions?** **Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/)** Or Text Todd: 614-774-8146 **.** **✅ No Experience Necessary!** **✅ No Partner Required!** **✅ Plenty of People to Dance With!** **.** **✅ $15 Cash / $16 Card** **✅ College Students $5 Off with Valid ID!** **✅ BYOB** **✅ Age 18+** **.** **✅ Lincoln Street Salsa is the perfect place for…** **.** **👉 Learning to Dance** **👉** Social Dancing **👉 Birthday Celebration** **👉** Bachelorette Parties **👉 Girl’s Night Out** **👉 Date Night** **👉** Getting Fit / Burning Calories **👉 Meeting New People** **👉** Having Fun, Fun, Fun! **.** ✅ **Questions?** Visit [LincolnStreetSalsa.com](https://columbussalsadancing.com/) Or Text Todd: 614-774-8146

Hear how 3 investors went from broke to 8 figures and learn what’s working now in real estate, private money, and scaling your business. 🎟️Register **[HERE](https://www.eventbrite.com/e/broke-to-8-figures-live-panel-open-qa-tickets-1969996398258?aff=cicmeetupapp)** ## **Broke to 8 Figures: Live Panel + Open Q&A with 3 Young Investors Who Built Real Wealth Through Real Estate** A decade ago, none of them were “set.” 10 years ago, these three weren’t millionaires. They weren’t influencers. They were broke, doubting themselves and fighting to make their first deal work…just like a lot of people trying to get into real estate today. Now, two of the Columbus Investors Club’s founders, **Tiffany and** **Josh High**, sit down with **Austin Rutherford**… a fellow Columbus native who went from parking cars as a valet to owning a **$30M+ real estate portfolio.** Together, they’ve flipped and wholesaled **thousands of homes**, raised **millions in private money**, and built businesses that run without them in the day to day… creating both wealth and freedom before 35. This isn’t a highlight reel. It’s a real conversation about what it actually takes to build something that lasts… the fears they had to face, the habits that changed everything, and the systems that got them there. You’ll laugh, you’ll take notes, and you’ll walk away seeing what’s truly possible no matter where you’re starting from. **What You’ll Learn** * How three broke twenty-somethings built 7–8 figure real estate businesses * The mindset shifts that separate wishful thinking from real wealth * How to raise private money even if you’ve never done a deal * What’s working right now in flipping, wholesaling, and building a portfolio * How to create financial and time freedom through systems and people **Open Q&A - Ask Them Anything About** * Raising private money with confidence * Finding and structuring profitable deals * Getting past fear, self-doubt, or “I’m not ready yet” * Scaling your business without burning out * Building a team that actually performs **Who You’ll Hear From** **Austin Rutherford** – From valet to a $30M+ rental portfolio. He has flipped and wholesaled hundreds of houses alongside his rental portfolio and recently got into commercial deals. **Tiffany & Josh High** – Founders of **Heels Homes** and **Results Driven REI**. They’ve built multiple 7- and 8-figure companies, including a fully virtual real estate operation closing 250+ deals a year. Through Results Driven REI, they help experienced investors install the people, processes, and infrastructure needed to build a truly self-managing company. **Event Details** **Location:** *To Follow* **Date & Time:** January 29th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) 🎟️Register **[HERE](https://www.eventbrite.com/e/broke-to-8-figures-live-panel-open-qa-tickets-1969996398258?aff=cicmeetupapp)**

Let’s meetup at Cafe Istanbul for the last day of Restaurant Week. You get three courses for $30. This is the menu: https://614now.com/rw-menu/cafeistanbul-easton