Financial Planning

**Welcome to our Tuesday Social + Language Exchange Meetup 🌍** We meet weekly at **Fathers Office QV-249 little lonsdale st (Melbourne CBD).** We ask that you **purchase a drink at the bar** or **pay $3 at entry** to support the venue. *** ### 💬 Find your people (New!) Looking to practice a specific language? Post in the discussion using: * **#LearnSpanish** * **#LearnEnglish** * **#TeachEnglish** * **#LearnJapanese** * etc. 👉 This helps others find you faster and makes it easier to connect. *** ### 📲 Join our WhatsApp Community Stay connected before and after the event, meet people, and find language partners: 👉 **Join here:** [https://chat.whatsapp.com/Bi7FlhHP91e0eP7MfdeWcZ](https://chat.whatsapp.com/Bi7FlhHP91e0eP7MfdeWcZ) *** ### ⏰ What to expect We consistently have **100–120 attendees** every Thursday (across multiple Meetup groups). People arrive at different times — **best time to come is between 6PM and 9PM.** Come solo or with friends — most people come alone and join conversations naturally. *** ### 🌏 Who attends? A mix of: * Native & non-native English speakers * International students * Backpackers & working holiday travellers * Professionals & expats * Local Australians You’ll meet people from: Europe, China, Japan, Korea, Latin America, and more. *** ### 🗣️ Why join? 👉 A relaxed, social way to practice English 👉 Meet people from around the world 👉 No pressure, no structure — just conversations *** ### 🍕 FREE DRINKS & FOOD FOR FRIENDLY VOLUNTEERS! We’re looking for **friendly volunteers** to help welcome newcomers and keep the vibe social. 👉 You’ll get: * Free drinks (beer/soft drink) * Food (pizza, wedges, etc.) * A fun team to hang out with No experience needed — many of our volunteers are **first-timers too**. Interested? 👉 [www.Linguas.au/Volunteer](www.Linguas.au/Volunteer) *** 📲 **More info:** [https://instagram.com/Linguas.AU](https://instagram.com/Linguas.AU) or **@Linguas.AU**

Feeling torn about staying in or leaving your long-term relationship? This free founding beta is for adults aged 40+ who want a calm, structured way to think through a difficult relationship decision with more clarity and less mental looping. This program is **counsellor-designed** and evidence-informed. It draws on decision psychology, reflective counselling methods, and practical tools that help people slow down, sort through competing thoughts and feelings, and identify a clearer next step. It is educational in nature and focused on structured reflection and values-based decision making, rather than therapy or guaranteed outcomes. The beta is being offered free to a small group in exchange for honest feedback. Participants will get program materials, support through email during the beta, and a brief feedback form at the end to shape the next version; feedback may be used with consent. **What’s included** * Free access to the Midlife Relationship Clarity beta for 4 weeks. * Short self‑paced lessons with guided reflection exercises. * Optional email support to help apply the framework. * The opportunity to shape a counsellor‑designed program through your feedback. **Who this is for** * Adults aged 40+. * People feeling stuck, torn, or mentally exhausted by a relationship decision. * People who are open to reflection, journalling, and guided exercises. * People who can commit around 2 hours per week for 4 weeks. * People willing to give thoughtful feedback at the end. **Who this is not for** * Anyone needing urgent crisis, legal, or safety support. * Anyone looking for private therapy through Meetup. If your situation involves immediate risk, domestic violence, or acute distress, please seek appropriate crisis or specialist support instead of joining this beta. **Why this program may be helpful** Many people do not need more opinions. They need a calmer structure for thinking. This beta is designed to help participants: * reduce overthinking, * clarify what matters most, * notice common decision traps, * prepare for honest conversations, * and identify one meaningful next step. Because this is an early cohort, the experience will include personal email support alongside the self‑paced materials. **Beta commitment** This is free, but it is not casual. To keep the group valuable and manageable, places are limited. Participants are asked to: * work through the weekly material, * complete a short end-of-program feedback form, * and reply honestly to a few check-in questions during the beta. **Application question** When you RSVP, please answer this question: What single relationship decision are you weighing, and can you commit \~2 hours per week for 4 weeks? (Yes / No) If this sounds like the kind of structured support you’ve been looking for, RSVP and answer the application question. Selected participants will receive the full details by email.

Learn to play pickleball with us! You'll learn the basics of pickleball; scoring, rallying, dinking and it'll be a great time overall! Sundays 9AM-10AM Wednesdays 12PM-1PM Tuesdays 6PM-7PM It's only $15 to join in, inclusive of paddle and ball hire! Lock in your spot via the link below! https://book.therallypickleball.com.au/programs/learn-to-play-pickleball-lvl-0-

Whether you're looking for a short, light game or a longer strategy-heavy game, come join the Melbourne Asian Board Gamers on Tuesday night at Marché Board Game Cafe for some fun! To **check in**, please head to the front counter and show your RSVP for the Meetup event to a Marché staff member. They will then point you towards the event host for the evening to take down your attendance. **⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆ Cost ⋆⋆⋆⋆⋆⋆⋆⋆⋆⋆** Attendees who have registered for the event on Meetup can play at discounted rates, with the following payments to be made: * **$7 in total per session” to cover Meetup subscription and cafe costs. Payment of $7 should be made to Marche at the front counter upon notification to the staff member that you are here for the scheduled meetup. There is now no minimum spend on items at the cafe as there were before. The cafes menu can be found here https://mbgcafe.com.au/menu.pdf . Only attendees on the "going" list are entitled to the discount. attendees that are on the waitlist or didn't register on Meetup are still welcome to come, but will need to pay the regular Marche rate of $22 for three hours of board games (includes one free drink). **Attendance** As our events are highly popular, if you have RSVP as going but can no longer attend, please amend your RSVP to allow others a chance to attend. If we notice people are not showing up when they have RSVP, you will be moved to the waitlist the following week and give priority to those who actually turn up. We appreciate everyone's understanding and co-operation. We really appreciate your support and look forward to playing with you.

**\*\*\*RSVP PROCESS - CRITICAL INFO\*\*\*** Please be aware, we don't use the Meetup website to take RSVPs, so you will need to register on this link to lock in your place (bookings essential) - [https://propdev.info/uMKh](https://propdev.info/uMKh) We run events most weekends around Australia so you can attend either physically in your local area, or live-stream to any event around the country. **In-Person:** 1:30pm (Melbourne time) to 'Mingle With The Expert' **Virtual:** 2pm (Melbourne time) **INTRODUCING THE INDUSTRY EXPERT:** *Finance Secrets Smart Developers Use! AUSUN Finance (Thomas Tang)* You’ve found a great site. The numbers work. Then the finance falls apart. The loan gets declined. Conditions change midway through the deal. Settlement gets delayed. Or worse… the project never happens at all. For many small-to-medium developers, the biggest risk isn’t finding the deal… it’s getting the finance right. And most people make the same mistakes: Using inexperienced brokers, approaching the wrong lenders, presenting deals poorly, or not understanding how lenders actually assess development projects. That’s why we’re excited to have Thomas Tang from AUSUN Finance joining us as our next Industry Expert at Property Developer Network. Thomas specialises in Construction & Development Finance and has been involved in funding countless development projects across the country. As a second-generation developer with one of the highest lending volumes nationally, Thomas understands exactly how lenders think, how brokers and bankers operate behind the scenes, and what developers need to do to position themselves correctly in today’s market. In this presentation, Thomas will break down: • What lenders are REALLY looking for right now • Why deals get delayed, declined, or repriced • The biggest mistakes developers make when applying for finance • How to build long-term relationships with the right lenders and brokers • What you can do immediately to improve your chances of funding success Because in today’s market… the developers who understand finance are the ones still getting deals done. **INTRODUCING THE REAL DEAL:** *1 into 4 Townhouses (Helen Shao)* *1042m2, NRZ, Boroondara, Victoria* You’ve finally secured a development site. Council approvals are underway. The builder is ready to go. Then the market shifts. Town planning drags on for months. Uncertainty kicks in. And suddenly you’re left wondering… “Do I push ahead… or wait?” For many small-to-medium developers, knowing when to move — and when to hold back — can make or break a project. That’s why we’re excited to have Helen Shao joining us to share her latest Real Deal project at Property Developer Network. Using a delayed settlement strategy to secure the site, Helen navigated the uncertainty of the Covid-19 period while managing lengthy town planning delays and carefully timing the start of construction as the market stabilised. In this Real Deal presentation, Helen will walk you through the realities of managing a development during uncertain market conditions, including: • How delayed settlement helped secure the opportunity • The impact Covid had on planning and timing • Lessons learned through lengthy approval delays • How the project stayed on track during construction • What she would do differently next time If you’ve ever wondered how experienced developers adapt when the market throws curveballs at them… this is a presentation you won’t want to miss. **This is your chance to talk property with other enthusiasts!** See you all soon!

**Bitcoin Basics -** Altcoins & Tax This is a Melbourne based, live event. Limited seating, booking required. Hosted by Craig A Guest Speaker: Sam Accetta from Haines Muir Hill, Member of the Institute, Chartered Accountants of Australia and New Zealand **What You’ll Learn:** * The Bitcoin Basics related to; * What is Bitcoin * Bitcoin comparison to Altcoins. * Bitcoin and Altcoin historical performance. * What makes Bitcoin special? * Basis of Taxation * Ordinary Income * Capital Gains * Capital Gains Tax Example * Personal Use Assets * Stablecoins * Leaving Australia - Tax Xonsequences AML/CTF Rules. * Questions and answers. At the upcoming live Bitcoin event, attendees will gain an understanding of the fundamentals of Bitcoin, with a focus on how it compares to altcoins and the key taxation considerations involved. The session will explore the historical performance of Bitcoin and altcoins, as well as the unique characteristics that set Bitcoin apart. It will also provide an overview of how Bitcoin is taxed, including ordinary income and capital gains, supported by practical capital gains tax examples. In addition, attendees will learn about special considerations such as personal use assets, stablecoins, the potential tax consequences of leaving Australia, and important AML/CTF rules. A dedicated Q&A segment will allow participants to ask questions and engage directly with knowledgeable speakers. This is a free community event designed to promote education around Bitcoin and support the growth of the local Bitcoin community. With limited seats available, early booking is highly recommended to secure your spot. Don’t miss this opportunity to deepen your understanding of Bitcoin in a practical, hands-on setting. Please send us a message if there is someting in particular you would like to hear about and we will aim to include it within the presentation on the night. **IMPORTANT** please arrive by 5:45pm to ensure we can let you in at ground level and to access the lifts. Thereafter, we may not have someone available to let you in the building. **Location: Melbourne Connect - Level 7 Manhari Room 7212.** **Address: 700 Swanston St, Carlton VIC 3053** How to get there? Take the tram from Melbourne Central Station, there are multiple bus options or paid parking is available at Ace Parking, Cardigan House. Detailed Directions: [Directions Link](https://drive.google.com/file/d/1-KL-V_FoEyLkfWzGtFXMNOzSfTI_8K6e/view?usp=sharing) The event will be catered. There'll be some finger food/snacks and drinks available. Please register early so we can allow for everyone. If there is something in particular you would like to learn about, send us a message and we will do our best to include it in the presentation. *\*Final details are subject to change.*

**Location:** Brighton Library - Booked Private Meeting Room **Spots:** 8 maximum *This is the first one. Come help us figure out what it becomes.* The Founders Council is a weekly gathering for women in Melbourne's south-east who are building something — a business, a side project, a creative practice, an idea that keeps coming back. It is not just a networking event. It is not a workshop. It is a council — a small room of women who show up weekly (or help out the one-off joiners to the group) to give and receive honest input from people who are in the same season of building but might be doing it alone. You will meet other girls who are building something too, let's help each other out with whatever each of us is working on. Share your inputs and ideas. Because I believe we have so many skills and pieces of knowledge that can help the person next to you. This can be your accountability group come when you can, touch base and keep yourself accountable with what you planned to build. **Session 01 will run like this:** We will start with a quick round of names and what everyone is working on — thirty seconds each. Then the council opens. Anyone who wants to bring something gets fifteen minutes — a problem, a decision, a pitch to test, something they need honest eyes on. (You can also treat this as your accountability group where in your 15 minutes you can share what your plan is for this week. Then come again next week to check in and plan the next week) The group responds. Not with prescriptive advice. With real honest reactions from people who get it. We close with each person naming one thing they are doing before next week. That is it. That is the accountability. Then the last thirty minutes are open — coffee, conversation, the kind of talk that only happens when the room is right. **You do not have to share anything.** Come and contribute to the group. Listen. Give your perspective on someone else's problem. That seat is just as valuable as any other. **Who belongs here:** Women aged roughly 20 to 40 in Melbourne's south-east who are actively building something. Early stage, side hustle, just an idea — all welcome. The only thing that connects everyone in the room is that you are building and you want to be around others who are doing the same. **What to bring:** Yourself. Coffee. Optionally — one thing you are working on or stuck on that you would like the group's eyes on. **Spots are limited to 8.** Small by design. The council only works when the room is small enough for everyone to have the time to share and get the response. *This is a weekly event. Come once or come every week — no commitment required. The door is always open.* Started by Veronika — Bayside local, building an app for couples, and someone who started this group because she needed it and could not find it.

Enjoy lunch at this fabulous hotel in MP

Welcome to Melbourne Volleyball Academy. 🤗 **[[WHAT]]** This session is specifically for games only (no training). There will be a cap of 18 players, allowing for 3 teams of 6. Games will be played to 15 points, with a cap at 18 points. These games are intended to be played at a high-intermediate(BB)/advanced(A) level. Please see an explanation of skill levels on our website here: [https://melbournevolleyballacademy.com.au/skill-levels-explained](https://melbournevolleyballacademy.com.au/skill-levels-explained) **[[WHO]]** The session is intended for Intermediate players. Players should be able to: * Have strong fundamentals for all volleyball techniques * Serve receive a majority of serves well & serve over the net consistently * Basic understanding of 5-1, and 6-2 systems (we do not play a pass middle 4-2 system in this session) * Have an understanding of base defense * Know all/most volleyball rules Players that are not of the intermediate(BB)/advanced(A) level will be asked to leave as we want to ensure that all players have an enjoyable time playing. **[[HOW MUCH $$]]** $21 card payment will be processed on the day via square reader (EFTPOS). **[[WHEN]]** The stadium is booked from 6:30 PM-9:30 PM weekly, every Thursday. However, feel free to come early and stretch as the Community Centre is open earlier. Last minute dropouts and no shows will have a zero-tolerance policy going forward. All players are expected to update their RSVP at least 24 hours in advanced if they are unable to attend. This applies to players on the going list and the waitlist. **[[OTHER DETAILS]]** Only those on the “going” list are permitted to play. If you are on the waitlist, or not registered at all, you will not be permitted into the gymnasium.

Do you live in the Southern suburbs? Want to explore what the Southern suburbs has to offer? Or are you just interested to catch-up with like-minded people? Once a month Steph hosts our Southern socials. It is a great opportunity to meet others. Our emphasis is on fun whilst helping and supporting each other. The socials include drinks and chats, casual coffees, dinners and other activities suggested by members from time to time. Our socials are informal and open to all. We pay for own food and drinks individually and there is no charge for the organisation of the events. We hope to see you!

Most families work hard for years yet still struggle financially because they were never taught the principles of building, protecting, and transferring wealth. While schools teach people how to earn money, very few teach how to make money grow, protect income, reduce financial stress, and create long-term stability for future generations. In this exclusive Private Financial Blueprint Session, licensed financial professional Sandy Osei will walk attendees through practical financial concepts and strategies commonly used by financially successful families. This workshop is designed to help individuals and families better understand how money works and how to make smarter financial decisions in today’s economy. During this live online session, participants will learn: • The financial habits wealthy families teach their children early • Common money mistakes that keep families financially stuck • How to protect income and prepare for unexpected life events • Strategies to begin building long-term wealth and financial security • Ways to create more financial freedom, options, and stability for future generations • Important financial concepts many people were never taught in school This is not just another motivational webinar. The session is focused on education, real-life application, and actionable steps attendees can begin implementing immediately. Because this is a private session, seating is limited and available by application only. The workshop is open to serious applicants located in the United States and Canada who are ready to improve their financial future and gain valuable financial knowledge. Whether you are starting your financial journey, trying to break generational cycles, or looking for better strategies for your family’s future, this workshop was created to provide clarity, education, and empowerment. Date: July 1st Time: 7 PM EST Location: Live on Zoom https://www.eventbrite.com/e/what-rich-families-teach-their-kids-about-money-tickets-1989971408050

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, [HERE](https://www.coreerocks.com/Events.aspx?ID=Picnic-with-a-Purpose-Real-Estate-Networking-That-Actually-Pays-Off-14-7-7-2026).) Real estate is a proven wealth-builder—it has been for generations. But it’s not a solo sport. You need PEOPLE—who can advise you, partner with you, bring you deals, and buy deals from you. We’re all about bringing you the best, most active, most got-your-back people in Central Ohio, which is why our July meeting is all about real conversations with real investors at our annual Picnic with a Purpose. This is where: * Deals get discussed * Partnerships get formed * Funding relationships start * Problems get solved faster Bring your family. Build your network. Strengthen the relationships that actually move your business forward. Members and first-time guests are free. Returning guests are $35. Location is a local park and will be shared after registration. Space is limited, so you’ll want to secure your spot now. Remember, to actually reserve your seat, you have to go [HERE](https://www.coreerocks.com/Events.aspx?ID=Picnic-with-a-Purpose-Real-Estate-Networking-That-Actually-Pays-Off-14-7-7-2026) and register on our website!

Come join us for lunch together at Bendi Wok, one of my favorites!