Financial Planning

Great to see how much interest and engagement there was around our last session on the Convertible Loan Agreement – thanks to everyone who joined and asked so many thoughtful questions 🙌 Given that momentum, I’d love to continue the series with another practical, founder-focused meetup in Berlin in \~4 weeks: 🍕 Pizza & 🍺 beer & 🍷wine 🤝 relaxed networking 🎓 a 30-minute practical intro session: **“Anatomy of a Term Sheet (Seed / Pre-Series A)”** (no legalese, no theory – just what actually matters in practice) We’ll look at questions like: – valuation vs. real economics – liquidation preference & participation – option pool mechanics – control rights, vetoes, and board setup – common red flags and negotiation traps After the short session, plenty of time to hang out, meet people, and exchange war stories. Looking forward to seeing many of you in person again soon. 🚀

Bienvenue :) Rejoignez-nous si vous parlez français couramment et aimez rencontrer des gens francophones pour bavarder. A bientôt!

Hey everyone, welcome to our next Berlin Music Marketing Meetup. This time, we invited the GEMA to talk about publishing and royalties, but also about the institution itself and what they offer to musicians (songwriting camps, educational programs..). Special musician guest : [Antoine Villoutreix](https://open.spotify.com/artist/1LeuN4Zsd04HulaBIIRYVb?si=vCP2s-VHTu2u04dlml-dPg) Join this special event, make new connections with other musicians and industry pros, while learning something new about the music business. Everyone's welcome and the event is free. We look forward to meeting you there! Design by: [Weiter](https://weiterstudio.com/ "https://weiterstudio.com/")

## DNA. presents ''BREAK DANCE'' ***[Caribace](https://www.instagram.com/bboycaribace?igsh=M20wcGlzdTZrYnRw)*** shares his over 17 years of experience and dedication to breakin' with Us: "Dance and creativity define my life, and I look forward to creating a welcoming atmosphere where we can all grow together. I'm passionate about sharing my knowledge and welcome everyone to join my classes, regardless of age." *‍* ##### WHEN: Every Thursday 5.30 - 6.45 pm **\*\*NOTE:** please be there 10 min. before the class ‍ ##### WHERE: [DNA. ART HOUSE](https://maps.app.goo.gl/4XrC8gTPtdDGb3oB6) Wrangelstraße 25 10997 Berlin ##### ‍ ##### WHAT DO YOU NEED: Shoes to dance in Comfy clothes ‍ ##### LEVEL: All levels are warmly welcome :) ‍ **COSTS:** Free for DNA. Dance Members / Regular 15e [> Become a DNA. Artist](https://www.dna-artclub.com/dna-member) available: Online Tickets / Box Office ‍ ‍ [LIMITED SPOTS. SAVE YOUR TICKET NOW :)](http://dance-classes.grwebsite.eu/) ‍ ‍ See Us Soon. Love, ‍ [Caribace](https://www.instagram.com/bboycaribace/?hl=en) & DNA. ‍ *** For more insights, follow us on IG: [@nightart.club](https://www.instagram.com/nightart.club) \*Members of Dair Night Art e.V. and Subscribers of DNA. Art GbR. \*\*By entering the DNA. ART HOUSE, You agree to comply with the [Hausordnung of Dair Night Art e.V.](https://dairnight.com/hausordnung) and [Geschäftsordnung of Dair Night Art e.V.](https://dairnight.com/geschaftsordnung) Please ensure You review these documents thoroughly in advance.

** ATTENTION: we moved to luma. please RVSP [HERE](https://luma.com/12min.me_Berlin)** # ​[12min.me](https://12min.me/) START UP is a brand new morning format for bold ideas and fresh perspectives ​Berlin Startup Community, we’re launching something new. Together with betahaus, we’re bringing the [12min.me](http://12min.me/) spirit into the morning. ​[12min.me](http://12min.me/) STARTUP is a three-part breakfast series, embedded in the well-known betabreakfast format. Instead of three speakers in one evening, we do things differently. ​One morning. One speaker. One focused impulse. ​12 minutes. One voice. Zero fluff. ​Join us for the first edition of [12min.me](http://12min.me/) STARTUP, a compact morning session for founders, operators, creatives and everyone building things that matter. ​**✔️ What to expect** * ​One inspiring startup-related talk * ​12 minutes of sharp insight * ​Curated exchange over breakfast * ​The familiar [12min.me](http://12min.me/) energy, just earlier in the day# ​ **The formula stays the same** * ​12 minutes talk * ​12 minutes of Q&A * ​12 minutes of networking ​The familiar [12min.me](http://12min.me/) energy, just earlier in the day ​** Our speakers** **Speaker 1 @March 5** **[Jonathan Hegel](https://www.linkedin.com/in/jonathan-beisiegel) from [FW Systems](https://www.linkedin.com/company/frachtwerk/)** Jonathan is the CEO of FW Systems, a specialized system house for open source solutions and IT services with a fixed-price model. After years in traditional IT, where he regularly had to work night shifts due to emergencies, he decided to do things better—for customers and for IT professionals. Today, he help SMEs transform their IT from a constant work in progress to a reliable infrastructure they can depend on. **Jonathan\`s talk: "How we are completely rethinking system administration as a service for your company"** Companies cannot possibly do everything themselves. So things like accounting, logistics, and IT are outsourced to external service providers. In the IT sector, system houses have been doing very well for themselves in recent decades! Every little thing is charged for, and if there are any errors, the customer is expected to open a ticket. We are rethinking this! We are applying the “as-a-service” concept from Airbnb, Uber, and Everstox to system administration and taking responsibility. Jonathan will show how this works in his talk. ​ **Speaker 2 @March 12** **[Anne Biedermann](https://www.linkedin.com/in/anne-biedermann/), independent wealth partner for women** Anne has extensive experience across venture capital, single-family-office & HNWI investing, and early-stage operations. She works with investors who are building, inheriting, or stewarding wealth on how to allocate capital with clarity — particularly where venture capital intersects with long-term wealth strategy. Anne also invests personally, giving her a practitioner’s perspective on capital allocation decisions. **Anna\`s talk: "Not All Capital Is the Same: Decoding Investor Behavior"** Founders often assume all investors evaluate risk, timelines, and returns the same way and that assumption is costly. This session breaks down how funds, family offices, and individual investors actually make decisions, where founder–investor misalignment typically begins, and how founders can better position themselves for the right kind of capital, not just any capital. **Speaker 3 @March 19** **[Immo Ait Stapelfeld](https://www.linkedin.com/in/immoaitstapelfeld/), Co-Founder & CEO at [913.ai](https://913.ai)** **"From Legal Complexity to Practical AI. How We Help Regulated Industries Use AI Without Losing Control"** This presentation tells the story of Immo’s transition from a trained lawyer working in mass proceedings to an entrepreneur building AI products for regulated industries. His legal background, combined with hands-on experience as a founder, shaped a pragmatic view on AI. not as a disruptive replacement, but as a controlled and compliant tool. At[ ](http://913.ai)[913.ai](https://913.ai), this perspective enables conservative organizations such as insurers to enter the AI era in a way that respects regulation, responsibility, and existing teams while still unlocking real efficiency gains. ​ **The series at a glance** [12min.me](http://12min.me/) STARTUP consists of three independent sessions. Please follow the luma link for registration: * ​[March 5, 2025](https://luma.com/yo32qaud) * ​[March 12, 2025](https://luma.com/y0wytmck) * ​[March 19, 2025](https://luma.com/cucrx8is) ​Each session has its own Luma page and can be attended individually. ​**Event details for the whole series** * ​**Location**: betahaus Kreuzberg, Rudi-Dutschke-Straße 23, 10969 Berlin * ​**Time**: Doors open 9:30, Start 10:00, End 11:00 * ​**Entry**: Free entry including breakfast and drinks * ​**RSVP:** via [Lu.ma](http://lu.ma/) to save your spot as spots are limited ​**Why mornings** Because good ideas don’t only happen after work. We believe in strong insights, respectful use of time and real conversations, even before noon. ​​ Join our WhatsApp group for more details and to engage with the community - [HERE](https://chat.whatsapp.com/FWphInbgYaKJUGv7Uusum9) we go. ​We’re looking forward to kicking off this new format with you. Lots of love, Your [12min.me](http://12min.me) Berlin crew [Sandra](http://linkedin.com/in/sandrakarner), Olha, Silvana, Ben \*\*\* **Media rights (picture and video recordings):** Participants agree that photos and video recordings made during the event may be used without any claim to compensation and without any time or space restrictions. The rights to image and video material are transferred to the organiser or the representatives of the press or other parties distributing image and sound material who are present on site, without exception and without any time or place restrictions.

-DROP IN - *(English below)* Lindy Hop \| Swing Dance Unterricht \- * *wenn es warm ist\, draußen \| outdoors\, when warm* * *drinnen, wenn es kalt ist / inside, if cold* Klassen am Donnerstag Abend 18:15 Uhr - Starter "Take The A Train" \* keine Anmeldung nötig \* Start jederzeit & ohne Tanzerpartner\*IN möglich 19:30 Uhr OPEN CLASS (Improver - Experienced) \* keine Anmeldung nötig \* Teilnahme jederzeit & ohne Tanzerpartner\*IN möglich [20:30 Red RHYTHM - Social Dance w/ LIVE MUSIK & DJ](https://www.swingpatrolberlin.com/red-rhythm---swing-dance-night.html) Für mehr Informationen & Kosten bitte hier schauen: [SWING PATROL KULTURBRAUEREI](https://www.swingpatrolberlin.com/sp-kulte.html) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- classes every Thursday evening 18:15 Starter "Take The A Train" \* no registration needed \* no partner needed \* start anytime 19:30 OPEN CLASS (IMPROVER - EXPERIENCED) \* no registration needed \* no partner needed [20:30 Social Dance w/ LIVE MUSIK & DJ](https://www.swingpatrolberlin.com/red-rhythm---swing-dance-night.html) All information here: [SWING PATROL KULTURBRAUEREI](https://www.swingpatrolberlin.com/sp-kulte.html)

Finally, it’s happening! [Value Rebels](https://www.valuerebels.com/) are thrilled to invite you to another [Product Management Night](https://productmanagementnights.com/), this time in the inspiring office of [Babbel](https://uk.babbel.com/). Under the banner “Staying Relevant: Data, innovation, and the architecture of decision-making”, we’ll explore how to stay innovative in a fast-changing environment and what it really takes to make meaningful, data‑informed decisions in a world saturated with signals. 📅 **Date**: March 5th 📍 **Location:** Babbels office at [Andreasstraße 72, 10243 Berlin](https://maps.app.goo.gl/PNNNehcW9GmBdf6T7) 🥂 Drinks & Finger Food Provided (veggie/vegan) **Timetable** 18:00 \| Doors Open: Networking over drinks and light food 18:45 \| Intro and hello from Value Rebels and Babbel 19:00 \| “Escaping the innovator’s dilemma: How established companies stay disruptive” \- An on\-stage discussion with [Diana Pulnar](https://www.linkedin.com/in/diana-pulnar-51781b13/) 19:30 \| Break 19:40 "What data-driven, actually means in 2026" - A talk by [Markus Kiefer](https://www.linkedin.com/in/markus-kiefer-979372388/) 20:10 \- 21:00 \| Closing & Networking (Please note: times are approximate) **Get to know our experts & speakers** 🎤 **[Markus Kiefer](https://www.linkedin.com/in/markus-kiefer-979372388/)**[ ](https://www.linkedin.com/in/markus-kiefer-979372388/)is a Tech & Data Consultant passionate about turning data into better product decisions. He works with product and engineering teams to design data-driven systems and helps organisations not just to understand their users but the systems that increasingly decide for them. 🎤 **[Diana Pulnar](https://www.linkedin.com/in/diana-pulnar-51781b13/)** is VP Product at Babbel, where she leads teams that translate speech technology and learner insights into concrete outcomes. She focuses on product strategies that balance data with real learner behaviour and uses experimentation to keep decisions anchored in results for learners. **Why join us?** * **Discover how to stay relevant:** explore how established teams handle innovation, trade‑offs and the tension between today’s business and tomorrow’s bets. * **Rethink what “data‑driven” means:** move from more dashboards to understanding the whole system behind your product decisions. * **Connect with peers who get it:** share experiences with senior product, tech and data people facing similar constraints and ambitions. **Who should attend?** Product Leaders & Drivers C-level & Business Leaders Experienced product contributors 🚨 Limited spots available - reserve yours only if you’re sure you can join! 📸 **📸 Please note:** We will be capturing event photos for promotional use. Let us know if you prefer not to be photographed. Photos are only taken of people who give consent on site. You can always say no or change your mind on the day or by emailing employerbranding@babbel.com 🔜 Looking forward to seeing you on March 5th

Are you an **Aspiring Homeowner**? You know you want to buy, but the Berlin market feels like a black box. The "standard procedures" aren’t exactly common knowledge, and the fear of making a costly mistake is real. We created **Berlin Real Estate Talks** to bridge that gap. We’re opening our doors for an evening of networking and knowledge-sharing specifically for those at the very beginning of their journey.

Welcome to the Berliner Bitcoin-Stammtisch, where we gather to talk about the digital currency that's worth more than gold and sometimes causes more drama than a Netflix series. Join our tribe of business beings, developers, and activists who believe that Bitcoin is the future of money, and El Salvador seems to agree! Here you can learn the ropes of Bitcoin, from buying your first fraction to safely storing your private keys. Our current hangout spot is Friedel Richter on Torstraße, because ROOM77 is closed until the last block is mined. You can pay in Bitcoin ₿ or Lightning ⚡ and enjoy awesome regional food with an international twist. So come join the fun, the food, and the revolution! We're waiting for you. 🍔🍔🍔

Hey, Sonntag ist es wieder soweit. Wir gehen am Lietzensee spazieren, bilden Zweiergruppen und wechseln uns ab. Treffpunkt: VOR dem Restaurant Rocco. Komm gerne in unsere WhatsApp-Gruppe, um Fragen zu stellen: [https://chat.whatsapp.com/Ii4XEqFgMn9CSIxgIO9LHG](https://chat.whatsapp.com/Ii4XEqFgMn9CSIxgIO9LHG) Das Event findet bei Regen nicht statt. Nach dem Spazierengehen können wir noch ins Café, um die vorangehenden Gespräche zu vertiefen und zu connecten. Kleiner Hinweis: \- Unsere Walk & Talk Events finden auf Deutsch statt\. \- Wenn du doch nicht dabei sein kannst\, dann melde dich bitte vom Event ab\. So können wir das Event besser planen\. Freuen uns auf eine nette Truppe.

**Relax. Connect. Create. ☕** After a full week of work, meetings, study sessions and life in fast-forward, it’s time to slow down. Join us this Saturday afternoon in Berlin for a relaxed coffee hang-out where this week's agenda is good company & warm drinks. You're also invited to bring some boardgames, drawing/coloring materials (I will bring an adult coloring book) **What’s the plan?** We’ll meet in a cosy spot, draw, chat about everything and nothing, swap stories and simply enjoy the moment. No pressure. No formalities. Just a bunch of friendly people sharing a Saturday coffee. **Who’s welcome?** Everyone! Whether you’re a Berliner born and raised, newly arrived in the city, from Germany or abroad, if you like meeting open-minded folks and spending some relaxed time—come join us. **When & how?** Saturday afternoon. Detailed time and place in our Telegram group. ➡️ Join us on Telegram: [https://t.me/berlinsaturdaycoffee](https://t.me/berlinsaturdaycoffee) Hop in, say hello, and we’ll share the final details. **Why join?** * Because you deserve a break. * Because you enjoy being creative. * Because you enjoy boardgames * Because meeting new people sparks fresh energy. * Because coffee tastes even better when shared. * Because Saturday afternoons were made for this. Respect and Safety: There is always at least one organizer present at every meetup. If you ever feel unsafe or bothered by someone’s behavior, you can reach out to an organizer privately. Your identity will remain confidential, your concern will be taken seriously, and no inappropriate behavior is tolerated — anyone making others feel uncomfortable will be removed from the group immediately. We hope to see you there. Bring yourself, your smile, drawing materials, your stories—or just your comfy self. Let’s make Saturday a little more laid-back, a little more social and a lot more nice. See you soon! —Your Saturday Creative Coffee Crew ☕

Hey everyone! I’m organising a co-working + socialising session for all of us who like to work on something (e.g. our own project, freelance or remote work) but don't feel like sitting alone at home. 🙂 To ensure that we have both **socialising** AND **working**, we will be using the so called “Pomodoro” technique: **50min of deep work** (silent), followed by **10min of break** to socialise. Then repeat! If you get into flow, you're also welcome to skip the breaks. It’s an effective way to stay focused - you can read more about it [here](https://en.wikipedia.org/wiki/Pomodoro_Technique). Anyone from any background is welcome, whatever project you are working on or whatever is your personal background. I (the host) speak English and German, so either is fine :-) ——————————————————- AGENDA: * **15min Intro** * Get to know everyone, talk about what you will work on today * **Pomodoro Session** (3x) - *Each Pomodoro session consists* *of...* * ...**50min** of uninterrupted “deep work” (no talking, no interruptions, no phones) * ...**10min** of break: share your progress with others, talk about what you are stuck on etc. * Repeat * Conclude and celebrate your progress Share your progress, socialise and get to know others 😊 ———— We'll be at the Social Hub Berlin (they have a food menu in case you get hungry). The structured part will end at 2:30pm, but you're welcome to stay longer, go for lunch together, or leave earlier. See you there 🩵 **\*\*We'll reserve the long table. Please update your RSVP in advance if you can't attend!\*\***

Join us for an inspiring life drawing session in Vetomat, Berlin. Our sessions provide a supportive and creative space for artists of all levels to practice figure drawing in a relaxed environment. Whether you are an experienced artist or just starting out, our group welcomes everyone to come together and explore the art of life model drawing. Channel your creativity and hone your skills as you sketch our professional life model during our dynamic sessions. You can expect a friendly and inclusive atmosphere, where you can exchange ideas, techniques, and feedback with fellow artists. No ticket required, payment is by donation, suggested amount is 10,-

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Understanding the Columbus Housing Market: Let’s Talk Downsizing for Seniors** Understanding the Market to Make Your Best Move Yet Thinking about downsizing or helping a parent prepare for a move? Join us for a friendly, educational seminar designed specifically for seniors in Central Ohio. We’ll break down what’s happening in today’s Columbus housing market, explore timing and planning for downsizing, and discuss easy ways to prepare a longtime home for sale—without overwhelm. You’ll also learn about low‑maintenance housing options, financial considerations, and simple steps to make your next move smooth and stress‑free. This is a relaxed, no‑pressure event where you can ask questions and get practical advice tailored to seniors and their families. Hosted by: Katie McCartney, Broker & Senior Real Estate Specialist® (SRES)

**Tickets go on sale 3/12 . I will post what row to buy your ticket in then .**

Is your business taking more of your time than you would like? [Rob Young](https://www.linkedin.com/in/cinci-robyoung/) principal at [Stage 3 Group](https://www.linkedin.com/company/stage-3-group/), hosts this workshop series and is the author of Stage 3 Success. * Provides a framework and a playbook for leaders of emerging businesses * Reviews business management tools and techniques for scaling and maturing a business * How to recognize and leverage stories hidden in financial statements * How to implement financial and operational controls and use leading indicators to spot trouble before it occurs * How to manage your time for maximum effect * How to deal with nonperforming employees * How to create standard operating procedures throughout your organization Four sessions will include two hours of content and an optional 90-minute hands-on lab. Reserve your spot via this link: https://clintonvilleba.com/calendar/#!event/2026/3/20/chaos-to-clarity-to-control ($200 for non-CABA members.)

One of the most valuable parts of this community is the opportunity to think out loud with other product professionals. This session is built for exactly that. As we wrap up the quarter, it’s a great time to pause and reflect. What’s on track? What needs adjustment? Where could a small shift create bigger impact? Join fellow product professionals for a focused, interactive conversation designed to help you recalibrate for the next quarter. You’ll have the opportunity to share where you are, hear how others are thinking through similar challenges, and gain fresh perspective you can bring back to your team and organization. We’ll gather at 8:00AM, with discussion starting promptly at 8:15AM. 📍 First Watch - 7227 N High St Located in: The Shops at Worthington Ample parking is available. Food and beverages will be available for purchase. Start your morning with clarity and connection — we hope to see you there! ☀️