Financial Planning

Join us for Career Night to learn how our agency works, what we do, and how you can earn part-time or full-time income helping families with financial literacy and protection.

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Come enjoy breakfast and conversation with us at The Kosher Pastry Oven in Silver Spring. This is a great away to break with your old routine and make new friends. Questions? Click on my picture below to contact me. Hope to see you there! Ross A.

New Columbia Swing is your source for swing dancing and learning. Take our free beginner lesson, offered every week, followed by a fun social dance. Dance is $15 at the door or $12 if you preregister at https://newcolumbiaswing.org/register. $10 for students/military. **Is this your first time dancing with us? Register with the code FIRSTTIME for a 100% discount!** **SCHEDULE:** Join us at 8pm for a drop-in beginner lesson (no partner required). The main social dance starts at 9:00pm! Any questions or concerns? Email us at info@newcolumbiaswing.org.

Hello Social Sips and Bits Family, Join us for a fun evening of drinks and bites at The Yard House! It's the perfect chance to connect with friends, both old and new, in a relaxed setting. Bring a friend and please RSVP so we can save a spot for you. We can't wait to see you there!

Explore new recipes that are smart for your heart health! During this session, you will learn how to prepare recipes that are heart-healthy and packed with fiber to keep you fuller for longer. Registration required. All ages welcome. FREE **Camp Springs Senior Activity Center** **[REGISTER THROUGH PARKS DIRECT](https://mdpgparksweb.myvscloud.com/webtrac/web/search.html?Action=Start&SubAction=&_csrf_token=wW6L01001J19253R1X382T5M5T3U5C586Q5O4K6X4T055M42594T066T5Z4P6E0B5A4O5C5D725Q4G66581A5P4B5B4E1H5S476N591Q5F5X524Q1L5E5W6B6E6K704U61&quantity=1&begindate=10%2F21%2F2025&enddate=10%2F21%2F2026&keyword=&keywordoption=Match+One&secondarycode=SPD-SPEC-GA-20260204&display=Detail&module=PST&multiselectlist_value=&pstwebsearch_buttonsearch=yes)** For fastest response to any questions, or for more information, please contact Health and Wellness directly via email [wellness@pgparks.com](http://wellness@pgparks.com/)

After hosting successful events, I always think that we could have done better and relate it to our day to day life and make it educational. In this connection, I wanted to show off my investment and trade hat and organize series of Happy Hours around Investment & Trade. We will have speakers from different sectors and industries, at each Happy Hour. At this particular event, the speakers will discuss Retirement Saving (With An Overview of Interest Rate & Housing Market). Topics will include: • Today’s retirement savings challenges and approaches • Sources of income in retirement • Proper investment strategies • Current interest rate environment and what to expect going forward • State of the housing market The address will be sent to members, who RSVPed, before the Event. Enjoy!

**Speaker**-**Richard Shumway, Financial Advisor, Edward jones** **Where: Edward Jones, 16701 Melford Boulevard, Suite 123, Bowie, MD 20715** [(](tel:+123-456-7890)**[301)](tel:+123-456-7890) 805-6113** Join us for our presentation ***Retirement by Design***. We'll discuss how you can translate your vision for retirement into tangible goals. **Whether you are 10 or 40 years from retirement, you'll learn investment strategies you can use now to help design the retirement you want tomorrow.** This seminar will cover analyzing your current situation, your vision for retirement, defining your goals, working towards your goals, the role taxes will play, preparing for the unexpected, and staying on track. Snacks and refreshments will be provided. We look forward to seeing you! Thanks! Helen Ogbu, CPA, MBA

Let us get together and plot to conquer the world!:) ***GRAB A DRINK AND YOU ARE ALL SET TO FLEX YOUR LANGUAGE CAPACITY. YOU NEED TO GET AT LEAST A DRINK OR FOOD:) To get the event going and show support. We know that you like our events. P.S. : We have non-alcoholic drinks as well.*** We have a tiny venue and we hit capacity often and early arrival is suggested. We have the discretion to decide entry. Instead of silently doing research on your own, it is well known that when you are regularly connected with people of your own investment interest, you are likely to be more motivated, better informed and less likely to miss out on opportunities. Meet and discuss face-to-face. **HOW IT WORKS : We will try to assign tables for each represented INDUSTRIES/SECTORS/SPECIALIZATIONS and will direct attendees to their respective tables accordingly. All industries are welcome! However we don't guarantee the availability of a partner in that particular field, you would like to exchange experience. Space is limited and advance RSVP is required. PLEASE BRING BUSINESS CARDS (Hard/Soft Copy).** THIS IS NOT A SEMINAR or A PANEL EVENT AND THERE WILL BE NO SPEAKER. It is just a happy hour social event for those interested. In the past we had a great mix of developers, miners, investors, blockchainers and people who are completely new to cryptos. \- Come one\, come all OR FLY SOLO; this is the most friendliest event you have ever attended\! \- Feel free to invite your friends\. They don't necessarily have to be a member \- Event is 21\+ ***AFTER THE HAPPY HOUR, WE WILL HIT THE DANCE FLOOR AND DANCE THE NIGHT AWAY. BRING YOUR DANCING SHOES!*** ***N.B. : We have ZERO TOLERANCE for solicitation. We don't allow anyone to run their own agenda at the Event. If you are interested to promote/sponsor/collaborate; contact us via ([info@merevents.com](http://info@merevents.com/)).*** [)

FEBRUARY 5, 2026 - COLVIN RUN [Colvin Run Country Dance](https://www.facebook.com/colvin.country?__cft__[0]=AZaryeacBRhFaEeHn3OYt7qdjjrzkUTGvKmAUNPBBoIikieFGiIP8zONM2eBAiGNFSESFcsW4fpEsBGLI59tscQdFtjoOEh76ZDEe8qAoVaWBIJcBzKPkMsCZmhpP2tWbXEWPRG-_UhZ7TvivXyCKIL-&__tn__=-]K-R) BE SURE TO NOTE ACCESS AND SPECIAL PARKING PHOTO ABOVE We will be Country Dancing on Thursday, February 5, however .... ... the Colvin Run parking lot is impassable due to a sheet of hard, ice-covered snow. Unfortunately, we cannot plow our gravel parking lot without damaging it. We apologize for this inconvenience. NOTE THE PARKING PLAN ABOVE. We have permission from adjacent properties to the East and to the West of Colvin Run to park on their plowed parking lots. See the satellite parking picture below. A path has been shoveled from Colvin Run's porch to each of these plowed parking lots. Do not park anywhere across the street or you may get towed, only park in the marked areas on the plan. 7:30-8:30 PM Waltz Lesson by Guest Instructor Annabeth Goss 8:30-10:30 PM Country Dance with Music by DJ Tim Bowker $15/Person (Cash, Check or Zelle) ***First Timer? No Problem!! Come learn a great lesson from Timothy Bowker! We welcome everyone!*** \*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\*\* Mark your calendars for **West Coast Swing Sundays** Every 2nd & 4th Sunday at 4:00 p.m. The next WCS Sunday is January 11, 2026 ***Find your happy place at Colvin Run Dance Hall*** ***Where everybody knows your name, and everyone's glad you came!*** *Find Colvin Run at: http://www.colvinrun.org* *or contact Kathy.Milks@ColvinRun.org*

This is where you meet the area's 30, 40 and 50 years young; 30 somethings, 40 somethings, 50 [somethings.......as](http://somethings.......as/) they are known as GENERATION Xers....., who are active, self accomplished, sophisticated, young at heart, empty nesters; who would like to do things and enjoy life; who has got time and could afford it as well! ***GRAB A DRINK AND YOU WILL BE ALL SET TO ENJOY THE EVENT. YOU NEED TO GRAB AT LEAST A DRINK OR A FOOD ITEM :) To get the event going and show support. We know that you like our events. P.S. : We have non-alcoholic drinks as well.*** We have a tiny venue and we hit capacity often and early arrival is suggested. Direct RSVP required. We have the discretion to decide entry. Many of you were not born while we were partying:) The profile picture of this invite was taken while we were having a blast. One of our members was buying us rounds of shots. He almost spent $ 1K just on shots. LET US DO IT AGAIN! They also make us feel loved and honored, by serving, one of our signature cocktails, which is named after us - MerTini:) It will be one of the featured cocktails. Ask your bartenders:) Unacceptable Attire: 1. Athletic Clothing: This Includes gym attire, sweatpants, yoga pants, and tracksuits 2. Baggy Clothing: Clothing that is excessively loose-fitting or oversized, such as baggy jeans, sagging sweatpants or oversized t-shirts. 3. Sportswear: Jerseys, team logos, and other sport-specific attire 4. Beachwear: shorts, tank tops, swimwear, and revealing clothing 5. Flip Flops: Open-toe sandals, thong sandals, and flip flops are not allowed 6. Timberlands and Steel Toed Shoes. DETAILS : * We will have a registration station and check you in. * Most of our members complained about people writing in the comment box. Since it sends notification to all attendees. If you have any questions, send a message to the organizers. Don't write in the comment box. PARKING INFO Parking might be a challenge and the event involves drinking. We highly encourage you to take a public transportation, taxi service or a ride share. DRINK RESPONSIBLY. ***N.B. : We have ZERO TOLERANCE for solicitation. We don't allow anyone to run their own agenda at the Event. If you are interested to promote/sponsor/collaborate; contact us via ([info@merevents.com](http://info@merevents.com/)).***

• What we'll do Economist William Michael Cunningham on Podbeam Thursdays at 6 pm. https://www.podbean.com/

Hey Chapter Twoers, one of my New Years resolutions was to be more creative in choosing restaurants for our events this year. Kitchens + Kocktails fits the bill. Here's how the restaurant describes itself: "Kitchen + Kocktails by Kevin Kelley is revitalizing how the world experiences elevated southern comfort food. Whether you have a taste for classic soul food entrees such as shrimp and grits, southern fried catfish or modern soul food options like chicken and waffles, jerk lamb chops, or a fresh lobster tail, Kitchen + Kocktails by Kevin Kelley will serve it and your experience will be one of high care and quality." I'm excited to try it. Come join me!

• What we'll do On https://blackecon101.podbean.com/ Thursdays at 6 pm. discussing the economy....

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php Rob will lead this month's meeting in my absence. Mark Vonder Haar

**Understanding the Columbus Housing Market: Let’s Talk Downsizing for Seniors** Understanding the Market to Make Your Best Move Yet Thinking about downsizing or helping a parent prepare for a move? Join us for a friendly, educational seminar designed specifically for seniors in Central Ohio. We’ll break down what’s happening in today’s Columbus housing market, explore timing and planning for downsizing, and discuss easy ways to prepare a longtime home for sale—without overwhelm. You’ll also learn about low‑maintenance housing options, financial considerations, and simple steps to make your next move smooth and stress‑free. This is a relaxed, no‑pressure event where you can ask questions and get practical advice tailored to seniors and their families. Hosted by: Katie McCartney, Broker & Senior Real Estate Specialist® (SRES)

If you would like to participate in a fun gift exchange please bring a wrapped $5 sweet treat 😋