Investment Analysis

**Our February novel is: Julia by Sandra Newman** **This month is a classic, dystopian, fiction, literary fiction, women’s fiction, and science fiction novel. The book is 394 pages in print and 14 hours and 20 minutes on audiobook.** **An imaginative, feminist, and brilliantly relevant-to-today retelling of Orwell’s 1984, from the point of view of Winston Smith’s lover, Julia, by critically acclaimed novelist Sandra Newman.** Julia Worthing is a mechanic, working in the Fiction Department at the Ministry of Truth. It’s 1984, and Britain (now called Airstrip One) has long been absorbed into the larger trans-Atlantic nation of Oceania. Oceania has been at war for as long as anyone can remember, and is ruled by an ultra-totalitarian Party, whose leader is a quasi-mythical figure called Big Brother. In short, everything about this world is as it is in Orwell’s 1984. All her life, Julia has known only Oceania, and, until she meets Winston Smith, she has never imagined anything else. She is an ideal citizen: cheerfully cynical, always ready with a bribe, piously repeating every political slogan while believing in nothing. She routinely breaks the rules, but also collaborates with the regime when necessary. Everyone likes Julia. Then one day she finds herself walking toward Winston Smith in a corridor and impulsively slips him a note, setting in motion the devastating, unforgettable events of the classic story. Julia takes us on a surprising journey through Orwell’s now-iconic dystopia, with twists that reveal unexpected sides not only to Julia, but to other familiar figures in the 1984 universe. This unique perspective lays bare our own world in haunting and provocative ways, just as the original did almost seventy-five years ago.

**I’m planning future book club meetups and would love your input. Please choose your top three from the list below—your picks will help decide what we read next!** **Book Options** *The Hong Kong Widow* – Kristen Loesch *American Spy* – Lauren Wilkinson *God of the Woods* – Liz Moore *Listen for the Lie* – Amy Tintera *The Swallows* – Lisa Lutz *The Drowning Kind* – Jennifer McMahon *The Eights* – Joanna Miller *The Quiet Librarian* – Allen Eskens Thanks so much for sharing your pick! Please **reply in the comments** with your top three. I can’t wait to see which books rise to the top and to discuss them together at our next meetups.

We are a real world Martial arts group. \ Called DO JUNG ISHU (the art of fighting) \ Based off of Jeet kune do we just continued where Bruce Lee left off. \ We have been around a while. \ We are donation based. Every week we get together and work technical skills and live pressure testing. \ Almost all of the instructors have been in everything from altercations in the real world to the ring and some still compete in the cage. \ If you want to take your skills up, improve your confidence, gain self defense skills, get in better shape, test yourself or just want to kill some time and possibly get hit a bit come on down. \ We will be located at 3923 N High St, Columbus, OH 43214 inside the whetstone rec center in the auditorium, upstairs in classroom B or outside in the grass between the playground and horseshoe area. our instructors are normally in a black and red art of fighting shirt \ if you can not find us call or text me at 6143570295 Saturday 1pm Wednesday 5:30pm From Age 16 and up. attendees under the age of 18 must have a guardian with them. \ \ You must have a free leisure card for the rec center and must be registered for our class specifically .\ Wear workout clothing \ Bring a MOUTHPIECE! \ WE HAVE GLOVES. \ Hope to see you soon :-).\ We are run off of donations. \ let me know if you have any questions :)

The Forge does have a full bar and kitchen. There is no cover charge but they do request all attendees to purchase a minimum of ~$20 per person. Soft drink refills are $1 each. Please support our hosts so we can continue to provide great events for the group! The Forge has a large library of games available for us to enjoy. Hosts and regulars will also provide numerous popular games but please bring any games you would like to teach and/or play. Doors open at 6, and we expect gaming to be rolling by around 630. Please promptly end your games and clear out the space at 10pm when the bar closes. We encourage socializing but do not permit disruptive behavior of any kind. Thank you for your continued commitment to providing a fun and welcoming space to veteran, newbie, and rookie gamers in the Columbus area. Parking can be challenging. There is a parking lot behind the neighboring Mexican restaurant that is free and easy to walk from but it's a bit hidden.

Our hybrid event takes place both as a face-to-face and as an online meeting using the GoToMeeting software application: [ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). This club is an operating stock investment club, open to the public as an educational opportunity. Each month this club covers an investment educational topic or presents a teaching segment. Stocks are discussed and studied. This month's educational topic will be quarterly reviews, Manifest Investing's updated website and discussion on AI and how it is challenging the SaaS and other business models. Our stock study will be ADP presented by member Matt Alden. We end the meeting with a "Talkin' Stocks" segment with quick overviews of Coke (KO) and Chipotle (CMG). Investors at all levels are welcome at the face-to-face meeting or online by using this[ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). Get to know fellow investors!

Tickets now on sale Cinemark Stoneridge Plaza ,Gahanna

**No Money, No Credit Creative Acquisitions Training – Free for First 20 to Register\*** Join us for another great Real Estate Training **in-person in Lisle, IL or online** **Saturday, February 21st, from 10 AM to 4 PM**, with one of the TOP Creative Acquisition Experts in the country, Chris Albin. **The first 20 people to email me their first name, last name, cell number, and email address can attend this $50 workshop as my guest for FREE\*.** Learn how you can buy properties without using your own money or without having your credit checked. Chris will explain acquisition strategies that include equity sharing, options, contracts for deed, seller financing, mortgages, and more. Using case studies, Chris will show you how to understand step-by-step techniques for buying and controlling properties without having to qualify for bank financing. Chris will also train you to utilize financial and social resources and time, imagination, networking, and non-traditional assets to acquire properties successfully. You will leave this class knowing which investments would be best funded through retirement accounts, cash accounts, stock accounts, life insurance plans, margin accounts, and others. Chris is also an expert in probate investing strategies. **To complete your registration, email your first name, last name, cell number, and email address to RandyPertler@gmail.com.** Also indicate if you would like to attend in-person in Lisle, IL or online. You will then be emailed the event address or online link. \*Renatus Students and ICMs are not eligible for the free offer

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

**No Money, No Credit Creative Acquisitions Training – Free for First 20 to Register\*** Join us for another great Real Estate Training **in-person in Lisle, IL or online** **Saturday, February 21st, from 10 AM to 4 PM**, with one of the TOP Creative Acquisition Experts in the country, Chris Albin. **The first 20 people to email me their first name, last name, cell number, and email address can attend this $50 workshop as my guest for FREE\*.** Learn how you can buy properties without using your own money or without having your credit checked. Chris will explain acquisition strategies that include equity sharing, options, contracts for deed, seller financing, mortgages, and more. Using case studies, Chris will show you how to understand step-by-step techniques for buying and controlling properties without having to qualify for bank financing. Chris will also train you to utilize financial and social resources and time, imagination, networking, and non-traditional assets to acquire properties successfully. You will leave this class knowing which investments would be best funded through retirement accounts, cash accounts, stock accounts, life insurance plans, margin accounts, and others. Chris is also an expert in probate investing strategies. **To complete your registration, email your first name, last name, cell number, and email address to RandyPertler@gmail.com.** Also indicate if you would like to attend in-person in Lisle, IL or online. You will then be emailed the event address or online link. \*Renatus Students and ICMs are not eligible for the free offer Randy Pertler Cell 815-557-4458 RandyPertler@gmail.com www.YouTube.com/RandyPertler

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

This meeting will be an open discussion about the book "an Immense World" by Ed Yong

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

NFT's are here to stay folks! This is a group for like minded people interested in understanding, leveraging, using, creating for, profiting from, trading too i suppose, NFT's.. everything around them, complexity, fear and exploits, best practices and more. **PLUS** This group will talk AI ART tools, techniques, artists, video, audio, prototypes and more in the AI assisted production space- ART specifically, but we can get into any aspect of some of the cooler things happening in AI in general.

As you may or may not know--I didn't until late last year--Aristotle wrote extensively on "friendship" in the Nicomachean Ethics. After 69 years the concept of friendship still creates questions and uncertainty. I had close friends in high school and for a few years after high school but our interests diverged and people moved all over the country so it was hard to maintain connections. * So if I/you haven't talked with a friend for several years, are you still friends? Are we friends who meet at Drunken Philosophy or Omnipresent Atheists? * Can you be friends with someone with whom you have virulently divergent political views? Sartre and Camus could not. * Aristotle regarded friendship as essential to a good life, not merely an added "bonus." Do you agree? * In the Nicomachean Ethics (Books VIII and IX), he claims that wealth and power are meaningless without friends. Trump has wealth and power but seems to have no real friends, but wealth and power seem meaningful to him in perverted ways. Can you have meaning in your life without friends? * Do men and women view and maintain friendships in different ways? * Aristotle categorizes friendship into three types, based on what forms the bond: * **Utility**: Based on mutual benefit, but this type is fragile and ends when the usefulness ceases. * **Pleasure**: Based on shared enjoyment (e.g., humor, hobbies). Common among youth but fades as interests change. * **Virtue (The "Complete" Friendship)**: Based on mutual respect for each other's character and goodness. You wish good for the other for their sake, not yours. * **Key Principles of "True" (Virtuous) Friendship:** * **Permanence**: Virtuous friendships last a lifetime whereas those based on utility and pleasure are fleeting. * **Reciprocity**: Requires mutual goodwill; secret or unreciprocated affection does not qualify. * **The "Second Self"**: A true friend is "another self"—their virtue helps you understand and improve yourself. * **Time and Intimacy**: Deep ("complete") friendships are few, built on time and shared experiences. * **Self-Love and Friendship:** * Good friendship starts with being a friend to yourself. * They distinguish shallow egoism (chasing honors) from real self-love (pursuing virtue). * A virtuous person’s pleasant self-company allows them to be a stable, good friend to others. * Aristotle argues that one's social circle ultimately reflects one's character—a view with striking relevance today. Well--the Drunken Philosophy social circle certainly reflects good character!