Mortgage Notes

Once a month Elni hosts our Port Phillip and Bayside socials. It’s a great opportunity to meet others. Our emphasis is on fun and enjoying each other’s company whilst supporting anyone who might need it. We each pay for our own food and drinks. This time, we’ll meet for dinner at Sons of Mary, a lovely place with a relaxed, elegant vibe. It’s a cosy spot with great service and a warm atmosphere — perfect for a friendly dinner and good conversations. We’d appreciate it if you could update your RSVP the day before so we can provide an exact headcount for the reservation. The table is booked under the name Elni. We hope to see you!

This is a chance to meet some peeps, hang out, chat, eat some snacks and maybe play some poker. Don't worry if you don't know how to play. We are happy to teach you. There's no charge and we don't use real money, but we do have prizes for first at each table. Cool drinks, snacks and chocolate will be provided. This is an alcohol free event.

How about we kick off the best day with a jog and coffee together? Trust me, you won't want to miss out! 🏃‍♂️Training menu🏃‍♂️ Every Sunday 8:00~ Fed Square Assembly 【https://maps.app.goo.gl/zmPQ6U533pUDcNSA9?g_st=ic】 If you have luggage, please consider using the lockers at the station. 💥40~60 min Jog+Walk Pace: Easy pace, suitable for beginners. If you got tired, let's walk together. 【schedule】 8:00 Gathering 8:10 Start 9:00 End of training Challengers we are waiting for you 😊

Sunday Walk **Maribyrnong River Trail** This week we are heading over to Melbourne’s second largest river, the Maribyrnong. Here we’ll discover a popular, wide-open, walking trail alongside the picturesque banks of this old Melbourne trading port. At the halfway point, we’ll stop for coffee on the lawns of the Boathouse Cafe. **Start**: Footscray Park, Myers Rd, Footscray. **Start time**: 9.00 AM. **Parking**: Park in The Edgewater carpark, on Myers Rd. Parking is free. **The Walk**: The walk is the well-formed walking trail along the riverbank. We’ll walk as far as the Boathouse Cafe, stop for coffee and return by the same trail. **Total distance**: 5.6 km. **Time**: Allow 2.0 hours for the walk, plus half hour for coffee. Total 2.5 hours. **Toilets**: At the 20-minute mark from the start, plus halfway at the cafe. **Coffee**: The Boathouse Cafe

**Beginner Dungeons & Dragons Night (No Experience Needed)** Play a fantasy story with a small group. Make choices. Solve problems. Work together. It’s fun, social, and easy to get into. **What is this Event** This is a beginner-friendly D&D game. You don’t need to know anything. Most people are new. We teach as we play. **Small groups (limited spots**) Tables of 5–6 players, we wont take anymore than this at a time. Usually 12–18 total spots in total. If you see a spot you can make, take it. They fill. **What happens when you arrive** You don’t need to bring anything You’ll be seated shortly after you arrive Most people come alone You will not be the only one. **What you’ll do** Play a character in a fantasy story Make choices with your group Talk, explore, and solve problems Roll dice and see what happens Expect funny and memorable moments. **What you don’t need to worry about** You don't need to know rules new people won't slow the group down Don't need to bring anything We guide you the whole way. **Who this is for** You work a 9–5 and want to meet new people after work or on weekends. You enjoy fantasy stories, books or games You want to try dungeons and dragons You want a curated story games night with tactics and roleplay. If you like Baldur’s Gate or Divinity, you’ll have a strong idea about what your getting into. **Sessions** 3-hour games Run by experienced Dungeon Masters 2–3 tables each night This week’s games may include: *Cordelia* – Dark fantasy adventure *Isle of the Grave* – Mystery and survival *The Cost of Ascension* – Power, trust, and betrayal Before the event You may get a message from the organiser. Please reply to keep your spot. **Attendance policy** Cancel early if you can’t make it No-shows or late cancels may lose future spots **Donations** We take small donations to support the event and our hosts.

* 🌏 **MELBOURNE → CATHEDRAL RANGES** * 📅 **SUN 26 APRIL \| Autumn Day Escape** * 🍂 Where adventure meets good company \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- 🌄 Inviting Intro Join us for an amazing **Cathedral Ranges trip** — a beautiful day of an enjoyable **hike**, scenic **lookouts**, beginner-friendly **kayaking** on a serene lake, **meditation,** and a relaxed **picnic** in nature. We begin in the city and slowly transition into forest landscapes, winding roads, and breathtaking viewpoints along the famous **Black Spur.** The journey itself becomes part of the experience. From there, the day unfolds naturally — a gentle and enjoyable **hike** through peaceful trails and open views, quiet moments to pause and reset, and time to connect with like-minded people. In the afternoon, we step onto the water — calm, easy, beginner-friendly kayaking surrounded by nature, where everything feels lighter. A simple, balanced day of movement, fresh air, and good company. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- ## 🌟 What’s Included — $99 ✔️ Guided 10 km autumn **easy hike** + hiking gear 🥾 ✔️ **Kayaking o**n a peaceful lake (all equipment included) 🚣‍♂️ ✔️ Guided **meditation** in nature 🍃 ✔️ Fresh **Fruit** Platter 🍉 ✔️ Unlimited **snacks, soft drinks, coffee** & tea ☕ ✔️ Premium round-trip transport (Mercedes minivan) 🚐 ✔️ Boutique small-group atmosphere & meaningful connections \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- ## **☘️ Your Itinerary:** 🌅 **07:00 — Pick-up (St Paul’s Cathedral)** Meet the group and begin the journey. ☕ **07:30 — Break / Stop & Refresh** Petrol station. 🌄 **08:00 — Scenic Drive & Lookouts (Black Spur)** Beautiful forest drive with stops at scenic viewpoints. 🍃 **09:30 — Arrival + Tea / Snacks** Arrive, settle in, and take in the surroundings. 🥾 **09:45 — Enjoyable Hike \(10 km \| \~180m\)** Easy, beginner-friendly trail with scenic views. 🧘 **12:30 — Meditation & Grounding** Pause, breathe, and reset in nature. 🍉 **13:00 — Picnic & Fresh Fruit Platter** Relaxed lunch and shared moments. 🚣 **14:00 — Beginner-Friendly Kayaking (Serene Lake)** Calm water, easy pace, and beautiful scenery. 🧺 **16:00 — Pack Up & Group Reset** Wrap up together. 🚐 **18:30 — Return to Melbourne (Hamer Hall)** Back to the city, refreshed and recharged 📍 **Drop-off:** Hammer Hall, Melbourne \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **💰 How to Book?** Secure your spot with a **$99 transfer**: 🔹 **PayID:** 0414 661 458 🔹 **Bank Transfer:** **NAME:** KARAPETIAN G **BSB:** 013233 **ACCOUNT:** 226325836 **Ref:** CR 🌟 **Limited spots available—RSVP now!** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- ❗️**Please Note:** **Payments are only credited or refunded if the event is canceled or rescheduled by the organizer.** In all other circumstances, payments are **non-refundable and non-transferable**. ❗️Thank you for understanding and supporting the planning involved in creating these experiences! 🌿 \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **🎒 What to Bring?** ✔️ **Comfortable hiking shoes (or able to supply, let me know size)** **✔️ Wind/water-resistant jacket**🧥 ✔️ **Long pants & long sleeves** 🌿 ✔️ **Hat/beanie** 🧢 ✔️ **BYO lunch** 🍽️ (or can buy on the way) ✔️ **A positive mindset & big smile!** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- 📢 **Questions?** Feel free to **DM me anytime!** 📩 ✨ **Let’s make this an adventure to remember** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Visit our sources: [https://www.facebook.com/groups/812911556223655/?ref=share](https://www.facebook.com/groups/812911556223655/?ref=share) Instagram: [nogeography.hike.kayak](http://nogeography.hike.kayak/) [https://www.meetup.com/en-AU/no-geography-hike-and-kayak/](https://www.meetup.com/en-AU/no-geography-hike-and-kayak/) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Credited or refunded only if the event is canceled/moved. Non-refundable in any other cases \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- * **A day in nature is a day well spent** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **LIABILITY WAIVER** The organizer of this group cannot accept any liability for any loss, damage, injury, or accident to participants or their property at this event. By participating in this event, you're taking responsibility for your own safety and well-being. By joining this event you agree to these terms. ## **COVID-19 Safety Measures** * The event host is instituting the above safety measures for this event. * Please do not attend if you are experiencing any flu-like symptoms, such as fever, cough, or sore throat. * If you have recently tested positive for COVID-19 or have been in close contact with someone who has, we kindly ask that you refrain from attending. * Thank you for your understanding and cooperation in keeping our community safe!

Melbourne Central Food Hall on Level 2. Far back corner near large windows to outside. Look for the colourful piano! See below for exact instructions on finding us. IMPORTANT: Please turn up if you RSVP. Other writers are counting on you being there with them so no one sits alone!!! Currently we have part-time hosts and regulars who will turn up and sit together. EVERYONE, please keep a look out for newly arriving people in the group and make them feel welcome, especially if they say: Are you with the writing group? If you arrive first and have an A4 piece of paper, it is a good idea to write on the paper: Writing Group. This way everyone will find each other. Bring your writing tools, and anything that you have written recently (optional). Remember your earphones if you like to listen to music while you write. There are no rules :) You can write. Or you can chat and write. You can share your work. Or not share your work. (If you need silence to concentrate then headphones are a good idea considering it is in a public space.) Bring pen and paper as a backup. Melbourne Central wifi available. Who: People who write and/or want to write (more) What: An open group of writers who meetup in a stimulating space to write together, share writing and ideas and support each other’s writing goals Why: Inspiration, motivation and space to write. Where: Melbourne Central - see photo for our location. Red shaded area would be ideal if available when you arrive. Detailed instructions if you do not know the area: 1) Go to the Shot Tower (the old building inside Melbourne Central with the big cone glass roof above it). 2) Go up the the escalators (there’s only one set of up- escalators near the Shot Tower, you can’t miss it). 3) You are now on level 2, Dining Hall (there are signs to the right, just slightly, stating this). 4) Top Juice store is to your right. Turn right so you pass Top Juice and walk toward the food hall. 5) You are now in the food hall near a black piano. Go past this. Go to the seating at the far back corner where there are large windows facing outside. 6) Look for us writers. There should be a sign on the table. Call out your hosts name and ask if this is the writing group. We will say YES, here we are! Additional hosts wanted!!! Please contact Mat Clarke. Please only RSVP if you can make it. And also un-RSVP if you need to cancel. Thank You, Melbourne Writers. Great Links: Facebook: https://www.facebook.com/MelbWriters What we have written so far: www.worldwriterscollective.com Twitter: https://twitter.com/MelbCityWriters Blog: http://melbournewriters.wordpress.com **Help us by adding to these social pages and site**

We will meet at the starting point and take a round trip around the Albert Park lake. BYO a water bottle. Dress for comfort and outdoor walk. Come along & simply say, "Hi, it's my first time joining the group event." or ask the host(s) to introduce you. You can take it slow and start from there. If you enjoyed the conversation, you're welcome to continue on afterwards. The South Melbourne market is just one tram stop away. **\-\-\- Running Late \-\-\-** If you are running late, please message at least 30mins in advance. We will wait up to 15mins before heading off. We won't be able to keep track of messages once we start. **\-\-\- RSVP / Change of Plan \-\-\-** If you change your plan or decide not to attend. Please update your RSVP. **\-\-\- Intro \-\-\-** Kudos to Friends….Expand Your Social Circle Meetup group is a community of individuals who prefer to take it slow to get to know people overtime in Melbourne. Join us on a fun journey as we explore cafes, restaurants and bars, including drinks, meals, outings, chilling, cultural exchange, etc. Above all, we’d like to celebrate the importance of friendships. So if you are looking to expand your social circle and explore new adventures and venues in Melbourne, come join us! **\-\-\- Heylo App \-\-\-** We use Heylo App for more fluid communication, including ideas, interest groups, questions etc. Please download the Heylo app from the App store and let the organizer know if you would like to be added to the Heylo Group at the event. We will send an invite to attendees to the group. (give us some time) **\-\-\- Rules \-\-\-** Admin will only add members to the group with a clear profile picture. (No hidden behind sunglasses, masks, drawings) **You might be removed from the group in the case of…** * no show * without a clear profile picture * anti-social behaviour (i.e. acts rude / disrespectful regularly) * take advantage of individuals for personal gain(s) **\-\-\- Privacy \-\-\-** Do not disclose your contact number in this post comment. We will delete your comment/info as soon as we see it to protect your privacy.

Keep the energy high with our Sunday Pickleball Socials! Whether you’re playing for fun or looking for some friendly competition, this session is perfect for all skill levels. 💰 $20 per person \| 2\-hour session 🏓 Basic paddles & balls provided 👥 Approx. 7 players per court 🔥 Great for fitness & social play! 📍 Location: SPORTS POINT Altona North, Unit 1, 64-66 McArthurs Road, Altona North, VIC 3025 📞 Contact: 0403 556 859 \| ✉ Email: admin@sportspoint\.com\.au Register for SOCIALS using any of the below options: \- https://bookings\.sportspoint\.com\.au/ \- https://opensports\.net/sports\-point\-indoor\-pickleball/tab/events

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, [HERE](https://www.coreerocks.com/Events.aspx?ID=2026-Central-Ohio-Real-Estate-Investing-Expo-14-5-5-2026).) We’re serious about helping you succeed in real estate. That means not just teaching you—but putting you in the room with the people who help you get deals done. Every deal depends on people. The agent or wholesaler. The lender. The contractor. The title company. The insurance agent. The problem is that most investors meet those people slowly. This event fixes that. One room full of: • Lenders • Contractors • Title companies • Insurance providers • Property managers • And active local investors A place where you can: • Build your team • Find funding • Solve real problems • Make connections that lead to deals If you’re serious about real estate, this is a smart room to be in. Members and non-members at any level of knowledge and experience are welcome. This event is free. Remember, to actually reserve your seat, you have to go [HERE](https://www.coreerocks.com/Events.aspx?ID=2026-Central-Ohio-Real-Estate-Investing-Expo-14-5-5-2026) and register on our website!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**THIS IS ONLY IF YOU ALREADY SIGNED UP!** NEW POLICY IS IN PLACE FOR THE OPENER. THEY ARE REQUIRING A $ 75.00 DOLLAR DEPOSIT. PLEASE MAIL YOUR CHECK TO MICHAEL BUCHANON 6619 AMBAR AVE CINCINNATI OH 45230. MAKE CHECK OUT TO ASGA CINCINNATI. CALL TAMMIE WITH ANY QUESTIONS. 513 309-2633 The Virtues golf getaway will be our Season Opener trip! Staying at the Holiday Inn Express in Heath **NOTE Hotel may change** **Double occupancy** $440 includes **2 nights stay**, **3** rounds of golf **Single Occupancy** $570 includes **2 nights stay**, **3** rounds of golf **Double occupancy** $360 includes **2 night stay,** ***2*** *rounds of golf* **Single occupancy** $490 includes **2 night stay**, **2** round of golf. **Double occupancy** $295 includes **1 night stay, 2** rounds of golf **Single occupancy** $360 includes **1 night stay 2** rounds of golf Please read the accommodations carefully. The hotel includes breakfast. **You will pay in full including the hotel at the Virtues Golf Club Sunday.** **There are 6 doubles and 5 singles reserved for this event.** The hotels are booked for graduation. The sooner we sign up the better. Here is the schedule... Friday.. Eaglesticks Golf Club 11:54 Sat... Dennison 9:00 Sun... The Virtues Golf Course 9:10 **Dinner Friday is at 7:15 TBD** **Dinner Saturday is at 5:30 1922 on the Square 10 N Park Pl Newark** ***Please answer the following questions \*\*\*\**** **I need to know if you are a single or double and who you are rooming with. How many nights are you staying and rounds of golf.** **Also if you are a double or single requesting a King bed. There are a limited number of Kings so 1st come 1st served**

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

You can also join the meeting by Conference Call at (518) 263-8851.

This Monday 4/27/26 at 6:30p we will walking at Thompson Park. The address is 5600 Thompson Rd. We will meet at the shelter house. The walk will be approximately 2 miles on paved trails~Join us if you can.