Mortgage Notes

Nongkrong sambil berbahasa Prancis! Niveau minimum : A2 mais tout le monde est bienvenu !

Hello, we already have members, so the game is always on!! New Normal for JEB Badminton To support government maintaining restrictions to contain the spread of COVID-19, JEB will update the regulations by setting the game with limited player and applied the following conditions : Fee Join = Rp. 80.000,- / person with max 8 players /court . 2 courts' court no 6&7 Cancellation Policy : A. More than 10 hours before game - no penalty / charge from Fee Join. B. Less than 9 hours before game - a half penalty / charge from Fee Join. Thank you for your kind understanding. Cu soon 🤩

### [Register here](https://luma.com/bnpi08z4)​ ### You’ve got OpenClaw running, but does it actually remember you? ​Most agents start from scratch every single time. It’s like 50 First Dates, but for your terminal. On April 23, we change that, we’ll fix the memory gap. ​This is a high-energy, "Setup & Build" session designed for active builders to get mem9 installed, running, and wired into their stack. No death by PowerPoint. Just collective installation, real-time building, and sharing the progress live. ### ​What we’re doing ​Two hours. One goal. Your AI agent walks away with a persistent memory that lasts across sessions, machines, and restarts. * 🧠 Give it a Brain — Zero to working mem9 activation. No more starting from scratch every time you reboot. * ​🚀 Build & Share — Document your setup live. We’re aiming for 30+ public builds shared with the community. * ​🍕 Fuel Up — If you’re joining us in person, we’ve got the free flow of coffee and snacks covered. ### ​Who this is for ​OpenClaw users, indie hackers, and devs who have "add memory" on their to-do list for weeks. Whether you are at GoWork or joining the stream from home, if you're ready to build, you're invited. ### ​The Rewards ​We’re not just building for fun; we’re building for glory (and prizes): * 💰 $200 Total Prize — Cash for the top builds. * ☁️ Free 5GB Cloud Storage — For every participant. * 👕 Exclusive Swag — Limited edition builder gear. * 📣 Builder Fame — Recognition on Discord, our Blog, and YouTube. ### Event Details: * ​📅 Date: Thursday, April 23, 2026 * ​🕕 Time: 4 - 7 PM * ​📍 Location: Hybrid — GoWork Treasury Tower and Online via Streamyard ​🎒 What to prep: Laptop, your existing AI agent setup, and your builder spirit ### [Register here](https://luma.com/bnpi08z4)

Want to unwind after work with some fun? How about hitting the tennis courts at Anol Tennis Warehouse with people who are at your level (Intermediate)? It’s a weekly event, and we’re always welcoming new members, so you can get a great workout and make some new friends all at once. Looking forward to seeing you there soon! Fee is 198,000 Rp per person.

Main Bareng Pickleball at Ancol Tennis Warehouse. Join us for fun, socialising and sports at Ancol Tennis Warehouse.

**Join us for an extraordinary journey through Indonesia's rich artistic heritage at the prestigious National Gallery of Indonesia, followed by a delightful evening hangout at Melly's Garden!** This Saturday afternoon-to-evening meetup promises to be an engaging blend of art, culture, dining, and social connection that will leave you with a deeper appreciation for Indonesia's creative spirit and Jakarta's vibrant social scene. **Part 1: Art Gallery Vibes (Afternoon)** The National Gallery of Indonesia is one of the country's leading art institutions, showcasing an inspiring collection of Indonesian and international artworks. From classic masterpieces to contemporary expressions, this meetup will transform your typical gallery visit into an interactive cultural and artistic exploration. **Part 2: Garden Nights (Evening)** After exploring Indonesia's fascinating history, we'll transition to the charming ambiance of Melly's Garden for dinner, drinks, and continued conversation. This cozy garden restaurant offers the perfect setting to unwind, share stories from the museum, and enjoy Jakarta's evening atmosphere with your new friends. This is a fun and social event, perfect for making new friends and connecting with the active and friendly Jakarta Social Community. Everyone is welcome! **Event Details:** **Date:** Saturday, 25th of April **Museum Time:** 4:00 PM - 6:30 PM **Location:** National Gallery of Indonesia (Galeri Nasional Indonesia) **Meeting Point:** Main entrance lobby of the gallery **Price:** 50k IDR. Pay at the door *** **Melly's Garden Time:** 7:00 PM onwards **Location:** Melly's Garden, **Cost:** Pay for your own food and drinks (various menu options available) *** **Optional:** Feel free to join us for just one part or stay for the complete experience! **📢 IMPORTANT: Attendance Reconfirmation Required** To ensure accurate headcounts and reduce no-shows, we're implementing an updated reconfirmation system for all events. **Here's how it works:** * All events start with unlimited RSVPs. * 4 days before each event, a reconfirmation form will be posted in the event comments. * You must reconfirm ASAP by submitting the form. Your spot is guaranteed only after you reconfirm. * The form closes once we reach the target attendance number. * Anyone who hasn’t reconfirmed when the form closes will be removed from the attendee list. * If you can’t attend, change your status to Not Going. **Two‑strike rule: If you don’t reconfirm and don’t change to your status to Not Going two times, you will be removed from the group.** Thanks for helping us keep things running smoothly. Looking forward to seeing you all there. If you have any questions, please feel free to let me know here or join our friendly and active WhatsApp Group Chat: [https://chat.whatsapp.com/FBQsf4Cv4yWACNs9gbiYNH](https://chat.whatsapp.com/FBQsf4Cv4yWACNs9gbiYNH) Instagram:[ https://www.instagram.com/jakartasocialgroup](https://www.instagram.com/jakartasocialgroup)

Hey, friend in Jakarta! Now that you joined JakFri... **are you a member of [Jakarta Writers](https://www.meetup.com/jakarta-writers/) yet?** Want to see **pictures** of past events? **[Take a look here!](https://www.meetup.com/jakarta-friends/photos/)** And feel free to upload a few pictures you might take at the event 😊 JakFri and JakWri are **the** oldest, biggest, most active, and most inclusive MeetUp community in Jakarta …and we invite you to join us for this **Craft Beer Night** in two of the finest beer bars in the city!🍻 Discover new beers with the help of the bar staff and share your passion with fellow beer lovers. Everyone is always welcome to join our events. Our community is all about creating authentic in-person connections in this urban jungle. Come as you are... It’s the best version of yourself. **ABOUT THE EVENT** Do names like Madja, KulturAle, Island of Imagination, Kura Kura, Tall Tales, Beer Belly, or Coffeebeerian ring a bell? If they don't, then this event is exactly for you... to discover something new! **This is the DREAM EVENT for all beer lovers in Jakarta.** Come to this discovery tour and meet locals and expats who share the passion for beer. We will visit two unique beer bars in Jakarta, **Coffeebeerian and Beer Belly**, and try different beers. The event starts at 7.30 pm, but feel free to join later. We have organised this event plenty of times before! You can see a few past events here: * [Craft Beer Night (Oct 2025)](https://www.meetup.com/jakarta-friends/events/311211561/) * [Craft Beer Night (Sept 2025)](https://www.meetup.com/jakarta-friends/events/310206376/) * [Craft Beer Night (May 2025)](https://www.meetup.com/jakarta-friends/events/307595912/) * [Craft Beer Night (Mar 2025)](https://www.meetup.com/jakarta-friends/events/305774976/) * [Craft Beer Night (Oct. 2023)](https://www.meetup.com/jakarta-friends/events/296032713/) * ...or[ see all past events of JakFri here!](https://www.meetup.com/jakarta-friends/events/?type=past) **ABOUT THE VENUES** We'll gather at 7:30 pm at **Coffeebeerian / Cobe Jakarta** ([https://www.instagram.com/cobejkt](https://www.instagram.com/cobejkt)), to kick off our evening. Coffeebeerian is the oldest craft beer bar in Jakarta. They offer an excellent variety of tap beers and delicious food. So we can also have dinner there. After Coffeebeerian, we will head to **Beer Belly** (https://www.instagram.com/beerbelly.id), which is just a 5-minute walking distance, and end our evening there. Beer Belly is a new bar with very affordable beer on the bottle, can, and tap, both local and imported. They have regular promos, too. They also have refreshing, homemade coconut water on the menu. We won't have a shared bill. Just pay what you order. You do not have to drink beer, of course: you can also join us just for the company and drink whatever else you prefer. **HOW TO REGISTER TO THE EVENT?** To register, just click “Attend”! There are a few simple rules * We kindly ask attendees who cannot manage to join to **update their RSVP at least 24 h before the event** as a courtesy to other attendees and event organisers. * Don't arrive early. Event starts at 7.30 pm. You can arrive anytime later. In case we've already moved, just post a comment on the event page to find us * People on the waitlist cannot attend, and are encouraged to check a few hours before the event if they got a spot * Repeated no-show (3X) without updating the RSVP will be removed from the group. * We kindly ask attendees not to cancel within two hours of the event unless there's a reason of force majeure, as this is not friendly for attendees who expect a certain number of people to show up * Come alone or with a friend, partner, or family! * Attendees who bring a +1 are responsible for making sure that the guest understands and agrees to our rules of respect and inclusivity Thank you for your understanding and cooperation! **WE HAVE A MEMBERSHIP FEE. HOW DOES IT WORK?** Our community has a **monthly membership fee** that can be paid through the app (**2 USD/month or about 33k IDR/month**). Membership can also be paid as a **yearly membership of 320k IDR** valid for 365 days after payment. Membership fee is offered with a **promo discount to first-timers**, who can become members for **240k IDR/year** (**Option A**). First-timers can decide to join with a **sneek peak price of 50k IDR & pay the remaining 270k IDR at the next event** they attend (**Option B**). Registered +1 can attend for free. Renewals (after 365 days) and upgrades (to join JakWri) are offered at a special rate. All this is aimed at encouraging people to sign up, and then to attend as many events as they like! Yearly membership can be paid at an event (cash/bank transfer/Gopay) or beforehand (bank transfer/Gopay). Text Corrado (+62 8211 489 3580) if you have any questions about membership. Membership to **both** Jakarta Friends and Jakarta Writers is offered for **only** 390k IDR/year (**Option C**). Membership gives **access to all events** plus exclusive perks available only to paying members, like for example our [Give Away Birthday Celebrations with lucky draw](https://www.meetup.com/jakarta-friends/events/300470498) (Sept 2024) or [FREE pasta cooking (and eating 😉) workshop](https://www.meetup.com/jakarta-friends/events/304253623/) (Nov 2024) or [Museum visits with FREE GUIDED TOURS](https://www.meetup.com/jakarta-creatives/events/301738408/) (Sept 2024). To most events, attendees can **bring a +1 for free**, and we have some events open to all (paid and unpaid) members. To all members we **guarantee** to keep organizing plenty of events. You will receive a **full refund** if the group closes down, or if there’s no event happening in three months. In the past 3 years we have organised up to 2-3 events per week (browse past event [of JakFri here](https://www.meetup.com/jakarta-friends/events/?type=past) and [of JakWri here](https://www.meetup.com/jakarta-writers/events/?type=past)). That is, with your membership you can attend up to 5-10 events! We **guarantee** to keep organising plenty of events. You will receive a **full refund** if the group closes down, or if there’s no event happening in three months. **THE RULES OF OUR COMMUNITY** Our communities are: * **Jakarta Friends**: [https://www.meetup.com/jakarta-friends](https://www.meetup.com/jakarta-friends) * **Jakarta Writers (former Creatives)**: [https://www.meetup.com/jakarta-writers/](https://www.meetup.com/jakarta-creatives/) Members often participate in events of both groups. Over the past two years, we have held over 250 events with over 2,000 attendees. Attendees rate our events **very positively** and give wonderful feedback, with an average of **4.8**⭐ (out of 5⭐) from over 500 reviews ([take a look at our reviews here!](https://www.meetup.com/jakarta-friends/feedback-overview/)) We value diversity, inclusivity, respect, and authenticity. We **do not tolerate** harassment or discrimination of any kind. * You are invited to join our WhatsApp group where we announce our events regularly: [https://chat.whatsapp.com/BR0sC0BrPbc9xTqvj1qLfx](https://chat.whatsapp.com/BR0sC0BrPbc9xTqvj1qLfx) * Feel free to tag us on Instagram, and we will repost! [www.intagram.com/jakarta.friends.creatives](http://www.intagram.com/jakarta.friends.creatives) * For questions about the event, please post a comment on the event page, or DM the event organisers

We are going to discuss the book with the title, "QUIET" by Susan Cain. It's an interesting book about The Power of Introverts in a World That Can't Stop Talking. If you are interested in managing organization or self improvement or understanding people, this book can give you some tips and useful insights. Let's discuss and share your opinion here. This event will be for those who have already read the book or haven't read it but curious about this book. How to find us? Please mention Meet Up to the waiter, they will show you the table. This event is FREE. \*) \*) Since we are in a coffee shop, we need your understanding for making a purchase of at least a glass/cup of drink :) Venue : Tenun Coffee Roasters, SCBD Area Jl. Tulodong Bawah No.D-1, Senayan, Kec. Kby. Baru, Kota Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12190

Hey everyone! It’s time for another Kemi Meetup. Whether you’re looking to practice a new language or just meet some awesome people in the city, this is the place to be! **How it works:** We will have designated tables based on the languages you speak (or want to learn). Just find your flag and start chatting! 🗣️✨ 📅 **When:** Saturday, 25 April 2026 ⏰ **Time:** 19:30 (7:30 PM) onwards 📍 **Where:** **KOI Kemang** *** **Why join us?** * **Language Tables:** Dedicated spots for English, Germany, Japanese, Chinese, and more (depending on who shows up!). * **Great Vibes:** KOI Kemang’s cozy atmosphere is perfect for a Saturday night. * **New Friends:** Meet locals and expats alike. **Note:** Please RSVP so we can get an accurate headcount for the tables! 📝 See you all there! 🥂☕️ [[Click This Whatsapp Groupchat Link](https://chat.whatsapp.com/I8piLGquTos5Ty8i1Q6cl1)]

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

Join us for an hour of writing! We’ve discovered that it’s strikingly helpful to write with other writers. See if it’s true for you at 7:00pm on Wednesday, April 22 at Streetlight Guild. Be it a book, blog, script, essay, dissertation, resume, melody, poem or just plain work stuff, you are invited to write it with us. No one will see what you've written or give you unsolicited advice. Instead of just thinking about writing, come and get some real writing done. **SCHEDULE:** 6:45ish - Quick introductions 7:00 - Timer starts: write for 1 hour 8:00 - The End **OPTIONAL SOCIALIZING** happens before and after the writing hour. Writing is very solitary. Connecting (and sometimes even commiserating) with other writers is a cool thing. **BEING LATE IS OKAY:** just show up and get settled! If you were on time, please be willing to make room for the friendly latecomer. Happy writing & I look forward to seeing you at Streetlight Guild! **WHAT SHOULD I BRING?** Whatever you need to be able to write! You're welcome to bring earplugs/headphones if noise will bother you! **OTHER IMPORTANT DETAILS:** * **RSVP:** Please RSVP by 6:00pm the evening of the meeting. This helps me know how many to expect, and if we'll need additional space! * **COVID:** While masks are not required, please be mindful of the other writers around you and their comfort levels. * **WIFI/OUTLETS:** Outlets are limited, so please ensure your devices are charged when you come! But Streetlight Guild does have free WiFi! Yay! * **PARKING:** There is free public parking at Streetlight Guild.

You can also join the meeting by Conference Call at (518) 263-8851.