Microfinance

**\*Subject: Join Me at the Next BNI Chapter Meeting!\*** Hi, I hope this message finds you well. I would like to extend a special invitation to you to join me at our upcoming BNI Chapter meeting. It's an event I'm excited about, and I believe you'll find it both valuable and enjoyable. BNI (Business Network International) has been a game-changer for my business, helping me connect with like-minded professionals, expand my network, and generate quality referrals. I believe that you, too, could benefit from being a part of our dynamic BNI Chapter. At the meeting, you'll have the opportunity to: * Network with fellow professionals from various industries. * Share information about your business and what types of referrals you are seeking. * Learn more about the power of referral marketing and how it can boost your business. * Discover the success stories of other BNI members. This meeting is a great chance for you to see firsthand BNI's incredible potential and how it can help you grow your business. I will be there to introduce you to fellow members and guide you through the process. Date: 9 May 2024 Time:7.30 am to 10.00 am Fee: $58 Venue: Chui Huay Lim Club 190 Keng Lee Road #04-01 Singapore 308409 Dress Code: Business Attire If you can make it, please RSVP by 8 May at 4.00 pm so we can ensure your spot at the meeting. [https://www.eventbrite.sg/e/9-may-24-bni-synergy-weekly-networking-meeting-tickets-885471006617?aff=oddtdtcreator](https://www.eventbrite.sg/e/9-may-24-bni-synergy-weekly-networking-meeting-tickets-885471006617?aff=oddtdtcreator) I genuinely believe that your presence at this meeting can significantly impact your business and professional network. If you have any questions or need further information, please don't hesitate to let me know. I'm looking forward to seeing you at the BNI Chapter meeting and introducing you to this fantastic group of business professionals. Together, we can take our businesses to new heights. Best regards, P/S: For more information about BNI, click here: [https://www.youtube.com/watch?v=JTLWbaIKJuw&t=5s](https://www.youtube.com/watch?v=JTLWbaIKJuw&t=5s) To find out more about BNI Synergy, click here [www.bnisynergy.sg](http://www.bnisynergy.sg) If you have any questions, please feel free to WhatsApp me at 98394575 or Email soononn@kashacademy.com

**Many professionals are curious about AI, but are unsure how it applies to their daily work.** **This meetup is a casual session for anyone interested in exploring how AI can support professional work.** **We will discuss practical ideas, share experiences, and explore how AI may help with tasks such as writing, analysis, research, and decision-making.** **The session will include a short introduction, a few practical demonstrations, and open discussion.** **Whether you are new to AI or already experimenting with it, you are welcome to join.**

BISA Coffee Time & Table Talk invitation Wed, 1 April 2026 At 3-5 PM SGT Location: Dapur Penyet Orchard Rd, #01-59-62 176A, Singapore 238843 Pay as your Order Topic: Business Opportunities in Indonesia Salam BISA www.bisakita.com

Improve your communication skills through deliberate practice; get comfortable with taking a stance on random topics in front of others. Discuss and debate with peers, get feedback and make like-minded friends at Pitch Perfect! Starter topic: There's a bubble tea chain that opened in Singapore a few years ago that I keep going back to. CHAGEE. The one with the Peking Opera logo. Jasmine milk tea. Clean, no-frills, same drink every time. Here's what I didn't know until recently: The guy who built it couldn't read until he was 18. Zhang Junjie was orphaned at 10 in Kunming, China. Both parents gone. For the next seven years, he had no home, no school, no family. He slept on streets. Picked through garbage when he was hungry. At 17, he walked into a milk tea shop and asked for a job. The manager handed him a pinyin textbook and said: learn to read or you can't work here. So he worked 12-hour shifts making drinks during the day. At night, in the staff dormitory, he taught himself Chinese characters one by one. Every time he heard an idiom he didn't understand, he'd ask what it meant, then force himself to use it in the next conversation. He wrote one line in a notebook: "I will make up for the lost time." By 24, he'd opened the first CHAGEE store. By 32, he'd taken it to Nasdaq. Net worth: $2.1 billion. But here's where it gets interesting. In 2017, bubble tea in China was an arms race. Heytea had cheese foam teas. Nayuki had elaborate fruit teas with seasonal toppings. Every brand competed on who could add more. More ingredients. More complexity. More Instagram moments. Zhang went the other direction entirely. One product. Tea and fresh milk. No fruit. No cheese foam. No seasonal gimmicks. On paper, it's boring. Three ingredients. In reality, it's what made CHAGEE scale to 6,400 stores in seven years. Here's why. Fruit tea requires cold-chain logistics, seasonal sourcing, high waste, and three months of barista training. Tea and milk requires a machine that makes each cup in 8 seconds with less than 0.2% flavor variance. New staff can produce a perfect cup on their first day. In 2024, Luckin Coffee launched 119 new products. CHAGEE launched 10. CHAGEE's single bestseller — a jasmine milk tea — sold 300 million cups that year. 91% of revenue comes from one category. He even published the full recipe publicly. Ingredients, calories, caffeine content — everything. Most brands guard recipes like state secrets. Zhang gave his away. Because by the time competitors copy the recipe, he's already built the machine, the supply chain, and the franchise system they can't replicate. The orphan who couldn't read at 18 saw what MBAs running billion-dollar tea empires missed: Complexity feels like progress. But simplicity is what scales. Everyone in the bubble tea industry was adding. Zhang was the only one subtracting. Sometimes the biggest moat isn't what you put in. It's everything you have the discipline to leave out. What's something in your business you keep adding to — that might actually work better with less?

**Singapore — Monthly Startup, Tech & Business Networking** Join us for an exciting evening where founders, investors, and innovators in **Tech fields**come together to connect, collaborate, and create opportunities. 🚀 **What to expect:** * **Startup Pitches** – Founders present their projects to investors & peers. * **Networking Sessions** – Meet like-minded entrepreneurs, potential partners, and investors. * **Keynote Insights** – Hear from speakers on the future of AI, Web3, and venture opportunities. * **Open Discussions** – Exchange ideas, challenges, and solutions in an informal setting. 🎯 **Who should attend:** * Startup founders looking for funding & exposure * Investors exploring high-potential opportunities * Tech enthusiasts & builders in Tech industry * Professionals curious about the startup ecosystem or expanding networking 📍 **Details:** * **Time:** 7:00 PM – 10:00 PM * **Dress Code:** Smart casual * **Bring:** Business cards / LinkedIn ready to connect ✨ Whether you’re raising capital, looking for a co-founder, or simply want to expand your network, this is the room you need to be in. 🎟 Tickets & Registration If PayPal is not convenient for you, you can also register or purchase tickets via our official platforms: • Luma:[https://luma.com/spj0sw09](https://luma.com/spj0sw09) • Eventbrite:[https://www.eventbrite.com/e/1980584273879?aff=oddtdtcreator](https://www.eventbrite.com/e/1980584273879?aff=oddtdtcreator) Choose the option that works best for you. See you there!

As adults, meeting new people isn’t as easy as it used to be. Between busy schedules and shrinking social circles, it can feel hard to form fresh connections—and while we’re constantly interacting online, it rarely matches the warmth and depth of a real, face-to-face conversation. That’s where our Fast Friending Evening comes in. It’s all about genuine, in-person connections with like-minded ladies and gents in the city city — hosted in a safe, well-organised environment where women’s safety is a clear priority. Just show up, be yourself, and enjoy an evening of effortless conversations and meaningful new connections Please sign up as member at[ chimichanga.sg/kique ](chimichanga.sg/kique)to enjoy special drink prices all day, every day at Chimi's Especial. 🎟 Tickets (cash only; collected at the start at your host Frisca): Ladies – FREE Gents – 20 SGD ✨ What Makes This Event Special? \- FREE entry for ladies \(RSVP required\) \- Guided social experience to help you meet people comfortably \- Fun icebreakers to make conversations even easier \- Fast\-friending rounds so you can connect with multiple attendees \- A reserved space just for our group \-\-\- 🕖 Evening Flow 8:00 PM – Arrival & Welcome Settle into our reserved area, grab a drink, and let Shelly introduce you to a few friendly faces. 8:30 PM to 9:30 PM – Fast Friending \- Meet a new person every 3\-6 minutes\. \- Frisca will guide each switch so you can connect with many lovely attendees in a short amount of time\. After 9:30 PM – Open Mingling Continue conversations with your favourite connections or meet more people at your own pace. **Our venue for the evening -** We have a reserved area where our members can meet each other in a supportive environment! \- We are not a close knit tight group\. Our evenings are warm and comfortable for members attending for the first time and those coming alone\. You will not feel alone\! \- We have many groups in this city\. Members of our other groups who RSVP are included as guests of the organisers in order to give you an indication of expected people\. \- This evening is for ladies and gents in the 20 to 40 age group\. While some will be at the younger end of this range there will also be others at the other end of the range and lots in\-between\! You will naturally gel with others of your own age range and so you will always find many attendees who fit your range\. \- We are not a dating group\. Our events are not organised to manage your dating life\. Our group is created to help ladies and gents meet other like minded ladies and gents\. Please do not attend our event if a perfect gender balance is important for your enjoyment of our meet\-up\. \-\-\-\-\-\-\- Why do we have tickets? 1. Cover our costs - Our host is compensated for their time and work. We also pay meetup and have dedicated staff to manage our events, hosts, venues and communication. 2. Group Safety - By securing your ticket we have a record and you contribute to a well organized evening where everyone is more committed and better behaved. 3. Management - Tickets help us better manage attendee group size, book suitable space and activity. ABOUT [fastfriends.co.uk ](https://fastfriends.co.uk/)- We have connected members successfully for the past 10 years in over 30 cities (operating as Expatsclub, MeetConnectDevelop and fastfriends.co.uk). **Here are some videos which will give you some guidance -** Secrets of socializing at our meetups - [http://bit.ly/secrets-socializing](http://bit.ly/secrets-socializing) How to make new friends - [https://www.youtube.com/watch?v=v6GB0Hc_bSs](https://www.youtube.com/watch?v=v6GB0Hc_bSs) How to make people like you at our socials -[ https://www.youtube.com/watch?v=K4guProkKrI](https://www.youtube.com/watch?v=K4guProkKrI) Why you should attend our evenings - [https://www.youtube.com/watch?v=wEjwGBXzJE8](https://www.youtube.com/watch?v=wEjwGBXzJE8)

**You’ve built a career—but are you building something that truly matters?** If you’ve ever wondered whether your skills could be used for something more meaningful, you’re not alone. Join us for an evening of professional networking and knowledge sharing focused on meaningful work and venture building. Connect with like-minded professionals, engage in meaningful conversations, and discover opportunities to contribute to a more sustainable future. This meetup is the perfect platform to expand your network, exchange ideas, and learn the secrets behind venture building. Let’s explore how your experience can help build a better future—alongside others who are turning that same restlessness into real impact. [Note: Do get a drink or food from the venue to support them]

Do bring along your own hooks and yarn and we will commence the crocheting session with a simple ice breaker followed by some nice cozy chatter and crocheting (: see you there! 💜

**What happens when you mix good coffee with great financial insights?** Come find out! Join us on 21st March 2026 for an intimate meetup designed to help you connect with experts and like-minded people in a totally casual, low-pressure setting. Whether you want to talk strategy or just meet new friends who "get" the finance world, there is a seat at the table for you. Our Entry fee is $3 only. **Time: (9:30 AM – 11:00 AM)** **Host: Tianna** **Venue: One Holland, Ya Kun Kaya Toast.** **Important: Please Read Before Registering** To keep the vibes friendly and the conversations meaningful, we are strictly limiting each host to only 10 guests. Because spots are so limited, we ask all attendees to follow these conditions: **Connect with us: Please follow our Meetup and Social Media platforms to stay updated!** **Meetup: [https://www.meetup.com/members/387832029/](https://www.meetup.com/members/387832029/)** **Facebook: [https://www.facebook.com/williaestate/](https://www.facebook.com/williaestate/)** **Instagram: [https://www.instagram.com/williaestate/](https://www.instagram.com/williaestate/)** **Tiktok: [https://www.tiktok.com/@willia.estate](https://www.tiktok.com/@willia.estate)** **Respect the Seat :** If you register but find you can no longer make it, please edit your attendance to remove your name. This allows someone on the waiting list to join the conversation! **These spots will fly— pick your favorite time slot and book your seat now!**

Looking to grow your network, meet like-minded entrepreneurs, or simply unwind with people who get the hustle? Join us for a relaxed evening of our regularly scheduled 1st Thursdays **business networking in a casual setting**. Drop in, grab some food and drink, and start a conversation. Whether you’re a seasoned entrepreneur or just starting out, this event is for anyone who values authentic connections over formalities. We can’t wait to meet you, see you there! **Why Attend?** * **Casual, No-Pressure Environment**: No formal speeches or sales pitches—just genuine conversations with fellow entrepreneurs, founders, and business owners. * **Expand Your Network**: Connect with people who understand the challenges and rewards of building a business. Whether you’re looking for collaborations, advice, or just good company, you’ll find it here. * **Share Ideas & Insights**: Got a business challenge or a new idea? Bounce it off others who’ve been there and can offer fresh perspectives. * **Tap into Regional Opportunities**: Our network extends to affiliated chapters in Malaysia, Myanmar, and Taiwan, giving you access to connections across Southeast Asia. * **No-grift Authenticity:** This event has been running since 2002 by entrepreneurs for entrepreneurs, network with confidence! **Who Should Attend** * Entrepreneurs * Aspiring founders * Freelancers * Investors **Ground Rules** * **Buy your own drink and food:** While there is no entrance fee to attend, it is compulsory for you to buy something from the venue that is hosting us. No ifs or buts. If you are allergic to any and all food and drinks on the menu, buy anything off the menu and gift it to another person. If you already ate or drank before coming, buy a drink and put it in front of you as you will get thirsty during networking. * **No hard selling:** You are free to network and mingle, however you are not free to force others or the organizers to make the other attendees to sit through your pitch. * **Have basic decency and manners:** All kinds of people attends our networking sessions. You may not agree with many of them but that does not give you the right to name-call, insult or harass them because of that.

Following the success of the inaugural gathering last month, we are back with another "Fireside Chat & Community Dining" session! This upcoming session’s topics have been curated based on the feedback and questions raised by participants at the previous instalment. We’ve listened to what matters most to our community group, and we’ve invited moderators to help us dive deeper into these topics. **📜 AGENDA** **Part 1: The Fireside Chat 💬🗨️** We will kick off the evening with four insightful segments designed to inform and empower: * **Ice Breaker** – Get to know your fellow participants in a relaxed setting. ** * **Supplementary Retirement Scheme (SRS)** – Understanding how to optimize your retirement funds and minimize tax. ** * **NPO & Government Support Measures for Seniors** – Navigating the various schemes available to us. ** * **Health Matters** – Vital tips for maintaining wellness and vitality. ** **Part 2: Community Dinner** 🍽☕ After the fireside chat session, we will take a short 5-minute walk over to aircon food court Kopitiam on the 4th floor of PLQ Mall (next to Paya Lebar MRT Station). This is a great time to continue our conversations, get to know each other better, and enjoy a meal together in a casual, relaxed environment. **About SG Retirement Village Group** **👥🧑‍🤝‍🧑** We are a community dedicated to staying informed, joyful living, aging well, financial sustainability, and building a supportive network of friends in Singapore. Our members’ age ranges from late 20s to the 80s. Our website: https://sgrvs.org

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Join us as we get together to get together to help those in need at this CMG Gives Back event! We have a great little community of Movie Group friends so rather than see a movie this time, we’ll help “create a better world” by helping serve those in need. Here are complete details and our plan for this event: FAITH MISSION – GRANT KITCHEN: The Faith Mission kitchen and dining room serves residents 3 meals a day, every day of the year. For this event, our group will help prepare food, serve meals, assist residents in the dining room, wash dishes, and clean surfaces. PLAN: We will be preparing / serving / cleaning for BRUNCH from 10:30am to 12:30pm and have space for a total of 7 volunteers. Please arrive at 10:20am and wear closed-toe shoes and long pants. LOCATION: Faith Mission – Grant Kitchen is located at 245 N. Grant Ave. Enter the kitchen at Dock 1 (in the back of the building), indicated in the attached map. On-site parking in the adjacent lot and street parking is available in the surrounding area. Below are some links / attachments with additional info/details: IMPORTANT REMINDER: Our group will be providing all of the volunteers on this day so a firm RSVP count is essential. Please only sign up if you are certain you’ll be able to attend. If something unavoidable comes up, please try to update your RSVP no later than one week prior to the event. With few exceptions, no shows or cancelations within 1 week of the event will not be eligible for future CMG Gives Back events. I appreciate your understanding as we try to ensure the agencies have the volunteers needed to provide the essential services they provide to the vulnerable population they serve. Our Partner Agency for this event is Lutheran Social Services! A huge THANK YOU to all of YOU for volunteering at this (and any of our previous) CMG Gives Back events! Should be a good/fun/meaningful time together, Dan

Let's Crop!

The Humanist Monthly Program is our longest running event and still a community favorite. In the old days it used to be called "Going to HCCO" and we still like to think of it as our flagship event. We will be hearing from Becca Powell, Director of Advocacy and Outreach at Unchained At Last, an organization whose mission is dedication to ending forced and child marriage in the United States through direct services and systems change. Unchained At Last's mission clearly meshes and addresses several of our Humanist Ten Commitments. Becca will educate us about an issue many of us may not be familiar with--but should be. Food and drinks will be provided at the event. Feel free to show up a little bit early to hang out and talk. Going forward our meetings will be hybrid. You can meet us in-person or attend online Join Zoom Meeting [https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1](https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1) Meeting ID: 878 3656 4953 Passcode: 760812 One tap mobile +19292056099,,87836564953#,,,,\*760812# US (New York) +13017158592,,87836564953#,,,,\*760812# US (Washington DC) The formal presentation will start at noon

Interested? Contact Preston Moore k.preston.moore@gmail.com 614-300-5989 ———————————— Engaging in men’s work is the new way to forge friendships while being open-minded to personal growth. Many men experience healthier relationships, personally and professionally, by engaging in this work. Open Men’s Group is a container for men to share vulnerably without receiving judgment or feedback. We believe that emotionally mature, powerful, compassionate, and purpose-driven men will help heal some of society’s deepest wounds. We support the powerful brilliance of men and we are willing to look at, and take full responsibility for, the pain we are also capable of creating – and suffering. We care deeply about men, our families, communities, and the planet. Visit ManKind Project USA to discover more. https://mkpusa.org/

**The idea for this group is to build a community where men can gather together and build connections & learn and grow from each other.** How we start each meeting is by each of us checking in with our "roses and thorns" aka what are the good things and the bad things going on in your life recently? Then we will go into a topic discussion. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- **COMMUNITY AGREEMENTS** \*\*THERE WILL BE A ZERO TOLERANCE POLICY FOR NO-SHOWS. IF YOU RSVP TO A MEETING AND FAIL TO SHOW UP WITHOUT NOTICE, YOU'LL BE REMOVED FROM THE GROUP. THIS IS TO PRESERVE THE INTEGRITY OF THE GROUP\*\* 1. Confidentiality - EVERYTHING that is shared NEVER leaves this space so that this space remains safe and sacred. There is a zero tolerance policy for this. If a man is in violation of this, they will be permanently removed from the group. 2. Non-Judgement - we respect and honor every man’s truth so that we may receive the same from others. While we may not agree on everything, we commit to respecting every man’s perspectives and engaging in honorable discussion with one another. 3. Be committed - honor your commitment to this group and to yourself. If you attend a meeting, please commit yourself fully to the meeting. Also be committed to your own journey. When we fail, we own it & clean it up. 4. Speak from the heart - this is NOT a space to “look good”, have the “right” answers, and have it all together. Relax and know you are not alone. Be exactly who you are within the safety of this space. 5. Be supportive - This means always willing to provide encouragement to your fellow men, encourage action and momentum in each other’s lives.. Be willing to challenge each other. Be willing to hold each other accountable. 6. Participation - what you receive from this community will be a reflection of what you put into it. Period. We ask that you share your perspectives, reflect on others, and give/receive support when and where it’s needed.