Real Estate Law

**\*\* NOTE--We are meeting 1 hour earlier than usual because of room availability. We will start at noon instead of 1 pm. \*\*** **Life** Charles Louis de Secondat, baron de Montesquieu, was born in 1689 near Bordeaux, France to a noble and wealthy family. He trained as a lawyer at the University of Bordeaux. Through marriage and inheritance of a position in the Parlement of Bordeaux, he was financially secure before 30 and had time to read and write, in addition to his duties at Parlement. His first successful book was *Persian Letters*, an epistolary novel published anonymously in 1721 that satirizes French society from the point of view of two wealthy Persians. He then sought to turn his literary success into social success at court, salons, and the French Academy. In 1728, he took the grand tour; over the course of several years, he visited Vienna, Hungary, Venice, Florence, Rome, and England, where he became a fellow of the Royal Society. His next major work, published in 1734, was *Considerations on the Causes of Romans’ Greatness and Decline*. In 1748, he published his most famous work, one that he claims took him twenty years and that was to greatly influence the American Founders: the *Spirit of the Laws*. He died in 1755. **Themes** The influence of the *Spirit of the Laws* on the Founding generation that crafted the U.S. Constitution has secured for Montesquieu enduring relevance for those who want to understand the Founding Era and the Constitution. In this sprawling work, Montesquieu divides the types of government into republics, monarchies, and despotisms, each of which has its animating principle (virtue, honor, and fear). This contrasts with Aristotle’s categorization of polity, aristocracy, and monarchy, each of which has a corrupted form, democracy, oligarchy, and tyranny, respectively. Montesquieu argued that liberty can be best protected by the separation of the legislative, executive, and judicial powers, which finds expression in the three branches of the U.S. government. Among many other notable ideas in this work, he argued that laws should be crafted to accord with a people’s religion, climate, habits, wealth, and other social and economic factors. Against earlier natural law theorists, such as Grotius and Pufendorf, he argued that war did not justify slavery. In the prior century, Pascal had made a name for himself in taking on the Jesuits in his *Provincial Letters*. Several decades later in *Persian Letters*, Montesquieu used a similar rhetorical setup to satirize Parisan and French life, including religion, social practices, and the monarchy of Louis XIV from the perspective of two Persian travelers, Uzbek and Rica. The Letters show Montesquieu’s willingness to at least somewhat relativize European practices, if only to make points consistent with his own social and political class. In the *Considerations*, Montesquieu takes up a theme that would later make Edward Gibbon famous. One of his arguments in this work is that the maxims that made Rome an empire out of a republic were inadequate to keep the empire. He also argued that chance doesn’t rule events; there are underlying causes that can be discovered. **Reading** Our reading for this month is *[Montesquieu: Selected Political Writings](https://www.amazon.com/Montesquieu-Selected-Political-Writings-Classics/dp/0872200906/)*, about 242 pages. The book includes short selections from the *Letters* (the stories of the Troglodytes and Uzbek’s management of his seraglio) and *Considerations* and substantial selections from the *Spirit of the Laws* touching on principles of the three governments, political liberty, the relationship between laws and climate, slavery, and other topics. Please also read the introduction. **Optional** * [Baron de Montesquieu, Charles-Louis de Secondat](https://plato.stanford.edu/entries/montesquieu/) in the Stanford Encyclopedia of Philosophy * [Montesquieu](https://www.britannica.com/biography/Montesquieu), Britannica * [Montesquieu and the Separation of Powers](https://oll.libertyfund.org/pages/montesquieu-and-the-separation-of-powers), the Online Library of Liberty

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Wakefield High School Plant Sale plants available for sale on April 18 10-2 pm Come buy plants as well as other fun activities at the school, including a car show (weather permitting) and the Spring Bazaar. The plant sale is one of the largest fundraisers for the PTSA and strongly supports teacher and student activities and programs. If you are in need of flowers, baskets, planters, herbs, or vegetables, we hope you will take a look at what is on offer for this year. If you are interested in volunteering 5:30 am to 8 am, contact Leeanna

Emotional Honesty & Real Optimism This session explores the limits of constant positivity and offers an alternative: emotional honesty paired with real optimism. Inspired by Barbara Ehrenreich’s Bright-sided and an NPR Life Kit conversation on “real optimism,” we’ll examine how our culture often encourages us to look on the bright side too quickly—and what we might lose when we do. While positivity can be helpful, it can also unintentionally minimize real experiences or shut down deeper understanding. Together, we’ll explore the difference between forced positivity and a more grounded form of optimism—one rooted in resilience, curiosity, and a clear-eyed view of reality. The NPR discussion highlights that real optimism is not about ignoring hardship, but about recognizing it fully and still believing in our ability to move forward. This session creates space to reflect on our own emotional patterns and how we respond to difficulty. Through individual reflection, partner discussion, and group dialogue, participants will practice naming emotions, understanding their origins, and considering what it means to respond thoughtfully rather than reactively. The goal is not to reject positivity, but to use it more intentionally—after we’ve acknowledged what’s real. As always, come as you are. Bring your curiosity. Leave with insight, connection, and steadiness.

📚 Do you love reading, but wish you had a structure and a community to share your insights with? Join our small circle of curious minds (just 4 members per gathering) as we come together for an hour of focused reading—in the calm setting of a library or the cozy atmosphere of a café. Here’s how it works: First part: Quiet reading on your own—bring a book you’re exploring, whether it’s philosophy, history, psychology, literature, or anything meaningful to you. Second part: We regroup and each person shares key takeaways, insights, or questions sparked by their reading. This sparks a structured yet free-flowing conversation around ideas, perspectives, and personal reflections. Why join? Add structure to your reading habit. Discover new books, authors, and ideas through others’ choices. Build real connections by sharing and listening deeply. Socialize around something meaningful instead of small talk.

There will be **two concurrent hikes** (see below for meeting places & times) along the C&O Canal towpath with multiple options for **distances of 14 to 36 miles**. Whatever distance you do, the hike will afford you some of the most beautiful views of the Potomac River (the approach to Harpers Ferry), let you observe wildlife and wildflowers, and let you explore (a little bit) historic Harpers Ferry. Here are some **[photo albums](https://sites.google.com/view/wandering-soles/one-day-hike/training-hikes/co-canal-to-harpers-ferry)** of previous versions of this hike. **Long hikers** will start at Point of Rocks and hike to Harpers Ferry and back (28 miles; 5.8 blisters), with the option of going up to 4 miles past the start before returning (for up to 36 miles total; 7.4 blisters). **Short hikers** will start at Brunswick and hike to Harpers Ferry and back (14 miles; 3 blisters), with the option of going to Point of Rocks (21 miles total; 4.4 blisters). You may want to download **[hike notes and map](https://drive.google.com/drive/folders/1Sm4ZcloI-maPCmfVEx14BGosNJiMQOq6?usp=sharing)** or use the photos below for the hike. **LEADER:** Mike Darzi (Mike.Darzi@Gmail.com) **WHAT TO BRING:** Bring food and drink, or $$ to buy at Harpers Ferry. You’ll proceed at your own pace and you may stop (or not) anytime to eat. This hike occurs rain or shine, cold or warm, so dress appropriately. However, in case of hazardous weather, please check here for last-minute changes before leaving for the hike. **WHEN & WHERE:** **Long hikers** will meet in the **[parking lot](https://www.google.com/maps/place/Parking+lot,+3703+Canal+Rd,+Point+of+Rocks,+MD+21777/@39.2695791,-77.5443587,15.37z/data=!4m6!3m5!1s0x89b62035b96f6345:0x32e2304103d3634d!8m2!3d39.2729566!4d-77.5408937!16s%2Fg%2F11c603wnzf?entry=ttu&g_ep=EgoyMDI2MDQwOC4wIKXMDSoASAFQAw%3D%3D)** along the towpath at Point of Rocks by 8:15am (cross the tracks and the wooden canal bridge). **Short hikers** will meet in the **[parking lot](https://www.google.com/maps/place/Chesapeake+%26+Ohio+Canal+-+Brunswick+Parking+Lot/@39.3107067,-77.6310708,16.5z/data=!4m6!3m5!1s0x89b61e22a0046603:0x418b7f01f30acf28!8m2!3d39.311137!4d-77.630671!16s%2Fg%2F11fyxc8lx0?entry=ttu&g_ep=EgoyMDI2MDQwOC4wIKXMDSoASAFQAw%3D%3D)** near the towpath under the MD 17 bridge in Brunswick by 10 am (from S Maple Av, cross the train station's parking lot and the tracks, then turn right and go to the end). If you need a ride, post a comment. **SIERRA CLUB**
 You may join the Sierra Club by clicking the "JOIN" button at the top of the Virginia Chapter’s **[homepage](https://www.sierraclub.org/virginia)**. Membership is not required for participation. **ONE DAY HIKE** Although open to all, this training hike is part of a series of Saturday training hikes leading up to the **[One Day Hike](https://www.meetup.com/sierrapotomac/events/312467688/)** (ODH)—100 or 50 km along the C&O Canal—on May 2, 2026. See SCPRO’s **[Meetup page](https://www.meetup.com/sierrapotomac/)** for other training hikes as they are posted. If you would like to support the ODH, see **[volunteering opportunities](https://www.meetup.com/sierrapotomac/events/312467618/)** and/or contact Mike Darzi (Mike.Darzi@Gmail.com) For official updates regarding training hikes, registration, and other information, join the ODH discussion group by sending a blank email to OneDayHike+Subscribe@Groups.io

Learn about life in Cohousing at Eastern Village on our TOUR DAY Sunday April 19 from 11:00 AM to 1:00 PM. We'll provide an introduction to Eastern Village, a green co-housing community in the Downtown Silver Spring Arts & Entertainment District. Members will discuss life in our community and do a Q&A. You will then tour our community’s extensive common facilities, including award-winning eco-features and several of our condo units. Please join the tour promptly by 10:45 AM for a 11:00 AM start. Light refreshments will be served PLEASE REGISTER FOR THIS TOUR AT THE WASHINGTON DC AREA COHOUSING MEETUP. [https://www.meetup.com/washington-dc-area-cohousing/events/313688333/](https://www.meetup.com/washington-dc-area-cohousing/events/313688333/) If you are interested in living at Eastern Village, Montgomery County’s only cohousing community, we strongly encourage you to observe at least one of our monthly community meetings and attend one or more of our social activities. That way you will be able to see if cohousing and Eastern Village, in particular, is right for you. Eastern Village is just 4 blocks from the Silver Spring Metro station on the Red Line. Parking is available behind the building in the Montgomery County Kennett Street Garage (no payment needed on Sunday) or on the street. Eastern Village Cohousing 7981 Eastern Avenue Silver Spring, MD 20910

## Lake Artemesia Walk Join us for a relaxed, social walk around the scenic Lake Artemesia loop in College Park. This is an easy-paced group walk—perfect for fresh air, light exercise, and good conversation. We’ll complete the paved lakeside loop (\~1.5–2 miles) at a comfortable pace, enjoying peaceful water views, birds, and greenery along the way. Those who want to go around the lake multiple times, can do so. ### Meeting Point Parking lot of Lake Artemesia Berwyn Rd & Branchville Rd Entrance College Park, MD 20740 Bring plenty of water, whatever you need for your hike, and your awesome authentic self. Keep it easygoing. RELEASE OF LIABILITY & ASSUMPTION OF RISK AGREEMENT: By being a member of this Group, RSVPing to any Activity, or participating in any Activity, You accept and agree to the terms and conditions described below: 1. You acknowledge that hiking in nature carries the risk of potential harm to yourself, including the risk of injuries such as broken bones or muscle/tendon injuries, illness, disability, or death. 2. You agree that You will at all times be responsible for Yourself and Your own safety. 3. You release and hold harmless with respect to all injury, disability, death, or loss of property, whether caused by negligence or otherwise, this group's leadership and members for the hikes that you participate in. 4. You acknowledge and agree that this Group is merely a collection of friends or potential friends who enjoy doing activities, and that in no event does any Organizer or Other Member assume any responsibility or liability for You. 5\. You agree not to sue and to release\, discharge\, waive and hold harmless all organizers and other members from and against all liabilities\, claims\, demands\, losses\, damages\, suits and proceedings\, for negligence\, carelessness or any other cause which you may have or that hereafter may accrue arising\, resulting from or related to your membership in this group or participation in any activity\.

Wisteria Walk is officially on the calendar. 📍 April 19th Georgetown & Dumbarton Oaks Gardens & Museum DC is at its most beautiful in April, and we're spending the day in it together. However you want to join us, there's a place for you 🌿 —————————— 🌸 Dumbarton Oaks Garden Visit at 2pm The full elevated experience. One of DC's most breathtaking gardens at peak bloom. Dressed in your best spring looks. Ticketed & limited availability. First to purchase are confirmed. ⚠️ Tickets sell out fast around peak bloom. Secure yours HERE 👇 https://www.eventbrite.com/e/2026-timed-entry-tickets-dumbarton-oaks-gardens-tickets-1977388111070?aff=oddtdtcreator —————————— 🚶🏽‍♀️ Afterwards, a Georgetown stroll Free. Open to all. Wander through Georgetown as the wisterias bloom. No ticket needed, just show up and send us a message in the Ladies Lounge chat and we'll let you know where we are. —————————— 📚 Barnes & Noble Browse Wind down the afternoon together. Browse & enjoy the company. Optional small bites after! 🥂 —————————— You can join for one option or all three, entirely up to you 💛 Drop your emoji below for what you're most interested in! 🌸 — Dumbarton Oaks 🚶🏽‍♀️ — Georgetown Stroll 📚 — Barnes & Noble Join the Ladies Lounge here: https://chat.whatsapp.com/H533SlZi8h70XjkN6iSEws?mode=gi_t

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Come support Velocity's Monthly Warehouse Sale! We'll need help moving bicycles outside the warehouse before 9 a.m. and back inside at 1 p.m. In between, we'll greet customers, help them find bicycles and parts, and ring up their purchases on Square. Feel free to sign up even if you can't volunteer for the whole time. And remember to wear clothes you don't mind getting dirty with bicycle grease! Please note that volunteers under 18 are required to have a parent or guardian attend the beginning of their first volunteering session in order to sign a waiver for them, and volunteers under 16 are required to have a parent or guardian present with them during all the time they spend volunteering at Velocity.

This April, in celebration of Earth Day 🌍, join the **Save Soil Walkathon – Walk for Children** across cities in North America. Join us in supporting the Save Soil movement and help raise awareness about the importance of healthy soil for our future. Together, we can make a difference for our planet and generations to come. In Washington, DC, 1000s are expected to come together for a 3K walk 🛣️ on April 18th at the Washington Monument to raise awareness about soil health and protect our planet for future generations. Register: [savesoil.org/walkathon](savesoil.org/walkathon) Be part of this movement—let’s take a step for the Earth and our children. 🌱🚶‍♂️✨ If your organization would like to support this initiative or if you have any questions, please reach out to us at [washingtondc@ishausa.org](mailto:washingtondc@ishausa.org)

Join the CONNECTED Westerville Mastermind Group for a dynamic afternoon of B2B networking! This event is perfect for professionals looking to expand their business connections, share insights, and foster collaboration within the community. Whether you are a seasoned entrepreneur or just starting out, this event offers a valuable opportunity to exchange ideas, build relationships, and grow your network in a supportive environment. Connect with like-minded individuals, explore potential partnerships, and discover new opportunities for professional growth. Don't miss out on this chance to enhance your business network and take your career to the next level with CONNECTED Westerville Mastermind Group! We meet the 4th Monday of every month from 11am-1pm. Welcome and general networking from 11am - 11:30am with core meeting 11;30 - 12:30 and a final round of networking from 12:30 - 1pm.

Learn how seller finance and notes can create cash flow and new deal opportunities with 40-year investor Eddie Speed **FREE TICKET** 🎟️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp Most real estate investors only know one way to make money: Buy the property. Fix the property. Rent it or sell it. But there’s another side of real estate that can create cash flow, flexibility, and opportunity without only focusing on owning more property. At this month’s Columbus Investors Club, Tiffany and Josh High are sitting down with Eddie Speed - a real estate veteran with 40 years of experience who has closed more than 50,000 note deals. He has spent decades helping investors understand how to structure deals through seller finance and notes, and how to think more like the bank instead of just the buyer. This will be a practical conversation around a part of real estate most people have heard about, but very few truly understand. If you’ve ever wanted to know how to create more opportunities in deals, generate cash flow in a different way, or understand how seller finance actually works in the real world, this is a night you want to be in the room for. You’ll walk away thinking about deals differently, seeing new possibilities, and understanding how creative structuring can open doors that traditional investing alone can’t. **What You’ll Learn** * How seller finance works in real estate deals * How notes fit into real estate and create opportunity * How to structure deals more creatively * How investors generate cash flow by focusing on the payment * How to think like the bank instead of only focusing on owning the property * How this strategy can create flexibility in today’s market **Open Q&A - Ask Eddie Anything About** * Seller finance and how to use it in real deals * How notes work in a practical, beginner-friendly way * Creating cash flow without only relying on rentals * Structuring deals that others might miss * How experienced investors think differently about financing * Common mistakes investors make when they only focus on the property **Why You Should Be in the Room** Because the investors who win in the long run know how to do more than just buy houses. They know how to structure.They know how to create terms.They know how to see opportunities other people miss. This is the kind of conversation that can expand the way you think about real estate entirely. Come ready to learn, ask questions, take notes, and connect with people who are serious about growing in this business. **Reserve your free seat now - and be part of the conversation.** Grab your spot here ➡️ https://www.eventbrite.com/e/how-to-structure-real-estate-deals-using-seller-finance-and-notes-tickets-1984826171509?aff=cicmeetupapp

**Understanding the Columbus Housing Market** An easy‑to‑understand snapshot of the Columbus housing market, highlighting current conditions and key factors influencing buyers, sellers, and homeowners. This is a relaxed, no‑pressure event where you can ask questions and get practical advice. Hosted by: Katie McCartney, Broker & Senior Real Estate Specialist® (SRES)

Let’s walk the gardens and enjoy what has spring has on display.

Join us for an hour of writing! We’ve discovered that it’s strikingly helpful to write with other writers. See if it’s true for you at 7:00pm on Wednesday, April 22 at Streetlight Guild. Be it a book, blog, script, essay, dissertation, resume, melody, poem or just plain work stuff, you are invited to write it with us. No one will see what you've written or give you unsolicited advice. Instead of just thinking about writing, come and get some real writing done. **SCHEDULE:** 6:45ish - Quick introductions 7:00 - Timer starts: write for 1 hour 8:00 - The End **OPTIONAL SOCIALIZING** happens before and after the writing hour. Writing is very solitary. Connecting (and sometimes even commiserating) with other writers is a cool thing. **BEING LATE IS OKAY:** just show up and get settled! If you were on time, please be willing to make room for the friendly latecomer. Happy writing & I look forward to seeing you at Streetlight Guild! **WHAT SHOULD I BRING?** Whatever you need to be able to write! You're welcome to bring earplugs/headphones if noise will bother you! **OTHER IMPORTANT DETAILS:** * **RSVP:** Please RSVP by 6:00pm the evening of the meeting. This helps me know how many to expect, and if we'll need additional space! * **COVID:** While masks are not required, please be mindful of the other writers around you and their comfort levels. * **WIFI/OUTLETS:** Outlets are limited, so please ensure your devices are charged when you come! But Streetlight Guild does have free WiFi! Yay! * **PARKING:** There is free public parking at Streetlight Guild.