Distressed Mortgages

Hey Chapter Twoers, Spice Street is a hidden treasure in Silver Spring specializing in offering innovative Indian cuisine. Come join us at this tasty restaurant, which admittedly is only a hop, skip, and a jump from my place!

If your body don't bend that way and you want to join others in a gentle yoga class please join us on Fridays at 9:00am. **Please reserve your spot at www.piesfitnessyoga.com.** The session is offered both InStudio and OnLine. The Zoom link for the OnLine session will be emailed 15 minutes before class starts to those who are registered at www.piesfitnessyoga.com. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St. Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36,37,38,39.** The church is located across the street from the studio, on the corner of Duke St. and West St.

**Nurture Voices. Grow Leaders. Inspire Impact.** Join us for a once-in-a-generation moment as we celebrate over 30 years of excellence. This historic final conference is our opportunity to honor our legacy, connect with leaders from across the region, and step boldly into the future as we transition to District 220. **Event Details:** * **Dates:** May 15–16, 2026 * **Location:** Washington Rockville Hilton Hotel, 1750 Rockville Pike, Rockville, MD 20852 **Why You Can't Miss This:** * **World-Class Keynotes:** Learn from **Craig Valentine, DTM** (1999 World Champion of Public Speaking) and **Melissa McGavick, DTM** (Past International Director). * **Expert Education Sessions:** Gain insights from industry leaders and Toastmasters legends: * **Michele DiMeo:** Branding and storytelling from "The Restaurant Diva." * **Vince Caldwell, DTM:** Strategies for high-performing teams. * **Barry Piatt, DTM:** Mastering the art of growth-focused evaluations. * **The Final Celebration:** Riveting speech contests, networking with guests, and food/entertainment as we honor the District 36 legacy. **Agenda Highlights** * Inspiring Keynote Speakers * Educational Sessions on Leadership and Communication * District-Level Speech Contests * Networking and Social Connection * Commemorative Food and Entertainment Seats are limited for this final gathering. Secure your spot today to ensure you are in the room when we close this chapter and launch into a bold new future. **Register Now:** https://www.zeffy.com/en-US/ticketing/district-36-2025-2026-spring-conference-may-15th-and-16th

Gently flow to release the week's stresses, then deeply stretch with the yin and restorative yoga in an accepting, calm environment enhanced with candlelight and meditation. Leave feeling relaxed, refreshed, restored and ready for what the weekend has in store for you! **Please reserve your spot at www.piesfitnessyoga.com.** The session is offered InStudio only. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 3,5,7,9.** The church is located across the street from the studio, on the corner of Duke St. and West St.

Join us for a **fun, curious, and reflective evening walk** through four of DC’s most iconic war memorials — moving from daylight to twilight to full night as the monuments shift in mood and meaning. This is a **zero‑expertise, all‑welcome** adventure designed for adults who like learning, laughing, and noticing things together. We’ll explore how the U.S. remembers war — through architecture, symbolism, and the stories we choose to elevate — with **light, playful activities at each stop**. Perfect just before Memorial Day! **⭐ What to Expect** * **Total distance:** \~1.5 miles, slow pace * **Difficulty:** Easy, mostly flat * **Vibe:** Playful, thoughtful, welcoming * **Who’s welcome:** Everyone — solo attendees, friends, couples, locals, visitors * **Cost:** Free (tips optional, never expected) **⭐ Want to come along?** RSVP, bring water, and wear comfy shoes. This is one of the most beautiful times of day to see the memorials — and one of the best ways to experience how DC tells its stories. ***

Gently flow to release the week's stresses, then deeply stretch with the yin and restorative yoga in an accepting, calm environment enhanced with candlelight and the aromatherapy of essential oils. Leave feeling relaxed, refreshed, restored and ready for what the weekend has in store for you! Class is 75 minutes. The session is offered InStudio only. **Sign up at www.piesfitnessyoga.com required at least two hours before class begins.** The address is 1322 Prince St. Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36,37,38,39.** The church is located across the street from the studio, on the corner of Duke St. and West St.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

We will meet in the Wilson Room at the Central Arlington Library. Note: The RSVPs for this meetup opens when the previous meetup ends. For our May meetup, we will be reading Affliction by Russell Banks. It was first published in 1989. A paperback version of it runs 368 pages. The GoodReads blurb is Wade Whitehouse is an improbable protagonist for a tragedy. A well-digger and policeman in a bleak New Hampshire town, he is a former high-school star gone to beer fat, a loner with a mean streak. It is a mark of Russell Banks' artistry and understanding that Wade comes to loom in one's mind as a blue-collar American Everyman afflicted by the dark secret of the macho tradition. Told by his articulate, equally scarred younger brother, Wade's story becomes as spellbinding and inexorable as a fuse burning its way to the dynamite.

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Learn to manage stress and achieve self-growth through simple relaxation and Meditation. Heartfulness Meditation is a simple, modern, methodical approach to meditation. Rather than homing in on your breath or repeating a mantra, you simply focus inward, on your heart, to cultivate inner strength and serenity. Heartfulness meditation is gaining traction in recent years. It focuses on the heart, allowing individuals to connect with themselves on a deeper level, and ultimately achieve peace, relaxation, and clarity. It is a practice that encourages patience, self-compassion, and acceptance, helping cultivate a deeper appreciation for the present moment. This practice is offered with love and at no cost

**Details:** You \*must\* read the following NVHC Sign-in Sheet Statement/Liability Disclaimer, [https://nvhc.com/signin.pdf](https://nvhc.com/signin.pdf) and answer the question “I accept” when you RSVP to be permitted on the hike. Meet at the outdoor plaza at McDonald’s across from the Rosslyn Metro entrance on N. Moore Street. Street parking on Sundays should be free, but double check just in case. This is an 8 mile hike that will start on N. Lynn Street. We will cross the bridge, go into Georgetown, and heads towards the waterfront. From there we will use various streets to make our way to our first stop: East City Bookshop ([https://eastcitybookshop.com](https://eastcitybookshop.com)). From ECB we will head to our next stop, located on H Street: Solid State Books ([https://www.solidstatebooksdc.com](https://www.solidstatebooksdc.com)). Once we leave Solid State, we will head back towards Eastern Market, where there is a metro station that can take you back to Rosslyn (hike leader plans to do exactly this). \*\*\*Optional brunch stop at Mr. Henry’s prior to book store visits\*\*\* Mr. Henry’s menu can be seen here: [https://www.mrhenrysdc.com/menus/#brunch](https://www.mrhenrysdc.com/menus/#brunch) We hike at a pace of 2.5 to 3.0 mph while moving. Leader: Michele Douglas (703) 463-0597

Join us for an exclusive Bowie, MD Property Tour on Sunday, June 17th from 12:30 PM – 2:30 PM! We’ll visit 3–5 homes, including a mix of townhouses and single-family properties, to give you a real look at what’s currently available on the market. This event is designed to help buyers better understand pricing, features, neighborhoods, and what to realistically expect when searching for a home in today’s market. Whether you’re planning to buy soon or just starting the process, this tour is a great opportunity to get informed and feel more prepared before making a move. 📍 Exact property locations will be provided the day before the event. ⚠️ Space is limited. To reserve your spot and receive location details, please send your contact information to: 📧 [cassey.coul@gmail.com](mailto:cassey.coul@gmail.com)

We'll get in around 4 miles at Three Creeks Metro Parks, primarily natural trails. 17-18 minute miles, no one left behind, and faster walkers are free to lead out. Optional lunch after! If you're joining for hiking all the metro parks, this is the sixth one!

**How to Get Off-Market Deals With Direct-to-Seller Marketing** Want to learn how to get off-market deals through direct-to-seller marketing without relying on agents, wholesalers, or the MLS for consistent deal flow? That is exactly what we are covering at this next Columbus Investors Club Meetup. Get Your Free Ticket **[HERE](https://www.eventbrite.com/e/how-to-get-off-market-deals-with-direct-to-seller-marketing-tickets-1987845260686?aff=cicmeetupapp)**[ ](https://www.eventbrite.com/e/how-to-get-off-market-deals-with-direct-to-seller-marketing-tickets-1987845260686?aff=cicmeetupapp)🎟️ Most investors who try to do off-market deals make the same mistake: they throw money into a marketing channel, pray that it works, and hope a deal comes out the other side. There is no real strategy, no clear math, no tracking, and no process to know what is actually working. At this meetup, we are going to break down how to reverse engineer direct-to-seller marketing using our SCALE framework so you can approach your marketing with more clarity, confidence, and consistency. We will cover how to think through inbound, outbound, and free marketing channels, how to choose the right channel for your goals, how to run the numbers before you spend, how to allocate the right budget, how to launch the campaign correctly, and how to evaluate and track performance so you can make better decisions moving forward. **SCALE Framework:** **S –** Select the right channel **C –** Calculate the numbers **A –** Allocate the budget **L –** Launch the campaign **E –** Evaluate and track it **What We’ll Cover** * How to get off-market deals through direct-to-seller marketing * How to stop guessing and start reverse engineering your marketing * The difference between inbound, outbound, and free marketing channels * How to choose the right channel for your business and market * How to calculate the numbers before launching * How to allocate a budget based on goals, not emotion * How to launch and track a campaign the right way * How to create more consistent and predictable deal flow **Date:** May 28, 2026 (Thursday) **Time:** 6 - 8pm EST **Location:** Ohio Brewing Company, 421 E 2nd Ave, Columbus, OH 43201 **Save Your Seat** → https://www.eventbrite.com/e/how-to-get-off-market-deals-with-direct-to-seller-marketing-tickets-1987845260686?aff=cicmeetupapp **FREE DRINKS & FOOD PROVIDED!** **About Columbus Investors Club** The Columbus Investors Club is a local meetup for real estate investors, aspiring investors, contractors, vendors, lenders, realtors, and other professionals who want to grow in the Columbus market. The goal is to create real connection, real opportunity, and real growth by getting the right people in the room. Whether you are brand new or already doing deals, this is a place to build relationships, learn from others in the business, find opportunities, and grow your presence in the local real estate community.

You can also join the meeting by Conference Call at (518) 263-8851.

Hi ladies. We will meet in front of the Nature Center and head to the two Observation decks. We will then hike Hickory Ridge, Ripple Rock, Overlook and Sugarbush trails to get approximately four miles total distance. We will walk approximately a 18 minute mile pace. Please wear appropriate hiking shoes.