Retirement Planning

**Happy Hour Event!** Hi Lovely Ladies! Let's celebrate the start of spring and warmer temps together at our upcoming HAPPY HOUR event at Añejo Restaurant (Don Mills) on **Friday, April 10th, 2026**. Enjoy a great selection of discounted handcrafted beverages and delicious tacos. The venue offers great service in an inviting and memorable setting. Click [here](https://www.anejo.ca/en/menus/happy-hour.html) for a link to the menu. Meet friends and make some new ones in a relaxed and casual atmosphere. Each participant will cover their own food and drink costs. **There is a non-refundable / non-transferable $5.00 cover fee** to attend this group event. This charge will reserve your spot, help with group costs and hopefully minimize no shows. **Payment of the $5 cover charge is due by FRIDAY, April 3rd, 2026.** After this date, non payment of the cover fee will result in the Member's name being moved to the "not going" list so that those "waitlisted" have an opportunity to attend the Happy Hour. **Note - attendees may bring one guest (subject to space availability) under this cover charge.** In consideration of others, if you are not able to attend, please advise 48 hours prior to the event to allow other people on the waitlist to have your spot. No shows and less than 48 hours notice of non-attendance will be noted. 2 or more such occurrences will unfortunately lead to removal from the group. Thank you all for your understanding and consideration. Looking forward to connecting soon! Here are the details for the $5.00 e-transfer - E-mail - [weekendbrunchover50@hotmail.com](http://weekendbrunchover50@hotmail.com/), Security Question - What is the time of the event? **Happyhour** Hope to see you there!

**Description:** * Join us for a 2-hour show-up-and-play session aimed at intermediate players. You’re comfortable with rules, scoring, dinking, and basic strategy. We’ll rotate for doubles and keep the pace up so everyone gets good rally time. Bring your paddle and come play. **[Details]** * **Where:** Swing Star * **Address:** 1-15 Connie Crescent, · Vaughan, ca * **Level:** Intermediate (Level 3.0 - 4.0) * **What to bring:** Comfortable athletic wear, court shoes, a water bottle, and **your paddle** ### **[Registration & Payment]** To finalize your registration, please send an **e-Transfer of $15** to **playtogether.ca@gmail.com** immediately after your RSVP. Your spot is only confirmed once the payment is received. * **Capacity:** Limited to 8 participants (First come, first served). ### **[Refund Policy]** A **full refund** will be issued in the following cases: 1. If the minimum number of participants (**3 people**) is not met 48 hours before the event. 2. If the court becomes unavailable for booking. 3. If the event is cancelled due to inclement weather. *Please note: No-shows or cancellations made within 48 hours of the event are non-refundable unless the organizer cancels the session.* Join us for a great workout and meet new pickleball friends in the Markham community!

Small Group | Women-Only Event ※日本語の案内は下にあります 【Fee】 $10 (Only $5 if you bring snacks for share) 【Payment】：Cash or E-Transfer only ⚠️ Credit/debit cards are not accepted. • We’ll provide a cup of green tea. If you have a favorite drink, feel free to bring it with you! (Cups, plates, wet wipes and snacks will also be available.) Meeting Point: The central stage on the first floor of the library (If you are late, please come to Study Room 1 and 2 on the first floor or Study-room on the second floor). • A relaxed tea-time hangout with casual chatting in both English and Japanese, plus card games 🌸🍵 (There’s no structured “language exchange time,” so don’t worry if you’re not confident—just take it at your own pace! 🙋‍♀️) 【Important Request】 If you can’t make it, please mark yourself as “Not Attending” so someone on the waitlist can join. If you fail to show up twice without marking “Not Attending,” you may be removed from the group. 【Eligibility Notice】 This event is exclusively for individuals assigned female at birth (AFAB). While we deeply respect all gender identities, this particular gathering is intended to provide a safe and comfortable space for AFAB women to connect. We kindly ask trans women, non-binary, and other gender-diverse individuals to refrain from attending this time. Additionally, if your name or profile photo does not clearly reflect your gender (e.g. male-identifying names, random numbers, spam-like characters), you may be removed from the event. Thank you for your understanding. 少人数｜女性限定 The English guide is below 【参加費】 $10 （シェアできるお菓子を持参で半額の$5） 【支払い】：現金 or E-Transfer のみ ⚠️ カードの取り扱いはありません ・緑茶1杯ご用意します。好きなドリンクがある方はお持ち込み大歓迎です。 （他：コップ、お皿、手拭き、スナックあります） 【集合場所】 図書館の一階中央ステージ （遅刻した場合はStudy Room 1 or 2または2階のStudy roomに来てください） ・英語と日本語を自由にミックスしておしゃべり、カードゲームなどゆるっとお茶会スタイル 【こんな方におすすめ】 女の子の友達が欲しい！ Meetupに参加してみたいけど、不安がある。 【お願い】 参加できない場合は「不参加」にしてください。 「不参加」なしで2回現れなかった場合、退会となります。 【参加対象についてのご案内】 本イベントは「出生時に女性として割り当てられた方（AFAB）」に限らせていただいております。 あらゆるジェンダーアイデンティティを尊重しておりますが、今回はAFABの女性が安心して交流できる場を意図しております。 トランス女性・ノンバイナリー等の方々におかれましては、誠に恐れ入りますが、今回のイベントへのご参加はご遠慮ください。 また、名前やプロフィール写真から性別が判断できない場合（明らかに男性である、数字の羅列、スパムのような文字の羅列など）イベントから退会してもらう可能性があることをご承知ください。

A diffuse harm hurts many people a little; a concentrated harm hurts one person a lot. Other things equal, diffuse harm seems less bad than its concentrated counterpart. For example, shortening a billion happy lives by a second each seems less bad than shortening one happy life by a billion seconds (\~30 years). But this attractive thought is surprisingly difficult to maintain. Although many problems for such a view are known, a particularly vivid difficulty arises in cases that involve a sequence of social positions, each very similar to the last, such as the Fortuna’s Wheel scenario. In such cases, it follows, from rather minimal assumptions, that diffuse harm is just as bad as its relevantly similar concentrated counterpart. In response, some may wonder whether the parity of diffuse and concentrated harms holds only in these special sequential cases. But it can be argued that the approximate parity of diffuse and concentrated harms extends well beyond such cases. Specifically, it can be argued that in many realistic cases, a diffuse harm will bring about an outcome approximately as bad as a relevantly similar concentrated harm. Diffuse harm is easily underestimated. Zach Barnett https://philosophy.nd.edu/people/faculty/zach-barnett/ Assistant Professor Department of Philosophy University of Notre Dame **About the Speaker:** Zach received his PhD from Brown University in 2018. He joined Notre Dame in 2023, moving from the National University of Singapore, where he taught for five years. Zach mainly studies ethics, practical rationality, and epistemology, and he hopes that his work is convincing, surprising, and easy to understand. Current research interests include collective action problems, aggregation and risk, and followability of norms. His representative publications include "Rational Moral Ignorance" (2021) in *Philosophy and Phenomenological Research*, "Why You Should Vote to Change the Outcome" (2020) in *Philosophy & Public Affairs,* "Philosophy Without Belief" (2019) in *Mind*, and "No Free Lunch: The Significance of Tiny Contributions" (2018) in *Analysis*. **\* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \* \*** This is a talk with audience Q&A presented by the University of Toronto's Centre for Ethics that is free to attend and open to the public. The talk will also be streamed online with live chat here [to be posted]. About the Centre for Ethics (http://ethics.utoronto.ca): The Centre for Ethics is an interdisciplinary centre aimed at advancing research and teaching in the field of ethics, broadly defined. The Centre seeks to bring together the theoretical and practical knowledge of diverse scholars, students, public servants and social leaders in order to increase understanding of the ethical dimensions of individual, social, and political life. In pursuit of its interdisciplinary mission, the Centre fosters lines of inquiry such as (1) foundations of ethics, which encompasses the history of ethics and core concepts in the philosophical study of ethics; (2) ethics in action, which relates theory to practice in key domains of social life, including bioethics, business ethics, and ethics in the public sphere; and (3) ethics in translation, which draws upon the rich multiculturalism of the City of Toronto and addresses the ethics of multicultural societies, ethical discourse across religious and cultural boundaries, and the ethics of international society. The Ethics of A.I. Lab at the Centre For Ethics recently appeared on a list of 10 organizations leading the way in ethical A.I.: https://ocean.sagepub.com/blog/10-organizations-leading-the-way-in-ethical-ai

Let’s get together to speak French! We’ll enjoy tea/coffee and some icebreaker games. Everyone is welcome. Venez parler français! À bientôt, Hassane. \*Merci beaucoup de vous être inscrit(e) à notre prochaine rencontre! Nous sommes ravis de votre présence. Afin de permettre à d’autres de se joindre à nous, nous vous demandons respectueusement : 1. **Si vos plans changent,** veuillez mettre à jour votre statut (passer à 'Non') le plus rapidement possible pour libérer votre place. 2. **Si vous êtes sur la liste d'attente,** merci de ne pas vous présenter à l'événement. Votre statut doit être confirmé pour pouvoir participer. Veuillez vous inscrire directement aux prochaines dates disponibles. Au plaisir de vous accueillir! \*To allow others to join us, we respectfully ask that you: * **If your plans change,** please update your RSVP status (change it to 'No') as quickly as possible to free up your spot. * **If you are on the waiting list,** please do not show up for the event. Your status must be confirmed to participate. Instead, please register directly for the next available dates. IMPORTANT: Veuillez noter que pour profiter pleinement de nos échanges, une aptitude de base à la conversation est vivement souhaitée : ce groupe est un cercle de discussion convivial et non un cours de langue. Please note that to fully enjoy the experience, a basic speaking aptitude is recommended: this group is a social conversation circle, not a formal teaching class. We look forward to welcoming you! Please join our WhatsApp group: https://chat.whatsapp.com/LRUdXbjpG8I9aph4dU6Go8

We are meeting at the Multifaith Centre every Friday evening from 7 pm to 9 pm in the Third Floor Quiet room, for periods of 8-fold moving exercise, sitting meditation, and walking meditation in the tradition of Chan Buddhism. The session ends with a tea-sharing and discussion. All are welcome and this event is free of charge!

Singles Dance Party + 40 Crowd Saturday March 11th $20.00 cover 7.30pm -12.30 The Old Mill 21 Old Mill Rd. Join us for a fun-filled evening of dancing, mingling, and making new connections! Whether you're new in town or a seasoned single professional, this event is perfect for you. Let loose and show off your dance moves as we groove to the latest beats, from Bachata to classic hits. This social networking opportunity is ideal for singles over 40 Get ready to relive the magic of past events like the "Saturday Night Singles Dance Party @ The Old Mill" and "An evening of Dancing & Romancing . Don't miss out on this chance to mix and mingle with other singles in a lively and welcoming atmosphere. Grab your dancing shoes and get ready for a night to remember at our Singles Night Out! 416 236 8222.

Beautiful soul, I return from Mexico to hold space -- during the Aries Portal. April 12, 2026 is a powerful activation day: with Mars conjunct Neptune in Aries fueling spiritually aligned action, highly auspicious Vedic timing (Amrita Yogam, 90/100) supporting new ventures and beginnings, and a waning crescent Moon encouraging reflection—people should take aligned action now while staying inwardly grounded. **In-Person Light Body Expansion Activation** Join us for a powerful in-person Light Body Expansion Activation — an immersive energetic experience designed to awaken your life force energy and expand your consciousness. This session combines **Kundalini (life force) Activation and Light Language transmission**, creating a space where deep healing, emotional release, and expanded awareness can unfold naturally. As you lie comfortably on your mat, you will receive a transmission of energy that supports the awakening of your own inner life force and the expansion of your energetic body. Participants often enter deep meditative or altered states as the body responds to the vibrational frequencies of sound, energy, and light language. These frequencies communicate directly with your consciousness, activating the body’s innate intelligence and natural healing capacity. This experience supports a deeper connection to your authentic self while helping release energetic blockages and limiting patterns. **During the session you will experience:** • A heart-opening ceremony to deepen connection and receptivity • Demonstration of the activation process • Full Light Body Expansion Activation energy transmission • Light Language channeling and vibrational sound frequencies • Somatic and energetic release as the body responds to the energy • Closing integration and sharing circle **Participants may experience:** • Spontaneous body movements or energetic sensations • Emotional release such as laughter, tears, or deep peace • Visual or intuitive insights • Expanded states of consciousness • Activation of the voice through humming, singing, or light language **Potential benefits:** • Release of emotional and energetic blockages • Expansion of awareness and consciousness • Greater intuition and clarity • Reconnection with your inner guidance and purpose • Increased creativity, joy, and emotional freedom All you need to do is lie down, relax, and allow the energy to guide the experience. **Please book your spot [here](https://lightbodyexpansion.com/class/5)** Location : Studio Hub 1377 The Queensway Unit 304, Etobicoke, ON M8Z 1T1, Canada, 304 · Toronto, ON ##

#### **This event page is for English speakers only.** **こちらのイベントページは英語話者の方向けです。** **日本人の方は、別のイベントページからお申し込みください！** *** We host a Japanese & English language exchange meeting every Sunday at 9:30 AM. Participants practice in pairs or small groups, with 50 minutes of Japanese practice and 50 minutes of English practice. The study materials used in our sessions are created by professional language teachers. ### **Before Signing Up, Please Read the Following** * **Please make sure to check the comments section of the event page, as all event details and materials will be shared there around Saturday.** * This meeting is intended for people who are genuinely interested in language learning. Participants joining for other purposes may be asked to leave. * We prioritize creating a safe and comfortable environment for all attendees. * Disruptive behavior, solicitation, or sales activities are not allowed. Anyone who does not follow the instructions of the organizer or staff may be removed from the group. * **Participation fee : Refunds and carryovers are not available.** ### **Participation Fee & Donation** Your participation fee will be used by Emiko Tanaka, a Yosakoi Ambassador, to promote Yosakoi Naruko Dance from Kochi, Japan, to the world. For more details, please visit our website: [Yosakoi Ambassador Project](https://yosakoiambassador.com/) We look forward to seeing you at the event!

PLEASE NOTE: THIS EVENT HAS BEEN CHANGED TO SAT APR 11 AT 8:30 PM. I was unaware that another Meetup also scheduled their event at this same place. If I knew, I wouldn't have scheduled it then

**Join [TILE.]** at the **most popular Saturday Language Learning Social Event & Party in Toronto! 🍁** **[TILE.] = Toronto International Language Exchange [Instagram](https://www.instagram.com/tilelearning/)** **[TILE.]** now has a **2-for-1 special event,** which includes: **1.** From **[6:30 - 7:15 PM](https://www.meetup.com/english-class-with-certified-award-winning-teacher):** An optional new $5 small group 45-minute **[English language class](https://www.meetup.com/english-class-with-certified-award-winning-teacher)**[ ](https://www.meetup.com/english-class-with-certified-award-winning-teacher)led by a certified language teacher **2.** From **[7:15 - 11 PM](https://www.meetup.com/biggest-language-party-event-social-in-toronto):** Our usual huge group **[BIGGEST LANGUAGE EXCHANGE SOCIAL EVENT AND PARTY IN TORONTO](https://www.meetup.com/biggest-language-party-event-social-in-toronto)** (Cost: *$0-$5\*, see below)* Both events happen Saturday on the 2nd floor of the Madison Pub (14 Madison Avenue). ***Attend either or both events!*** Meet Toronto locals and international friends. Talk to language teachers and speakers to learn English, French, Korean, Japanese, Spanish, and much more! Join us for board games, conversation, dancing, singing, and more! Make sure to get a nametag from one of our helpers. *You **must** read the full event description below before attending. By attending, you agree to all the terms listed.* **[TILE.] Toronto International Language Exchange** event details: * We are on the 2nd floor of the Madison pub on the patio with all the international flags! *The dance floor opens around 10 PM, and the live piano bar singer start around 10:30 on the 1st floor.* * With our night ride promotion, the second event (the 7:15- 11 PM Party & Social event) is **FREE** for women who will be traveling alone at night to promote inclusion and equity\*. This event normally $5. * The cost for the first event (the 6:30 - 7:15 PM English Language class) is $5 for everyone. **PAY** **$5** right at the event by **CASH, CREDIT, or DEBIT**, or **SEND $5 E-TRANSFERS** to: **TILETORONTO1@GMAIL.COM**. You can also support the bar by buying a drink or appetizer. **\*** The second event ends late at night. It is 100% your own responsibility to ensure you get home safe. We can simply waive the $5 event entry/cover fee for women who will be traveling home alone so that they may instead put this money towards taking a safe ride home. \-\-\-\-\-\- **IMPORTANT DISCLAIMER – Meetup Group** By attending any TILE events, including these ones, you acknowledge and agree to the following: * *The organizers and hosts of TILE events are are not liable for any loss, injury, damage, or other unforeseen outcomes that may occur before, during, or after any event.* * *Participation in TILE events is entirely voluntary and at your own risk. You are solely responsible for your own safety, personal belongings, transportation, behavior, and well-being. It is your responsibility to assess the risks involved in any activity or location and to act accordingly.* * *TILE and its organizers do not provide insurance and cannot guarantee the safety, accuracy of information, or quality of venues, third-party services, or other attendees.* * *By attending, you release TILE, its organizers, and affiliates from any and all claims or liability, and you agree to conduct yourself respectfully and in accordance with local laws and venue rules.* * ***If you do not agree with this disclaimer, please do not attend TILE events.***

**NOTE the location we are meeting is at** **Fairview mall food court - We will be seated near PICO pizza** Join us for a relaxed evening where traders of all levels come together to meet new people, share market ideas, and talk about the week’s trends and themes. Whether you’re curious about the overall market condition, looking for fresh setups, or just starting out with trading, this meetup is the perfect place to ask questions, learn from others, and build your network. We’ll open the floor for casual discussions on current market conditions, sector rotation, trade setups, and risk‑management practices, while also giving newcomers a simple, jargon‑light way to understand how to get started in trading. Bring your charts, your ideas, and your questions—no sales pitches, no gurus, just honest conversation among people who love trading and learning from each other. **Telegram group for quicker communication:** [https://t.me/+m8BMRABGX74xNmZh](https://t.me/+m8BMRABGX74xNmZh) **Discord Group for exchanging ideas, charts and strategies** (Link is in the Telegram group pinned post) NOTE: Not financial advice. This event is for educational and informational purposes only.

Let's meet for a snack at the Yorkville Village food court! (I'll be near the west end in my cowboy hat.)

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

This is an in-person meeting. At this meeting you will get answers to depression and anxiety. Find out the source of them and how to get rid of them. Did you know that unwanted emotions like anxiety, depression, unhappiness, loneliness, hopelessness, anger, fear, or feelings of irritation don’t just fall on you for no reason. They are not random occurrences that simply happen to people's minds. They are definitely not due to a chemical imbalance in your brain from some nebulous chemical reaction "by chance". Your negative emotions are the symptoms of the painful experiences that you have which are not healed, and which are still affecting you. The effects of these painful experiences are exacerbated by the pressures or difficulties of the other problems in your life. Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This group is created by the Hubbard Dianetics Foundation of Central Ohio and Church of Scientology of Central Ohio.

**Let’s catch up and take an afternoon break.** **Grab a coffee or snack and let’s chit chat! Gayle and I will bring adult coloring books and/or a simple craft if you’d like to unwind and relax.😊**

Over 50 Happy Hour – Liberty Tavern Polaris Join us for a fun and relaxed Over 50 Happy Hour on Friday, April 10th from 4:00 PM – 8:00 PM at Liberty Tavern Polaris. This is a great opportunity to meet new people in our age group in a casual, comfortable setting. Whether you’re in your fifties, sixties, or seventies, everyone is welcome. Some people who attend are retired, while others are still working, but we all share one thing in common — enjoying good conversation and good company. If you’re new to the group, don’t worry. Many people attend solo and quickly find it easy to strike up conversations. The goal of this happy hour is simple: meet people, socialize, laugh, and enjoy the evening. We’ll be gathering at Liberty Tavern Polaris, a welcoming tavern with a warm atmosphere, great food, and a bar perfect for relaxed conversation. Feel free to come when you can and leave when you want. Some members arrive right at 4:00 PM, while others stop by later after work. There’s no formal agenda — just friendly people getting together to enjoy a Friday evening. Location: Liberty Tavern Polaris 2170 Polaris Parkway Columbus, Ohio Time: Friday, April 10 4:00 PM – 8:00 PM Come join us for a drink, good conversation, and the chance to meet some great people in the 50+ community.

**Let’s have lunch and have some extra fun! Bring your favorite game! 🥳**