Retirement Planning

At our last April Meetup ([https://www.meetup.com/volition/events/313622208](https://www.meetup.com/volition/events/313622208)), we broke down what we called: **👉 “The best deal we’ve seen in Toronto in 20 years”** \~6% cap \~$11,000/month rent \~$2,500/month cashflow We didn’t finish. We stopped the presentation short. And, in fact… This is where the deal started to fall apart. **👉 We didn’t even get to the part where the real decisions had to be made.** Instead of people immediately leaving after the presentation was done: 👉 they stayed 👉 they kept asking questions 👉 and the #1 question was: **“When’s Part 2?”** **So here it is – Dead Reckoning: Part 2** (In true Mission Impossible style…) **No clean path forward. Just decisions under pressure.** If Part 1 was identifying the problem… **Part 2 is where we had to execute.** Where we left off: * Power of Sale (seller = lender, not owner) * No protections (Schedule C overrides) * Open permits with real risk * Legally a duplex… not a 5plex * Potential $250K HST exposure **Most investors would walk away here. But we didn’t.** In Part 2, we go into what happened next: * Financing starts to break down * The deal has to be restructured under pressure * Assignment is used to keep control * Appraisal isn’t ready… but a decision still has to be made * The buyer is forced to consider going firm without full certainty At multiple points, this could have: * collapsed entirely * failed financing at the last minute * or left the buyer exposed to problems they couldn’t unwind **This wasn’t a clean process.** It was a series of decisions made under pressure – where getting it wrong could have cost hundreds of thousands of dollars. **And most of what mattered… wasn’t obvious.** **This is the part most people never see.** We aren’t talking about the numbers. We’re talking about: 👉 The decisions 👉 The pressure 👉 The execution when things aren’t clean We had to figure out how to move forward – without exposing the buyer to unnecessary risk. **Why this matters:** Most people don’t lose money on obvious bad deals. They lose money when: **“Something feels off… and they don’t know how to navigate it”** The biggest risks aren’t always the ones that look scary – they’re the ones people assume are fine. If you’re actively investing – or planning to – this is the part you need to understand. **You’ll leave with a very different lens on how to evaluate – and execute – deals like this.** Part 1 was about: 👉 Identifying risk Part 2 is about: 👉 What to do when everything starts breaking **Bottom line:** Anyone can analyze a deal. **Very few know how to execute when it gets messy.** We didn’t get through this last time – and we’re picking up exactly where the real execution began. **👉 Come see how this actually played out – and how deals like this get done in the real world.** **Note:** If you came to Part 1 – this is the continuation. If you didn’t – you can still attend… we will be doing a short recap of Part 1. **👉 Just know: this is where the real execution begins.** *** **Schedule:** **Monday, May 25, 2026, 6:00-9:00 pm** * 6:00 pm - 6:30 pm: Check-in and Networking (remember that your network is your net worth!) * 6:30 pm - 9:00 pm: Presentations from the Volition team **Location:** Suite#803, 105 Gordon Baker Road, North York, ON, M2H 3P8. (On the 8th floor of building 105, free underground parking available) \*\*\* **About the Speaker:** * **Matthew Lee,** Founder of Volition Properties, is a thought leader and advocate. Matt is passionate about the transformative change that real estate investing offers when done correctly. Working with investors for over 15 years, Matt has helped clients build over $100M in wealth through strategic Toronto real estate investments, all the while building this Meetup Group into the largest in Toronto with over 5000+ members. Matt brings practical, tested approaches – not theory – to help you structure better deals and maximize upside. * **Ming Lim,** Managing Partner of Volition Properties, is a passionate educator and brings 25 years of real estate investment experience in Toronto, the GTA, and Southwestern Ontario. He loves nothing more than to teach, mentor, and advise. Ming’s background in Computer Science from the University of Waterloo and construction experience give him a unique analytical lens on investing and a practical approach to implementing investing strategies. *** **Volition Properties:** *Make smarter real estate moves — buy, sell, or invest with confidence. Volition Properties offers tailored advice, education, and community — grounded in strategy, built on trust.* Contact us today for any questions about real estate in Toronto! 📧 info@volitionprop.com 🌐 [www.volitionprop.com](https://www.volitionprop.com "https://www.volitionprop.com") 📞 1-877-416-BRRR

**Set goals.** **Be accountable for them.** **Move your life forward with purpose.** Our goal is to cause greatness by mentoring men to live with excellence and, as mature masculine leaders, create successful families, careers and communities. If you have the desire to work on being the man that your legacy demands that you be (which means being the best you can be, we can work on what your legacy demands with you later) and the man you always wanted to be then we look forward to you attending. Our group is part of Mentor Discover Inspire (MDI). This group meets Mondays, North of Finch Avenue, usually indoors, outdoors in the summer but occasionally on Zoom. To confirm this week's location, please rsvp to Ricardo, call/text (647) 880-1488, or email ricardophilip@hotmail.com From MDI website[: https://goo.gl/3DQ6](https://goo.gl/3DQ6aY)aY From Toronto Sta[r: https://goo.gl/oDH](https://goo.gl/oDH3uX)3uX Regular attendees do not always RSVP, expect 6-8 men to be present.

We are a men's group where you can expect a frank and confidential space to speak personally, engage in interesting conversations or get support for your personal goals. This new team meets weekly on the East side of Toronto. Our group is part of Mentor Discover Inspire (MDI). This group prefers to meet outdoors but occasionally on Zoom. Guests are welcome but it's pretty casual so make sure you are expected in case we move locations. You can rsvp via meetup or call Tim @ 416-278-3058 to confirm this week’s location. The MDI Mission: To cause greatness by mentoring men to live with excellence and, as mature masculine leaders, create successful families, careers and communities. From MDI website[: https://goo.gl/3DQ6](https://goo.gl/3DQ6aY)aY From Toronto Sta[r: https://goo.gl/oDH](https://goo.gl/oDH3uX)3uX

**THIS WILL BA A BI-WEEKLY EVENT TO CHAT, LAUGH, AND GET TO KNO**W EACH OTHER. NO PRESSURE TO ATTEND - JUST VISIT OR DROP IN...(members only please) ***Be kind and rsvp so that the host knows how many tables to save.*** **Anyone that is not a member will be asked politely to leave and apply to TSSC if they so choose.** SINCE WE ARE BOOKING THE PB PLEASE SERIOUS RSVPS ONLY. THANKS A BUNCH! Bring yourself and your sense of humor. The group can decide it's own agenda of chat after a few meetups. I know it is difficult NOT to talk about politics or religion, but we are a social group whose premise is fun! As tempting as it can be, please restrain and stick to topics less heated. SEE **YOU AT 2PM.**

Join Sandon Jacobs on Monday, May 25th from 6:00pm hosted by Improving! 📍**Venue:** **Improving Office** 171 East Liberty St Unit 235 Toronto, Ontario M6K 3P6 **Directions (171 E Liberty St - Suite 235)** **By transit** Streetcars 504 and 509 both travel close to the office (less than 10 minute walk to the office from either), the lakeshore GO train is also a 5 minute walk from the office. **By car/parking** On street parking is available - there are a handful of paid parking spots directly in front of the entrance - with a large city parking lot across the street. **Entrance** The entrance to the office is beside the Bulk Barn entrance facing Hannah Street. There is an Improving logo on the door. 🗓 **Agenda:** * 6:00pm – 6:30pm: Welcome, Food/Drinks & Networking * 6:30pm - 7:30 pm: **From Chaos to Contract: Governing Data Streams** by Sandon Jacobs **💡 Speaker Details:** Sandon Jacobs, Senior Developer Advocate, Confluent **From Chaos to Contract: Governing Data Streams** So you’re committed to this path of data streaming with Apache Kafka. But, here’s a question: would you build a REST API and make users guess the request and response formats? Doing so opens a Pandora’s Box… * What’s the domain model? * Name the operation… POST? GET? PUT? PATCH? * What does this error code even mean? * Is the documentation - if it even exists - accurate and relevant? * Imagine the complex, repetitive logic every consuming system would need to implement to make sense of it all. In a distributed, asynchronous system, these problems are magnified. Apache Kafka's flexibility—messages as simple bytes—is a huge strength, but it's also a major risk. While your event streams likely consist of some structured data (maybe JSON strings), enforcing structure, managing evolution, and basic validations aren’t a hard requirement. This leaves consumer applications to perform this preprocessing of every event - even if that event has no business value. In this session, we'll define data contracts and how to enforce them at the source - the applications that produce events. We’ll cover the practice of using a schema registry - supporting popular serialization formats like Apache Avro and Google Protobuf - to design events in the terminology of our business domain. Because data structures change over time, let’s discuss safe schema evolution practices. Then we’ll utilize these contracts with schema registry-aware producer and consumer code. We’ll end our time by looking at how smart CI/CD pipelines and build-time checks can add an extra layer of defense against the costly problem of poison data. It’s time to stop guessing and start governing. Join us to learn how to move validation upstream and transform your event streams into high-quality, discoverable data products. You’ll walk away with a practical blueprint for enforcing schema integrity and automating evolution—ensuring your data streams are a trusted asset. \*\*\* DISCLAIMER We don't cater to attendees under the age of 18. If you want to host or speak at a meetup, please email [community@confluent.io](http://community@confluent.io/)

🎟 **This is a paid event. Tickets must be purchased on Luma.** **Get yours: [https://luma.com/tiequest-2026](https://luma.com/tiequest-2026)** #### TiEQuest Summit 2026 - Building in Canada for the World A morning of big ideas, honest conversations, and real momentum, right in the heart of Toronto Tech Week. **🧠 What to Expect** Sharp talks and practical insights from founders, operators, and investors who are actually doing the work. No fluff, just the real story of what it takes to scale ambitious companies from Toronto to the world. **🤝 Who's in the Room** Founders at every stage. Operators building something meaningful. Investors looking for what's next. If you're shaping the future of Canadian tech, you belong here. **📍 Where** U of T Schwartz Reisman Innovation Campus, one of Canada's most exciting hubs for tech and entrepreneurship. **📅 Monday, May 25, 2026** **⏰ 8:30AM – 12:30PM** **📍 108 College St, Toronto, ON**

Can your agents scale without bankrupting your API quota or your compute budget? Join this session to explore a production-ready architecture that uses the LLM Council pattern, Google’s Agent Development Kit (ADK) for Java and Spring AI, all deployed on Cloud Run. And discover how replacing probabilistic reason-and-act (ReAct) loops with LLM Council enable goal-oriented action planning (GOAP) creates agents that are not only smarter but also significantly lighter and faster – making them the perfect workload for serverless execution. **About the venue** Free Times Cafe has bistro-style seating and a full food and drink menu. Please consider helping to support the venue by planning to have supper during the talk. **Speaker Bio** Dan Dobrin is an App Architect in Google Cloud, helping customer teams adopt modern AI technologies, cloud-native patterns, practices and technologies in GCP. Dan focuses on building GenAI applications, adopting AI coding assistance tooling with Gemini, Native Java Images, Spring AI, event-driven architectures, production-readiness and performance optimization. Prior to joining Google Cloud, he has built highly scalable, low-latency, frameworks for technology, security and financial services organizations.

Singles Dance Party + 40 Crowd Saturday May 30th . $20.00 cover 7.30pm -12.30 The Old Mill 21 Old Mill Rd. Join us for a fun-filled evening of dancing, mingling, and making new connections! Whether you’re new in town or a seasoned single professional, this event is perfect for you. Let loose and show off your dance moves as we groove to the latest beats, from Bachata to classic hits. This social networking opportunity is ideal for singles over 50 Get ready to relive the magic of past events like the “Saturday Night Singles Dance Party @ The Old Mill” and “An evening of Dancing & Romancing . Don’t miss out on this chance to mix and mingle with other singles in a lively and welcoming atmosphere. Grab your dancing shoes and get ready for a night to remember at our Singles Night Out! 416 236 8222.

Lose 10lbs in 5 WEEKS and Win Prizes ! Topics will include Metabolism, Carbohydrate addiction, digestive health, label reading, dining out, heart health and many more. $ 50 to Join the Challenge includes: - Weekly Weigh In, Accountability and Motivation - 40 Min nutrition class - Voucher for 'Healthy Meal' - Personalized Meal Plan - Lose 1 - 3lbs a week. To register for your spot: www.ShapingUpCanada.com

Instructions on developing breath as in yoga and Zen - increasing health, calmness and happiness. Lots of time for tea and conversation too. Please note - this meetup will only run with a minimum of 7 ppl and will be automatically re-scheduled 'till the following week if less than 6 ppl RSVP. Blessings! GJ

Let's take a walk in High Park! We'll meet at the Grenadier Cafe at 2:00. (I'll be there earlier, if you want to snack with me.)

### Bhagavad Gita Study Group **Planned Start Date:** Wednesday, March 11, 2026 **Wednesdays\, 7:00 PM \- 9:00 PM \| Ongoing** **Where:** Toronto Theosophical Society, 792 Glencairn Ave, Toronto, ON **Format:** In-person (Zoom considered for special circumstances) **Main Text (free PDF):** *[Bhagavad-Gītā As It Is](https://www.prabhupada-books.de/pdf/Bhagavad-gita-As-It-Is.pdf)* by **H.D.G. Abhay Charanaravinda Bhaktivedanta Swami Prabhupada** Physical books are available in exchange for donation. This weekly study group offers an opportunity to explore the **Bhagavad Gita**, one of the foundational texts of **Vedic philosophy**, through sustained reading, reflection, and thoughtful dialogue. The Bhagavad Gita addresses fundamental questions of **consciousness, duty, freedom**, and **the nature of reality**. Presented as a dialogue between the warrior Arjuna and Sri Krishna, it offers insight into paths of **knowledge, devotion**, and **action**—and examines how these integrate within human life and spiritual development. The approach will be: * Textual study combined with open discussion and inquiry * Exploration of Vedic philosophy, cosmology, and psychology * Question-and-answer format to support understanding * A complete picture of the cultural and spiritual context This group is suitable for: * Those new to the Bhagavad Gita or Vedic philosophy * Students continuing their study of Eastern spiritual traditions * Anyone interested in consciousness, ethics, and the structure of reality * Participants seeking grounded philosophical inquiry alongside spiritual exploration **No prior background is required**—only openness, curiosity, and a willingness to engage thoughtfully with the material. *** **About the Teacher** **Radhikatma Prabhu** is a disciple in the **Brahma Sampradaya**, one of four authorized Vedic lineages. He received second-level initiation from his spiritual master, **Tamal Krishna Goswami**, who was a direct disciple of **H.D.G.A.C. Bhaktivedanta Swami Prabhupada**, the scholar and teacher who brought Vedic knowledge to the Western world and founded the International Society for Krishna Consciousness (ISKCON). Radhikatma Prabhu spent many years studying and practicing in **Israel, Europe and India**, where he received training in Vedic rituals and holds the traditional status of **Brahmin**. During his formation, he worked closely with Tamal Krishna Goswami, who in addition to his spiritual leadership was an accomplished academic, holding a **B.A. in Religious Studies** and a **Ph.D. from Cambridge University**, where he authored nine volumes of scholarly work. This period of close service deepened Radhikatma Prabhu's understanding of both the **devotional and philosophical dimensions** of the tradition. He brings to this study group both the authenticity of traditional lineage transmission and the ability to make these teachings **accessible and relevant** to contemporary students seeking to understand Vedic philosophy and apply it.

Tickets must be purchased in advance! [https://www.eventbrite.ca/e/life-lessons-from-a-cardiac-operating-room-by-dr-bobby-yanagawa-tickets-1989051291958?aff=oddtdtcreator](https://www.eventbrite.ca/e/life-lessons-from-a-cardiac-operating-room-by-dr-bobby-yanagawa-tickets-1989051291958?aff=oddtdtcreator) Life Lessons from a Cardiac Operating Room — Dr. Bobby Yanagawa Step inside the high-pressure world of cardiac surgery for an unforgettable evening of stories, insight, and conversation with renowned cardiac surgeon **Dr. Bobby Yanagawa**. Hosted by Stellar Socials Lectures, this unique social lecture experience blends intellectual conversation with a stylish nightlife atmosphere — bringing ambitious and curious people together to learn, connect, and engage. From life-and-death decisions inside the operating room to lessons on pressure, leadership, discipline, and the human experience, Dr. Bobby Yanagawa will share captivating stories and perspectives rarely heard outside hospital walls. Whether you’re in healthcare, business, entrepreneurship, or simply love meaningful conversations, this is an evening designed to inspire thought, spark curiosity, and create real connection. ## 🎤 What To Expect • A captivating live lecture by Dr. Bobby Yanagawa • Real stories from the cardiac operating room • Life lessons on leadership, focus, resilience & decision-making • Networking with ambitious, like-minded professionals • A stylish social atmosphere with drinks & conversation ## 🧠 About Stellar Socials Lectures Stellar Socials Lectures brings together professors, experts, entrepreneurs, and thought leaders for engaging talks hosted inside upscale bars, lounges, and social venues. Our mission is simple: create experiences where learning feels social, inspiring, and genuinely enjoyable. Because education shouldn’t stop after graduation. ## 👥 Who Should Attend? • Young professionals • Entrepreneurs & creatives • Healthcare professionals & students • Curious minds & lifelong learners • Anyone looking to meet inspiring people and experience something different ## ✨ Why Attend? ✔ Expand your perspective ✔ Meet new people in a relaxed social setting ✔ Hear fascinating real-world experiences ✔ Enjoy an elevated alternative to traditional networking events 🎟️ Limited tickets available. Early registration is strongly recommended. ## About Dr. Bobby Yanagawa Dr. Bobby Yanagawa is the Division Head, Division of Cardiac Surgery, St. Michael's Hospital and Program Director, Division of Cardiac Surgery, University of Toronto. He holds the SURE General Contractors Inc. Professorship in Infective Endocarditis. Dr. Yanagawa completed residency training at the University of Toronto and INOVA Fairfax Hospital (Fairfax, VA) and an advanced valvular fellowship at Mount Sinai Hospital (New York, NY). His research training includes a PhD at the University of British Columbia and post-doctoral fellowships at the University of Wales College of Medicine (Cardiff, UK) and National Cardiovascular Center (Osaka, Japan). His clinical and academic focus is surgical revascularization and surgery for infective endocarditis. He is the Director of the Canadian Society of Cardiac Surgeons Equity, Diversity and Inclusion Taskforce. His research interests include clinical outcome studies of ischemic and valvular heart disease. He has published over 100 peer-reviewed articles, 40 reviews and 15 book chapters. He is on the editorial board of the Journal of Thoracic and Cardiovascular Surgery, Canadian Journal of Cardiology, Guest Editor - Current Opinions of Cardiology and Feature Editor, Annals of Thoracic Surgery. ### **Agenda** 6:00 p.m. - Arrival. Doors open as soon as 5 p.m. Come in, grab a drink, some food, and settle in. If you’d like to sit closer with your friends, we advise coming in early. 7:05 p.m.- Introduction, lecture begins, followed by Q&A 8:15 p.m. -One-on-one with the lecturer, socializing. You can order another round of drinks. 8:30 p.m. -Wrap up

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

This is an in-person meeting. At this meeting you will get answers to depression and anxiety. Find out the source of them and how to get rid of them. Did you know that unwanted emotions like anxiety, depression, unhappiness, loneliness, hopelessness, anger, fear, or feelings of irritation don’t just fall on you for no reason. They are not random occurrences that simply happen to people's minds. They are definitely not due to a chemical imbalance in your brain from some nebulous chemical reaction "by chance". Your negative emotions are the symptoms of the painful experiences that you have which are not healed, and which are still affecting you. The effects of these painful experiences are exacerbated by the pressures or difficulties of the other problems in your life. Come to our Meetup, where we can introduce you to some of the knowledge, tools and techniques of the breakthroughs in the field of the mind that we can apply to this ever important area of life. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This group is created by the Hubbard Dianetics Foundation of Central Ohio and Church of Scientology of Central Ohio.

**Let’s have lunch and have some extra fun! Bring your favorite game! 🥳**

Join us for the first gathering of The Pause Collective — a supportive meetup for neurodivergent women navigating perimenopause, menopause, burnout, overwhelm, and life transitions. This will be a relaxed, low-pressure coffee shop meetup focused on connection and conversation. No need to prepare anything. No pressure to share. Come as you are. We’ll spend time getting to know each other, talking about what brought us here, and exploring what kind of community we’d like to create together. This space is neurodivergent-affirming, self-diagnosis-friendly, and supportive of different communication styles and energy levels.

**❤️‍🔥 Richmond Online Speed Dating on Zoom** Online speed dating for Richmond locals — personality matched, hosted live on Zoom. **Choose your age range to sign up:** - **Ages 18-32** → [REGISTER HERE](https://tempodating.com/product?productId=537.0&productType=onlineSpeedDating&city=Richmond&groupurlname=build-real-connections-at-day-trips&ar=18-32&face_v=9.0) - **Ages 30-46** → [REGISTER HERE](https://tempodating.com/product?productId=537.0&productType=onlineSpeedDating&city=Richmond&groupurlname=build-real-connections-at-day-trips&ar=30-46&face_v=9.0) - **Ages 40-58** → [REGISTER HERE](https://tempodating.com/product?productId=537.0&productType=onlineSpeedDating&city=Richmond&groupurlname=build-real-connections-at-day-trips&ar=40-58&face_v=9.0) - **Ages 55+** → [REGISTER HERE](https://tempodating.com/product?productId=537.0&productType=onlineSpeedDating&city=Richmond&groupurlname=build-real-connections-at-day-trips&ar=55+&face_v=9.0) **⚠️ Your RSVP doesn't confirm a place.** Click your age group below, register, and take the personality quiz. Spots are limited. --- **How It Works** 1. **Register** – Pick your age group above and sign up. 2. **Take the quiz** – Short personality quiz so we can match you well. 3. **Join on Zoom** – Your host will guide you through every round. 4. **Get matches** – Mutual matches sent after the event. --- ✨ Speed dating from home — easy, matched, and fun. 💕 ✨