Investing for Retirement

We are a monthly meetup where we get together and discuss Stoic Philosophy and it's practical application to life. All are welcome, including those new to Stoicism and everyday practitioners. Out meetups are casual and we typically discuss a new Stoic quote each month. The meetup is held at one of our member's home in Toronto for a few hours each month. A little about Stoicsm, simply put, Stoicism was designed to help people live their best possible lives. It’s a philosophy of life that maximizes positive emotions, reduces negative emotions and helps individuals to hone their virtues of character. At any moment, in any situation, and at any stage of life, Stoicism provides a framework for living well. It reminds people of what is truly important, providing practical strategies to get more of what is valuable. Stoicism was deliberately created to be understandable, actionable and useful. Practicing Stoicism doesn’t require learning an entirely new philosophical lexicon or meditating for hours a day. Instead, it offers an immediate, useful and practical way to find tranquility and improve one’s strengths of character.

This group is for badminton enthusiasts who are passionate about exploring the connections between metabolism, energy, and exercise. We are welcome beginner plus, intermediate and advance level players looking to improve your skill or a seasoned player seeking to optimize your performance on the court, this group is for you! Join us for friendly games. This badminton session is a weekly event and it is followed with dinner together but it is optional. Since we have 3 courts and allowed the maximum of 24 players so that everyone signs up for this event will be placed on waiting list FIRST then will be moved to the joining list. Court fee: It will be informed at the comment section by 4pm. Cost per person is $162 divided by the number of players attended. My email address will be provided at that time for etransfer.

This group is to discuss and practice our French . Everu

Join us for a fun day of speed dating downtown Toronto right on the Harbourfront! We have events for ages 35-45 and 45-55. See you there! **Tickets here:** https://www.eventbrite.com/cc/toronto-downtown-speed-dating-events-4800164

Hello everyone, I'd like to invite you out to our **Dinner with Friends Gratitude Party!** -Reserved seating, friendly people, good conversation and great food awaits! So please plan to join us if you can :) \*Joined by my other groups too; so we can anticipate a fantastic evening **Time: 6:30 p.m. -9:30 p.m.** **Location:** La Carnita - Good Fortune Bar (Main Floor) **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 Event Details Bellow: Sincerely, Steve Flemming (Organizer/Host) Event Details: **Dinner with Friends Gratitude Party! (Dinner, Cocktails and Conversations) (February 15th)** -The great thing about this dinner party is you're free to move around to different tables and meet the other members too throughout the evening **Dinner Party Topics** may include but not limited too: Travel, Culture, Spirituality, Relationships, Modern Dating, Work/Life balance, Art, Technology, Economy, Music, Movies, Sports, Fashion, Hobbies, Books, Psychology, Philosophy, the Future, History, Pop Culture, Theatre, etc.) **Arrival Time:** \*Join us any time between 6:30 pm and 7:15 pm (if you can) for a fun and highly interactive evening as we get to know the members over dinner and great conversations (of your choice) Event goes until roughly 9:30 pm **Event Fee:** 5 dollars (cash only please) (HST included) or in advance by e transfer to **[steveflemming11@gmail.com](http://steveflemming11@gmail.com/)** \-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminder:** \*One beverage or appetizer minimum to support the venue- this is greatly appreciated :) \-\-\-\-\-\-\-\-\-\-\-\- **Parking Available:** \*Plenty of free street parking on Eglinton and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also right beside the Yonge/Eglinton subway station :) \-\-\-\-\-\-\-\-

Hello everyone, Please join us for our a great afternoon with **IMPROV and ACTING in the PUB.** \*Joined by my other groups too; so we can anticipate a great afternoon \*\*Stick around after as well for our weekly traditional Sunday Dinner Party-no extra charge- others will be joining us to for dinner (optional) Event details below: Sincerely Steve Flemming (Organizer/Host) Event Details: **IMPROV and ACTING in the PUB (with Optional Dinner Party After)** This is a well organized event filled with Improv games, skits and of course lots of hilarious scenes that we will create. -A fun afternoon for all Improv enthusiasts and newbies of Improv! \*No experience required; just an open mind and a desire to meet some wonderful people, laugh and have fun! \*Joined by my other groups too so we can anticipate a fabulous turn out \-\-\-\-\-\-\-\-\- **Event Fee:** 10 dollars (Cash only) (HST is included) or e transfer in advance to [[steveflemming11@gmail.com](http://steveflemming11@gmail.com)] \*Includes Dinner Party after at no extra charge :) \-\-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminders:** **Date:** **Sunday, February 25th** **Arrival Time:** Arrive between 4:00 pm and 4:30 pm **Where to Meet us?** **Location: La Carnita - Good Fortune Bar (Main Floor)** **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 \-\-\-\-\- **Parking Available:** \***Plenty of free street parking on Eglinton** and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also just a three minute walk east from the Yonge/Eglinton subway station

🌴 Let's warm up and catch up over a tropical lunch! Start with Caribbean Bistro or ONO Poke Bar (or both, if you're feeling adventurous :) and finish with CoCo Fresh Tea & Juice! 🧋 [Caribbean Bistro](https://ynecaribbeanbistro.com/) [ONO Poke Bar](https://share.google/dtdNzFSGlmbNOBsYC) [CoCo Fresh Tea & Juice](https://www.cocofreshtea.ca/) Please **arrive** **on** **time** so we can order and eat together! If there's not enough seating, we'll get take-out and go to the mall nearby. I'll check the app for the first 10 minutes. After that, I'll be busy enjoying the food and company.🍍 Please **confirm** **your** **attendance** by noon on Friday, February 13. Waitlisters, keep your notifications on in case you're moved to attending! Repeat no-shows and late-cancellers (i.e., cancel less than 24 hours before) won't be able to attend this or my future events. 🌺 Finally, please monitor this page for **updates** - which will be in the comments section. 🥥

Let’s enjoy brunch again at the Pickle Barrel. Not into brekkie then grab a burger, your fave pasta and salad or wings and FF. The menu boasts over 300 items made from scratch. Parking is worry-free since it is validated by the Pickle Barrel on the weekends when you arrive. Want to save on gas then the TTC subway is just a hop, skip and a jump, literally, from the Yonge Eglinton Centre. The Parking lot entrance is on Orchard Park Blvd. 1 block north/west of Eglinton Avenue.

Hello everyone, I'd like to invite you out to our **Dinner with Friends Gratitude Party!** -Reserved seating, friendly people, good conversation and great food awaits! So please plan to join us if you can :) \*Joined by my other groups too; so we can anticipate a fantastic evening **Time: 6:30 p.m. -9:30 p.m.** **Location:** La Carnita - Good Fortune Bar (Main Floor) **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 Event Details Bellow: Sincerely, Steve Flemming (Organizer/Host) Event Details: **Dinner with Friends Gratitude Party! (Dinner, Cocktails and Conversations) (February 15th)** -The great thing about this dinner party is you're free to move around to different tables and meet the other members too throughout the evening **Dinner Party Topics** may include but not limited too: Travel, Culture, Spirituality, Relationships, Modern Dating, Work/Life balance, Art, Technology, Economy, Music, Movies, Sports, Fashion, Hobbies, Books, Psychology, Philosophy, the Future, History, Pop Culture, Theatre, etc.) **Arrival Time:** \*Join us any time between 6:30 pm and 7:15 pm (if you can) for a fun and highly interactive evening as we get to know the members over dinner and great conversations (of your choice) Event goes until roughly 9:30 pm **Event Fee:** 5 dollars (cash only please) (HST included) or in advance by e transfer to **[steveflemming11@gmail.com](http://steveflemming11@gmail.com/)** \-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminder:** \*One beverage or appetizer minimum to support the venue- this is greatly appreciated :) \-\-\-\-\-\-\-\-\-\-\-\- **Parking Available:** \*Plenty of free street parking on Eglinton and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also right beside the Yonge/Eglinton subway station :) \-\-\-\-\-\-\-\-

Hello everyone, I'd like to invite you out to our **Dinner with Friends Gratitude Party!** -Reserved seating, friendly people, good conversation and great food awaits! So please plan to join us if you can :) \*Joined by my other groups too; so we can anticipate a fantastic evening **Time: 6:30 p.m. -9:30 p.m.** **Location:** La Carnita - Good Fortune Bar (Main Floor) **Address:** 130 Eglinton Ave. Toronto, ON M4P 2X9 Event Details Bellow: Sincerely, Steve Flemming (Organizer/Host) Event Details: **Dinner with Friends Gratitude Party! (Dinner, Cocktails and Conversations) (February 15th)** -The great thing about this dinner party is you're free to move around to different tables and meet the other members too throughout the evening **Dinner Party Topics** may include but not limited too: Travel, Culture, Spirituality, Relationships, Modern Dating, Work/Life balance, Art, Technology, Economy, Music, Movies, Sports, Fashion, Hobbies, Books, Psychology, Philosophy, the Future, History, Pop Culture, Theatre, etc.) **Arrival Time:** \*Join us any time between 6:30 pm and 7:15 pm (if you can) for a fun and highly interactive evening as we get to know the members over dinner and great conversations (of your choice) Event goes until roughly 9:30 pm **Event Fee:** 5 dollars (cash only please) (HST included) or in advance by e transfer to **[steveflemming11@gmail.com](http://steveflemming11@gmail.com/)** \-\-\-\-\-\-\-\-\-\-\-\- **Friendly Reminder:** \*One beverage or appetizer minimum to support the venue- this is greatly appreciated :) \-\-\-\-\-\-\-\-\-\-\-\- **Parking Available:** \*Plenty of free street parking on Eglinton and (Residential area south/east of venue for free) **Close to Subway Station:** \*Also right beside the Yonge/Eglinton subway station :) \-\-\-\-\-\-\-\-

⚠️ **IMPORTANT: You must sign up and buy a ticket here to attend:** [https://groupvibe.com/](https://groupvibe.com/) **Join the Toronto City Brunch Club and make new friends!** Each meetup brings together 4–6 people for casual conversations over brunch. We use the Groupvibe platform to facilitate the meetup and ensure everyone’s a good fit. 👉 **To attend, you’ll need to complete registration via this link:** [https://groupvibe.com/](https://groupvibe.com/) We’ll share the exact location of the upcoming meetup the night before only if you have bought a ticket or membership plan. **Why this works:** \* Smaller groups make real conversations easier. \* Discover new restaurants in your city, together. \* Curated lunch venues with good food and vibe. \* If you hit it off with your group, there’s plenty of time to hang out afterwards. **Note:** RSVPs on Meetup don’t reflect total attendance. Many attendees register directly via our website. The event on [Meetup.com](http://meetup.com/) is only a placeholder. This meetup is organized by Groupvibe, a small team passionate about helping people form meaningful friendships offline.

Cost: $16 per person (includes feather birdies). Plastic birdies are available upon request. Payment: Cash is preferred and should be made before playing. E-Transfer (EMT) or debit card payments are accepted (plus applicable taxes). Time: Sundays, 9:00 AM – 12:00 PM Location: 1370 Birchmount Rd, Unit #6 (Closest intersection: Birchmount Rd & Lawrence Ave) Requirements: Racquets: Bring your own racquet. Rentals are available at the club if needed. Shoes: Please bring indoor gym shoes and change into them at the club before entering the courts. Winter Reminder: Ensure you change into court shoes before stepping onto the courts during the winter months. Rules and Guidelines: No outside food is allowed. This meetup is open to players of all skill levels (beginner to advanced). The primary purpose is to play friendly doubles games. This event is not intended for singles matches or formal training sessions. Attendance is capped based on court availability. Waitlisted participants may be moved to the confirmed list as space allows, with priority given to regular attendees and those with reliable RSVP history. No Drop-ins: Only individuals on the confirmed “Going” list are allowed to attend. Unregistered participants will be asked to leave. Cancellation Policy: Please cancel at least 48 hours in advance if you cannot attend. Failure to do so will result in being marked as a no-show. Repeated no-shows may lead to removal from future “Going” lists.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

**No Money, No Credit Creative Acquisitions Training – Free for First 20 to Register\*** Join us for another great Real Estate Training **in-person in Lisle, IL or online** **Saturday, February 21st, from 10 AM to 4 PM**, with one of the TOP Creative Acquisition Experts in the country, Chris Albin. **The first 20 people to email me their first name, last name, cell number, and email address can attend this $50 workshop as my guest for FREE\*.** Learn how you can buy properties without using your own money or without having your credit checked. Chris will explain acquisition strategies that include equity sharing, options, contracts for deed, seller financing, mortgages, and more. Using case studies, Chris will show you how to understand step-by-step techniques for buying and controlling properties without having to qualify for bank financing. Chris will also train you to utilize financial and social resources and time, imagination, networking, and non-traditional assets to acquire properties successfully. You will leave this class knowing which investments would be best funded through retirement accounts, cash accounts, stock accounts, life insurance plans, margin accounts, and others. Chris is also an expert in probate investing strategies. **To complete your registration, email your first name, last name, cell number, and email address to [RandyPertler@gmail.com.](http://RandyPertler@gmail.com./)** Also indicate if you would like to attend in-person in Lisle, IL or online. You will then be emailed the event address or online link. Feel free to contact me if you have any questions. Randy Pertler Cell 815-557-4458 [www.YouTube.com/RandyPertler](http://www.youtube.com/RandyPertler) \*Renatus Students and ICMs are not eligible for this free offer

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

We are a real world Martial arts group. \ Called DO JUNG ISHU (the art of fighting) \ Based off of Jeet kune do we just continued where Bruce Lee left off. \ We have been around a while. \ We are donation based. Every week we get together and work technical skills and live pressure testing. \ Almost all of the instructors have been in everything from altercations in the real world to the ring and some still compete in the cage. \ If you want to take your skills up, improve your confidence, gain self defense skills, get in better shape, test yourself or just want to kill some time and possibly get hit a bit come on down. \ We will be located at 3923 N High St, Columbus, OH 43214 inside the whetstone rec center in the auditorium, upstairs in classroom B or outside in the grass between the playground and horseshoe area. our instructors are normally in a black and red art of fighting shirt \ if you can not find us call or text me at 6143570295 Saturday 1pm Wednesday 5:30pm From Age 16 and up. attendees under the age of 18 must have a guardian with them. \ \ You must have a free leisure card for the rec center and must be registered for our class specifically .\ Wear workout clothing \ Bring a MOUTHPIECE! \ WE HAVE GLOVES. \ Hope to see you soon :-).\ We are run off of donations. \ let me know if you have any questions :)

Meet at Wolfe Park parking lot by tennis courts. We willl walk along Alum Creek trail, through Jeffrey Mansion Park then along Bexley neighborhood and back. Optional lunch at Trolley District.