Virtual Currency

Network every first Friday of the month with professionals from diverse disciplines, industries and cultures. We share wine, food and our experiences. In April we will discuss **how to find a job in times of AI,** where **Mohnish Jadwani** will share his experience. Mohnish currently works as a freelance Senior Software Developer with 10+ years of experience specialising in Ruby on Rails Development. He enjoys coaching, facilitation, connecting with people from different cultures and being in nature. You can connect with him on LinkedIn: https://www.linkedin.com/in/mohnish-g-jadwani-9a924619?utm_source=share_via&utm_content=profile&utm_medium=member_ios **Agenda:** **Boarding Time: 18:00-18:30** **Intro-Round: 18:30-19:30** **Pause** **20:00-20:45** **Getting the Interview** **Pause** **21:00-21:45** **Getting the Job** **Pause** **21:45-22:00** **Final-Round** **Finish the wine and network** **Update:** **1. Getting the Interview + Q&A (why’s & how’s, how to leverage AI & authentically stand out as part of different interview rounds)** **2. Final-Round (Q&A & How to stay connected to check in on progress)** * **The event is free of charge. Please bring** **instead a bottle of 🍷 snacks 🥟a slide** **Fotos 📸 and Videos 🎦 are taken during the event for further distribution on social media. If you don‘t want to appear, we ask you to tell us in advance at the event and sit at the back/right**

**⭐ DOORS OPEN AT 19:30. PLEASE ARRIVE BEFORE 8PM! ⭐** The Creative Code Stammtisch is a casual show-and-tell for artists, makers, designers, coders, performers, learners and anyone interested in the use of computing skills for artistic expression. The event is free and open to all, regardless of age, origin, gender or experience. Beginners and first-timers should feel especially welcome! You don't have to be a coder yourself 😃 HOW TO FIND US? Find Prachtsaal Studio by crossing the courtyard next to Cafe Augusta on Jonasstr. 22, 12053 Berlin. WHAT SHOULD I EXPECT? We start with quick introductions, then open the floor to anyone who wants to present something. There are usually around six 10-minute slots available, plus time for questions from the audience. First-timers are encouraged to share their work. Topics range from net art to computational design and interactive installations all the way to wearable electronics or generative poetry. If you’re wondering whether your own project might fit, take a look at the [Stammtisch archive](https://creativecodeberlin.github.io/Stammtisch/) to see what others have shared in the past. This event is *not* just for coders! New-media artists and anyone working with technology in their art are very welcome to share. If you enjoy art and/or technology, you’ll likely have a great time, and maybe even learn something new! BEGINNERS WELCOME! If you’re new to creative coding, you can find beginner-friendly resources at [creativecode.berlin/learn](https://creativecode.berlin/learn). THIS IS YOUR SPACE We do our best to create a welcoming environment for all people regardless of race, ethnicity, color, religion, gender identity, sexual orientation, national origin, age, disability, or genetics. People from group generally underrepresented in open-source, art, and technology fields are warmly encouraged to come by. And if you know someone who might enjoy this meetup but isn’t sure it’s for them, let them know they’ll be welcome! SAFE SPACE POLICY We support the Berlin Code of Conduct: [berlincodeofconduct.org](http://berlincodeofconduct.org/) Please read and make sure you agree with its content. ACCESSIBILITY Prachtsaal Studio is located on an easy to access ground floor. We're very sorry to say that the bathrooms are not wheelchair accessible yet. DO I NEED TO SPEAK GERMAN? We speak mostly English so international guests are more than welcome! Our team also speaks French, Italian, Spanish, Dutch, Finnish and German... though language availability may vary depending on which organizers are present :) CONTACT Raphaël de Courville team@creativecode.berlin +49 (0) 176 70070572 or get in touch via [creativecode.berlin](https://creativecode.berlin/) *** The featured artwork of the month is by @ojelibalon. We'd love to feature your work on the cover for the next Stammtisch! Please send an image at team@creativecode.berlin

Unser Verein berlinCreators e.V. trifft sich jeden Freitag ab 18 Uhr im Makerspace. Wir haben Gruppen rund um Elektronik, 3D-Druck, Nähen, Programmieren, Retro Computer. Egal ob Anfänger oder Profi – hier seid Ihr Willkommen. Ihr könnt mit anderen fachsimpeln, Euch inspirieren lassen oder auch mit unserer Hilfe Eure ersten Projekte starten. Wenn Ihr Euch bei uns wohlfühlt und Mitglieder bei den berlinCreators werden möchtest, freuen wir uns. Kommt vorbei, lernt den Space, uns und die Möglichkeiten kennen.

***L’Art de Vivre* — A French-inspired invitation to conversation, curiosity, and shared moments.** ​What if we take a few ideas from French culture as an invitation to slow down, converse, play, and experience language differently? This evening is designed like a French café, where conversation matters, disagreement is welcome, curiosity leads, and time is taken to enjoy simple moments together. But beyond the atmosphere, this is also your chance to experience real-life French. **​English is welcome**, **French is encouraged, and mixing the two is part of the fun.** You don’t need to speak French to join. **What To Expect:** * 🥞 Delicious crêpes * 🎲 Playful quiz and surprising facts about France & the French people * 💬 Guided small-group conversations where perspectives meet, shift, and evolve * 🗣 Light moments to try simple French in a relaxed, supportive way * 🌍 A bilingual space where you can switch languages, or just enjoy the atmosphere **Who it’s for:** * French speakers who want to share their language and connect * Curious non-French speakers who want to listen, try, or learn * Anyone who enjoys thoughtful, social, and slightly different gatherings **Why join:** Because language is not only learned... it’s lived. Instead of memorizing rules, you’ll get a first contact with French in a real, human setting through interaction, play, and shared moments. **A little extra:** During the evening, I’ll also share how you can go further if you’d like to build real speaking confidence step by step and learn/improve French. I’m an experienced French teacher, artist and facilitator, and I’ve developed a way of learning that combines structure, interaction, and real-life expression. **Come as you are. No pressure. No expectations. Curiosity matters more than fluency!**

Today we are working in a beautiful location at Alexanderplatz with desks, power sockets, free WiFi, available food/drinks and air conditioning. We will be working on the second floor of the building with a beautiful view of the Fernsehturm. NOTE: We don't share the venue location publicly. Find out where it is by joining our Telegram chat group: **[https://spam-destroyer.com/check/jelly](https://spam-destroyer.com/check/jelly)** 😴 Tired of working by yourself? 🌡️ Too hot or too cold to work at home? 🍫 Contents of your fridge or the laundry distracting you? 💻 Come join other freelancers and remote workers for coworking! ☕️ There are no membership requirements, free WiFi, some power sockets, a large desk, some affordable coffee, toasted sandwiches and drinks! ⏰ We'll be there from the start time, but feel free to stop by any time. • WHAT TO BRING • Whatever you need to work on your own project / tasks :) • QUESTIONS? • Join our Telegram chat group to ask any questions: [https://spam-destroyer.com/check/jelly](https://spam-destroyer.com/check/jelly) • MORE EVENTS? • To have more events, we need more organisers. If you would like to help out, please get in touch [😀](https://emojipedia.org/grinning-face/)

Salut à tous et à toutes ! **Les objectifs des rencontres "Speak French" sont :** \- parler français \!\, \- rencontrer de nouvelles personnes\. **Le principe :** \- conversation libre sur des sujets d'actualités\, culturels\, la vie de tous les jours\,… \- je vous corrige de temps en temps\, sans interrompre la conversation\. \- la conversation est fluide\. Chacun\.e intervient quand il / elle le veut\. \- groupe de 5 personnes maximum \(\+ moi\)\. ☝️ATTENTION !! **Vous devez avoir au moins un niveau B2 pour participer, c'est à dire être capable d'avoir une conversation assez fluide.** Si vous faites des erreurs peu importe, l'important c'est que vous ayez suffisamment de vocabulaire pour **être capable d'exprimer vos idées sans hésiter**. À bientôt ! Clémence 🕊 **[parlezvsfr.com](https://parlezvsfr.com/)**

Das alte T-Shirt mit einem Statement-Print wiederbeleben, eine verlorene Spielfigur nachdrucken oder einen Stempel designen: MeetUp im Humboldt Forum! In diesem dreistündigen Workshop sind alle Interessierten mit und ohne Vorkenntnisse dazu eingeladen, verschiedene Maker Space Technologien kennenzulernen. Wir erklären an unterschiedlichen Terminen (s.u.), wie sich mit Laser Cutter, 3D-Drucker, Schneidplotter, Näh- oder Stickmaschine nützliche Dinge für den Alltag herstellen lassen. Inspiriert von den aktuellen Ausstellungen und Themen des Hauses, können am Laptop mit der Software Inkscape oder Tinkercad eigene Grafiken und Objekte entworfen und gestaltet werden. Wer sich geschickt anstellt, kann am Ende ein fertiges Produkt mit nach Hause nehmen. Die Personenzahl ist begrenzt. Bitte buchen Sie am Veranstaltungstag an der Tageskasse im Foyer pro Person ein kostenfreies Teilnahmeticket! Der Workshop ist nicht für Kinder und Jugendliche unter 16 Jahren geeignet. **Die nächsten Termine und Themen** * 3\. und 10\. Januar 2026 Kleine Aufnäher & Patches mit der Stickmaschine * 31\. Januar und 7\. Februar 2026 Textildruck mit Schneidplotter und Transferpresse – Bitte T\-Shirt oder Beutel aus Baumwolle mitbringen\! * 28\. Februar und 7\. März 2026 Schmuckstücke und Anhänger aus dem 3D\-Drucker * 28\. März und 4\. April 2026 Stempel & Schablonen aus dem Laser Cutter **Weitere Informationen:** Kostenfrei. **Bitte buchen Sie Ihr Ticket direkt am Veranstaltungstag an der Tageskasse im Foyer. Die Ticketbuchung im Voraus und im Webshop ist nicht möglich.** Dauer: 180 min. Ab 16 Jahre. Sprache: Deutsch, Englisch. Rollstuhlgerecht. Ort: Werkräume, 1. OG. Maximal 15 Personen.

Salut à tous et à toutes ! **Les objectifs des rencontres "Speak French" sont :** \- parler français \!\, \- rencontrer de nouvelles personnes\. **Le principe :** \- conversation libre sur des sujets d'actualités\, culturels\, la vie de tous les jours\,… \- je vous corrige de temps en temps\, sans interrompre la conversation\. \- la conversation est fluide\. Chacun\.e intervient quand il / elle le veut\. \- groupe de 5 personnes maximum \(\+ moi\)\. ☝️ATTENTION !! **Vous devez avoir au moins un niveau B2 pour participer, c'est à dire être capable d'avoir une conversation assez fluide.** Si vous faites des erreurs peu importe, l'important c'est que vous ayez suffisamment de vocabulaire pour **être capable d'exprimer vos idées sans hésiter**. À bientôt ! Clémence 🕊 **[parlezvsfr.com](https://parlezvsfr.com/)**

**Love: Past, Present, and Future – From Biology to the Heart** Love is one of the most intimate and transformative experiences of being alive. It can bring joy or heartbreak, clarity or confusion, fleeting moments or lifelong bonds. While deeply personal, love is also universal—woven into our biology, reflected in human culture, mirrored in the animal kingdom, and explored through spiritual and moral traditions. At its core, love is biological. Our brains are wired for connection: dopamine sparks desire, oxytocin fosters attachment. These chemical signals guide attraction, bonding, and social cohesion. Yet love is far more than biology. Across spiritual traditions, love is celebrated as sacred and transformative, guiding behavior, inspiring compassion, and creating meaning beyond the self. Devotion, care, and empathy show how love can connect individuals, communities, and the wider world. Love is not unique to humans. Animals form bonds, care for their young, and display loyalty and attachment. From swans that mate for life to nurturing communities of elephants and dolphins, the natural world reminds us that connection is both instinctive and profound. In modern times, love is evolving. Romantic partnerships, friendships, and self-love are increasingly shaped by digital technology, social change, and global mobility. Love today can cross continents in an instant, flourish in virtual spaces, or challenge traditional norms—emphasizing choice, equality, emotional fulfillment, and authenticity. Looking ahead, love may take forms we can barely imagine. Artificial intelligence, virtual reality, and bioengineering could reshape intimacy, attachment, and connection. Future relationships might include AI companions, hybrid human-digital bonds, or entirely new ways of caring for others—prompting us to rethink what it means to love. This session will explore love as a phenomenon that spans biology, psychology, society, spirituality, the animal kingdom, and emerging futures. We will reflect on how love is felt, expressed, and understood—personally and collectively—and how it shapes identity, behavior, and meaning in life. **We will focus on:** * Cultural, historical, and spiritual perspectives on love * The biology of attraction, bonding, and attachment * Psychology: intimacy, emotional bonds, and human connection * Lessons from the animal kingdom: care, loyalty, and partnership * Modern love: technology, social change, and evolving norms * The future of love: AI, virtual relationships, and new possibilities * Personal dimensions: vulnerability, growth, heartbreak, and self-love * Expanding who can love freely and how we practice love today Join us for an intimate and reflective conversation on love—in all its forms, from brain chemistry to spiritual and moral traditions, from animal bonds to digital possibilities. Together, we’ll explore how love shapes life today and what it might become tomorrow. 📅 **Event Details** 🗓️ **Date:** Saturday, 04 April 2026 ⏰ **Time:** 14:00 📍 **Location:** Hardenbergstraße 10, 10623 Berlin 📱 **WhatsApp:** For prep materials and directions [Group Chat](https://chat.whatsapp.com/Ba8ZAaH2Yuk6FGmD3LLO7H)

# **Das Treffen ist offen für w/m/d Personen.** Die Selbsthilfegruppe Berlin Prenzlauer Berg findet diesmal ausnahmsweise am Sonntag von 16:00 bis 18:00 statt. Zum Thema: **„Ja“ zu mir selbst – Die Kunst, freundlich „Nein“ zu sagen** Fällt es dir manchmal leichter, anderen einen Gefallen zu tun, als auf deine eigenen Grenzen zu achten? Oft sagen wir „Ja“, um niemanden zu enttäuschen – und zahlen am Ende mit unserer eigenen Energie. In unseren zwei Stunden wollen wir gemeinsam herausfinden, warum uns ein „Nein“ oft so schwerfällt und wie wir es lernen können, ohne schlechtes Gewissen Grenzen zu setzen. Wir arbeiten lösungsorientiert, wertschätzend und mit einer Prise Leichtigkeit. Du gehst nicht nur mit neuem Wissen, sondern mit konkreten „Micro-Skills“ für deinen Alltag nach Hause.

Welcome to **Electric Social** \- Berlin’s electrifying arcade bar where nostalgia meets nightlife\! Think neon lights\, beers\, retro games\, and the unbeatable Sip Happens vibe you know and love\. Join us for a night of laughter, friendly competition, and laid-back fun as we take over one of Berlin’s coolest new spots. Whether you’re a Mario Kart master, a pinball wizard, or just here for the vibes, there’s something for everyone. 🎮 **What to expect:** ✨ A full bar with great drinks and booths to hang out in 🕹️ Classic arcade & video games to battle your new friends 🥂 The friendliest crowd in Berlin (that’s you lot!) 💬 Chill areas to chat, connect and hang out between rounds This isn’t your average night out — it’s a chance to play, laugh, and meet new people in a place built for fun. So grab your tokens, bring your A-game, and get ready for another unforgettable Sip Happens night! 📍 **Electric Social, Berlin** 🗓️ **Doors open at 20:00** 🎟️ RSVP now to secure your spot – it’s going to be *next-level fun!*

Join us for chill **outdoor** beach volley at **Funkhaus Beach**! 🏐 🏐 🏐 ☀️ This event is for everyone who enjoys chill games and is not a *complete* beginner (A1.5+). We play 3v3 (or 4v4) with beach rules. There are no trainers at this event. Register via [the simultaneous event](https://www.meetup.com/berlin-volley/events/) for higher-level 2v2 matches (F1+). After playing, you can join us for socials with drinks and snacks at the bar area. We often play a social deduction game, which you're also welcome to join. We play in domes that are heated up to at least 15C. It's recommended that you come 10 minutes early so you have time to change and find the fields. If it is your first time, 15 minutes might be even better. You can join whatever court you like and move between courts during the event. We self-organize, so once you finish a game, you can start a rematch, mix with another court, or take a break as you see fit. Upon arrival, join the warmup happening on one of the courts. Join our WhatsApp community via [https://volley.berlin/WhatsApp](https://volley.berlin/WhatsApp) ([QR code](https://secure.meetupstatic.com/photos/event/b/f/d/5/highres_532249109.webp)) Follow us on Insta at [https://www.instagram.com/berlinvolleyball](https://www.instagram.com/berlinvolleyball) **Rules**: Do not join if you have an infectious disease. For everyone's safety, we do not allow kicking the ball during games with beginners. Be respectful of your fellow players. **Venue**: We play at [Funkhaus](https://sporthaus-berlin.net/), **outside** ☀️. Changing rooms are available in the nearby Paddle hall. **Payment**: You pay in advance via Meetup. Payment via PayPal or Urban Sports Club is not possible. **Refunds**: The venue does not provide refunds. Thus, we cannot refund you either, even if the event is canceled due to bad weather. If you know you can't make it in advance, you can try selling your spot to someone else via WhatsApp or the comment section. In the rare cases that we cancel an event due to poor attendance, everyone gets a full refund. Pictures might be taken and shared publicly, such as on Meetup or Instagram. You can opt out by letting the organizer know you do not wish to be photographed. By RSVP'ing to this event, you acknowledge and agree to the following: Participation in this volleyball event is at your own risk. The organizer is not responsible for any injury, loss, or damage sustained during the event, whether caused by negligence or otherwise. You are aware of the inherent risks involved in beach volleyball and voluntarily assume these risks. You agree to hold the organizer harmless from any claims, liabilities, or expenses arising from your participation, including any medical costs. Share anonymous feedback with the organizer via [https://www.admonymous.co/entropy](https://www.admonymous.co/entropy)

## **Columbus Bitcoin Meetup – Event** Join us for another great evening dedicated to Bitcoin, learning, and community. We will be gathering in the private room at Olentangy Brewery for an evening of conversation, education, and fellowship with fellow Bitcoiners. This special event will feature three guest speakers sharing insights from across the Bitcoin ecosystem. ### **Guest Speakers** **Lindsay Faust** Relationship Manager at River **Andrew Tilmann** CEO of the Midwest Bitcoin Summit **Carlos Estrada** Founder of Coin Vigilante In addition to speaking during the event, Andrew Tilmann will also be available for a meet and greet. This will be a great opportunity to ask questions about the upcoming Midwest Bitcoin Summit, taking place September 23 and 24 at the Columbus Convention Center. ### **Midwest Bitcoin Summit Discount** Early Bird pricing ends **April 1st**, but you can still save **21%** by using the promo code: **COLUMBUS** Use the link below to apply the discount: [https://tickets.midwestbtc.com/affiliate/columbusbitcoinmeetup/event/midwest-bitcoin-summit-2026/?promoCodeTask=apply&promoCodeInput=columbus](https://tickets.midwestbtc.com/affiliate/columbusbitcoinmeetup/event/midwest-bitcoin-summit-2026/?promoCodeTask=apply&promoCodeInput=columbus) ### **Event Details** This will be a three hour event, with speakers beginning just before 7:00 PM. There will be plenty of time afterward for networking, meeting new friends, and continuing the conversation. Food will be provided. We look forward to seeing you there! ***

Are you passionate about supporting other men on their mental health journey? We’re building a movement of virtual and in-person men’s groups across Ohio — and we’re looking for group leaders who want to make a real difference with us. As a group leader, you’ll create a safe space where men can connect, reflect, and grow together. Training and support are provided — you just need heart, presence, and a willingness to lead. **Apply now to lead a group in your area:** 👉 https://form.jotform.com/taketimespeakyourmind/sym-group-leader-application Speak Your Mind is a mental health non profit dedicated to bringing our community together to end the isolation that leads to mental struggle and suicide. Learn more about them here: https://linktr.ee/taketimespeakyourmind

NFT's are here to stay folks! This is a group for like minded people interested in understanding, leveraging, using, creating for, profiting from, trading too i suppose, NFT's.. everything around them, complexity, fear and exploits, best practices and more. **PLUS** This group will talk AI ART tools, techniques, artists, video, audio, prototypes and more in the AI assisted production space- ART specifically, but we can get into any aspect of some of the cooler things happening in AI in general.

We are recruiting new group leaders for virtual men's groups! Our primary groups are outdoor movement groups, but we are launching virtual groups for the state of Ohio and beyond and the groups will move outside in the spring, creating room for men's groups, women's groups and coed groups all over the country. Read below to learn about our groups and click the links at the bottom to apply. ### **What is an Outdoor Empowerment Group?** Our Outdoor Movement & Community Empowerment Groups are simple, guided experiences designed to help people reconnect with nature, themselves, and others. We combine some form of movement (hike, walk, run, bike, yoga, workout) and meaningful conversation within a simple community circle to create a space where individuals can support each other while prioritizing mental and physical well-being. Whether you’re seeking stress relief, personal growth, or community, our groups offer everyone a unique and welcoming environment. ## **Why Join?** * **Improve Mental & Physical Well-Being** – Movement, nature, and supportive conversations reduce stress and promote balance. * **Feel Less Alone** – Build genuine connections with like-minded people in a safe, welcoming space. * **Gain Clarity & Perspective** – Step outside daily routines and into a space designed for personal growth and reflection. ## **The Ideal Group Leader** The ideal group leader * Has a born-in passion for mental health, movement, connecting with nature and building community. * Has 5 extra hours per week to dedicate to a meaningful cause for at least one year. Yes, you can leave any organization at any time and we can also ask you to leave, but we are building with legacy in mind and we need people who can commit and be ALL IN on this mission to build with us. * Is independently financially stable with the ability to volunteer with no expectation of pay. This is a deeply beautiful journey of service that all participants commit to at Speak Your Mind. * An ability to manage groups with high emotional intelligence and desire for human connection. * An ability to self-motivate and market/promote their group on Facebook and other social platforms. * Nature informed therapy or clinical therapists/psychologists a plus. ## **Our Impact**  Since launching, we have helped thousands find support, connection, and healing through our Outdoor Movement Groups. 100% of participants surveyed have reported: * A noticeable improvement in mental clarity and emotional well-being. * An increase in social connection and a sense of belonging. * Said they would return again. We believe mental health should be accessible, community-driven, and rooted in nature. Join us and take the first step toward a more connected, grounded, and supported version of yourself. ### **Why Our Groups are Donation-Based** Our Outdoor Movement Groups are made possible through a donation-based model. This approach allows us to keep our events accessible to everyone, regardless of financial circumstances, while also ensuring that we can continue expanding our reach. It’s a great way to pay it forward and support the growth of this beautiful mission! Every contribution helps us: * **Cover Essential Costs** – Donations allow us to pay essential legal, marketing, insurance, and admin costs as well as nourish the important people who run the organization. * **Grow Our Mission** – With your support, we can bring these healing experiences to thousands more people in the future and execute our long term plan to expand across the USA, affecting up to 500,000 people per year. By choosing to contribute, you’re not just leading an event—you’re helping build a mental health movement that supports long-term well-being and connection for all during a severe mental health epidemic. ## **Come Join Us!** We’d love to have you be part of this growing community of people prioritizing their mental health, movement, and connection. 🔹 **Visit Our Website to Learn More:** https://speakyourmind.men/joinusoutside 🔹 **Apply Here to Lead Your Own Group!** – https://form.jotform.com/taketimespeakyourmind/sym-group-leader-application 🔹 **Support the mission**: If you resonate with the mission and want to support, feel free to join a group before applying or donate to help us reach our goals to help more people! You can donate here: https://secure.givelively.org/donate/angels-for-angels/speak-your-mind Please text Mario with any questions: (808) 855-8831

Pay attention! We’re delaying a week for those of you who may be on Spring break and/or celebrating the holiday. Ok, no pancakes, but waffles-a-plenty. Join the local UX and Digital Design community for a casual monthly breakfast. Look for us upstairs!

Rev. Steven Clevenger is an ordained spiritualist minister with over 40 years experience as a Spiritual Healer, Clairvoyant and Spiritual Teacher, educated and trained at the White Lily Chapel. Rev. Siobhan Wolf Shaffer is an ordained spiritualist minister and certified medium and healer with over 20 years experience. She began her development in 1988 in Pennsylvania and continued when she moved to Ohio in 1998 where she studied at Rays of Lights Church with Rev. Steven Clevenger. Our full worship services consist of an inspirational lecture, healing meditation, and messages from the spirit world that serve to demonstrate evidence of eternal life. Please visit our Official Church Website (http://raysoflightchurch.com) for more information.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar