Columbus Real Estate Investors Association ColumbusREIA.com

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You spend months finding the client.
You build the trust, answer the late night texts, and walk them all the way to the closing table.
Then the loan goes to someone else... along with every dollar earned on that side of the transaction.
More and more agents are adding an MLO license to their toolkit, and it’s changing how they look at every buyer they work with. Some originate loans themselves. Others partner with an experienced loan officer and keep their focus on selling homes. Either way, the client you already worked so hard to find becomes a much bigger opportunity.
Join mortgage professional Michael Banner and Debbie Mauro of Agent Impact Network for a free live webinar breaking down what dual licensing really looks like for a working realtor.
Here’s what we’ll cover:
✅ What it takes to get your MLO license, including the education, testing, and timeline
✅ How dual licensed agents can earn on the mortgage side of a deal
✅ What’s allowed, what isn’t, and how to stay compliant with RESPA and your state’s rules
✅ How to partner with an experienced MLO so you don’t have to become a full time loan officer
✅ Whether dual licensing actually makes sense for your business
Who should attend: Realtors, brokers, team leaders, and new agents who want more income from the clients they already have, without adding hours of prospecting to their week.
Commissions are under pressure across the industry. This is one of the smartest ways to protect your income and make the most of every relationship you build.
Bring your questions. Michael will stay on for live Q&A.
📅 10/27
💻 Live on Zoom
Register here to get your Zoom link

A Free Live Zoom Webinar for Realtors
Most Realtors are competing for the exact same people.
The same ready-now buyers.
The same internet leads.
The same open-house traffic.
The same prospects every other agent in town is chasing.
What if you stopped competing in the most crowded part of the market?
Michael Banner has spent more than 40 years in the mortgage industry and has trained more than 20,000 Realtors and financial professionals. Through that experience, he has identified a segment of potential buyers that many agents routinely overlook.
These aren’t necessarily unqualified buyers.
They may be people already sitting in your database, your sphere, your past open-house lists, or old conversations who were simply labeled “not ready yet.”
In this live training, Michael will introduce a different way to look at your market and show you:

• Why so many Realtors keep competing for the same small pool of ready-now buyers
• How to recognize potential buyers other agents may be overlooking
• Why “I can’t afford to buy yet” may not mean what you think it means
• How old leads and past conversations may deserve another look
• Why this strategy can create opportunities on both the buyer and listing side
• How to position yourself differently in a crowded real estate market

This is not another training about buying more leads, running more ads, or chasing strangers.
It is about learning to see opportunities that may already be sitting right in front of you.
And that is where the competitive advantage comes in.
The fewer agents in your market who understand how to recognize and serve these overlooked buyers, the more valuable the strategy becomes.
If you are a Realtor who wants to create more conversations, uncover opportunities inside your existing business, and stop fighting everyone else for the same buyers, this is a session worth attending.
Free Live Zoom Webinar
For Realtors and licensed real estate agents.
Reserve your spot and come see the strategy for yourself.

Should a real estate investor get a real estate license?
SIGN UP HERE (please note you must sign up using this link)
WEDNESDAY 8 PM EST 7PM CST 5PM PST
Sometimes it’s a massive advantage… and sometimes it can complicate your business if you don’t know what you’re walking into.
In this training, we’ll cut through the “agents vs investors” drama and focus on one thing: what makes you more money and gives you more leverage.
You’ll learn:

• When being licensed helps investors win (better access, better data, better terms, better deal flow)
• How investors use a license to create extra profit centers (commissions, referrals, listings, buyer rep, property management pathways)
• The truth about MLS access, pocket listings, and being first to the good deals
• How licensing impacts wholesaling, double-closing, assignments, and disclosures
• What brokerages don’t tell you: fees, splits, compliance, and time requirements
• When it’s smarter to partner with an agent instead of becoming one
• A simple decision framework: licensed vs partnered vs hybrid model
• SIGN UP HERE(please note you must sign up using this link)

You’ll walk out knowing whether licensing fits your goals—and if it does, the cleanest path to do it without slowing down your investing.

SPECIAL SATURDAY WORKSHOP
11 AM EST 10 AM CST 8 AM PST
SIGN UP TODAY
Real estate investors love talking about deals, cash flow, flips, rentals, BRRRR, and private money. But none of it matters if you are not fundable.
In this workshop, we are bringing in a loan broker to break down the different types of lending products available to real estate investors and answer the real question behind each one:
Are you fundable?
This is not a hype session about “easy money.” This is a practical breakdown of how lenders look at investors, what loan products may fit different strategies, and what can stop you from getting approved.
We’ll cover funding options for new and experienced investors, including products used for rentals, flips, business-purpose loans, DSCR loans, conventional financing, hard money, private money, portfolio loans, and more.
You’ll learn what lenders are looking for, what documents and qualifications matter, how credit and income impact your options, and how to think about your funding path before you waste time chasing deals you cannot finance.
If you are serious about real estate investing, you need to know where you stand before you make offers.

## What We’ll Cover: Product-by-Product

### Conventional Investor Loans

Are you fundable based on income, credit, debt-to-income ratio, reserves, and tax returns?

### DSCR Loans

Are you fundable based on the property’s income instead of your personal income?

### Hard Money Loans

Are you fundable based on the deal, your experience, down payment, and exit strategy?

### Private Money

Are you fundable based on trust, credibility, deal structure, and your ability to explain the opportunity?

### Portfolio Loans

Are you fundable as someone building long-term rental holdings?

### Business Credit / Investor Credit Products

Are you fundable as a business owner, or are you still trying to borrow like a consumer?

## Who This Event Is For

This event is for:

• New investors trying to understand their lending options
• Rental investors looking at DSCR or portfolio loans
• Fix and flip investors who need hard money or private money
• Investors who have been told “no” and want to understand why
• Investors who want to get fundable before they start making offers
• Anyone serious about building a real estate investing business

## Who This Is Not For

• This is not for people looking for magic funding, fake credit hacks, or no-money-down fantasy talk.
• If you want the truth about what lenders actually look for, this event is for you.

SIGN UP TODAY