
What we’re about
Our newly updated So-Cal Real Estate Investors group will share the latest real estate trends and up to date statistics, distressed property deals, and creative investment opportunities around the Southern California region (Los Angeles, Orange, Riverside, and San Diego counties, especially) and nation. You'll learn ways to creatively buy and flip properties for both residential and commercial real estate properties and how to find new listings and buyers for real estate licensees.
We'll meet at the Canyon Lake Golf & Country Club, at the beautiful Shoreline Yacht Club overlooking the bay near the historic Queen Mary ship in Long Beach, and online.
Please like and follow our new page on Facebook as well: So-Cal Real Estate Investors on Facebook
Please follow my brand new OnZoom public platform to watch my instructional videos for free:
OnZoom - Rick Tobin
For more details about the real estate investing course: Learn Real Estate
Please join our new Learn Real Estate group on Facebook: Learn Real Estate
You'll learn about the following key points:
* how to find delinquent mortgage properties;
* foreclosure auction sales;
* creative ways to postpone evictions as a tenant and foreclosures if you're an owner;
* helping Realtors find new listings and buyers with creative and affordable strategies;
* refinancing or selling out of a forbearance, loan modification, property or income tax lien, or pre-foreclosure property;
* unpaid property tax deed auction sales in California;
* tax lien certificates in Arizona, Colorado, Florida, and other states;
* cash subject-to the seller's existing mortgage acquisitions;
* seller-financing (land contracts/contracts for deeds and all-inclusive trust deeds or AITDs - Seller-Financed Properties );
* boosting your FICO credit scores sooner rather than later;
* learning about new FICO credit score changes which can either help or harm your scores;
* eliminating negative debt holding you back;
* short sales which will become much more common in 2024 and beyond;
* option assignments or wholesaling;
* funding short-term and long-term rental purchases with break-even or negative cash flow;
* bridge financing with two or more properties;
* buying and refinancing with reverse mortgages that don't require monthly payments;
* how to buy and sell income streams off of real estate notes or trust deeds;
* social media marketing techniques to buy and sell your properties;
* how to purchase homes with no money down even if you're a first-time home buyer with lower FICO credit scores;
* buying homes with down payment assistance grants that can later be eliminated for 100% loan-to-value purchases;
* identifying nearby VA and FHA foreclosures;
* selling properties while reducing tax obligations by way of the 1031 tax-deferred exchange (Napkin test: "up in debt, up in equity, up in value");
* understanding how your assets can quickly double in value using the Rule of 72 techniques;
* accelerating mortgage payoffs to create free-and-clear properties by eliminating 10 to 20 years from your mortgage with biweekly payments and additional minimal principal paydowns;
* legally earning significant finder's fees without holding an active real estate or mortgage license;
* the most effective strategies to qualify for a new real estate license; and
* strategies that will help you assign for huge profits or refinance lease-options and other types of unrecorded transactions. We'll also share ways how to find the equity and/or mortgage money needed to acquire these discounted properties.
We want this group to also be a business networking group where we can all learn from each other and refer real estate deals and new clients to one another, especially for real estate licensees, wealth advisors, and attorneys.
About the new Meetup group organizer as of December 22, 2022 named Rick Tobin:
I've created entire real estate courses and college textbooks (residential and commercial real estate, legal, and mortgage topics) for some of the best-known real estate schools and educational firms in the state and nation (30+ states), including the Top 2 largest real estate educational firms in America named Colibri/McKissock (Allied Real Estate School, Real Estate Express, and Learn Mortgage are also under their corporate umbrella) and Kaplan/Pearson (best known for their high school and college textbooks - I wrote their updated Credit course in 2023); the first online California real estate school; and the oldest real estate school in California named Lumbleau.
I've bought and sold numerous properties in multiple states; assisted with the development of thousands of new housing units; and provided several hundred million dollars' worth of capital to clients across the nation for both residential and commercial properties. I've held eight different real estate broker, securities, and mortgage licenses throughout my career. I'm also a graduate of the University of Southern California.
Between 1998 and 2008, I was the most published author for AD Kessler's Creative Real Estate Magazine. For the May 2006 cover story, the same national publication featured me on the cover under the heading of A Creative Financier for their main story that month. This publication was one of the most famous national real estate publications in America over the past 50 years. I used to be interviewed on the Creative Real Estate television and radio shows as well as taught students how to buy and flip properties across the nation.
Several hundred of my articles have appeared for a few decades in Creative Real Estate Online (I was their most published author for at least five years; CRE Online, which is not affiliated with Creative Real Estate Magazine, was generally considered as one of the top real estate investing websites in America for many years -  www.creonline.com), REI Wealth Monthly, the REI (Real Estate Investing) Club website (www.reiclub.com), Realty 411 Magazine (http://www.realty411.com - I've been their most published author for the past few years), Think Realty https://thinkrealty.com/, and in The Scotsman Guide (www.scotsmanguide.com - this has been ranked as the #1 most read mortgage publication in America).
Here are some of my past articles shared in national publications:
https://realty411.com/whats-your-blended-debt-rate/
What's Your Blended Debt Rate (published October 26, 2023)
https://realty411guide.com/have-home-prices-peaked-yet/
Have Home Prices Peaked Yet? (published October 3, 2023)
https://realty411guide.com/credit-fears-fight-flight-or-freeze/
Credit Fears - Fight, Flight, or Freeze (published September 13, 2023)
https://realty411guide.com/top-10-housing-financial-and-government-trends/
Top 10 Housing, Financial, and Government Trends (published August 8, 2023)
https://realty411.com/the-lock-in-effect-and-keys-to-success/
The Lock-In Effect and Keys to Success (published July 3, 2023)
A 33-to-1 Vacant & Distressed Home-to-Listed Home Ratio
A 33-to-1 Vacant & Distressed Home-to-Listed Home Ratio (published May 2, 2023)
https://realty411guide.com/the-interconnected-california-global-real-estate-markets/
The Interconnected California & Global Real Estate Markets (published April 20, 2023)
https://reiclub.com/articles/the-madness-of-march-2023/
The Madness of March 2023
https://realty411guide.com/economic-extremes-consumer-shock/
Economic Extremes & Consumer Shock (published March 14, 2023)
https://realty411.com/distressed-properties-contradictory-data/
Distressed Properties & Contradictory Data (published February 13, 2023)
https://realty411guide.com/positive-and-negative-housing-trends-for-twenty-twenty-three/
Positive and Negative Housing Trends for 2023Â (published January 18, 2023)
https://realty411guide.com/underwater-homes-and-short-sale-solutions/Â
Underwater Homes and Short Sale Solutions (published December 12, 2022)
https://realty411guide.com/the-next-7-year-housing-cycle/
The Next 7-Year Housing Cycle (published December 8, 2022)
https://realty411.com/simplifying-and-automating-commercial-mortgages/
Simplifying and Automating Commercial Mortgages (published October 5, 2022)
https://realty411guide.com/converting-home-equity-to-cash/
Converting Home Equity to Cash (published: September 2, 2022)
https://realty411.com/short-term-rentals-and-dscr-loans/
Short-Term Rentals and DSCR Loans (published April 5, 2022)
https://realty411.com/forbearance-bailouts-and-refinances/
Forbearance Bailouts and Refinances (published December 23, 2021)
https://realty411.com/californias-gold-rush-for-valuable-land/
California's Gold Rush for Valuable Land (published May 21, 2021)
https://realty411.com/homeowners-financial-solutions-for-2021-and-beyond/
Homeowners' Financial Solutions for 2021 and Beyond (published December 18, 2020)
https://realty411.com/vacation-rental-investment-opportunities/
Vacation Rental Investment Opportunities (published July 2, 2020)
To learn more details, please visit Rick's website at www.realloans.com and Facebook business page at https://www.facebook.com/realloans.info.
Upcoming events (4)
See all- Credit, Housing, and Family TrendsLink visible for attendees
This is a shorter version of the Credit, Housing, and Family Trends webinar that I will be presenting on the national OnZoom public platform on December 7, 2023. Here is the unique OnZoom webinar link where you actually RSVP to watch it:
https://on.zoom.us/ev/AtAXXx-67wczSosrIEdMM9xbHI_yGLNlhIqt3_cU0Kn-KNuUQ3Kr~AggLXsr32QYFjq8BlYLZ5I06DgCredit, Housing, & Family Trends
1. Welcome
2. Financial Insolvency & Bankruptcy
3. Housing & Consumer Debt Trends
4. Household Income & Mortgage Debt
5. Unpaid Credit Card Balance Risks
6. Releasing the Debt Anchor
7. Marriage and Divorce Trends
8. Disappearing Families in Single-Family Homes
9. Home Price-to-Household Income Ratios
10. Inflation-Adjusted Home Prices (1890 - 2023)
11. Cap Rates Exceed the 10-Year Treasury Yield
12. Fight, Flight, Freeze, or Face Your Fears
13. Invest in Your Future Today
14. Creating a Financial Recovery Plan
15. New Money Management Habits
16. Rebuilding Relationships & Reconnecting Families
17. Seeking Support: Building a Trusted Network
18. Distressed Property Situations
19. Helping Realtors & Investors Close More Deals
20. Real Estate, Inflation, and Wealth Creationhttp://www.learnrealestate.net/
http://www.socalrealestateclub.com/
https://www.realloans.com/ - Releasing the Debt Anchor & Building WealthCanyon Lake Golf & Country Club, Canyon Lake, CA
- Credit card rates and fees (APRs) today average 28%+ as compared to 12% in 2008.
- 30-year fixed rates are at a 23-year high. Shorter term fixed rates, buydowns (2/1), or interest-only loans may be better choices.
- U.S. credit card debt: $1.3 trillion (#1 all-time high for debt & delinquency percentages)
- U.S. auto loans: $1.56 trillion (20,000 car repos per day & 600,000 car repos per month)
- U.S. student loans: $1.8 trillion (500,000 borrowers out of 43.5 million borrowers, a 1.15% payment rate, were paying prior to the 10/1/23 student loan payment restart date).
Unpaid Credit Card Balance Risks
- The average annual percentage rate (APR) for merchant cards, which many holiday shoppers will be using online or at nearby shopping malls, just hit 28.93%. This is a new all-time record, up from 26.72% in 2022, per Bankrate.
Credit Card Payment Example
- Unpaid credit card balance: $20,000
- Interest rate: 28.93%
- Annual interest paid for one year: $5,786 ($20,000 x 28.93%)
- Monthly interest-only payments: $482.17 ($5,786/12 months)
- If the borrower just pays the absolute minimum interest-only payment of $482.17 per month, it will take 41 years and 7 months to pay off the unpaid balance. If so, this is 11 years and 7 months longer than a new 30-year mortgage.
The total interest paid by the borrower over this time period would be $220,496.44 (11 times the original $20,000 balance). Source: Credit Card Calculator on Calculator.net
To learn more details, please read my article entitled What's Your Blended Debt Rate?
- Helping Realtors Find Listings and Buyers in 2024Link visible for attendees
I've created entire real estate courses and college textbooks (residential and commercial real estate, legal, and mortgage topics) for some of the best-known real estate schools and educational firms in the state and nation (30+ states), including the Top 2 largest real estate educational firms in America; the first online California real estate school; and the oldest real estate school in California.
Because I write the real estate courses for real estate and financial professionals, I can effectively work with them and their clients throughout the entire purchase or listing transactions.
Whether you have thousands of dollars or almost no money in your monthly marketing budget, I will show you how to attract new clients (buyers, sellers, landlords, and tenants) using online and old-fashioned marketing strategies.
Between 1998 and 2008, I was the most published author for AD Kessler's Creative Real Estate Magazine. For the May 2006 cover story, the same national publication featured me on the cover under the heading of A Creative Financier for their main story that month. This publication was one of the most famous national real estate publications in America over the past 50 years.
Please look for my articles on Creative Real Estate Online (I was their most published author for at least five years; CRE Online, which is not affiliated with Creative Real Estate Magazine, was generally considered as one of the top real estate investing websites in America for many years - www.creonline.com), REI Wealth Monthly {a highly respected digital real estate and investment magazine specifically designed for Apple products such as the iPad, iPhone, and iPod (http://reiwealthmag.com/blog/)}, the REI (Real Estate Investing) Club website (www.reiclub.com), Realty 411 Magazine (http://www.realty411.com - I'm their #1 most published author), Think Realty https://thinkrealty.com/, The Scotsman Guide (www.scotsmanguide.com - this has been ranked as the #1 most read mortgage publication in America), additional national mortgage, real estate, and investment publications, and in other blogs, websites, newspapers, investment newsletters, and magazines.
The Armed Forces Dispatch and Navy Dispatch (same media group), which is the largest and oldest military publication on the West Coast for Navy, Marine Corps, Army, Air Force, and Coast Guard personnel, published and shared online my article entitled The Benefits of the VA Mortgage Loan Program.
Please also look for my articles and ads that have been included over the years in The Palisades Post, The Beverly Hills Courier, The Argonaut (Marina Del Rey), The Log Newspaper, The Daily Breeze, Canyon Lake Insider, Friday Flyer, and on Patch.com.
If you're thinking about getting your real estate license soon, I will talk about effective ways to get your new license as soon as possible. We will cover ways to find distressed or discounted properties as a buyer as well.
Here's the link to the national On Zoom platform for the January 12, 2024 webinar presentation:
https://on.zoom.us/h/ricktobin/helping_realtors_find_listings_and_buyers_in_2024_0112241200/31jMqX79QUqOLxkPgd-9BQ## Your Event Organizer
- Lake Elsinore Chamber of Commerce Afterhours Business MixerCanyon Lake Golf & Country Club, Canyon Lake, CA
Please join us for the next scheduled Lake Elsinore Chamber of Commerce Afterhours Mixer that we will be co-hosting at Canyon Lake Golf & Country Club. There will be raffles and trivia for prizes and lots of other fun activities.
Canyon Lake Country Club
Duration: 1 hr. 30 min
Public · Anyone on or off FacebookJoin the Chamber staff and fellow business members for our Afterhours Business Mixers social/networking event! This is an opportunity for members and non-members to mingle and build business relationships in an informal, relaxed business setting.
Food and Refreshments Provided
đź“… Thursday, February 15, 2024
🕡 5:30 p.m. - 7:00 p.m.
📍Canyon Lake Country Club | 32001 Railroad Canyon Rd.Please RSPV here on this link:
https://www.facebook.com/events/7037303839624896
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Related topics
- Landlords & Property Managers
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- Wholesaling Real Estate
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- Long Beach CA