
What we’re about
Please also join our Realloans page on Facebook:
Realloans on Facebook
We meet at various locations for anywhere from one-on-one meetings up to my hosted large events with a few hundred attendees in attendance throughout Southern California including Canyon Lake Golf & Country Club, at the beautiful Shoreline Yacht Club overlooking the bay near the historic Queen Mary ship in Long Beach, and online.
Our So-Cal Real Estate Investors group shares the latest real estate trends and up-to-date statistics, distressed property deals, and creative investment opportunities around the Southern California region (Los Angeles, Orange, Riverside, and San Diego counties, especially) and nation. You'll learn ways to creatively buy and flip properties for both residential and commercial real estate properties and how to find new listings and buyers for real estate licensees.
Please like and follow our new page on Facebook as well: So-Cal Real Estate Investors on Facebook
For more details about the real estate investing course: Learn Real Estate
You'll learn about the following key points:
* how to find delinquent mortgage properties;
* foreclosure auction sales;
* creative ways to postpone evictions as a tenant and foreclosures if you're an owner;
* helping Realtors find new listings and buyers with creative and affordable strategies;
* refinancing or selling out of a forbearance, loan modification, property or income tax lien, or pre-foreclosure property;
* unpaid property tax deed auction sales in California;
* tax lien certificates in Arizona, Colorado, Florida, and other states;
* cash subject-to the seller's existing mortgage acquisitions;
* seller-financing (land contracts/contracts for deeds and all-inclusive trust deeds or AITDs - Seller-Financed Properties );
* boosting your FICO credit scores sooner rather than later;
* learning about new FICO credit score changes which can either help or harm your scores;
* eliminating negative debt holding you back;
* short sales which will become much more common in 2024 and beyond;
* option assignments or wholesaling;
* funding short-term and long-term rental purchases with break-even or negative cash flow;
* bridge financing with two or more properties;
* buying and refinancing with reverse mortgages that don't require monthly payments;
* how to buy and sell income streams off of real estate notes or trust deeds;
* social media marketing techniques to buy and sell your properties;
* how to purchase homes with no money down even if you're a first-time home buyer with lower FICO credit scores;
* buying homes with down payment assistance grants that can later be eliminated for 100% loan-to-value purchases;
* identifying nearby VA and FHA foreclosures;
* selling properties while reducing tax obligations by way of the 1031 tax-deferred exchange (Napkin test: "up in debt, up in equity, up in value");
* understanding how your assets can quickly double in value using the Rule of 72 techniques;
* accelerating mortgage payoffs to create free-and-clear properties by eliminating 10 to 20 years from your mortgage with biweekly payments and additional minimal principal paydowns;
* legally earning significant finder's fees without holding an active real estate or mortgage license;
* the most effective strategies to qualify for a new real estate license; and
* strategies that will help you assign for huge profits or refinance lease-options and other types of unrecorded transactions. We'll also share ways how to find the equity and/or mortgage money needed to acquire these discounted properties.
We want this group to also be a business networking group where we can all learn from each other and refer real estate deals and new clients to one another, especially for real estate licensees, wealth advisors, and attorneys.
About the new Meetup group organizer as of December 22, 2022 named Rick Tobin:
I've created entire real estate courses and college textbooks (residential and commercial real estate, legal, and mortgage topics) for some of the best-known real estate schools and educational firms in the state and nation (30+ states), including the Top 2 largest real estate educational firms in America named Colibri/McKissock (Allied Real Estate School, Real Estate Express, and Learn Mortgage are also under their corporate umbrella) and Kaplan/Pearson (best known for their high school and college textbooks - I wrote their updated Credit course in 2023); the first online California real estate school; and the oldest real estate school in California named Lumbleau.
I've bought and sold numerous properties in multiple states; assisted with the development of thousands of new housing units; and provided several hundred million dollars' worth of capital to clients across the nation for both residential and commercial properties. I've held eight different real estate broker, securities, and mortgage licenses throughout my career. I'm also a graduate of the University of Southern California.
Between 1998 and 2008, I was the most published author for AD Kessler's Creative Real Estate Magazine. For the May 2006 cover story, the same national publication featured me on the cover under the heading of A Creative Financier for their main story that month. This publication was one of the most famous national real estate publications in America over the past 50 years. I used to be interviewed on the Creative Real Estate television and radio shows as well as taught students how to buy and flip properties across the nation.
Several hundred of my articles have appeared for a few decades in Creative Real Estate Online (I was their most published author for at least five years; CRE Online, which is not affiliated with Creative Real Estate Magazine, was generally considered as one of the top real estate investing websites in America for many years - www.creonline.com), REI Wealth Monthly, the REI (Real Estate Investing) Club website (www.reiclub.com), Realty 411 Magazine (http://www.realty411.com - I've been their most published author for the past several years), Think Realty https://thinkrealty.com/, and in The Scotsman Guide (www.scotsmanguide.com - this has been ranked as the #1 most read mortgage publication in America).
Here are some of my past articles shared in national publications:
https://realty411guide.com/asset-prices-surge-amidst-dollar-devaluation-trends/
Asset Prices Surge Amidst Dollar Devaluation Trends (September 6, 2025)
https://realty411guide.com/are-lower-rates-on-the-horizon/
Are Lower Rates on the Horizon? (published August 8, 2025)
https://realty411guide.com/the-interplay-of-medical-insurance-and-housing-financial-burdens/
The Interplay of Medical, Insurance, and Housing Financial Burdens (published July 8, 2025)
https://realty411.com/why-are-home-inventory-and-prices-both-increasing/
Why Are Home Inventory & Prices Both Increasing? (published June 11, 2025)
https://realty411guide.com/are-stagflation-risk-concerns-valid-or-not/
Are Stagflation Risk Concerns Valid or Not? (published May 9, 2025)
https://realty411.com/how-to-leverage-real-estate-equity-to-reduce-medical-debt/
How to Leverage Real Estate Equity to Reduce Medical Debt (published April 3, 2025)
https://realty411.com/wealth-perspectives-a-comparative-worldwide-analysis/
Wealth Perspectives: A Comparative Worldwide Analysis (published March 7, 2025)
https://realty411guide.com/the-drying-disaster-relief-insurance-pools/
The Drying Disaster-Relief Insurance Pools (published February 11, 2025)
https://realty411guide.com/steps-to-recover-from-the-pacific-palisades-firestorm/
Steps to Recover from the Pacific Palisades Firestorm (published January 15, 2025)
https://realty411guide.com/boost-your-credit-to-afford-home-purchases/
Boost Your Credit to Afford Home Purchases (published December 11, 2024)
https://realty411guide.com/creating-wealth-and-following-your-dreams/
Creating Wealth and Following Your Dreams (published November 9, 2024)
https://realty411guide.com/weather-extremes-homes-and-insurance-risks/
Weather Extremes, Homes, and Insurance Risks (published October 21, 2024)
https://realty411guide.com/are-you-focused-on-commercial-real-estate/
Are You Focused on Commercial Real Estate? (published September 5, 2024)
https://realty411guide.com/the-california-gold-rush-boom/
The California Gold Rush Boom (published August 10, 2024)
https://realty411guide.com/wealth-creation-in-a-hyperinflationary-america/
Wealth Creation in a Hyperinflationary America (published May 31, 2024)
https://realty411guide.com/unaffordable-housing-taxation-and-consumer-debt-trends/
Unaffordable Housing, Taxation, and Consumer Debt Trends (published May 7, 2024)
https://realty411guide.com/will-the-realtors-commission-settlement-impact-you/
Will the Realtors' Commission Settlement Impact You? (published April 1, 2024)
https://realty411guide.com/inflation-home-price-swings-and-wealth-distribution/
Inflation, Home Price Swings, and Wealth Distribution (published February 29, 2024)
https://realty411guide.com/how-to-minimize-risks-and-maximize-gains/
How to Minimize Risks and Maximize Gains (published February 6, 2024)
https://realty411guide.com/helping-realtors-find-clients-and-listings-in-2024/
Helping Realtors Find Clients and Listings in 2024 (published January 8, 2024)
https://realty411guide.com/how-to-overcome-declining-purchasing-power-with-real-estate/
How to Overcome Declining Purchasing Power with Real Estate (published December 6, 2023)
https://realty411.com/whats-your-blended-debt-rate/
What's Your Blended Debt Rate (published October 26, 2023)
https://realty411guide.com/have-home-prices-peaked-yet/
Have Home Prices Peaked Yet? (published October 3, 2023)
https://realty411guide.com/credit-fears-fight-flight-or-freeze/
Credit Fears - Fight, Flight, or Freeze (published September 13, 2023)
https://realty411guide.com/top-10-housing-financial-and-government-trends/
Top 10 Housing, Financial, and Government Trends (published August 8, 2023)
https://realty411.com/the-lock-in-effect-and-keys-to-success/
The Lock-In Effect and Keys to Success (published July 3, 2023)
A 33-to-1 Vacant & Distressed Home-to-Listed Home Ratio
A 33-to-1 Vacant & Distressed Home-to-Listed Home Ratio (published May 2, 2023)
https://realty411guide.com/the-interconnected-california-global-real-estate-markets/
The Interconnected California & Global Real Estate Markets (published April 20, 2023)
https://reiclub.com/articles/the-madness-of-march-2023/
The Madness of March 2023
https://realty411guide.com/economic-extremes-consumer-shock/
Economic Extremes & Consumer Shock (published March 14, 2023)
https://realty411.com/distressed-properties-contradictory-data/
Distressed Properties & Contradictory Data (published February 13, 2023)
https://realty411guide.com/positive-and-negative-housing-trends-for-twenty-twenty-three/
Positive and Negative Housing Trends for 2023 (published January 18, 2023)
https://realty411guide.com/underwater-homes-and-short-sale-solutions/
Underwater Homes and Short Sale Solutions (published December 12, 2022)
https://realty411guide.com/the-next-7-year-housing-cycle/
The Next 7-Year Housing Cycle (published December 8, 2022)
https://realty411.com/simplifying-and-automating-commercial-mortgages/
Simplifying and Automating Commercial Mortgages (published October 5, 2022)
https://realty411guide.com/converting-home-equity-to-cash/
Converting Home Equity to Cash (published: September 2, 2022)
https://realty411.com/short-term-rentals-and-dscr-loans/
Short-Term Rentals and DSCR Loans (published April 5, 2022)
https://realty411.com/forbearance-bailouts-and-refinances/
Forbearance Bailouts and Refinances (published December 23, 2021)
https://realty411.com/californias-gold-rush-for-valuable-land/
California's Gold Rush for Valuable Land (published May 21, 2021)
https://realty411.com/homeowners-financial-solutions-for-2021-and-beyond/
Homeowners' Financial Solutions for 2021 and Beyond (published December 18, 2020)
https://realty411.com/vacation-rental-investment-opportunities/
Vacation Rental Investment Opportunities (published July 2, 2020)
To learn more details, please visit Rick's website at www.realloans.com and Facebook business page at https://www.facebook.com/realloans.info.
Upcoming events
9

Trusted Business Partner's Canyon Lake Chapter Meeting on Wednesday at 8 am
Canyon Lake Golf & Country Club, 32001 Railroad Canyon Rd, Canyon Lake, CA, USPlease join us at our weekly Wednesday morning meetings at the Canyon Lake Golf & Country Club restaurant at 8 am. Depending on the weather, we either meet inside the restaurant near the back windows or just outside on the patio, especially during the warmer late spring and summer months.
I'm on the Board of Directors for all of the Trusted Business Partners (TBP) chapters as well as am on the Board of Directors for the Canyon Lake Chamber of Commerce. I assist with both the planning of events and education in these two groups.
I've scheduled numerous So-Cal Real Estate Investors meetings in the past that immediately followed these weekly TBP meetings.
For small business owners, investors, or others who are looking to expand their business operations and find new client prospects, please join us at our next Trusted Business Partners meeting.
If you need assistance with a mortgage loan request, home listings for sellers or Realtors, or have a discounted property or mortgage note to share, we can discuss right after these meetings end at 9 am.
"Welcome to the Trusted Business Partners All-Stars Chapter's Canyon Lake Tuesday Breakfast networking group.
Location: Canyon Lake Country Club is conveniently located between the I-15 and I-215 Freeways for business professionals in the Canyon Lake, Menifee, Lake Elsinore, Quail Valley & surrounding areas.
Who Is Attending?
Entrepreneurs, small business owners, sales and marketing professionals are welcome to attend. TBP Members and Alumni welcome.Visit Our Website:
To learn more, visit Trusted Business Partner's All-Stars chapter page here: https://trustedbusinesspartners.wildapricot.org/tbp-chapters-and-members/canyon-lake-tuesday-breakfast-networking/Are you interested in business networking? Trusted Business Partners builds long-lasting relationships by providing premium networking opportunities to generate qualified business leads for its members."
For more details, please visit the main TBP website: https://trustedbusiness.partners/
Should you have any questions, please let me know. We hope to see you there!
Rick Tobin
Phone/Text: 760-485-2422
Email: info@realloans.com
www.realloans.com1 attendee
Trusted Business Partner's Canyon Lake Chapter Meeting on Wednesday at 8 am
Canyon Lake Golf & Country Club, 32001 Railroad Canyon Rd, Canyon Lake, CA, USPlease join us at our weekly Wednesday morning meetings at the Canyon Lake Golf & Country Club restaurant at 8 am. Depending on the weather, we either meet inside the restaurant near the back windows or just outside on the patio, especially during the warmer late spring and summer months.
I'm on the Board of Directors for all of the Trusted Business Partners (TBP) chapters as well as am on the Board of Directors for the Canyon Lake Chamber of Commerce. I assist with both the planning of events and education in these two groups.
I've scheduled numerous So-Cal Real Estate Investors meetings in the past that immediately followed these weekly TBP meetings.
For small business owners, investors, or others who are looking to expand their business operations and find new client prospects, please join us at our next Trusted Business Partners meeting.
If you need assistance with a mortgage loan request, home listings for sellers or Realtors, or have a discounted property or mortgage note to share, we can discuss right after these meetings end at 9 am.
"Welcome to the Trusted Business Partners All-Stars Chapter's Canyon Lake Tuesday Breakfast networking group.
Location: Canyon Lake Country Club is conveniently located between the I-15 and I-215 Freeways for business professionals in the Canyon Lake, Menifee, Lake Elsinore, Quail Valley & surrounding areas.
Who Is Attending?
Entrepreneurs, small business owners, sales and marketing professionals are welcome to attend. TBP Members and Alumni welcome.Visit Our Website:
To learn more, visit Trusted Business Partner's All-Stars chapter page here: https://trustedbusinesspartners.wildapricot.org/tbp-chapters-and-members/canyon-lake-tuesday-breakfast-networking/Are you interested in business networking? Trusted Business Partners builds long-lasting relationships by providing premium networking opportunities to generate qualified business leads for its members."
For more details, please visit the main TBP website: https://trustedbusiness.partners/
Should you have any questions, please let me know. We hope to see you there!
Rick Tobin
Phone/Text: 760-485-2422
Email: info@realloans.com
www.realloans.com1 attendee
Trusted Business Partner's Canyon Lake Chapter Meeting on Wednesday at 8 am
Canyon Lake Golf & Country Club, 32001 Railroad Canyon Rd, Canyon Lake, CA, USPlease join us at our weekly Wednesday morning meetings at the Canyon Lake Golf & Country Club restaurant at 8 am. Depending on the weather, we either meet inside the restaurant near the back windows or just outside on the patio, especially during the warmer late spring and summer months.
I'm on the Board of Directors for all of the Trusted Business Partners (TBP) chapters as well as am on the Board of Directors for the Canyon Lake Chamber of Commerce. I assist with both the planning of events and education in these two groups.
I've scheduled numerous So-Cal Real Estate Investors meetings in the past that immediately followed these weekly TBP meetings.
For small business owners, investors, or others who are looking to expand their business operations and find new client prospects, please join us at our next Trusted Business Partners meeting.
If you need assistance with a mortgage loan request, home listings for sellers or Realtors, or have a discounted property or mortgage note to share, we can discuss right after these meetings end at 9 am.
"Welcome to the Trusted Business Partners All-Stars Chapter's Canyon Lake Tuesday Breakfast networking group.
Location: Canyon Lake Country Club is conveniently located between the I-15 and I-215 Freeways for business professionals in the Canyon Lake, Menifee, Lake Elsinore, Quail Valley & surrounding areas.
Who Is Attending?
Entrepreneurs, small business owners, sales and marketing professionals are welcome to attend. TBP Members and Alumni welcome.Visit Our Website:
To learn more, visit Trusted Business Partner's All-Stars chapter page here: https://trustedbusinesspartners.wildapricot.org/tbp-chapters-and-members/canyon-lake-tuesday-breakfast-networking/Are you interested in business networking? Trusted Business Partners builds long-lasting relationships by providing premium networking opportunities to generate qualified business leads for its members."
For more details, please visit the main TBP website: https://trustedbusiness.partners/
Should you have any questions, please let me know. We hope to see you there!
Rick Tobin
Phone/Text: 760-485-2422
Email: info@realloans.com
www.realloans.com1 attendee
Realty411's Invest with Confidence Summit with Santa Barbara REIA
The Fess Parker Santa Barbara Hotel - A DoubleTree by Hilton Resort, 633 East Cabrillo Boulevard, Santa Barbara, CA, USPlease join us up in Santa Barbara on November 15th. If you attend and are a member of our So-Cal Real Estate Investors group, please let me know at the event.
Thank you,
Rick Tobin
Event details and link below## Discover the Latest Insight, News and Real Estate Investing Strategies at Realty411's "Invest with Confidence 2025" Summit in Santa Barbara.
### Network with Sophisticated Investors from Across the State and the Nation in the American Riviera.
Welcome to Realty411's "Invest with Confidence" Summit in Santa Barbara, California. Join us for real estate learning and networking with ocean views and a spectacular setting.
This is the place to learn real estate investing with experienced investors and real estate professionals who have personally invested both locally and throughout the United States, some even internationally.
Guests who join us will gain specialized knowledge and learning in diverse real estate investing topics and subjects. Our featured educators have decades of personal experience in real estate investing and are licensed professionals.
Known as the American Riviera, Santa Barbara offers a fantastic weekend escape and past events in Santa Barbara have been attended by investors and companies from throughout the country. Free parking is available around the perimeter of the venue, plus hotel self-parking is complimentary for Realty411 guests.
Hosted by Dan Ringwald, a local multiple business owner and director of the Santa Barbara Real Estate Investors Association, Realty411's Santa Barbara Summit offers complimentary ocean-front learning and the perfect opportunity to visit one of the most beautiful areas of California.
Network with wonderful companies and exhibitors, sophisticated and accredited investors from throughout the state as well as from around the country. If you are serious about personal finance, join us to learn about top markets, success strategies, insider tips, and so much more.
PARKING FOR THIS EVENT IS FREE!
HERE ARE SOME OF OUR PREVIOUS SPEAKERS:
Zach Henderson - Elux Property
Merrill Chandler - Get Fundable
Marcela Silva - Dirt Is Gold
Mr. Land Trust, Randy Hughes
Amanda Hart - Easy Street Capital
Amanda Brown - MAG Capital Partners
Michael Ryan - Mortgage Broker
Jeremy Rubin - The Friendly Flipper
Dr. Tina Lewis - Global Women Speakers
Linda Pliagas - Realty411.com (Host)
Anthony Patrick, New Harvest Ventures (Emcee)NETWORK WITH FANTASTIC EXHIBITORS, SUCH AS (PAST LIST):
Network with Our Exhibitors:
Rick Tobin- Realloans
Rusty Tweed - TFS Properties
Kris Miller - Legacy Wealth Strategist
Desiree Doubrox - HomWork
Dana Ehrlich - Real Brokerage
Robert Hall and Associates
Scott Mednick - Twin Creeks Capital
Dan Ringwald - SB REIA
Devon Aguirre - PadSplit.com
DaShunda Morris - Sold By DaShunda
Keenan Knight - Reno-Vise.com
Eric Tran - Universal Commercial Capital
And Many, Many More!Our special one-day conference will host incredible educators from around the country and locally, professionals who are ready to share their valuable insight with our guests. All guests will enjoy top-notch education, wonderful networking opportunities and access to top REI resources from leading companies. Guests will receive our latest publication featuring wonderful resources, insightful news, and educational articles.
Let's unite to network and learn in Central California. Connect and learn from top real-estate investment educators. Some of the sample subjects that we have focused on in past events, include:
- Become a Lead Generation Machine
- Gain access to capital for deals
- Generate Leads for Investors
- Multifamily Investing (Units)
- Finding Seller Financing Deals
- Commercial Investing (NNN)
- Land Banking Locally
- Industrial Real Estate
- Top Investing Markets
- Local Areas to Invest In
- Real Estate Development
- Discover ADUs for Profit
- Single-Family Rentals
- Investing in Probates
- Buying a Flipping Franchise
- Get Answers from Top Brokers
- Rehabbing Houses for Profit
- Finance and Private Lending
- Out-of-State Investing Tips
- Top MLOs Ready to Help
- Get Qualified for Your Deal
- Self-Storage Experts Here
- Tap Our Property Network
- Expert on Living Trusts
- ADU Experts Ready to Help
- Plus, so much more!
So far, Realty411.com has reached tens of thousands of investors, online and in person -- all across the nation. Tickets for Realty411's new in-person event in Central California are limited due to space, so please RSVP today to secure your seat.
### Grasp this opportunity to connect and learn from top investors from around the nation! Enjoy wonderful appetizers and networking.
Pencil in this date now and join us in-person to gain specialized insight and knowledge. The information shared on this SPECIAL day could catapult your portfolio to new levels. Discover our print magazine, digital publication, our VIP perks, plus connect with new and past industry resources.
This real estate investing conference has something for everyone regardless of their experience level in real estate. Join this memorable day and receive knowledge for a lifetime. This is Your Chance to meet TOP Leaders in REI, Local & National Experts:
- Learn from Leaders & Industry Pros
- Meet Local PLUS Out-of-Area Investors
- NON-Stop Tips for Real Estate Success
- Bring Lots of Business Cards
This event is produced and hosted by Realty411.com. Since 2007, we have dedicated our time and resources to help expand real estate investing knowledge and education to the masses by producing magazines, virtual conferences, webinars, podcasts, and live events. We currently produce six real-estate websites, with Realty411.com capturing nearly 3 million views annually.
### INVEST YOUR TIME HERE FOR ONE SPECIAL DAY OF NETWORKING & MOTIVATION – TAKE YOUR REI KNOWLEDGE TO A WHOLE NEW LEVEL.
Learn from educators and new topics -- What can expect?
- Receive the latest REI knowledge from active investors
- We feature the latest technology to expand your income
- Meet other investors with common goals and mindsets
- Develop relationships with leaders in the industry
- Share your opportunities with potential clients
- Realty411's publisher has owned national rentals for many decades
- We share life-changing information unavailable anywhere else
- We host in-person events to meet our readers and to spread knowledge
- Our company is owned by an 18-year real estate professional
- We have reached tens of thousands of investors in 14 states so far!
Our mission is simple: To provide realty knowledge and resources so that everyone can learn about the benefits of investing.
OTHER SPECIAL BONUS PERKS INCLUDE:- Meet Local Leaders & Industry Giants – From Coast to Coast
- Influential Real Estate People & Business Owners Are Attending
- Learn How to Leverage and Meet Private Capital Lenders
- Find Potential Partners, New Friends, Build Your Circle of Influence
- Your Net Worth = Your Network -- Don't miss this event
- Mingle with Leaders & Industry Professionals Here
Please bring LOTS OF BUSINESS CARDS, it’s time to Network! Learn more about our magazines and our company sponsors and resources, visit Realy411.com
Hosted by Realty411.com, which is owned by an experienced 23-year licensed real estate agent, REALTOR®, and accredited investor. She and her husband have owned income properties in five states so far. Their mission is to inspire as many people as possible so they too can change their financial lives for the better by carefully investing in real assets. So far, Realty411.com has reached as many as nearly 3 Million visitors per year from investors all across the nation and world.
PARKING FOR THIS EVENT IS FREE! Complimentary parking is available around the venue as well as inside the hotel for our guests -- so be sure to arrive early as there is always street parking surrounding the hotel in the morning.
CELEBRATE OUR NEW MAGAZINE AND MEET THE TEAM
We encourage you to reserve early to ensure availability. All guests will enjoy a variety of succulent appetizers, fantastic education, wonderful networking opportunities and access to top REI resources from leading companies. Our new magazines will be celebrated.
For any questions, please contact Realty411.com at 805.693.1497 or 310.994.1962 - email info@realty411.com, thank you.
Event link to formally RSVP and purchase early discounted tickets: https://www.eventbrite.com/e/realty411s-invest-with-confidence-summit-with-santa-barbara-reia-tickets-1574650765829?aff=ebdsoporgprofile2 attendees
Past events
69