So-Cal Real Estate Club

Meet up in Long Beach and Canyon Lake, CA: Our two main Meetup group locations are at Shoreline Yacht Club (https://www.shorelineyachtclub.com/) in Long Beach and in Canyon Lake, CA at Canyon Lake Golf & Country Club (https://www.canyonlakecountryclub.com/).

The So-Cal Real Estate Club will share updated real estate, mortgage, financial, employment, and overall economic trends for all things related to the Southern California region that's home to upwards of 25 million people. Whether you're interested in buying your very first home or are looking to grow your existing real estate portfolio, we're here to help you strive to meet your goals.

So-Cal Real Estate Club members: Please feel free to share your real estate listings (video tour links, etc.) if you're a real estate licensee or home seller, the property types that you're seeking to buy, or the home related services that you offer such as as a contractor, plumber, painter, window installer, roofer, property management, or other services related to residential or commercial real estate properties in our Discussions section and/or in person at our meetings and events.

Please join our Realloans page on Facebook to see daily updates: Realloans on Facebook

Please also follow our new shows on socalretv.com (So-Cal Real Estate TV) that you can watch on television or on a desktop computer, a laptop, or on your phone. If you'd like to be a guest on our shows, please send me your topic proposals.

We meet at various locations for anywhere from one-on-one meetings up to my hosted large events with a few hundred attendees in attendance throughout Southern California including Canyon Lake Golf & Country Club, at the beautiful Shoreline Yacht Club overlooking the bay near the historic Queen Mary ship in Long Beach, and online.

To see my articles published monthly and the in-person real estate events that I helped to host and/or sponsor at beautiful locations such as Shoreline Yacht Club in Long Beach, the Laguna Cliffs Marriott in Dana Point, CA, the Beachside Hilton in Santa Barbara, and at the Pasadena Hyatt in 2025, please follow Realty411. (https://realty411.com/).

Co-marketing and seminar or webinar opportunities: For licensed real estate professionals, accountants, and wealth advisors who are interested in hosting seminars together in person or online or just having me present to your office for topics like How to Buy Your First Home, What's a 1031 Exchange?, and How to Refinance Out of a Forbearance, please reach out to me.

Our So-Cal Real Estate Investors group shares the latest real estate trends and up-to-date statistics, distressed property deals, and creative investment opportunities around the Southern California region (Los Angeles, Orange, Riverside, San Bernardino, San Diego, Imperial, Kern, Ventura, and Santa Barbara counties) and nation. You'll learn ways to creatively buy and flip properties for both residential and commercial real estate properties and how to find new listings and buyers for real estate licensees.

Please like and follow our new page on Facebook as well: So-Cal Real Estate on Facebook

You'll learn about the following key points:
* how to find delinquent mortgage properties;
* foreclosure auction sales;
* creative ways to postpone evictions as a tenant and foreclosures if you're an owner;
* helping Realtors find new listings and buyers with creative and affordable strategies;
* refinancing or selling out of a forbearance, loan modification, property or income tax lien, or pre-foreclosure property;
* unpaid property tax deed auction sales in California;
* tax lien certificates in Arizona, Colorado, Florida, and other states;
* cash subject-to the seller's existing mortgage acquisitions;
* seller-financing (land contracts/contracts for deeds and all-inclusive trust deeds or AITDs - Seller-Financed Properties );
* boosting your FICO credit scores sooner rather than later;
* learning about new FICO credit score changes which can either help or harm your scores;
* eliminating negative debt holding you back;
* short sales which will become much more common in 2024 and beyond;
* option assignments or wholesaling;
* funding short-term and long-term rental purchases with break-even or negative cash flow;
* bridge financing with two or more properties;
* buying and refinancing with reverse mortgages that don't require monthly payments;
* how to buy and sell income streams off of real estate notes or trust deeds;
* social media marketing techniques to buy and sell your properties;
* how to purchase homes with no money down even if you're a first-time home buyer with lower FICO credit scores;
* buying homes with down payment assistance grants that can later be eliminated for 100% loan-to-value purchases;
* identifying nearby VA and FHA foreclosures;
* selling properties while reducing tax obligations by way of the 1031 tax-deferred exchange (Napkin test: "up in debt, up in equity, up in value");
* understanding how your assets can quickly double in value using the Rule of 72 techniques;
* accelerating mortgage payoffs to create free-and-clear properties by eliminating 10 to 20 years from your mortgage with biweekly payments and additional minimal principal paydowns;
* legally earning significant finder's fees without holding an active real estate or mortgage license;
* how to collect significant commercial mortgage referral fees without holding a license;
* the most effective strategies to qualify for a new real estate license; and
* strategies that will help you assign for huge profits or refinance lease-options and other types of unrecorded transactions. We'll also share ways how to find the equity and/or mortgage money needed to acquire these discounted properties.

We want this group to also be a business networking group where we can all learn from each other and refer real estate deals and new clients to one another, especially for real estate licensees, wealth advisors, and attorneys.

About the So-Cal Real Estate group organizer Rick Tobin:
I've created entire real estate courses and college textbooks (residential and commercial real estate, legal, and mortgage topics) for some of the best-known real estate schools and educational firms in the state and nation (30+ states), including the Top 2 largest real estate educational firms in America named Colibri/McKissock (Allied Real Estate School, Real Estate Express, and Learn Mortgage are also under their corporate umbrella) and Kaplan/Pearson (best known for their high school and college textbooks - I wrote their updated Credit course in 2023); the first online California real estate school; and the oldest real estate school in California named Lumbleau.

I've bought and sold numerous properties in multiple states; assisted with the development of thousands of new housing units; and provided several hundred million dollars' worth of capital to clients across the nation for both residential and commercial properties. I've held eight different real estate broker, securities, and mortgage licenses throughout my career. I'm also a graduate of the University of Southern California.

Between 1998 and 2008, I was the most published author for AD Kessler's Creative Real Estate Magazine. For the May 2006 cover story, the same national publication featured me on the cover under the heading of A Creative Financier for their main story that month. This publication was one of the most famous national real estate publications in America over the past 50 years. I used to be interviewed on the Creative Real Estate television and radio shows as well as taught students how to buy and flip properties across the nation.

Several hundred of my articles have appeared for a few decades in Creative Real Estate Online (I was their most published author for at least five years; CRE Online, which is not affiliated with Creative Real Estate Magazine, was generally considered as one of the top real estate investing websites in America for many years -  www.creonline.com), REI Wealth Monthly, the REI (Real Estate Investing) Club website (www.reiclub.com), Realty 411 Magazine (http://www.realty411.com - I've been their most published author for the past several years), Think Realty https://thinkrealty.com/, and in The Scotsman Guide (www.scotsmanguide.com - this has been ranked as the #1 most read mortgage publication in America).

Here are some of my past articles shared in national publications:
https://realty411guide.com/how-2026s-economy-echoes-the-summer-of-2008/
How 2026's Economy Echoes the Summer of 2008 (August 11, 2026)

https://realty411guide.com/southern-californias-historic-housing-boom-canyon-lake-long-beach-spotlights/
Southern California's Historic Housing Boom: Canyon Lake & Long Beach Spotlights (July 7, 2026)

https://realty411guide.com/analyzing-the-sideways-housing-market-shift/
Analyzing the Sideways Housing Market Shift (June 8, 2026)

https://realty411guide.com/exploring-wealth-inequality-in-an-asset-based-economy/
Exploring Wealth Inequality in an Asset-Based Economy (May 6, 2026)

https://realty411guide.com/stale-listings-and-frozen-equity/
Stale Listings and Frozen Equity (April 10, 2026)

https://realty411guide.com/how-energy-price-swings-affect-housing-and-small-business-stability/
How Energy Prices Affect Housing and Small Business Stability (March 4, 2026)

https://realty411guide.com/understanding-risks-of-affiliate-in-house-brokerage-referrals-or-kickbacks/
Understanding Risks of Affiliate In-House Brokerage Referrals or Kickbacks (February 7, 2026)

https://realty411guide.com/surviving-and-thriving-in-2026/
Surviving and Thriving in 2026 (January 8, 2026)

https://realty411guide.com/the-fall-of-2025-and-rise-of-new-opportunities/
The Fall of 2025 and Rise of New Opportunities (published December 5, 2025)

https://realty411guide.com/the-intersection-of-declining-home-sales-and-creative-marketing/
The Intersection of Declining Home Sales and Creative Marketing (November 4, 2025)

https://realty411guide.com/rising-property-taxes-and-insurance-a-growing-concern-for-homeowners/
Rising Property Taxes and Insurance: A Growing Concern for Homeowners (October 7, 2025)

https://realty411guide.com/asset-prices-surge-amidst-dollar-devaluation-trends/
Asset Prices Surge Amidst Dollar Devaluation Trends (September 6, 2025)

https://realty411guide.com/are-lower-rates-on-the-horizon/
Are Lower Rates on the Horizon? (published August 8, 2025)

https://realty411guide.com/the-interplay-of-medical-insurance-and-housing-financial-burdens/
The Interplay of Medical, Insurance, and Housing Financial Burdens (published July 8, 2025)

https://realty411.com/why-are-home-inventory-and-prices-both-increasing/
Why Are Home Inventory & Prices Both Increasing? (published June 11, 2025)

https://realty411guide.com/are-stagflation-risk-concerns-valid-or-not/
Are Stagflation Risk Concerns Valid or Not? (published May 9, 2025)

https://realty411.com/how-to-leverage-real-estate-equity-to-reduce-medical-debt/
How to Leverage Real Estate Equity to Reduce Medical Debt (published April 3, 2025)

https://realty411.com/wealth-perspectives-a-comparative-worldwide-analysis/
Wealth Perspectives: A Comparative Worldwide Analysis (published March 7, 2025)

https://realty411guide.com/the-drying-disaster-relief-insurance-pools/
The Drying Disaster-Relief Insurance Pools (published February 11, 2025)

https://realty411guide.com/steps-to-recover-from-the-pacific-palisades-firestorm/
Steps to Recover from the Pacific Palisades Firestorm (published January 15, 2025)

https://realty411guide.com/boost-your-credit-to-afford-home-purchases/
Boost Your Credit to Afford Home Purchases (published December 11, 2024)

https://realty411guide.com/creating-wealth-and-following-your-dreams/
Creating Wealth and Following Your Dreams (published November 9, 2024)

https://realty411guide.com/weather-extremes-homes-and-insurance-risks/
Weather Extremes, Homes, and Insurance Risks (published October 21, 2024)

https://realty411guide.com/are-you-focused-on-commercial-real-estate/
Are You Focused on Commercial Real Estate? (published September 5, 2024)

https://realty411guide.com/the-california-gold-rush-boom/
The California Gold Rush Boom (published August 10, 2024)

https://realty411guide.com/wealth-creation-in-a-hyperinflationary-america/
Wealth Creation in a Hyperinflationary America (published May 31, 2024)

https://realty411guide.com/unaffordable-housing-taxation-and-consumer-debt-trends/
Unaffordable Housing, Taxation, and Consumer Debt Trends (published May 7, 2024)

https://realty411guide.com/will-the-realtors-commission-settlement-impact-you/
Will the Realtors' Commission Settlement Impact You? (published April 1, 2024)

https://realty411guide.com/inflation-home-price-swings-and-wealth-distribution/
Inflation, Home Price Swings, and Wealth Distribution (published February 29, 2024)

https://realty411guide.com/how-to-minimize-risks-and-maximize-gains/
How to Minimize Risks and Maximize Gains (published February 6, 2024)

https://realty411guide.com/helping-realtors-find-clients-and-listings-in-2024/
Helping Realtors Find Clients and Listings in 2024 (published January 8, 2024)

https://realty411guide.com/how-to-overcome-declining-purchasing-power-with-real-estate/
How to Overcome Declining Purchasing Power with Real Estate (published December 6, 2023)

https://realty411.com/whats-your-blended-debt-rate/
What's Your Blended Debt Rate (published October 26, 2023)

https://realty411guide.com/have-home-prices-peaked-yet/
Have Home Prices Peaked Yet? (published October 3, 2023)

https://realty411guide.com/credit-fears-fight-flight-or-freeze/
Credit Fears - Fight, Flight, or Freeze (published September 13, 2023)

https://realty411guide.com/top-10-housing-financial-and-government-trends/
Top 10 Housing, Financial, and Government Trends (published August 8, 2023)

https://realty411.com/the-lock-in-effect-and-keys-to-success/
The Lock-In Effect and Keys to Success (published July 3, 2023)

A 33-to-1 Vacant & Distressed Home-to-Listed Home Ratio
A 33-to-1 Vacant & Distressed Home-to-Listed Home Ratio (published May 2, 2023)

https://realty411guide.com/the-interconnected-california-global-real-estate-markets/
The Interconnected California & Global Real Estate Markets (published April 20, 2023)

https://reiclub.com/articles/the-madness-of-march-2023/
The Madness of March 2023

https://realty411guide.com/economic-extremes-consumer-shock/
Economic Extremes & Consumer Shock (published March 14, 2023)

https://realty411.com/distressed-properties-contradictory-data/
Distressed Properties & Contradictory Data (published February 13, 2023)

https://realty411guide.com/positive-and-negative-housing-trends-for-twenty-twenty-three/
Positive and Negative Housing Trends for 2023 (published January 18, 2023)

https://realty411guide.com/underwater-homes-and-short-sale-solutions/ 
Underwater Homes and Short Sale Solutions (published December 12, 2022)

https://realty411guide.com/the-next-7-year-housing-cycle/
The Next 7-Year Housing Cycle (published December 8, 2022)

https://realty411.com/simplifying-and-automating-commercial-mortgages/
Simplifying and Automating Commercial Mortgages (published October 5, 2022)

https://realty411guide.com/converting-home-equity-to-cash/
Converting Home Equity to Cash (published: September 2, 2022)

https://realty411.com/short-term-rentals-and-dscr-loans/
Short-Term Rentals and DSCR Loans (published April 5, 2022)

https://realty411.com/forbearance-bailouts-and-refinances/
Forbearance Bailouts and Refinances (published December 23, 2021)

https://realty411.com/californias-gold-rush-for-valuable-land/
California's Gold Rush for Valuable Land (published May 21, 2021)

https://realty411.com/homeowners-financial-solutions-for-2021-and-beyond/
Homeowners' Financial Solutions for 2021 and Beyond (published December 18, 2020)

https://realty411.com/vacation-rental-investment-opportunities/
Vacation Rental Investment Opportunities (published July 2, 2020)

To learn more details, please visit Rick's website at www.realloans.com and Facebook business page at https://www.facebook.com/realloans.info.