Mortgage Education

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

Every Tuesday at 5pm! RSVP at the following link to receive login details: https://www.enggarcia.com/hbstuesday/ * The Districts Best first time home buyer webinar * Learn about the home buying process * How to qualify & what loans are available * Qualifying for DC Open Doors and other programs * Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Please join our Advisors and other invited speakers to hear a presentation on investing basics. Topics to be discussed will include an overview of asset allocation, diversification, market volatility, tax efficient accounts, and general income strategies. Refreshments and Hors D’oeuvres will be served. Seating is limited and available on a first-come, first-serve basis. To reserve your spot, please RSVP today to your financial advisor. We look forward to seeing you!

Join the DC Portuguese Conversation Group at La Cosecha by Union Market for an evening filled by practicing Portuguese on Tuesday the 3rd. (IF YOU ARE STILL LEARNING THAT IS FINE, ALL LEVELS WELCOME). Come practice Portuguese, build new connections and broaden your cultural/lusophonic horizons with us! Whether you are a native Portuguese speaker, an English-speaking expat looking to practice Portuguese, or simply interested in making international friends, this event is perfect for you. Come ready to engage in stimulating conversations, make new connections. Ate ja, tchau!

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

**3, 2, 1: Get Started on Video Content Creation** **Fairfax Public Access** **Wednesday\, March\. 4th\, 2026 \| 7:00pm \(2hr est\.\)** Are you a video creator, filmmaker, YouTuber, or digital storyteller? Join us for a special meetup at our Community Media Station and discover the creative resources available right here in your community. This event is designed to help you connect with fellow creators, explore new opportunities, and learn how our station can support your projects—from concept to production. **What you’ll experience:** • Meet and network with local video content creators • Introductory tour of our studios, editing suites, and production spaces • Overview of our professional equipment, training programs, and membership benefits • Learn how to access cameras, lighting, podcasting, and video production resources • Opportunities to collaborate on community and original content • Q&A with our team about how we can help bring your ideas to life **Location:** 2929 Eskridge Rd., Suite S, Fairfax, VA 22031 **RSVP or for Questions Contact us at**: FPAtraining@fcac.org / 571-749-1132 / www.fcac.org/orienation

Join us for Career Night to learn how our agency works, what we do, and how you can earn part-time or full-time income helping families with financial literacy and protection.

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

***"Have you ever moved money from one account to another, not to save or invest, but just to make everything “clear” before the next bill hits?"*** That moment tells you something..... Does it ay more about your hustle? or more about your financial plan? When did money start feeling like something you have to manage… instead of something that supports you? If you’re ready to meet people who are building and get real clarity on what to do next, come out. If you’ve been looking for a different plan, come out. **Networking first, then a financial workshop in the DMV. Friendly, high-energy, feel-at-home room.**

Twilight Talkmasters Open House — Thu, Mar 5th, 7:00 PM (Doors 6:30) Discover your voice at our IN PERSON Open House at Fairlington Community Center (3308 S Stafford St., Arlington, VA). Enjoy engaging speeches, a guest speaker, networking, and light snacks. Free entry; all welcome. Why attend: sharpen briefing skills; boost executive presence; practice in a supportive club. RSVP / Info: https://twilighttalkmasters.toastmastersclubs.org/ · Email: officers-8095@toastmastersclubs.org. Bring a colleague — see what Toastmasters can do for your career.

## Overview Networking event for aspiring school leaders interested in building their own high-quality K-12 public school in their community. **About the Event:** Aspiring school founders in the Columbus, OH, area are invited to join us for this special in-person networking event where you will be able to ask questions, learn more about the BES Fellowship and make sure you are prepared for the application process and beyond. In addition to meeting like-minded leaders who are also committed to transforming education and bringing a high-quality K-12 option to their community, you’ll have the opportunity to meet our team and gain special insights from Dr. Chaundria Smith, BES Senior Director of Fellowship Coaching, who works closely to support BES Fellows. During this event, you can also learn more about the various regions across Ohio we are prioritizing for the BES Fellowship to ensure that new schools will respond to the needs of their community. **About the BES Fellowship:** Leaders in the BES Fellowship embark on a multi-year process to design, found, and lead an excellent K-12 public school that reflects and responds to community needs. We are currently accepting applications to the 2026 BES Fellowship. The extended deadline is March 30, and the 2026 Cohort will begin August 2026. Applications will be reviewed on a rolling basis until all spots are filled. Learn more at [bes.org/fellowship](http://bes.org/fellowship "http://bes.org/fellowship").

The Humanist Monthly Program is our longest running event and still a community favorite. In the old days it used to be called "Going to HCCO" and we still like to think of it as our flagship event. Food and drinks will be provided at the event. Feel free to show up a little bit early to hang out and talk. Our March speakers are Molly Gaines and Zack Parrish, co-organizers of the Secular Education Association: They will share their story of how a small group of Ohio parents grew into a national organization tracking released-time religious instruction and other church–state issues in public schools. The presentation will cover SEA’s early wins and hard lessons, what we’re seeing nationally right now, and how local advocates can play a meaningful role in protecting public education. Attendees will leave with a clearer understanding of the landscape — and practical ways to get involved. Going forward our meetings will be hybrid. You can meet us in-person or attend online Join Zoom Meeting [https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1](https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1) Meeting ID: 878 3656 4953 Passcode: 760812 One tap mobile +19292056099,,87836564953#,,,,\*760812# US (New York) +13017158592,,87836564953#,,,,\*760812# US (Washington DC) The formal presentation will start at noon

One of the most valuable parts of this community is the opportunity to think out loud with other product professionals. This session is built for exactly that. As we wrap up the quarter, it’s a great time to pause and reflect. What’s on track? What needs adjustment? Where could a small shift create bigger impact? Join fellow product professionals for a focused, interactive conversation designed to help you recalibrate for the next quarter. You’ll have the opportunity to share where you are, hear how others are thinking through similar challenges, and gain fresh perspective you can bring back to your team and organization. We’ll gather at 8:00AM, with discussion starting promptly at 8:15AM. 📍 First Watch - 7227 N High St Located in: The Shops at Worthington Ample parking is available. Food and beverages will be available for purchase. Start your morning with clarity and connection — we hope to see you there! ☀️

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)**.) Let’s be honest. In 2026, you can’t use 2023 strategies and “hope” a deal works out. Demand for rentals, wholesale deals, retail deals, and even loans has changed, and that means that the most active, experienced investors have changed the way they do deals (and maybe even the kinds of deals they’ll do). Here at COREE, our job is to shortcut your learning curve by introducing you to the people and concepts you need to take the shortest path from here to financial freedom, and we think you’ll agree that this meeting is a no-brainer, if you’re serious about making wealth-building deals this year. Here’s the detailed agenda: From 6:00–7:00 p.m., From 7:30–9:00 p.m., Agenda: 5:00–6:00 p.m. Complimentary Light Dinner & Networking 6:00–7:00 p.m\*\*. New Investor Meeting: Basics of Making Money in Rentals with Vena Jones-Cox\*\*. If you’re planning to buy rentals today, you have to know how to evaluate the REAL income and expenses before you make an offer. If you’re new, you’ll finally understand how rentals really produce profit. If you’ve been around a while, you’ll see how today’s numbers change the math. 7:00 –7:30 **Buy-Sell-Trade (Members Only)** Bring your deals, money, buyer lists, referrals, and requests. Fast-moving. Bring flyers or business cards. Guests get a quick orientation with Executive Director Vena Jones-Cox. 7:30–9:00 p.m. **Main Meeting: Your 2026 Buy Box: What Experienced Investors are Buying in 2026 (and what they won’t touch).** Our panel of active, experienced investors will lay out their 2026 buy boxes. Not hypotheticals. Not “in theory.” What they are actually buying—and what they won’t touch. They’ll share: * What property types investors are actively pursuing * What strategies they’ve stopped using * The exact numbers they require before they say yes * How insurance, taxes, and rates have tightened the buy box * What instantly disqualifies a deal in today’s market * How to define your own 2026 buy box based on capital and risk tolerance Members and non-members at any level of knowledge and experience are welcome—as long as you’re serious about real estate, value experience-based, no B.S. education, and want to give as much as you get. Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)** and register on our website!

Window functions have nothing to do with the Windows operating system but provide a “window” to a result set when used in SQL queries. They are powerful, set-based methods to view data in unexpected ways. Window functions provide easy, set-based solutions to solve some common problems: * Using running totals * Performing operations in intervals * Identifying data gaps and islands * Performing aggregates without losing detail Many people are confused by window functions and do not know how to use them properly. This session will explore window functions, how they work, and how to use them. Demonstrations with several examples will solidify how window functions can simplify queries and make them more powerful.