Mortgage Education

👉 Enroll at **[www.worklifespanish.com/conversational-spanish-clubs.html](http://www.worklifespanish.com/conversational-spanish-clubs.html)** Our ***Beginner Banter Club*** meets online and is available to all Spanish learners at the A1-B1 levels who want to start speaking and build confidence. Each week, we’ll explore vocabulary and cultural themes like holidays, food, and daily life in the Spanish-speaking world. **​**Location: Zoom Day: Mondays, 5pm - 6pm ET ​Price: $27.50 / session or FREE with monthly credits 🎁 **FREE Trial Event Available!** Use code **FREECLUB** when you sign up. 👉 Enroll at **[https://www.worklifespanish.com/conversational-spanish-clubs.html](https://www.worklifespanish.com/conversational-spanish-clubs.html)**

Let's chat! The purpose of this event is to meet and connect with like-minded investors and to grow our network. Great opportunity to network with investors, lenders, brokers, operators and business leaders. We can all share what we want and need as well as help and bring value to the rest of the community. We will meet at the Ono Brewing Company, 4520 Daly Dr. Ste 102 Chantilly, VA 20151

We are told to "go with the flow," but life is full of grit. **Question 1:** Is suffering an inherent part of the "Earth curriculum," or is it purely a mistake of the human mind’s perspective? **Question 2:** Where is the line between "accepting what is" and being passive/lazy? Can you take radical action to change the world while still being in a state of nondual acceptance? **Question 3:** Think of a current "suffering" in your life. If you removed the story you tell yourself about it, what is actually left? *Thank you guest facilitator, Erin!* \-\-\-\- ***“I am struck with how rare it is to find a few good friends on the path. It is easy to find people who simply want to sit and be entertained by teachers, or who want to sit and entertain by playing the role of teacher. In other words, the quest for affirmation often outweighs the quest for truth.*** ***Yet you may have one or two good friends, and definitely have one or two waiting to be discovered. Find them; be thankful.”*** ***— Shawn Nevins*** 'What will make me happy in life?' ... 'Am I my thoughts?' ... 'What is Enlightenment?' ... We meet every week to ask questions like these in the pursuit of Self-Knowledge and Truth. We are interested in topics like: Zen, stoicism, spirituality, psychology, mindfulness, Nisargadatta, non-violent communication, Socrates, existential philosophy, Alan Watts, taoism, Eckhart Tolle, meditation, Ramana Maharshi, etc. But we are not affiliated with any dogma, philosophy, or religion. Our goal each meeting is to serve as mirrors for one another using question-based inquiry in a safe environment. In a session, every participant takes turns discussing the week's question or topic, and the group asks reflective questions without any agenda besides trying to understand the person's beliefs. A few other guiding principles of our group: * No one is obligated to share * Be honest with yourself and others * Do not try to convince others to believe or think as you do * Keep the focus on the person being questioned We meet at the [Bethesda Library](https://maps.app.goo.gl/GWMozF8zpY1m1PY26) every Monday. The library is a 5 minute walk from the Bethesda Metro on the Red Line, approx 25 minute Metro ride from Metro Center and Gallery Place stations. The library has a a parking lot with metered parking for $1/hour. \*\*\* WE WILL BE IN MEETING ROOM 3 UNLESS OTHERWISE NOTED ----- THE MEETING ROOM IS IN THE BACK OF THE LIBRARY \*\*\* Please contact us with any questions!

We are teaming up with Mapillary to host the February GeoDC meetup at the Meta DC office. Whether you’re a local Washingtonian, a seasoned OSM contributor, or a GIS professional. Join us for an evening of lightning talks, networking, and amazing conversations about maps and geospatial technology with a focus on street-level imagery. Since this event is being held at the Meta office you must[ RSVP using this form](https://docs.google.com/forms/d/e/1FAIpQLSe35JmapvZlryI3f-uZbpbA-zNFHUGlWO_-8N1yCyFQs00sNQ/viewform) by Friday February 6th. Space is limited so keep an eye out for the event update. Check out the lineup below for details and let us know if you've used Mapillary and would like to talk about your experience. ### The Lineup 18:00 \| Doors Open: Grab a slice\, a drink\, and catch up with fellow mappers\. 18:45 \| Welcome: Quick intros from the GeoDC crew and Mapillary\. 19:00 \| Lightning Talks: Rapid\-fire presentations on GIS\, cartography\, and the power of open imagery\. * Interested in speaking? Reach out! 19:45 \| The Spatial Social: Open networking and informal demos\.

Are you looking for yoga to jump start your day? Please join us on Monday and Wednesday mornings to kickoff your day of events. **Please reserve your spot at www.piesfitnessyoga.com**. The session is offered InStudio and OnLine. The Zoom link for the OnLine session will be emailed 15 minutes before class starts to those who are registered at www.piesfitnessyoga.com. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St. Alexandria, VA 22314 Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36, 37, 38, 39.** The church is located across the street from the studio, on the corner of Duke St. and West St. Discount is available to seniors, teachers, students, emergency responders, and military. All can save by purchasing class packs.

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

At our next South Meetup, practice making offers with your investor colleagues, to help you get more deals when talking with sellers. Great networking, too. Free for all at Timbuktu restaurant in Hanover, near Arundel Mills. Food and beverage available with separate checks. Moderated by Ike Opaigbeogu and Robert Dietzen. For more about Baltimore REIA meetings and education, visit www.BaltimoreREIA.com.

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

Join us for Career Night to learn how our agency works, what we do, and how you can earn part-time or full-time income helping families with financial literacy and protection.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

Polarity Reflexology (PR) Certificate Course: (2026) February 21-22 March 21-22 April 25-26 May 30-31 June 27-28 Students must attend all 5 weekends to receive Certificate Classes run from 8:30am-5:30pm each scheduled day Information & Registration Link can be found here: [Polarity Reflexology (PR) Certificate Course](https://www.gafee.org/#/polarity-reflexology-pr/) *[Global Academy for Energetic Education (GAFEE) is Registered with the Ohio State Board of Career Colleges and Schools and is authorized to teach Diploma and Certificate Programs. (Registration #2091)](https://oh.edvera.com/directory/institutions)*

**People Analytics 101: Making Sense of Compensation Data** Compensation data is one of the most widely used and widely misunderstood forms of people analytics. The session will cover where compensation data comes from, including market pricing data, internal payroll data, and benchmarking sources, and how companies think about structuring and analyzing that information. We will explore how compensation data is leveraged to set salary ranges, manage internal equity, support hiring and retention, and align pay with business strategy. A portion of the session will address common data challenges and limitations, such as market noise, inconsistent job matching, and incomplete datasets, while keeping the primary focus on practical use rather than technical depth. The session will also look ahead at where the space is going, including the growing impact of pay transparency laws, expanding pay equity requirements, and emerging regulations in the US and Europe that require organizations to report on gender and pay gaps. The goal is to give attendees a clear mental model for how compensation analytics works today and why getting it right is becoming increasingly critical. (note: we are back at Rev1 this month!) **About Our Speaker** [Alex Moore](https://www.linkedin.com/in/alexscottmoore/) is the founder of [Moore Cooperative](https://moorecooperative.com/), where he advises organizations on compensation strategy, pay equity, and people analytics. His work focuses on helping organizations like the Ohio Supreme Court design, analyze, and communicate compensation systems that are data-informed, defensible, and aligned with organizational goals. Alex lives in Granville, Ohio and has three little kiddos. More info at [cbusdaw.com](https://cbusdaw.com)

**\*\*\*\* More details and sign up at: https://aifalliance.org/summit-2026/ \*\*\*\*** **What is AI Freedom Alliance?** AI Freedom Alliance promotes the responsible growth of AI guided by practical, commonsense ethics. Our nonprofit is built by professionals from a wide range of industries and is made up entirely of small- and mediumbusiness representatives—never large tech companies. We provide a counterbalance to big corporate influence, focusing instead on how AI can benefit businesses and the world at large. **What’s Happening?** ***The inaugural AI Freedom Alliance Summit.*** This full-day event will explore how we can ensure AI is adopted responsibly through shared ethical standards that empower humanity. The summit will feature interactive and educational sessions led by thought leaders, technologists, policymakers, and advocates who are passionate about making AI fair, transparent, and beneficial for everyone. **Why Attend?** Learn about the legal and technical challenges with implementing AI solutions within your organization. Build better solutions while protecting your organization from legal and compliance risks. And learn how to think strategically about AI as a differentiation tool for your business. This summit is highly recommended for C-Suite leaders to learn as well as interact with each other and our sponsors.

Have a small business? Ever wish you could just ask some questions around how to grow your business, get more customers or just know what the freak you are doing with sales? Now is your chance!! Every month we are hosting the "Ask an Expert" at the Columbus Metro Library, Main campus. I will be there to answer your Sales related questions. Drop-in for sales coaching designed to help small business owners, entrepreneurs, and sales professionals sharpen their sales approach. Whether you have questions on how to refine your pitch, are looking to close deals more quickly, or are working on building better client relationships, Smashing Your Sales Goals Coaches are here to help. Drop-in to get expert insights, actionable strategies and real-time solutions to grow your business and generate higher profits. Drop-In Sales Coaching is FREE + OPEN to the public. No appointment needed. First come, first served. EPIC Learning created. Accelerate Columbus supported.