Mortgage Education

• What we'll do On https://blackecon101.podbean.com/ Thursdays at 6 pm. discussing the economy....

Getting leads is ONE thing, but knowing what to do with them? That’s where the magic happens. Once those leads start rolling in, you need a game plan to figure out who’s serious about selling and who might need a little more warming up. We’ll break down how to sort your leads into the ones ready to close, those that need a nudge, and those you shouldn’t waste time on. PLUS, we’ll dive into negotiation techniques to help you lock in hyper-profitable deals. If you’re ready to level up your lead game, this one’s for you. **Special Announcement**: For existing members that bring new first time guests, you will be entered into raffles for incredible prizes. Don't miss out. Invite your friends, family, co-workers, etc. **Event Details:** **• Date:** March 5, 2026 * 6:00pm ET — Sign In for Registration * 6-6:05pm ET — Introduction * 6:05pm-7:30pm ET — Training * 7:30pm-8:00pm ET — Q&A/Networking **• Location:** 1900 Campus Commons Dr. #100 Reston, VA 20191

Twilight Talkmasters Open House — Thu, Mar 5th, 7:00 PM (Doors 6:30) Discover your voice at our IN PERSON Open House at Fairlington Community Center (3308 S Stafford St., Arlington, VA). Enjoy engaging speeches, a guest speaker, networking, and light snacks. Free entry; all welcome. Why attend: sharpen briefing skills; boost executive presence; practice in a supportive club. RSVP / Info: https://twilighttalkmasters.toastmastersclubs.org/ · Email: officers-8095@toastmastersclubs.org. Bring a colleague — see what Toastmasters can do for your career.

Network with an average of 60+ business professionals, all attendees get an opportunity to give a 30 second elevator pitch, enjoy a light breakfast, 10 minute educational presentation on topics that change weekly, and enjoy networking before and after the meet up.

We are the Federal Center Toastmasters Club. We meet the 1st, 3rd, and 5th Thursday of each month in Hyattsville, MD, from 12 noon to 1pm. Our meetings are held at the headquarters of the CDC’s National Center for Health Statistics of the CDC. Our meetings are open to the public, though visitors must go through building security procedures. For visitors who are not U.S. citizens, we do need to pre-coordinate a first visit with our security team. Contact us at: 1260@toastmastersclubs.org. We have been a Toastmasters Club for 40 years and always welcome new members! Join us, and you will improve your public-speaking and leadership skills in a friendly, supportive atmosphere!

Mindful movement and flow: This class is a slower moving, strengthening and balance building practice based on mindfulness. We will bring our intentions to the awareness of our bodies and our breath in movement or in longer held poses. We will explore different breathing techniques that help clear out physical, emotional or mental energies allowing a sense of peace within. The session is offered InStudio and OnLine. The Zoom link for the OnLine session will be emailed 15 minutes before class starts to those who are registered at www.piesfitnessyoga.com. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St. Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36,37,38,39.** The church is located across the street from the studio, on the corner of Duke St. and West St.

Join the IBM Z Skills team at UMD College Park to **inspire** the next generation of technologists to pursue roles on the mainframe! \- IBM will deliver an overview presentation on IBM Z and the critical role the platform plays across industries today\. \- Help introduce students to IBM Z Xplore\, IBM’s premier online learning platform\, giving them a clear path to begin hands\-on skills development immediately\. \- Highlight the wide range of career opportunities available in the industry\, helping students see how their interests and strengths connect to real roles in the field\.

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Join us for a casual, discussion-based meetup focused on the science of reading and related education topics. This gathering grew out of conversations at the Virginia Reading League conference, and the goal is to continue those conversations in a relaxed, thoughtful setting. This is the March get-together for educators, tutors, parents, and anyone interested in evidence-based literacy and instruction. Look for the 'Ed Talk Café' placard marking our table.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

It is irresistible, to enjoy a Spanish and Portuguese convo with appetizers, glass of wine and rail drinks. ***GRAB A DRINK AND YOU ARE ALL SET TO FLEX YOUR LANGUAGE CAPACITY. YOU NEED TO GET AT LEAST A DRINK OR FOOD :) To get the event going and show support. We know that you like our events. P.S. : We have non-alcoholic drinks as well.*** We have a tiny venue and we hit capacity often and early arrival is suggested. We have the discretion to decide entry. HOW IT WORKS : We will try to assign tables for each represented languages and will direct attendees to their respective tables accordingly. Rules to abide : 1. Event is free and 21+ (bring ID). 2. Be respectful to your counterparts and give them a chance to exchange with others as well. 3. We all are native speakers of one or two languages and be willing to help others and try to accommodate as much as possible. 4. If you don't speak the other person's required language, LEAVE THEM ALONE. 5. Rude or aggressive members are removed from the group at an organizers discretion. 6. This is a face-to-face language exchange event. DO NOT try to arrange an online meeting, by using the comment box or direct message. 7. Most of our members complained about people writing in the comment box. Since it sends notification to all attendees. If you have any questions, send a message to the organizers. Don't write in the comment box. 8. We have ZERO TOLERANCE for solicitation. We don't allow anyone to run their own agenda at the Event. If you are interested to promote/sponsor/collaborate; contact us via ([info@merevents.com](http://info@merevents.com)). 9. When you get there, we will greet you and take you to your respective group. 10. Don't be shy of your local languages. We have diplomates assigned to different countries, who would love to practice your languages. 11\. Be patient for the first 30 minutes\, up until we form your respective language group\. 12\. We will have a registration station and check you in\. 13\. This is mainly a social for Intermediate/Advanced/Native Speakers\. It is not as such to learn a language\. Beginners\, if you want to learn a language\, reach out to us \([info@merevents.com](http://info@merevents.com/)). We have a school and will arrange you a class. ***AFTER THE EXCHANGE, WE HIT THE DANCE FLOOR! BRING YOUR DANCING SHOES, WE WILL DANCE THE NIGHT AWAY!***

[Profs and Pints Northern Virginia](https://www.profsandpints.com/washingtondc) presents: **“Ireland’s Fight for Freedom,”** with Kevin Matthews, assistant professor of history at George Mason University and former London correspondent for Vatican Radio reporting on British and Irish news. [Advance tickets: $13.50 plus sales tax and processing fees. Available at [https://events.ticketleap.com/tickets/profsandpints/northern-virginia-ireland-freedom](https://events.ticketleap.com/tickets/profsandpints/northern-virginia-ireland-freedom) .] After centuries of struggle, Irish men and women won their freedom from Great Britain after waging a war that set the pattern for all other independence struggles of the 20th century. But there was a price—the partition of their country, a split setting the stage for the Northern Ireland “Troubles” that didn’t end until 1998. Gain a deeper understanding of Ireland and its history with Professor Kevin Matthews, a historian and frequent Smithsonian Associates speaker who had served as a journalist covering the last stages of the Troubles in Ireland in the early and mid 1990s. He’ll discuss in depth how the Irish won independence in a two-year war between 1919 and 1921, covering topics as the role women played in the conflict, the life and tactics of the revolutionary leader Michael Collins, and the Irish development of “urban guerilla warfare” using small, highly mobile armed units called “flying columns.” Most important, this talk will examine how the conflict between Irish nationalists and Irish unionists led to Ireland’s division and later conflict. From the Easter Rising to the Good Friday Agreement, from Bloody Sunday to Brexit, this conflict has never quite gone away. As the Irish poet, William Butler Yeats once wrote: Now and in time to be, Wherever green is worn, Are changed, changed utterly: A terrible beauty is born. Professor Matthews will explore how the Irish fought to a standstill what was then the mightiest empire in the world and how, more than he could have known, Yeats’ prediction still rings true today. (Doors: $17, or $15 with a student ID. Listed time is for doors. Talk starts 30 minutes later.) Image: Members of the Irish Republican Army’s West Connemara Flying Column in 1921. (Public Domain photo.)

Confidence is essential for most QUALITY jobs. Often, when we lose our employment, we lose our confidence. The employment process can be brutal at times. We will talk about true confidence vs arrogance vs false humility. We hope to help our attendees find more factual confidence in themselves At the end of this seminar/webinar, there will be a brief Christian story. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- IF YOU ARE NEW TO Career-Confidence.org and want to learn about us via our team, here are some videos that we have done. PLEASE SUBSCRIBE to our channel and LIKE our videos. \-\-\-\-\-\- Career-Confidence.org, Laura Hamilton and Robert Brandau both long-time recruiters give you an overview. [https://www.youtube.com/watch?v=R20iMmWWsas](https://www.youtube.com/watch?v=R20iMmWWsas) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Bruce, Silvia, and Mary Beth talk about the impact of Career-Confidence.org on their job search. [https://www.youtube.com/watch?v=EYtFRWzhKLo](https://www.youtube.com/watch?v=EYtFRWzhKLo) \-\-\-\-\-\- Tim Jack, one of our current volunteers and attendees [https://www.youtube.com/watch?v=uq-qfaDVDMU](https://www.youtube.com/watch?v=uq-qfaDVDMU) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Doris McMillon of our Board of Directors [https://www.youtube.com/watch?v=JNmOi9TsYGs&t=10s](https://www.youtube.com/watch?v=JNmOi9TsYGs&t=10s) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Kim DeWitt Succinctly Talks about our Team [https://www.youtube.com/watch?v=SSHCEK11jD0](https://www.youtube.com/watch?v=SSHCEK11jD0) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Cecilia and Nate – 2 of our Alumni give an overview of Career-Confidence.org. perspective. [https://www.youtube.com/watch?v=uNstYHVnfAA](https://www.youtube.com/watch?v=uNstYHVnfAA) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Sara's Experience with Career-Confidence.org - Surprise Ending – Pre-Covid [https://www.youtube.com/watch?v=fEuKuvZyEYE&t=51s](https://www.youtube.com/watch?v=fEuKuvZyEYE&t=51s)

## Overview Networking event for aspiring school leaders interested in building their own high-quality K-12 public school in their community. **About the Event:** Aspiring school founders in the Columbus, OH, area are invited to join us for this special in-person networking event where you will be able to ask questions, learn more about the BES Fellowship and make sure you are prepared for the application process and beyond. In addition to meeting like-minded leaders who are also committed to transforming education and bringing a high-quality K-12 option to their community, you’ll have the opportunity to meet our team and gain special insights from Dr. Chaundria Smith, BES Senior Director of Fellowship Coaching, who works closely to support BES Fellows. During this event, you can also learn more about the various regions across Ohio we are prioritizing for the BES Fellowship to ensure that new schools will respond to the needs of their community. **About the BES Fellowship:** Leaders in the BES Fellowship embark on a multi-year process to design, found, and lead an excellent K-12 public school that reflects and responds to community needs. We are currently accepting applications to the 2026 BES Fellowship. The extended deadline is March 30, and the 2026 Cohort will begin August 2026. Applications will be reviewed on a rolling basis until all spots are filled. Learn more at [bes.org/fellowship](http://bes.org/fellowship "http://bes.org/fellowship").

The Humanist Monthly Program is our longest running event and still a community favorite. In the old days it used to be called "Going to HCCO" and we still like to think of it as our flagship event. Food and drinks will be provided at the event. Feel free to show up a little bit early to hang out and talk. Our March speakers are Molly Gaines and Zack Parrish, co-organizers of the Secular Education Association: They will share their story of how a small group of Ohio parents grew into a national organization tracking released-time religious instruction and other church–state issues in public schools. The presentation will cover SEA’s early wins and hard lessons, what we’re seeing nationally right now, and how local advocates can play a meaningful role in protecting public education. Attendees will leave with a clearer understanding of the landscape — and practical ways to get involved. Going forward our meetings will be hybrid. You can meet us in-person or attend online Join Zoom Meeting [https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1](https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1) Meeting ID: 878 3656 4953 Passcode: 760812 One tap mobile +19292056099,,87836564953#,,,,\*760812# US (New York) +13017158592,,87836564953#,,,,\*760812# US (Washington DC) The formal presentation will start at noon

One of the most valuable parts of this community is the opportunity to think out loud with other product professionals. This session is built for exactly that. As we wrap up the quarter, it’s a great time to pause and reflect. What’s on track? What needs adjustment? Where could a small shift create bigger impact? Join fellow product professionals for a focused, interactive conversation designed to help you recalibrate for the next quarter. You’ll have the opportunity to share where you are, hear how others are thinking through similar challenges, and gain fresh perspective you can bring back to your team and organization. We’ll gather at 8:00AM, with discussion starting promptly at 8:15AM. 📍 First Watch - 7227 N High St Located in: The Shops at Worthington Ample parking is available. Food and beverages will be available for purchase. Start your morning with clarity and connection — we hope to see you there! ☀️

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Window functions have nothing to do with the Windows operating system but provide a “window” to a result set when used in SQL queries. They are powerful, set-based methods to view data in unexpected ways. Window functions provide easy, set-based solutions to solve some common problems: * Using running totals * Performing operations in intervals * Identifying data gaps and islands * Performing aggregates without losing detail Many people are confused by window functions and do not know how to use them properly. This session will explore window functions, how they work, and how to use them. Demonstrations with several examples will solidify how window functions can simplify queries and make them more powerful.