Mortgage Education

The [Simplicity Living Study Circle of Northern Virginia](https://www.coachingwithdanijk.com/study-circle) meets on the first Saturday of each month from 4:00 to 5:30 PM at Lacey Woods Park in Arlington, Virginia.\* **This is a rain or shine outdoor event.** This free community group offers a unique and empowering space for individuals seeking to live a simpler, more intentional life. Led by participant-driven discussions, our circle is designed to foster connection and support as members share their experiences, wisdom, and insights on simplifying their lives. Hosted by members of the Simplicity Living Circle of Northern Virginia, we aim to bring together like-minded people who are passionate about mindful living and environmental care. Whether you're new to the journey of simplicity or looking to deepen your practice, we invite you to join us in this nurturing and inclusive environment. \*This month's gathering was rescheduled due to hazardous conditions from the snowstorm in January. All other meetings will be held at the described time of month unless otherwise specified!

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

This meetup is designed to be an open forum amongst our community. We intend for it to be an opportunity for members to showcase what projects we've been working on this year related to Linux and AWS. If you are a current (or aspiring) professional looking for a practical way to build your experience with Linux and cloud computing, this event is for you! About us: Respect The Tech is an organization focused on information technology education and innovation. Our mission is to innovate technology education through virtual labs and gamified training. All of our team members are experienced professionals in the cybersecurity and cloud computing field. We are based out of the DMV and aim to serve the DMV with the same tools that enabled us to be successful with technology. *** Requirements: A functional laptop AWS account created and ready to use (free tier recommended)

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

It is irresistible, to enjoy a Spanish and Portuguese convo with appetizers, glass of wine and rail drinks. ***GRAB A DRINK AND YOU ARE ALL SET TO FLEX YOUR LANGUAGE CAPACITY. YOU NEED TO GET AT LEAST A DRINK OR FOOD :) To get the event going and show support. We know that you like our events. P.S. : We have non-alcoholic drinks as well.*** We have a tiny venue and we hit capacity often and early arrival is suggested. We have the discretion to decide entry. HOW IT WORKS : We will try to assign tables for each represented languages and will direct attendees to their respective tables accordingly. Rules to abide : 1. Event is free and 21+ (bring ID). 2. Be respectful to your counterparts and give them a chance to exchange with others as well. 3. We all are native speakers of one or two languages and be willing to help others and try to accommodate as much as possible. 4. If you don't speak the other person's required language, LEAVE THEM ALONE. 5. Rude or aggressive members are removed from the group at an organizers discretion. 6. This is a face-to-face language exchange event. DO NOT try to arrange an online meeting, by using the comment box or direct message. 7. Most of our members complained about people writing in the comment box. Since it sends notification to all attendees. If you have any questions, send a message to the organizers. Don't write in the comment box. 8. We have ZERO TOLERANCE for solicitation. We don't allow anyone to run their own agenda at the Event. If you are interested to promote/sponsor/collaborate; contact us via ([info@merevents.com](http://info@merevents.com)). 9. When you get there, we will greet you and take you to your respective group. 10. Don't be shy of your local languages. We have diplomates assigned to different countries, who would love to practice your languages. 11\. Be patient for the first 30 minutes\, up until we form your respective language group\. 12\. We will have a registration station and check you in\. 13\. This is mainly a social for Intermediate/Advanced/Native Speakers\. It is not as such to learn a language\. Beginners\, if you want to learn a language\, reach out to us \([info@merevents.com](http://info@merevents.com/)). We have a school and will arrange you a class. ***AFTER THE EXCHANGE, WE HIT THE DANCE FLOOR! BRING YOUR DANCING SHOES, WE WILL DANCE THE NIGHT AWAY!***

DMV’s largest Networking + Financial Workout Ever wonder why two people with the same paycheck end up in two different lives? Maybe one is working for the money… and the other has the money working for them. Have you ever gotten paid… paid rent, your car note, the basics… and it feels like your bank account snaps back to zero? If nothing changes, where does that put you by the end of 2026? Hosted by Corey Belin (QUEST Financial) You’ll walk out with: 🔸New relationships + who to connect with on Monday 🔸A clear understanding of the 3 ways money grows so you have a money strategy, not just a paycheck 🔸 The 5 houses of money mapped out (banking, retirement, real estate, stocks, insurance) so every payday your money has a home and a job Fair warning: this is not for people who want motivation. It’s for people who want a plan they’ll actually use on payday.

Changing Careers; 1\. Why? Those of us who must change careers Those of us who want to change careers. 2\. Understanding Who You Are? The Value You Bring to a New Career Understanding Why Someone Will Hire You 3, Examples of Successful Career Changers 4\. Examples of Failures at Career Changing 5, Lessons Learned / Lessons Applied At the end of this seminar/webinar, there will be a brief Christian story. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- IF YOU ARE NEW TO Career-Confidence.org and want to learn about us via our team, here are some videos that we have done. PLEASE SUBSCRIBE to our channel and LIKE our videos. \-\-\-\-\-\- Career-Confidence.org, Laura Hamilton and Robert Brandau both long-time recruiters give you an overview. [https://www.youtube.com/watch?v=R20iMmWWsas](https://www.youtube.com/watch?v=R20iMmWWsas) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Bruce, Silvia, and Mary Beth talk about the impact of Career-Confidence.org on their job search. [https://www.youtube.com/watch?v=EYtFRWzhKLo](https://www.youtube.com/watch?v=EYtFRWzhKLo) \-\-\-\-\-\- Tim Jack, one of our current volunteers and attendees [https://www.youtube.com/watch?v=uq-qfaDVDMU](https://www.youtube.com/watch?v=uq-qfaDVDMU) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Doris McMillon of our Board of Directors [https://www.youtube.com/watch?v=JNmOi9TsYGs&t=10s](https://www.youtube.com/watch?v=JNmOi9TsYGs&t=10s) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- \-\-\-\-\-\-\- Kim DeWitt Succinctly Talks about our Team [https://www.youtube.com/watch?v=SSHCEK11jD0](https://www.youtube.com/watch?v=SSHCEK11jD0) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Cecilia and Nate – 2 of our Alumni give an overview of Career-Confidence.org. perspective. [https://www.youtube.com/watch?v=uNstYHVnfAA](https://www.youtube.com/watch?v=uNstYHVnfAA) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Sara's Experience with Career-Confidence.org - Surprise Ending – Pre-Covid [https://www.youtube.com/watch?v=fEuKuvZyEYE&t=51s](https://www.youtube.com/watch?v=fEuKuvZyEYE&t=51s)

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

**EVERYONE MUST REGISTER ON THE WOMEN ON COURSE WEBSITE TO CONFIRM A SPOT FOR THIS EVENT. [CLICK HERE TO RSVP](https://www.womenoncourse.com/winter-skills-clinic-edp-13552-02-2026.html)** **(an RSVP on Meetup will NOT hold a spot for you)** Back by popular demand! Don't let your golf game go cold over the winter. Keep your golf skills sharp and work on your swing with a small group indoor clinic with an emphasis on short game shots, led by Michael Mauk. Class will take place in the indoor Trackman golf simulator suite. Price Includes 60 minutes of instruction and simulator time. This event welcomes the first 6 people who RSVP. Come solo or bring a friend. Payment due upon arrival. **$25\.00 Member \| $25\.00 Non Member** A **Non Member** registration fee of **$10.00** is due at time of registration. This fee is non refundable.

Serving our community by teaching financial literacy is paramount towards long term success. You will learn three main concepts towards building generational wealth. The five engines of revenu that will forever impact your. Lastly, be introduced a path to entrepreneurship that can transform your life and exceed expectations beyond your imagination Come and acquire this free education and walk out with a new drive! Dress code: Business Casual

New (old) location - La Madeleine at 500 King St! Hope to see you there

This is a great class for beginner to intermediate players looking to get into bluegrass. Students will learn the basic chords and melody of one or 2 classic Bluegrass songs and how to approach playing them in a jam setting. Over the course of about an hour the class will play the tunes several times as a group exploring different possibilities for kickoffs, solos, endings and more. At the end of the class we open up the jam! Justin plays guitar and banjo with Cherry Blossom Special and runs jam sessions along and runs jam sessions along with mandolinist Nick Cameron and fiddler Mari Carlson. He has been teaching guitar, banjo and mandolin in Takoma Park since 2012. This class was designed to give people an affordable entry point to Bluegrass music, and help grow the community. The class is $30 Register [Here!](https://checkout.square.site/buy/GUSSUYYW5UMKDMCDV4CQBOBL)

Our next club meeting is on Sunday will start at 2:15, please join early. if you're coming in-person, parking is free and usually ample at the Community College on Sundays, and most of us park where the spaces are designated for staff and have never had a problem. 👉 Everyone is welcome to join our meeting, participate and practice. You'll get a chance to hear our club members speak and then have an opportunity to play the table topics game. **Agenda for the Meeting:** 1. Warm Up 2. Prepared Speeches (By club members) 3. Table Topics Game (Learn to think on your feet) 4. Feedback **Online - Join us via Zoom** https://us05web.zoom.us/j/86218205188 If you haven't used Zoom before, watch this short video on how to join our meeting - https://www.youtube.com/watch?time_continue=45&v=vFhAEoCF7jg **In-Person** **\- Join us at Montgomery Community College** Meet us at Science Building, room SC 152. The room is located on the ground floor. The exact building address is https://goo.gl/maps/ZEgQH7bKLvzdqtSQ9 For help, please text or call, 301-917-4202.

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Our hybrid event takes place both as a face-to-face and as an online meeting using the GoToMeeting software application: [ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). This club is an operating stock investment club, open to the public as an educational opportunity. Each month this club covers an investment educational topic or presents a teaching segment. Stocks are discussed and studied. This month's educational topic will be quarterly reviews, Manifest Investing's updated website and discussion on AI and how it is challenging the SaaS and other business models. Our stock study will be ADP presented by member Matt Alden. We end the meeting with a "Talkin' Stocks" segment with quick overviews of Coke (KO) and Chipotle (CMG). Investors at all levels are welcome at the face-to-face meeting or online by using this[ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). Get to know fellow investors!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

**\*\*\*\* More details and sign up at: https://aifalliance.org/summit-2026/ \*\*\*\*** **What is AI Freedom Alliance?** AI Freedom Alliance promotes the responsible growth of AI guided by practical, commonsense ethics. Our nonprofit is built by professionals from a wide range of industries and is made up entirely of small- and mediumbusiness representatives—never large tech companies. We provide a counterbalance to big corporate influence, focusing instead on how AI can benefit businesses and the world at large. **What’s Happening?** ***The inaugural AI Freedom Alliance Summit.*** This full-day event will explore how we can ensure AI is adopted responsibly through shared ethical standards that empower humanity. The summit will feature interactive and educational sessions led by thought leaders, technologists, policymakers, and advocates who are passionate about making AI fair, transparent, and beneficial for everyone. **Why Attend?** Learn about the legal and technical challenges with implementing AI solutions within your organization. Build better solutions while protecting your organization from legal and compliance risks. And learn how to think strategically about AI as a differentiation tool for your business. This summit is highly recommended for C-Suite leaders to learn as well as interact with each other and our sponsors.

Have a small business? Ever wish you could just ask some questions around how to grow your business, get more customers or just know what the freak you are doing with sales? Now is your chance!! Every month we are hosting the "Ask an Expert" at the Columbus Metro Library, Main campus. I will be there to answer your Sales related questions. Drop-in for sales coaching designed to help small business owners, entrepreneurs, and sales professionals sharpen their sales approach. Whether you have questions on how to refine your pitch, are looking to close deals more quickly, or are working on building better client relationships, Smashing Your Sales Goals Coaches are here to help. Drop-in to get expert insights, actionable strategies and real-time solutions to grow your business and generate higher profits. Drop-In Sales Coaching is FREE + OPEN to the public. No appointment needed. First come, first served. EPIC Learning created. Accelerate Columbus supported.