Mortgage Education

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Whether you're new to Insight meditation or an advanced practitioner looking for like-minded people to sit with, you're welcome to join us at our Sunday morning drop-in group, sponsored by the Insight Meditation Community of Washington. Insight meditation cultivates our natural wisdom and compassion. Meditation practice develops concentration, which allows us to calm and steady the mind. This class includes a 30-minute lightly-guided meditation, followed by a short talk and time for questions and discussion. The size of the group usually runs somewhere between 25-40 people in-person and between 12-25 online. Chairs are provided, or you may bring a sitting cushion or bench. You may also use the blankets and bolsters offered by the yoga studio. **We offer both in-person and online attendance.** To learn more about our topics and teachers, view our videos or **get the Zoom link**, visit our [class page](https://imcw.org/event/?eventId=735&utm_source=MeetUp&utm_medium=referral&utm_campaign=vienna-drop-in).

**EVERYONE MUST REGISTER ON THE WOMEN ON COURSE WEBSITE TO CONFIRM A SPOT FOR THIS EVENT. [CLICK HERE TO RSVP](https://www.womenoncourse.com/winter-skills-clinic-edp-13552-02-2026.html)** **(an RSVP on Meetup will NOT hold a spot for you)** Back by popular demand! Don't let your golf game go cold over the winter. Keep your golf skills sharp and work on your swing with a small group indoor clinic with an emphasis on short game shots, led by Michael Mauk. Class will take place in the indoor Trackman golf simulator suite. Price Includes 60 minutes of instruction and simulator time. This event welcomes the first 6 people who RSVP. Come solo or bring a friend. Payment due upon arrival. **$25\.00 Member \| $25\.00 Non Member** A **Non Member** registration fee of **$10.00** is due at time of registration. This fee is non refundable.

New (old) location - La Madeleine at 500 King St! Hope to see you there

Join our ASL Brunch on Sundays in Greenbelt! All ASL users and learners are welcome. Brunches are alternately held at two restaurants in Greenbelt, both in the same town plaza. ODD WEEKS: 1st, 3rd, and 5th Sundays, we meet at Cedars of Lebanon, 103 Centerway. EVEN WEEKS: 2nd and 4th Sundays, we meet at New Deal Café,113 Centerway. We are the Greenbelt ASL Community, a group of both Deaf and hearing people who hang out, chat about everyday goings on, trade stories, get to know each other better, and of course, enjoy food together. Many members use ASL as their primary language, several are interpreters or other fluent ASL users, while others are ASL learners who wish to improve their skills while making new friends. Before or after brunch, you can visit the farmer's market and small coop grocery store in the plaza. Please RSVP so we can contact you via email if needed. Our group is on Facebook as Greenbelt ASL Community. Some long-time group members don't mark their attendance here, so feel free to stop by even if you don't see others who have RSVP'd on Meet-up.

This is a great class for beginner to intermediate players looking to get into bluegrass. Students will learn the basic chords and melody of one or 2 classic Bluegrass songs and how to approach playing them in a jam setting. Over the course of about an hour the class will play the tunes several times as a group exploring different possibilities for kickoffs, solos, endings and more. At the end of the class we open up the jam! Justin plays guitar and banjo with Cherry Blossom Special and runs jam sessions along and runs jam sessions along with mandolinist Nick Cameron and fiddler Mari Carlson. He has been teaching guitar, banjo and mandolin in Takoma Park since 2012. This class was designed to give people an affordable entry point to Bluegrass music, and help grow the community. The class is $30 Register [Here!](https://checkout.square.site/buy/GUSSUYYW5UMKDMCDV4CQBOBL)

Our next club meeting is on Sunday will start at 2:15, please join early. if you're coming in-person, parking is free and usually ample at the Community College on Sundays, and most of us park where the spaces are designated for staff and have never had a problem. 👉 Everyone is welcome to join our meeting, participate and practice. You'll get a chance to hear our club members speak and then have an opportunity to play the table topics game. **Agenda for the Meeting:** 1. Warm Up 2. Prepared Speeches (By club members) 3. Table Topics Game (Learn to think on your feet) 4. Feedback **Online - Join us via Zoom** https://us05web.zoom.us/j/86218205188 If you haven't used Zoom before, watch this short video on how to join our meeting - https://www.youtube.com/watch?time_continue=45&v=vFhAEoCF7jg **In-Person** **\- Join us at Montgomery Community College** Meet us at Science Building, room SC 152. The room is located on the ground floor. The exact building address is https://goo.gl/maps/ZEgQH7bKLvzdqtSQ9 For help, please text or call, 301-917-4202.

Shilohites Toastmasters meets every 2nd and 4th Sundays. Meetings start at 4:00 pm, and last one hour. We are a community club open to all. Parking is free. We focus on personal goals for professional development.

**This talk has completely sold out in advance and no door tickets will be available.** [Profs and Pints Northern Virginia](https://www.profsandpints.com/washingtondc) presents: **“The Everyday Supernatural,”** a discussion of how folklorists and anthropologists view our belief in uneasily explained beings, forces, and experiences, with Benjamin Gatling, folklorist, scholar of belief and everyday religion, and associate professor of English at George Mason University. [Advance tickets: $13.50 plus sales tax and processing fees. Available at [https://www.ticketleap.events/tickets/profsandpints/nv-everyday-supernatural](https://www.ticketleap.events/tickets/profsandpints/nv-everyday-supernatural) .] Profs and Pints debuts at [Highline RxR](https://www.highlinerxr.com/) bar in Arlington’s Crystal City with a talk that will both teach you and leave you thinking about your relationship with the unknown. Have you ever wondered why people believe in the supernatural? Or where do such beliefs come from and what purposes do they serve? On hand to offer answers will be Benjamin Gatling, who teaches a course on folklore and the supernatural, studies various cultures’ oral traditions, and serves as editor of *Folklorica: the Journal of the Slavic, East European, and Eurasian Folklore Association.* You’ll gain an understanding of how the supernatural isn’t something strange or extraordinary. It’s part of the everyday lives of most people around the world, and it’s fundamental to virtually all cultural traditions. Here in the United States, three out of four people believe in some aspect of the supernatural such as astrology, telepathy, clairvoyance, or communication with the dead. About half attest to having personally had a mystical experience. In discussing the nature of supernatural beliefs, Dr. Gatling will talk about how our experiences are inexact and ambiguous and how we operate on incomplete information. In many ways belief in the supernatural represents an affirmation that human understanding extends beyond empirical observation and that we live in an imprecise, infinite, irrational, and mysterious world. The goal of folklorists and anthropologists studying such beliefs is not to prove or disprove them, but rather to understand various peoples’ lived experiences and gain insight on how individuals make sense of the uncanny around them. Dr. Gatling will talk about such researchers’ findings in terms of how such beliefs are expressed in dream interpretation or the stories people tell about encounters with ghosts or their relationship with the dead. He’ll talk about visits to haunted places and touch upon subjects such as UFO sightings, encounters with the divine, and magic in our everyday lives. (Doors: $17, or $15 with a student ID. Listed time is for doors. Talk starts 30 minutes later.) Image: A deck of 22 Tarot cards. (Photo by Roberto Viesi / Wikimedia Commons.)

Learn to manage stress and achieve self-growth through simple relaxation and Meditation. Heartfulness Meditation is a simple, modern, methodical approach to meditation. Rather than homing in on your breath or repeating a mantra, you simply focus inward, on your heart, to cultivate inner strength and serenity. Heartfulness meditation is gaining traction in recent years. It focuses on the heart, allowing individuals to connect with themselves on a deeper level, and ultimately achieve peace, relaxation, and clarity. It is a practice that encourages patience, self-compassion, and acceptance, helping cultivate a deeper appreciation for the present moment. This practice is offered with love and at no cost

Open gaming at Panera! New players welcome. We have many games on hand or you can bring your own. We are happy to teach or learn one of yours.

**Please note - there are two books with this title - please read the book by Monica Wood! =)** **11th Anniversary Celebration!** **Would love to see old and new members alike!** "The perfect pick to really light a fire under my book club, and yours....A reminder that goodness, and books, can still win in this world." —New York Times Book Review "A beautiful, big-hearted treasure of a novel." —Lily King National Bestseller \* From the award-winning author of The One-in-a-Million Boy comes a heartfelt, uplifting novel about a chance encounter at a bookstore, exploring redemption, unlikely friendships, and the life-changing power of sharing stories. Our Reasons meet us in the morning and whisper to us at night. Mine is an innocent, unsuspecting, eternally sixty-one-year-old woman named Lorraine Daigle… Violet Powell, a twenty-two-year-old from Abbott Falls, Maine, is being released from prison after serving twenty-two months for a drunk-driving crash that killed a local kindergarten teacher. Harriet Larson, a retired English teacher who runs the prison book club, is facing the unsettling prospect of an empty nest. Frank Daigle, a retired machinist, hasn’t yet come to grips with the complications of his marriage to the woman Violet killed. When the three encounter each other one morning in a bookstore in Portland—Violet to buy the novel she was reading in the prison book club before her release, Harriet to choose the next title for the women who remain, and Frank to dispatch his duties as the store handyman—their lives begin to intersect in transformative ways. How to Read a Book is an unsparingly honest and profoundly hopeful story about letting go of guilt, seizing second chances, and the power of books to change our lives. With the heart, wit, grace, and depth of understanding that has characterized her work, Monica Wood illuminates the decisions that define a life and the kindnesses that make life worth living. "A deeply humane and touching novel; highly recommended for book clubs and fans of Shelby Van Pelt's Remarkably Bright Creatures." — Booklist

This class is a perfect stepping stone from our flagship My Body Don't Bend That Way classes to traditional Vinyasa and Flow classes. The pace is slow allowing for plenty of time to get a feel for the postures and the proper alignment and modifications for your body. But don't let the slow word fool you! By slowing things down, even advanced practitioners can be challenged to build greater strength. **Please reserve your spot at www.piesfitnessyoga.com.** The session is offered InStudio and OnLine. The Zoom link for the OnLine session will be emailed 15 minutes before class starts to those who are registered at www.piesfitnessyoga.com. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St. Alexandria, VA 22314. Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36,37,38,39.** The church is located across the street from the studio, on the corner of Duke St. and West St.

In a parallel world where everyone has an innate “frequency,” those with high frequencies are gifted, popular, and – most importantly – lucky. People in lower ranges have correspondingly less of these traits but more emotional depth. When someone with extremely high frequency is in close proximity to someone especially low, chaos ensues. A boy and girl at opposite extremes of the scale meet in elementary school and encounter each other repeatedly over many years. While the story seems at first to be a *Romeo and Juliet* variation in search of a happy ending, their universe has some secrets that will make the action weirder and more entertaining than anyone could expect. ■ Title — *Frequencies* ■ A.K.A. — *OXV: The Manual* ■ Director — Darren Paul Fisher ■ Cast — Daniel Fraser, Eleanor Wyld, Owen Pugh ■ Unrated, suitable for teens and adults ■ ©2013 \| 1h 49m \| Mystery\, Romance\, Sci\-Fi ■ Distributed by Samuel Goldwyn Films ■ Licensed for showing in Alexandria libraries by Swank Motion Pictures

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**\*\*\*\* More details and sign up at: https://aifalliance.org/summit-2026/ \*\*\*\*** **What is AI Freedom Alliance?** AI Freedom Alliance promotes the responsible growth of AI guided by practical, commonsense ethics. Our nonprofit is built by professionals from a wide range of industries and is made up entirely of small- and mediumbusiness representatives—never large tech companies. We provide a counterbalance to big corporate influence, focusing instead on how AI can benefit businesses and the world at large. **What’s Happening?** ***The inaugural AI Freedom Alliance Summit.*** This full-day event will explore how we can ensure AI is adopted responsibly through shared ethical standards that empower humanity. The summit will feature interactive and educational sessions led by thought leaders, technologists, policymakers, and advocates who are passionate about making AI fair, transparent, and beneficial for everyone. **Why Attend?** Learn about the legal and technical challenges with implementing AI solutions within your organization. Build better solutions while protecting your organization from legal and compliance risks. And learn how to think strategically about AI as a differentiation tool for your business. This summit is highly recommended for C-Suite leaders to learn as well as interact with each other and our sponsors.

Have a small business? Ever wish you could just ask some questions around how to grow your business, get more customers or just know what the freak you are doing with sales? Now is your chance!! Every month we are hosting the "Ask an Expert" at the Columbus Metro Library, Main campus. I will be there to answer your Sales related questions. Drop-in for sales coaching designed to help small business owners, entrepreneurs, and sales professionals sharpen their sales approach. Whether you have questions on how to refine your pitch, are looking to close deals more quickly, or are working on building better client relationships, Smashing Your Sales Goals Coaches are here to help. Drop-in to get expert insights, actionable strategies and real-time solutions to grow your business and generate higher profits. Drop-In Sales Coaching is FREE + OPEN to the public. No appointment needed. First come, first served. EPIC Learning created. Accelerate Columbus supported.

MCKS PRANIC HEALING® Level I In PRANIC HEALING® Level 1, you learn the basics of working with your energy aura, including learning to "scan," or feel the energy, to "sweep," or clean away congested energy, and to "energize," or supplement areas in your aura that have a pranic deficiency. PRANIC HEALING® has been taught to doctors, nurses, massage therapists, acupuncturists, chiropractors, shiatsu practitioners, and many others in the healing field. It has allowed them to heal confidently and consistently in the shortest learning time possible. These professionals find PRANIC HEALING® very effective and easy to apply. Other topics covered in PRANIC HEALING® Level 1: Energetic anatomy: You will learn to work with the network of chakras, meridians and auras to accelerate the healing processes of your body. Preventive healing: You will learn to remove the negative energetic patterns of a disease to prevent it from fully manifesting as a physical ailment. Self-Pranic healing: You will learn to apply these healing techniques to accelerate your own healing. Step-by-step techniques for ailments related to your: respiratory system, e.g., asthma,; circulatory system, e.g., heart ailments; gastrointestinal system, e.g., irritable bowel syndrome; musculoskeletal system, e.g., arthritis and back pain; reproductive system, e.g., menstrual problems. You'll also learn how to address common problems as migraines and sinusitis. Additionally, you'll learn to apply distant healing to loved ones who are not present in the room with you. All PRANIC HEALING® courses are "experiential," which means that you learn by actually performing the techniques and exercises in class - on yourself and those around you. During class, all the principles will be explained thoroughly and you will practice the techniques exhaustively so you will be confident in your ability to produce positive results when you finish the course. This is Day 2 of 2 Attendance at day one is required to attend day 2. The Course text book is Choa Kok Sui, "Miracles through Pranic Healing" Please bring this with you to class. PRANIC HEALING® Level 1 is a prerequisite to all other GMCKS courses. For those interested to review the class...Review fee is only $75!! LOOK AT THIS!! Review for FREE when you bring a new student to class with you.