Mortgage Education

This CREATIVE HAPPY HOUR -and- EDUCATIONAL DISCUSSION is for creative people and folks who appreciate creativity. Whether you attend, produce, appreciate, or promote, you are welcome to join us on Monday, February 23, 2026 from 5pm-7pm for CREATIVE HAPPY HOUR -and- EDUCATIONAL DISCUSSION at Silver Branch Brewing Co in Silver Spring, MD. Register on Eventbrite at [https://HappyHour2-23-26.eventbrite.com](https://HappyHour2-23-26.eventbrite.com). Come meet, network, and enjoy. Only those ages 21 and up can attend. Happy Hour specials are from 5pm-6pm: $5.95 beer and select drinks. Entrance is free. This is a casual event. Join us as Paul Marengo, the Festival Director of ReelAbilities Film Festival: Greater Washington, will lead a 30-minute educational discussion on grant writing designed for filmmakers and arts organizers. In this session he will break down key elements of successful grant proposals, offer practical advice on identifying suitable funding opportunities, and share insights into how to communicate project goals and community impact effectively to potential funders. Register on Eventbrite at [https://HappyHour2-23-26.eventbrite.com](https://HappyHour2-23-26.eventbrite.com). Check out our DC Filmmakers T-shirts on Amazon at[ https://a.co/d/gXACa1Y](https://a.co/d/gXACa1Y) to help support the group. This event is produced by[ DC Filmmakers Group](https://www.facebook.com/groups/dcfilmmakers) in partnership with[ TIVA](https://www.tivadc.org/) (Television, Internet, and Video Association of DC),[ WIFV](https://www.wifv.org/) (Women in Film & Video),[ Wheaton Film Festival](https://www.wheatonfilmfestival.com/),[ Docs in Progress](https://www.docsinprogress.org/), DC Media Makers Group, etc. Sponsored by[ Brian Frankel Law Firm PLLC](https://brianfrankel.com/),[ Creative Colony Spaces](https://www.creativecolonyspaces.com/membership/overview), [ ](https://reelabilities.org/greaterwash/)[ReelAbilities Film Festival: Greater Washington](https://reelabilities.org/greaterwash), and Adobe Software. Enjoy delicious craft beers, tasty snacks, and great company in a relaxed atmosphere. Whether you're a beer enthusiast or just looking to unwind after a long day, this event is perfect for you. Don't miss out on the opportunity to kick back and relax with us at Silver Branch Brewing Co. Use the QR codes at the table to order food and drinks, and be prepared to mingle. Check out the[ Silver Branch Brewing Company's Menu](https://www.silverbranchbrewing.com/lagerhaus-biergarten/). PARKING: Paid parking available one block away at the county's Cameron Street Garage on 8530 Cameron Street (Better pricing than street or private parking.) See you there on 2/23/26! Register on Eventbrite at [https://HappyHour2-23-26.eventbrite.com](https://HappyHour2-23-26.eventbrite.com).

Sean Jackson a recruiter with General Dynamics will be speaking on a wide range of subjects that will help MOTIVATED job seekers streamline their job search. He will answer many questions that MOTIVATED job seekers have. ## At the end of this webinar, there will be a brief Christian story.-------------------IF YOU ARE NEW TO Career-Confidence.org and want to learn about us via our team, here are some videos that we have done. PLEASE SUBSCRIBE to our channel and LIKE our videos. Laura Hamilton and Robert Brandau both long-time recruiters give you an overview.https://www.youtube.com/watch?v=R20iMmWWsas Doris McMillon of our Board of Directorshttps://www.youtube.com/watch?v=JNmOi9TsYGs&t=10s --Bruce, Silvia, and Mary Beth talk about the impact of Career-Confidence.org on their job search.https://www.youtube.com/watch?v=EYtFRWzhKLo --Kim DeWitt Succinctly Talks about our Teamhttps://www.youtube.com/watch?v=SSHCEK11jD0 \-\-\-Cecilia and Nate – 2 of our Alumni give an overview of Career\-Confidence\.org\. perspective\.https://www\.youtube\.com/watch?v=uNstYHVnfAA --Sara's Experience with Career-Confidence.org - Surprise Ending – Pre-Covidhttps://www.youtube.com/watch?v=fEuKuvZyEYE&t=51s

Attention Attendees!!! Due to the upcoming winter storm, we need to **cancel the CFBC Fairfax meetup scheduled for Monday, January 26** to ensure everyone’s safety. 📅 **Our next CFBC Fairfax meetup will take place on February 23**, and we look forward to seeing you then. Thank you for your understanding, and please stay safe and warm. If you have any questions, feel free to reach out. Fairfax County VA Real Estate Investors, Agents and Professionals! We just launched a Cash-Flow Breakfast Club for your area! This is the most unique real estate investor club, education, networking and mastermind event in the US! **Join us for our official launch event for Fairfax County VA** **on February 23.** **This is a 12 part education series with new topics every month. This event is session 11 of 12!** *(it is ok to attend even if you missed previous sessions. Each session has stand alone topics. You can also attend other near by locations to get caught up on sessions that you have missed.)* **This event is free but has very limited seating and we are limited to the first 50 to RSVP! Join us and become a founding member of this amazing community!** **Very limited seating. In-person only.** **Make sure to RSVP today to reserve your spot.** **When: February 23, 2026 @ 5:45PM – 9:00PM EST** **Where: 12700 Fair Lakes Circle, Ste. 120** **Fairfax, Virginia, 22033** The Cash-Flow Breakfast Club is NOT just a meet up. It’s the most unique Real Estate Investor Community of Mentors, Coaches & Masterminds. A community of growth oriented, abundance mindset, go-giver individuals with a BARE MINIMUM commitment to become financially free through real estate investing. We focus on providing education and building networks to help every member solve their cash-flow freedom equation, so they can have the time-freedom needed to follow their passions, make a lasting impact and even change the world! The unique format of this event, which consists of high-level education, gamified networking, mastermind breakout sessions, case studies, group deal analysis, market deep dives, and peer-to-peer coaching facilitation makes this the most impactful local real estate investor group a real estate investor can be a part of. The foundation of the group is built around the belief that everyone in the room has the potential to change the world… however most of us never have the time, energy or financial situation to even dare to dream big enough. Most of us have passions that will never be followed, amazing businesses or ideas that will never be pursued… unless we can solve the Cash-Flow Freedom Equation, which ultimately leads to Time-Freedom. Once that happens it is usually much easier for us to think bigger, dream bigger, be bigger. · 🤯 Learn more about the Cash-Flow Breakfast Club [HERE](https://cashflowbreakfastclub.com/) · 🥇 Get in the VIP List to be notified about the next event in your area [HERE](https://the.cashflowbreakfastclub.com/VIP) · 🤙🏼 Learn more about Launching your own Cash-Flow Breakfast Club Location [HERE](https://cashflowbreakfastclub.com/launch-your-own-club/) · 🤝🏼 Learn more about becoming an Affiliate-Sponsor at one of our club locations [HERE](https://cashflowbreakfastclub.com/affiliate-sponsors/) · 📷 View photos and videos of some of our recent events [HERE](https://cashflowbreakfastclub.com/about-the-cash-flow-breakfast-club/) · 😎 Looking to represent? Browse Cash-Flow Breakfast Club apparel and fly swag [HERE](https://cashflowbreakfastclub.com/shop/)

Learn essential techniques and concepts of Bluegrass Fiddling with teacher Bebe Blumenthal. The goal of this class is to go beyond the basic melody of the song and explore concepts like fills, embellishments, improvisation and accompaniment! Learn about concepts like the Nashville Numbers system and movable chord shape, and learn how they relate to fiddle. read more: [https://square.link/u/1I5oA27v](https://square.link/u/1I5oA27v?fbclid=IwZXh0bgNhZW0CMTAAYnJpZBExRXNXVFFUM0c0OXRnRVhuMQEe-xJCVddM8jG3GUOGHfxZ0LshLDS-GT8Sa_I0VTetsDzXSF98x4-R3xs_lB4_aem_egwuwZ4jmJaIFtV2MLE8rQ)

👉 Enroll at **[www.worklifespanish.com/conversational-spanish-clubs.html](http://www.worklifespanish.com/conversational-spanish-clubs.html)** Our ***Beginner Banter Club*** meets online and is available to all Spanish learners at the A1-B1 levels who want to start speaking and build confidence. Each week, we’ll explore vocabulary and cultural themes like holidays, food, and daily life in the Spanish-speaking world. **​**Location: Zoom Day: Mondays, 5pm - 6pm ET ​Price: $27.50 / session or FREE with monthly credits 🎁 **FREE Trial Event Available!** Use code **FREECLUB** when you sign up. 👉 Enroll at **[https://www.worklifespanish.com/conversational-spanish-clubs.html](https://www.worklifespanish.com/conversational-spanish-clubs.html)**

This CREATIVE HAPPY HOUR -and- EDUCATIONAL DISCUSSION is for creative people and folks who appreciate creativity. Whether you attend, produce, appreciate, or promote, you are welcome to join us on Monday, February 23, 2026 from 5pm-7pm for CREATIVE HAPPY HOUR -and- EDUCATIONAL DISCUSSION at Silver Branch Brewing Co in Silver Spring, MD. Register on Eventbrite at [https://HappyHour2-23-26.eventbrite.com](https://HappyHour2-23-26.eventbrite.com). Come meet, network, and enjoy. Only those ages 21 and up can attend. Happy Hour specials are from 5pm-6pm: $5.95 beer and select drinks. Entrance is free. This is a casual event. Join us as Paul Marengo, the Festival Director of ReelAbilities Film Festival: Greater Washington, will lead a 30-minute educational discussion on grant writing designed for filmmakers and arts organizers. In this session he will break down key elements of successful grant proposals, offer practical advice on identifying suitable funding opportunities, and share insights into how to communicate project goals and community impact effectively to potential funders. Register on Eventbrite at [https://HappyHour2-23-26.eventbrite.com](https://HappyHour2-23-26.eventbrite.com). Check out our DC Filmmakers T-shirts on Amazon at[ https://a.co/d/gXACa1Y](https://a.co/d/gXACa1Y) to help support the group. This event is produced by[ DC Filmmakers Group](https://www.facebook.com/groups/dcfilmmakers) in partnership with[ TIVA](https://www.tivadc.org/) (Television, Internet, and Video Association of DC),[ WIFV](https://www.wifv.org/) (Women in Film & Video),[ Wheaton Film Festival](https://www.wheatonfilmfestival.com/),[ Docs in Progress](https://www.docsinprogress.org/), DC Media Makers Group, etc. Sponsored by[ Brian Frankel Law Firm PLLC](https://brianfrankel.com/),[ Creative Colony Spaces](https://www.creativecolonyspaces.com/membership/overview), [ ](https://reelabilities.org/greaterwash/)[ReelAbilities Film Festival: Greater Washington](https://reelabilities.org/greaterwash), and Adobe Software. Enjoy delicious craft beers, tasty snacks, and great company in a relaxed atmosphere. Whether you're a beer enthusiast or just looking to unwind after a long day, this event is perfect for you. Don't miss out on the opportunity to kick back and relax with us at Silver Branch Brewing Co. Use the QR codes at the table to order food and drinks, and be prepared to mingle. Check out the[ Silver Branch Brewing Company's Menu](https://www.silverbranchbrewing.com/lagerhaus-biergarten/). PARKING: Paid parking available one block away at the county's Cameron Street Garage on 8530 Cameron Street (Better pricing than street or private parking.) See you there on 2/23/26! Register on Eventbrite at [https://HappyHour2-23-26.eventbrite.com](https://HappyHour2-23-26.eventbrite.com).

[Profs and Pints DC](https://www.profsandpints.com/washingtondc) presents: **“Gaining Greenland, Losing a Continent?”** on the historic roots and political drivers of an unexpected international crisis, with Garret Martin, senior professorial lecturer at American University’s School of International Service and co-director of its Transatlantic Policy Center. [Advance tickets: $13.50 plus sales tax and processing fees. Available at [https://www.ticketleap.events/tickets/profsandpints/dc-greenland](https://www.ticketleap.events/tickets/profsandpints/dc-greenland) .] Most Americans did not give much thought to Greenland prior to the start of President Trump’s second term. That changed, however, in the early weeks of January, when our nation’s President seemed intent on taking over the large island, long part of the Kingdom of Denmark. His demands for the island risked tearing apart the transatlantic alliance, as shown during the Davos World Economic Forum. And while Trump eventually backed down, the crisis could resurface at any time. Gain an understanding of how Greenland found itself in the position of being an international flash point with Garret Martin, an expert on Europe, NATO, foreign policy and transatlantic relations who has given excellent Profs and Pints talks in the past. You’ll learn how the United States’ interest in Greenland has deep roots, dating back to expansion interests in the 19th Century, and strengthened by the island’s security role during the Cold War. We’ll also look at how the abundance of critical minerals in Greenland make it the subject of particular attention, and how interest in Greenland is fundamentally tied to drastic changes occurring in the Arctic. Not only is climate change likely to significantly increase maritime traffic via northern routes, there also is growing concern that the increasing accessibility of the Arctic could make it a major source of military tension between great powers. Finally, Dr. Martin will discuss Greenland as a story of emancipation, describing how the island has sought in past decades to carve greater autonomy from Denmark. You’ll gain an appreciation of how Greenland sits at the intersection of economic security, environmental change, great power rivalry, tensions over sovereignty, and change within the transatlantic alliance, and thus is likely to remain the subject of considerable international attention well into the future. (Doors: $17, or $15 with a student ID. Listed time is for doors. Talk starts 30 minutes later.) Image: Greenland’s coast as photographed by Robert Eime (Creative Commons).

Montgomery County MD Real Estate Investors, Agents and Professionals! We just launched a Cash-Flow Breakfast Club for your area! This is the most unique real estate investor club, education, networking and mastermind event in the US! **Join us for our official launch event for Montgomery County MD on February 26.** **This is a 12 part education series with new topics every month. This event is session 10 of 12!** **This event is free but has very limited seating and we are limited to the first 50 to RSVP! Join us and become a founding member of this amazing community!** *(it is ok to attend even if you missed previous sessions. Each session has stand alone topics. You can also attend other near by locations to get caught up on sessions that you have missed.)* **Very limited seating. In-person only.** **Make sure to RSVP today to reserve your spot.** **When: February 26, 2026 @ 5:30pm - 8:30pm EST** **Where: Twinbrook Library** **202 Meadow Hall Dr, Rockville, MD 20851** The Cash-Flow Breakfast Club is NOT just a meet up. It’s the most unique Real Estate Investor Community of Mentors, Coaches & Masterminds. A community of growth oriented, abundance mindset, go-giver individuals with a BARE MINIMUM commitment to become financially free through real estate investing. We focus on providing education and building networks to help every member solve their cash-flow freedom equation, so they can have the time-freedom needed to follow their passions, make a lasting impact and even change the world! The unique format of this event, which consists of high-level education, gamified networking, mastermind breakout sessions, case studies, group deal analysis, market deep dives, and peer-to-peer coaching facilitation makes this the most impactful local real estate investor group a real estate investor can be a part of. The foundation of the group is built around the belief that everyone in the room has the potential to change the world… however most of us never have the time, energy or financial situation to even dare to dream big enough. Most of us have passions that will never be followed, amazing businesses or ideas that will never be pursued… unless we can solve the Cash-Flow Freedom Equation, which ultimately leads to Time-Freedom. Once that happens it is usually much easier for us to think bigger, dream bigger, be bigger. · 🤯 Learn more about the Cash-Flow Breakfast Club [HERE](https://cashflowbreakfastclub.com/) · 🥇 Get in the VIP List to be notified about the next event in your area [HERE](https://the.cashflowbreakfastclub.com/VIP) · 🤙🏼 Learn more about Launching your own Cash-Flow Breakfast Club Location [HERE](https://cashflowbreakfastclub.com/launch-your-own-club/) · 🤝🏼 Learn more about becoming an Affiliate-Sponsor at one of our club locations [HERE](https://cashflowbreakfastclub.com/affiliate-sponsors/) · 📷 View photos and videos of some of our recent events [HERE](https://cashflowbreakfastclub.com/about-the-cash-flow-breakfast-club/) · 😎 Looking to represent? Browse Cash-Flow Breakfast Club apparel and fly swag [HERE](https://cashflowbreakfastclub.com/shop/)

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Join ProductTank Wilmington for an engaging discussion on Product Management across different domains including, but not limited to AI, FinTech, and Healthcare. Whether you're a seasoned product manager or just starting out in the field, this gathering is a fantastic space to learn from the best in the industry and network with like-minded professionals. **NOTE: This is an open invitation to join ProductTank Wilmington and not an event.**

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

Join us for Career Night to learn how our agency works, what we do, and how you can earn part-time or full-time income helping families with financial literacy and protection.

The Capital City REIA Revolution is here! We TOUCH, MOTIVATE & INSPIRE ALL Real Estate Investors in the DMV and Baltimore metro area. With FUN, Laughter, Today's Hottest Education, The Area's Best Networking, "LIVE Hands-On Events," Local Subject Matter Experts, National Speakers, an interactive and engaging website, member discounts, resources and all the tools you need to create true financial independence as a Real Estate Investor. Capital City REIA is about setting you FREE to live the Life of Your Dreams! Capital City REIA is where LOVE, WEALTH & FREEDOM AWAITS YOU! Join the Revolution Today! Main Monthly Events are 100% FREE and are held in Hampton Inn 5821 Richmond Highway, Alexandria, VA Doors Open 6 pm Networking 6 - 7 pm Presentation 7 - 9 pm Night Owls Networking 10 - late... WE LOOK FORWARD TO MEETING YOU! Cheers to You and Your Success... - Tammy and team ccREIA

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

The Humanist Monthly Program is our longest running event and still a community favorite. In the old days it used to be called "Going to HCCO" and we still like to think of it as our flagship event. Food and drinks will be provided at the event. Feel free to show up a little bit early to hang out and talk. Our March speakers are Molly Gaines and Zack Parrish, co-organizers of the Secular Education Association: They will share their story of how a small group of Ohio parents grew into a national organization tracking released-time religious instruction and other church–state issues in public schools. The presentation will cover SEA’s early wins and hard lessons, what we’re seeing nationally right now, and how local advocates can play a meaningful role in protecting public education. Attendees will leave with a clearer understanding of the landscape — and practical ways to get involved. Going forward our meetings will be hybrid. You can meet us in-person or attend online Join Zoom Meeting [https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1](https://us02web.zoom.us/j/87836564953?pwd=4Mi57ElZkDIFlb1fnlNwOJ0NiOK4tP.1) Meeting ID: 878 3656 4953 Passcode: 760812 One tap mobile +19292056099,,87836564953#,,,,\*760812# US (New York) +13017158592,,87836564953#,,,,\*760812# US (Washington DC) The formal presentation will start at noon

**\*\*\*\* More details and sign up at: https://aifalliance.org/summit-2026/ \*\*\*\*** **What is AI Freedom Alliance?** AI Freedom Alliance promotes the responsible growth of AI guided by practical, commonsense ethics. Our nonprofit is built by professionals from a wide range of industries and is made up entirely of small- and mediumbusiness representatives—never large tech companies. We provide a counterbalance to big corporate influence, focusing instead on how AI can benefit businesses and the world at large. **What’s Happening?** ***The inaugural AI Freedom Alliance Summit.*** This full-day event will explore how we can ensure AI is adopted responsibly through shared ethical standards that empower humanity. The summit will feature interactive and educational sessions led by thought leaders, technologists, policymakers, and advocates who are passionate about making AI fair, transparent, and beneficial for everyone. **Why Attend?** Learn about the legal and technical challenges with implementing AI solutions within your organization. Build better solutions while protecting your organization from legal and compliance risks. And learn how to think strategically about AI as a differentiation tool for your business. This summit is highly recommended for C-Suite leaders to learn as well as interact with each other and our sponsors.

Have a small business? Ever wish you could just ask some questions around how to grow your business, get more customers or just know what the freak you are doing with sales? Now is your chance!! Every month we are hosting the "Ask an Expert" at the Columbus Metro Library, Main campus. I will be there to answer your Sales related questions. Drop-in for sales coaching designed to help small business owners, entrepreneurs, and sales professionals sharpen their sales approach. Whether you have questions on how to refine your pitch, are looking to close deals more quickly, or are working on building better client relationships, Smashing Your Sales Goals Coaches are here to help. Drop-in to get expert insights, actionable strategies and real-time solutions to grow your business and generate higher profits. Drop-In Sales Coaching is FREE + OPEN to the public. No appointment needed. First come, first served. EPIC Learning created. Accelerate Columbus supported.