Mortgage Education

REAL ESTATE INVESTOR MEETUP!!! Just an FYI tomorrow night at Ledo's Pizza on Liberia Ave in Manassas, VA we are having our monthly Real Estate Investor meetup from 6-8. Last month was a success we had lots of food and networking. I hope to see you there. We will be talking about how to find the shadow inventory, those houses that are sitting and no one is paying the mortgages and the banks are not foreclosing. It will blow your mind. 9658 Liberia Ave Manassas, VA 6-8pm.

REAL ESTATE INVESTOR MEETUP!!! Just an FYI tomorrow night at Ledo's Pizza on Liberia Ave in Manassas, VA we are having our monthly Real Estate Investor meetup from 6-8. Last month was a success we had lots of food and networking. I hope to see you there. We will be talking about how to find the shadow inventory, those houses that are sitting and no one is paying the mortgages and the banks are not foreclosing. It will blow your mind. 9658 Liberia Ave Manassas, VA 6-8pm.

Looking to grow your real estate network, stay ahead of market trends, and connect with like-minded professionals? Don’t miss our local REIA, happening the third Thursday of every month. Whether you’re an experienced investor, first-time borrower, or industry expert, you’ll gain valuable insight, strategic conversations, and meaningful connections that can help you take your business to the next level. Come for the knowledge, stay for the network.

Network with an average of 60+ business professionals, all attendees get an opportunity to give a 30 second elevator pitch, enjoy a light breakfast, 10 minute educational presentation on topics that change weekly, and enjoy networking before and after the meet up.

Twilight Talkmasters Open House — Feb 19, 7:00 PM (Doors 6:30) Discover your voice at our IN PERSON Open House at Fairlington Community Center (3308 S Stafford St., Arlington, VA). Enjoy engaging speeches, a guest speaker, networking, and light snacks. Free entry; all welcome. Why attend: sharpen briefing skills; boost executive presence; practice in a supportive club. RSVP / Info: https://twilighttalkmasters.toastmastersclubs.org/ · Email: officers-8095@toastmastersclubs.org. Bring a colleague — see what Toastmasters can do for your career.

Join us at Seasons 52 Restaurant in North Bethesda. Join sailors from the Singles on Sailboats club and learn about our sailing opportunities -- day sails and weekends on the Chesapeake, bareboat charter opportunities around the world. Third Thursday of each month. www.singlesonsailboats.org Explore your interest in sailing, whether you're just curious, a novice, experienced, or a skipper. SOS offers many ways to engage in the sport, educational presentations, and varied social events on a limited budget. Come to our Happy Hour, meet some members, learn about the club, and consider joining! Just ask for the SOS Group. **FYI:** Though Meet Up may show few people attending, when you arrive many of the actual Singles on Sailboats club members will be there also. So, meet and greet, learn about the club and enjoy a Happy Hour with like-minded boaters. Host: Debbie Goldberg For more information about this gathering contact Debbie Goldberg at hidebbieg@yahoo.com

Twilight Talkmasters Open House — Feb 19, 7:00 PM (Doors 6:30) Discover your voice at our IN PERSON Open House at Fairlington Community Center (3308 S Stafford St., Arlington, VA). Enjoy engaging speeches, a guest speaker, networking, and light snacks. Free entry; all welcome. Why attend: sharpen briefing skills; boost executive presence; practice in a supportive club. RSVP / Info: https://twilighttalkmasters.toastmastersclubs.org/ · Email: officers-8095@toastmastersclubs.org. Bring a colleague — see what Toastmasters can do for your career.

Come learn how money really works. We’ll cover how to grow it, protect it, get out of debt, and use smart retirement and infinite banking strategies to build long-term security.

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

This meetup is designed to be an open forum amongst our community. We intend for it to be an opportunity for members to showcase what projects we've been working on this year related to Linux and AWS. If you are a current (or aspiring) professional looking for a practical way to build your experience with Linux and cloud computing, this event is for you! About us: Respect The Tech is an organization focused on information technology education and innovation. Our mission is to innovate technology education through virtual labs and gamified training. All of our team members are experienced professionals in the cybersecurity and cloud computing field. We are based out of the DMV and aim to serve the DMV with the same tools that enabled us to be successful with technology. *** Requirements: A functional laptop AWS account created and ready to use (free tier recommended)

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

DMV’s largest Networking + Financial Workout Ever wonder why two people with the same paycheck end up in two different lives? Maybe one is working for the money… and the other has the money working for them. Have you ever gotten paid… paid rent, your car note, the basics… and it feels like your bank account snaps back to zero? If nothing changes, where does that put you by the end of 2026? Hosted by Corey Belin (QUEST Financial) You’ll walk out with: 🔸New relationships + who to connect with on Monday 🔸A clear understanding of the 3 ways money grows so you have a money strategy, not just a paycheck 🔸 The 5 houses of money mapped out (banking, retirement, real estate, stocks, insurance) so every payday your money has a home and a job Fair warning: this is not for people who want motivation. It’s for people who want a plan they’ll actually use on payday.

**EVERYONE MUST REGISTER ON THE WOMEN ON COURSE WEBSITE TO CONFIRM A SPOT FOR THIS EVENT. [CLICK HERE TO RSVP](https://www.womenoncourse.com/winter-skills-clinic-edp-13552-02-2026.html)** **(an RSVP on Meetup will NOT hold a spot for you)** Back by popular demand! Don't let your golf game go cold over the winter. Keep your golf skills sharp and work on your swing with a small group indoor clinic with an emphasis on short game shots, led by Michael Mauk. Class will take place in the indoor Trackman golf simulator suite. Price Includes 60 minutes of instruction and simulator time. This event welcomes the first 6 people who RSVP. Come solo or bring a friend. Payment due upon arrival. **$25\.00 Member \| $25\.00 Non Member** A **Non Member** registration fee of **$10.00** is due at time of registration. This fee is non refundable.

Changing Careers; 1\. Why? Those of us who must change careers Those of us who want to change careers. 2\. Understanding Who You Are? The Value You Bring to a New Career Understanding Why Someone Will Hire You 3, Examples of Successful Career Changers 4\. Examples of Failures at Career Changing 5, Lessons Learned / Lessons Applied At the end of this seminar/webinar, there will be a brief Christian story. \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- IF YOU ARE NEW TO Career-Confidence.org and want to learn about us via our team, here are some videos that we have done. PLEASE SUBSCRIBE to our channel and LIKE our videos. \-\-\-\-\-\- Career-Confidence.org, Laura Hamilton and Robert Brandau both long-time recruiters give you an overview. [https://www.youtube.com/watch?v=R20iMmWWsas](https://www.youtube.com/watch?v=R20iMmWWsas) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Bruce, Silvia, and Mary Beth talk about the impact of Career-Confidence.org on their job search. [https://www.youtube.com/watch?v=EYtFRWzhKLo](https://www.youtube.com/watch?v=EYtFRWzhKLo) \-\-\-\-\-\- Tim Jack, one of our current volunteers and attendees [https://www.youtube.com/watch?v=uq-qfaDVDMU](https://www.youtube.com/watch?v=uq-qfaDVDMU) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Doris McMillon of our Board of Directors [https://www.youtube.com/watch?v=JNmOi9TsYGs&t=10s](https://www.youtube.com/watch?v=JNmOi9TsYGs&t=10s) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- \-\-\-\-\-\-\- Kim DeWitt Succinctly Talks about our Team [https://www.youtube.com/watch?v=SSHCEK11jD0](https://www.youtube.com/watch?v=SSHCEK11jD0) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Cecilia and Nate – 2 of our Alumni give an overview of Career-Confidence.org. perspective. [https://www.youtube.com/watch?v=uNstYHVnfAA](https://www.youtube.com/watch?v=uNstYHVnfAA) \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- Sara's Experience with Career-Confidence.org - Surprise Ending – Pre-Covid [https://www.youtube.com/watch?v=fEuKuvZyEYE&t=51s](https://www.youtube.com/watch?v=fEuKuvZyEYE&t=51s)

#### Turning Rentals Into Income: How Investors Pay Off Properties Faster #### **Featuring Guest Speaker: John Blackburn** **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** #### A lot of people get into real estate because they want freedom. Then they buy a rental…and realize most of the rent goes straight to the bank. They technically own property, but the mortgage controls the income. And waiting 30 years for properties to be paid off doesn’t feel realistic. This meetup is about understanding a different way to think about rental properties… one that focuses on paying them off sooner so the income is actually usable. **Featured Guest Speaker: John Blackburn** We’re excited to welcome John Blackburn as our guest speaker for this event. John has been actively investing in real estate since 2006 and has: * Been involved in **5,000+ real estate transactions** * Helped investors **acquire over $150 million in rental property** * **Raised more than $100 million** in private capital John didn’t start with family money or shortcuts. He built his portfolio by focusing on clear systems, real numbers, and long-term strategy. For this meetup, John will walk through how investors shift their focus from simply owning rentals to building properties that eventually pay them…without a mortgage attached. **What You’ll Learn** John will break down, in simple terms: * Why most rental properties don’t produce much usable income early on * Why buying more rentals isn’t always the answer * How investors structure their properties to pay off mortgages in a fraction of the time * How properties can work together to eliminate debt faster * What changes once rentals become free and clear This approach is often referred to as an accelerated paydown strategy — using rental income intentionally to reduce debt sooner, rather than waiting decades for mortgages to run their course. John will also share a simple calculator you can use to see how this works with real numbers and realistic scenarios. **The Core Idea** When a rental has a mortgage, the rent has one job: **pay the bank.** When a rental is paid off, the rent has a different job: **pay you.** Most people only see one timeline…30 years. This session shows how investors shorten that timeline and gradually increase their income as properties become free and clear. **Who This Event Is For** This event is for people who want more than just “owning rentals” on paper. * Rental owners who are tired of most of the rent going to the bank and want a clearer path to real, usable income * New investors who want to understand how rental properties actually build wealth over time before jumping in * People with capital who want to invest in real estate with intention and a long-term plan * Anyone serious about freedom and curious how rental properties transition from debt-heavy assets into income-producing ones **Event Details** **Location:** Ohio Brewing Company - 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** January 25th, 6–8 PM (Doors open at 5:30) **Cost:** Free (Seats are limited - RSVP required) **👉 Get your FREE TICKET [HERE](https://www.eventbrite.com/e/turning-rentals-into-income-how-investors-pay-off-properties-faster-tickets-1980492192461?aff=cicmeetupapp)** If you’ve ever wondered how rental properties actually turn into freedom —this is the room to be in.

Our hybrid event takes place both as a face-to-face and as an online meeting using the GoToMeeting software application: [ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). This club is an operating stock investment club, open to the public as an educational opportunity. Each month this club covers an investment educational topic or presents a teaching segment. Stocks are discussed and studied. This month's educational topic will be quarterly reviews, Manifest Investing's updated website and discussion on AI and how it is challenging the SaaS and other business models. Our stock study will be ADP presented by member Matt Alden. We end the meeting with a "Talkin' Stocks" segment with quick overviews of Coke (KO) and Chipotle (CMG). Investors at all levels are welcome at the face-to-face meeting or online by using this[ ](http://app.goto.com/meeting/449766181)[CinMIC LINK](https://meet.goto.com/449766181). Get to know fellow investors!

This is not just a money class. This is a restoration space. The I AM Worthy of Ownership™ Path is a 12-step, sister-centered journey for women who are ready to build financial stability without shame, fear, or pressure—and to do it in a way that honors both wisdom and the spirit. Many women don’t struggle with money because they lack discipline or intelligence. They struggle because of unhealed experiences, survival patterns, and the quiet belief that they are “behind” or “disqualified.” This series gently challenges those beliefs while offering practical tools for peace, clarity, and long-term planning. Together, we will talk honestly about: Releasing shame and money anxiety Building stability as a form of self-respect and spiritual discipline Understanding money as a tool, not a source of worth Managing debt with clarity instead of condemnation Preparing for life’s unexpected moments without fear Laying a calm foundation for future ownership and legacy Each session blends practical financial education with reflection, conversation, and encouragement. There is no pressure to share personal numbers or experiences. You are welcome to speak, journal quietly, or simply listen. This is not about hustle. This is not about perfection. This is about alignment, wisdom, and peace. Who this series is for: Women who are starting over or rebuilding Women who want stability without stress Women preparing for future ownership or housing decisions Women who want their financial lives to reflect wholeness, not fear No prior financial knowledge is required. Come as you are. Bring a notebook. Leave a little lighter than you arrived. Light refreshments will be served along with 30 minutes of networking.

Polarity Reflexology (PR) Certificate Course: (2026) February 21-22 March 21-22 April 25-26 May 30-31 June 27-28 Students must attend all 5 weekends to receive Certificate Classes run from 8:30am-5:30pm each scheduled day Information & Registration Link can be found here: [Polarity Reflexology (PR) Certificate Course](https://www.gafee.org/#/polarity-reflexology-pr/) *[Global Academy for Energetic Education (GAFEE) is Registered with the Ohio State Board of Career Colleges and Schools and is authorized to teach Diploma and Certificate Programs. (Registration #2091)](https://oh.edvera.com/directory/institutions)*

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Have a small business? Ever wish you could just ask some questions around how to grow your business, get more customers or just know what the freak you are doing with sales? Now is your chance!! Every month we are hosting the "Ask an Expert" at the Columbus Metro Library, Main campus. I will be there to answer your Sales related questions. Drop-in for sales coaching designed to help small business owners, entrepreneurs, and sales professionals sharpen their sales approach. Whether you have questions on how to refine your pitch, are looking to close deals more quickly, or are working on building better client relationships, Smashing Your Sales Goals Coaches are here to help. Drop-in to get expert insights, actionable strategies and real-time solutions to grow your business and generate higher profits. Drop-In Sales Coaching is FREE + OPEN to the public. No appointment needed. First come, first served. EPIC Learning created. Accelerate Columbus supported.