Financial Literacy

Do you live in the Southern suburbs? Want to explore what the Southern suburbs has to offer? Or are you just interested to catch-up with like-minded people? Once a month Steph hosts our Southern socials. It is a great opportunity to meet others. Our emphasis is on fun whilst helping and supporting each other. The socials include drinks and chats, casual coffees, dinners and other activities suggested by members from time to time. Our socials are informal and open to all. We pay for own food and drinks individually and there is no charge for the organisation of the events. We hope to see you!

1. Donations. QR codes to donate to our Ko-Fi will be around. We have a library of games that we think will suit all players. If you have any suggestions please message: Schedule: We will start at 5:30pm and play until 8:30pm. 2 Strike Policy Late-leavers: attendees who cancel within 24 hours of the event. No-shows: attendees who mark themselves as “going” but don’t turn up. Someone who does either of these once will be forgiven but flagged. On a second offence, they will be removed. Long-time regulars will be afforded some leniency. Legitimate reasons will be considered for leniency. What to bring: Yourself! Feel free to bring any games of your own but neither is necessary to having an enjoyable time with us (no alcohol permitted). What we will bring: We will bring our library of games that we think will suit players of all experience and taste, tap water is available. Below is the list of games we make available to this event. We will bring a subset of these games. WAVELENGTH (2019) Codenames Duet Codenames Monikers The Resistance: Avalon Deception: Murder in Hong Kong Dominion: Second Edition Dixit 7 Wonders Sheriff of Nottingham: 2nd Edition Catan Splendor Modern Art Chinatown Landmarks (2024) Bang! Secret Hitler Mafia Crossfire Insider Wonky (2015) Love Letter 7 Flip And Way MORE List of banned games: Monopoly (any version)

**Please note:** We meet at 11am and start walking towards Elwood soon after. Please be on time or message us. Thanks! :) Walk and talk with us. Meet on St Kilda Beach in front of Republica near the Rhinocerous statue, Walk to Ormond Point Elwood 🏃🏼‍♀️‍➡️🏃🏻‍➡️ We practice English conversation plus our first and second languages on the way. Bring a friend, dog and perhaps a ✍🏽 and notepad to remember new words and phrases. Meet new people. We look forward to chatting with you!🤗 ***Please note:*** *For attendance at this beach walk read the disclaimer below:* *By signing up and participating in this **Language Practice and Walking on the Beach** today I agree to do so at my own risk. I know that my attendance and this agreement operates to exclude any liability in negligence for harm that I may suffer. I have been warned that this recreational activity may cause physical harm to me or to someone under my control or accompanying me, and I confirm that I do not have a condition, medical or physical, that could prevent me from, or be aggravated by, participating in this activity. Examples of the risks I have been warned about include: Tripping, slipping and falling • Collision with someone or something • Something giving way unexpectedly • Back injury, strains • Spillage and burns • Trip hazard• Bites and stings • Sun • Injury from falling branches*

We will meet at the starting point. Then walk towards Docklands to one of the popular coffee places. We will stop for a coffee and finish off at the Southern Cross Station. Dress for outdoor walk. Come along & simply say, "Hi, it's my first time joining the group event." or ask the organiser to introduce you. If you enjoy the conversations, take the initative to invite others to hang out over a bite/ drink after. **\-\-\-** **Coming with a +1 guest** **\-\-\-** You are welcome to come along with a guest to join the walk. Please register a +1 guest at RSVP. **\-\-\- Running Late \-\-\-** If you are running late, please message at least 30 mins in advance. We will wait up to 15 mins before heading off. We won't be able to keep track of messages once we start. **\-\-\- RSVP / Change of Plan \-\-\-** Change of plan or decide not to attend is absolutely okay. Please do update your RSVP to "NO", so others can have the opportunity to attend. **\-\-\- Intro \-\-\-** Kudos 2 Friends is a Melbourne based community created for individuals who are looking to expand their social circle and form long term friendship overtime. Join us on a fun journey as we explore cafes, restaurants and bars, including drinks, meals, outings, hiking, sporting, chilling, etc. Above all, we’d like to celebrate the importance of friendships. So if you are looking to expand your social circle and explore new adventures and venues in Melbourne, come join us! **\-\-\- Heylo App \-\-\-** We use Heylo App for more fluid communication, including ideas, interest groups, questions etc. Please download the Heylo app from the App store and let the organizer know if you would like to be added to the Heylo Group at the event. We will send an invite to attendees to the group. (give us some time) **\-\-\- Rules \-\-\-** Admin will only add members to the group with a clear profile picture. (No hidden behind sunglasses, masks, drawings) **You might be removed from the group in the case of…** * no show * without a clear profile picture * anti-social behaviour (i.e. acts rude / disrespectful regularly) * take advantage of individuals for personal gain(s) **\-\-\- Privacy \-\-\-** Do not disclose your contact number in this post comment. We will delete your comment/info as soon as we see it to protect your privacy.

A loop ride from Fed Square via the Mooney Ponds Trail, the Zoo, Merri Creek Trail, Main Yarra Trail, Anniversary Trail, Outer Circle Trail, Djerring Trail to Caulfield and then on-road/bike lanes back to Fed Square. Coffee stop at District 35 (or thereabouts, recommendations welcome), lunch at Carnegie Station (Koornang Road eateries or BYO). You are welcome to drop off the ride at any time, preferably at or before Caulfield Station. Ride will be subject to weather and may be cancelled at short notice - so far, so good. Route: [https://ridewithgps.com/routes/54781777](https://ridewithgps.com/routes/54781777) This ride is for financial MBTC members or those who have not yet done three single day rides with us. To join our club, check out [https://www.mbtc.org.au/membership](https://www.mbtc.org.au/membership) RIDE REGISTRATION FORM The form should be available within a day or two of the ride announcement. The link to the form will be seen in the event messages when you RSVP. Please complete it when available. ESSENTIAL ITEMS * sunny disposition * completed Ride Registration Form * be comfortable riding in/beside traffic for 10 km on the return leg (option to drop off at Caulfield) * a comfortable, working bicycle or E-bike * Functioning headlight & tail light * Spare tube and a puncture kit * MYKI card * ATM card/cash * basic tools * rain gear * food/snacks, etc WATER It's your responsibility to check the temperature and distance for the day and carry an appropriate amount of water. When riding outside suburbia remember that carrying too much water is better than not enough as the distances between water availability may vary greatly from the planned route due to road closures or other unforeseen circumstances. Check Meetup for any changes the day before the ride, as the ride may be cancelled in the event of extreme weather or other unforeseen circumstances. If you cannot make it to the ride please change your RSVP to 'NO' as soon as you know but no later than the day before ride day. The MBTC Refund & Cancellation Policy can be found [here](https://www.mbtc.org.au/refund-cancellation-policy/). When I RSVP for this event/activity I acknowledge that the activity of bicycle riding can be dangerous and that I may suffer loss or injury or death and I agree that in consideration of my participation in any event conducted by the MBTC that I will absolve from liability the MBTC, its officers, and any event organiser from all claims, demands, or suits whether for personal injury or property loss suffered whether by negligence or breach of contract or otherwise, save for any right I may have pursuant to the Australian Consumer law. I acknowledge that photos may be taken of me during MBTC rides and social events, and that it is club practice that these photos will be published on Meetup, Facebook, and the club website. I will notify the ride leader and other riders if I wish to not be photographed. MBTC cannot guarantee that my photo will not be published and will promptly honour requests to be removed from MBTC controlled sites.

Join us for a relaxed networking drinks with other couples who value meaningful conversation, intentional living, and want to work on a business or a project together (or already are). This isn’t your average couples’ Meetup. 💡 **Please note:** This event is specifically for couples attending together. RSVPs without a +1 (partner) will be cancelled to keep the balance of the group. 📅 **il Mercato Centrale Melbourne** **📍 Limited to 10 couples** so grab your spot early 🍷**Happy Hour** drink specials from 5:00pm **💬 Conversation Starters** Each time we meet includes a few rotating topics to spark insight and great chats: * A habit that made your life better as a couple * A travel story with a twist (funny, unique, or unexpected) * Something you’re learning right now * A tip on how to work with your partner's personality and communication styles No need to prep, just come ready to connect. We’ll mix up seating halfway through so you meet more than just the couple beside you. **🧠 Who This Is For** * Couples into growth, learning, and intentional living * Those building something together, or who want to * People who want deeper connection, not surface-level chat This isn’t networking. It’s real people and real convos. Just bring yourselves, curiosity, and an open mind. We’ll take care of the rest. **👥 Hosted by Matt & Justine Stuckings** Matt & Justine are the kind of couple who live for deep chats over food, spontaneous adventures, and connecting with people who live life on purpose. Matt’s a 6’4 ex-photographer turned marketer and entrepreneur. He’s into Pickleball, boutique breweries, and discovering weird restaurants and books that make life (and business) better. If it helps him grow or gets him thinking differently, he’s probably already into it. Justine’s a connector at heart. She’s a uni teacher and entrepreneur who loves mentoring, dancing, dark hot chocolate, and surrounding herself with people who think big and care deeply. Together, they host events that feel relaxed but intentional, welcoming but meaningful. They started this event to find more of their people. Curious, kind, growth-minded couples who want more than just small talk.

* **What We’re About** You are the average of the five people you spend the most time with, so join us — and be part of a community that rises above circumstances and creates opportunities. Inspire and be inspired by those who make things happen. It's a relaxed, organic space to connect with like-minded people and network—genuinely talking, learning from each other, and connecting over shared interests. * **What to Expect** Casual Meetups: We gather semi-regularly at a local café to chat about everything from stepping outside your comfort zone to business ideas, creative projects, and building a life aligned with your purpose. It’s relaxed, easy, and welcoming—no need to have anything “figured out.” An Easy-Going Space: We keep things simple and low-pressure. Once everyone arrives, we ease in with some light conversation and naturally break into smaller groups. Networking: Feel free to introduce yourself or let people know what you're working on if you feel like it. And if anyone wants to quickly shout out what they’re working on or looking for before we settle in, go for it—it’s a great way to spark new conversations. * **Host Support** If you’d like a one-on-one chat with me about your business, just tap me on the shoulder. I’ll be floating around and happy to make time for you. **Quick note for the day:** Depending on the weather, we might go for a walk too. Just remember to wear comfy shoes 🌞 👟 🥾:) ❗If you're running late, drop me a quick message as we might leave the cafe for a walk within the last 30-45 minutes. 🏃 🏃‍♂️ 🏃‍♀️

**Register here: [https://www.trybooking.com/events/landing/1546728](https://www.trybooking.com/events/landing/1546728)** Ready to strengthen your presence and sharpen your communication impact? Speechcraft is a program designed specifically for people who want to refine their speaking skills, enhance communication, and deliver clear, persuasive messages with confidence. Hosted by Alex Stemate and other experienced speakers from Southbank Toastmasters, this focused workshop series provides structured, practical training in speech organisation, delivery techniques, and persuasive strategy, all in a supportive, feedback-rich environment. Who is this for? * Professionals seeking stronger presentation, leadership, and stakeholder communication skills * Job seekers who want to improve their interviewing skills * Toastmasters members working toward Pathways goals or aiming to elevate their speaking impact * Leaders, managers, and business owners who want to communicate with clarity and authority **Program Sessions** April 19, 10 am to 1 pm Organising Your Speech , Vocal Variety & Body Language Learn how to structure compelling speeches and enhance delivery through vocal control and confident body language. April 26, 10 am to 1 pm Speaking with Purpose , Giving & Receiving Feedback Develop intentional messaging and master the art of constructive, growth-focused feedback. May 3, 10 am to 12 pm Persuasive Speech & Motivational Strategies Craft influential speeches that inspire action and apply proven motivational techniques to engage any audience. This series is practical, interactive, and results-focused, equipping you with tools you can immediately apply in professional settings, presentations, and Toastmasters meetings. **Pricing:** $297 for the entire program Are you a Toastmasters member? Reach out to Alex at [education@d73toastmasters.org](mailto:education@d73toastmasters.org) for a **generous** discount Location: Boyd Library, 207 City Road, Southbank Register here: [https://www.trybooking.com/events/landing/1546728](https://www.trybooking.com/events/landing/1546728)

Join us for the Twenty-first Page! Theme: awards This month we're reading books that have won a prize or award. It can be any prize or award anywhere around the world. Feel free to bring along any discussion questions you can think of or theme suggestions. Happy reading :) See you there!

Ready to add some rhythm to your week? Join us for a **FREE Salsa class** right in the heart of Melbourne! No partner or experience needed — just bring your energy, and we’ll handle the rest. You’ll learn the basic steps, meet amazing people, and have a ton of fun while moving to Latin beats. ✨ **What to expect:** * Easy, step-by-step instruction — perfect for first-timers * A fun and welcoming community * Great music, great vibes, and maybe a new obsession! 📍 **Location:** 600 Little Collins St, Melbourne CBD (The Salsa Foundation Studio) 🕕 **When:** Multiple sessions weekly — book your spot now! 🎟️ **Cost:** 100% Free — bookings are essential due to limited space

**How to take control of your subconscious and harness its power!** EVERY SUNDAY AT 11AM Join us for an eye-opening lecture where the speaker will break down complex ideas in a clear and practical way. You'll gain insights into: * The true definition of the subconscious * How it generates unwanted emotions * Its real purpose and function * What determines the pressure it exerts on you But this isn't just another lecture where you sit and listen passively. It's interactive and engaging - you can ask questions at any time. FREE ADMISSION Reserve your spot today. Seats are limited, so don't wait too long to sign up.

In his final presentation on Numerology, Allan Meers takes us on a journey through the 10 energy numbers which form the basis of our psycho-spiritual energy system. Allan’s approach integrates Numerology with the numerical systems of the Chakras, the Enneagram, the Tarot and the Great Rays to provide a holistic approach that assists in answering two key questions: Who am I, and Why am I here? The presentation follows on from previous presentations in May and November 2025 and addresses how the energy of numbers can be used to recognize unhealthy ways of being and doing which limit our ability to connect with the true self. The approach explains how energies can be devalued, disowned and relegated to the shadows, or taken to extremes and adopted as a persona to help us thrive and survive in a challenging world. This presentation will provide an understanding of how we can each move towards a state of energetic health. The starting point for this journey lies in recognizing our current reality and awakening to what it means to become healthy, healed and whole as a spiritual being having a human experience. Much of the presentation is from Allan’s latest book - Living your Numbers – which will be available at the presentation. The session is interactive and designed to provide practical information that can be applied to everyday life.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, [HERE](https://www.coreerocks.com/Events.aspx?ID=2026-Central-Ohio-Real-Estate-Investing-Expo-14-5-5-2026).) We’re serious about helping you succeed in real estate. That means not just teaching you—but putting you in the room with the people who help you get deals done. Every deal depends on people. The agent or wholesaler. The lender. The contractor. The title company. The insurance agent. The problem is that most investors meet those people slowly. This event fixes that. One room full of: • Lenders • Contractors • Title companies • Insurance providers • Property managers • And active local investors A place where you can: • Build your team • Find funding • Solve real problems • Make connections that lead to deals If you’re serious about real estate, this is a smart room to be in. Members and non-members at any level of knowledge and experience are welcome. This event is free. Remember, to actually reserve your seat, you have to go [HERE](https://www.coreerocks.com/Events.aspx?ID=2026-Central-Ohio-Real-Estate-Investing-Expo-14-5-5-2026) and register on our website!

**✅ Bachata Mondays with Todd Smith!** **👉 Beginner Bachata Class** **$15 In Advance / $20 At the Door** 7:00 pm – 7:15 pm … Registration 7:15 pm – 8:15 pm … Beginner Class **👉 Intermediate Bachata Class** **= $15 In Advance / $20 At the Door** 8:15 pm – 8:30 pm Registration 8:30 pm – 9:30 pm Intermediate Class **👉 If You Take Both Bachata Classes** **= $25 In Advance / $35 At the Door** **👉 Buy Advance Tickets Now at:** https://columbussalsadancing.com/bachata-mondays-dance-class-tickets/

**✅ Salsa Wednesdays with Todd Smith!** **👉 Beginner Salsa Class** **$15 In Advance / $20 At the Door** 7:00 pm – 7:15 pm … Registration 7:15 pm – 8:15 pm … Beginner Class **👉 Intermediate Salsa Class** **= $15 In Advance / $20 At the Door** 8:15 pm – 8:30 pm Registration 8:30 pm – 9:30 pm Intermediate Class **👉 If You Take Both Salsa Classes** **= $25 In Advance / $35 At the Door** **👉 Buy Advance Tickets Now at:** https://columbussalsadancing.com/salsa-wednesdays-dance-class-tickets/ **👉 Questions? Text Todd @ (614) 774-8146**