Financial Health

All Welcome to join us for activities, run by the community for the community. A shared space where it's OK, not to be OK For games, art, craft, table tennis and more "Free to join" Come along and make friends in our group.

Hi Radiant Ladies, After our morning walk, come and join us at Windchimes Café for coffee, warm conversation, and a lovely relaxed catch-up with your favourite ladies! 🅿️ Easy 2-hour parking right out front. See you there! Lyn ☕💓

**\*\*\*RSVP PROCESS - CRITICAL INFO\*\*\*** Please be aware, we don't use the Meetup website to take RSVPs, so you will need to register on this link to lock in your place (bookings essential) - [https://propdev.info/uMKh](https://propdev.info/uMKh) We run events most weekends around Australia so you can attend either physically in your local area, or live-stream to any event around the country. **In-Person:** 1:30pm (Melbourne time) to 'Mingle With The Expert' **Virtual:** 2pm (Melbourne time) **INTRODUCING THE INDUSTRY EXPERT:** *Conflict-Proof Your Next Development Deal - William Pryor ADR (William Pryor)* Every mum and dad developer goes into a project thinking, “This one will run smoothly.” Until it doesn’t. A builder variation blows out. A payment claim gets disputed. Communication breaks down. And before you know it… you’re in a dispute that’s draining time, money and energy. Here’s the real problem. Most developers don’t recognise they’re heading towards a dispute until it’s already escalated. They let it fester. They avoid the hard conversation. And small issues turn into expensive, cascading problems that can wipe out profit. At our next Property Developer Network Meetup, Industry Expert William Pryor from William Pryor ADR is going to show you how to stay in control. William will cover: • How to recognise the early warning signs that you’re heading towards a dispute • The dispute resolution options available to you and when to use them • The management tools you should have in place to avoid or minimise conflict • How to choose the right resolution method (so you don’t make the situation worse) • How to ensure your construction contracts contain clear, enforceable dispute resolution clauses before you ever start the build Because choosing the wrong pathway can cost you tens of thousands and months of delay. The biggest mistake developers make. They let disputes drag on without structure. No clear process. No clear clauses. No clear strategy. If you’re serious about protecting your margins, your timeline and your sanity, you won’t want to miss this session. Because in property development, “it’s not …if challenges arise… It’s…. how well prepared you are to handle them". **INTRODUCING THE REAL DEAL:** *5 Townhouses (Sunny Katyal)* *1040m2, GZ, Frankston, Victoria* You’ve found a block online, zoned for development and the numbers look great. You think it’ll be smooth sailing until reality hits. Sunny Katyal this month’s Real deal presenter knows exactly what that feels like when he secured a site in a general residential zone, planning a 5-townhouse project, everything that could go wrong did go wrong. Lender delays, a builder going bankrupt, and the challenges of managing a project from a distance. Margins squeezed. Stress levels skyrocketed. What should have been a simple townhouse development turned into a real-world lesson in resilience and problem-solving. At our next Property Developer Network Meetup, Sunny will share the real, unfiltered story of this 5-townhouse project from purchase in 2020 to completion in 2026. You’ll learn: • How he navigated lender issues without derailing his project • How he managed builders and contractors to avoid costly setbacks • How he handled managing his site from a distance • The hard lessons and practical strategies he learned to keep the townhouse deal profitable If you’re a mum-and-dad developer wanting to see the reality behind the numbers, avoid rookie mistakes, and learn strategies that actually work, Sunny’s story is not one to be missed. ***This is your chance to talk property with other enthusiasts!*** See you all soon!

Do you live in the Southern suburbs? Want to explore what the Southern suburbs has to offer? Or are you just interested to catch-up with like-minded people? Once a month Steph hosts our Southern socials. It is a great opportunity to meet others. Our emphasis is on fun whilst helping and supporting each other. The socials include drinks and chats, casual coffees, dinners and other activities suggested by members from time to time. Our socials are informal and open to all. We pay for own food and drinks individually and there is no charge for the organisation of the events. We hope to see you!

In his final presentation on Numerology, Allan Meers takes us on a journey through the 10 energy numbers which form the basis of our psycho-spiritual energy system. Allan’s approach integrates Numerology with the numerical systems of the Chakras, the Enneagram, the Tarot and the Great Rays to provide a holistic approach that assists in answering two key questions: Who am I, and Why am I here? The presentation follows on from previous presentations in May and November 2025 and addresses how the energy of numbers can be used to recognize unhealthy ways of being and doing which limit our ability to connect with the true self. The approach explains how energies can be devalued, disowned and relegated to the shadows, or taken to extremes and adopted as a persona to help us thrive and survive in a challenging world. This presentation will provide an understanding of how we can each move towards a state of energetic health. The starting point for this journey lies in recognizing our current reality and awakening to what it means to become healthy, healed and whole as a spiritual being having a human experience. Much of the presentation is from Allan’s latest book - Living your Numbers – which will be available at the presentation. The session is interactive and designed to provide practical information that can be applied to everyday life.

Join us at Aspendale Gardens Community Centre for a FREE fun-filled Walking Football Mixed Gender Session, brought to you by Walking Football 4 Health Victoria. This event is designed for anyone looking for a low impact sport to stay active, be part of a welcoming community, and most importantly have fun. Our friendly hosts, Ivy (0423858705) and Rudi will be there to introduce you to walking football, ensuring a safe and engaging experience. Don't miss out on this opportunity to engage in sports, socialise, and promote a healthy lifestyle in a welcoming community environment. Enjoy your first session on us — absolutely free! After that, it's just $5 per session. Sign up now and be a part of this exciting Walking Football Session. If you wish to contact the organiser, Mick directly, you can do so on: 0430 163 550 Email: [info@wf4hvictoria.org.au](mailto:info@wf4hvictoria.org.au) Website: [Walking Football | Walking Soccer | Walking Football 4 Health](https://wf4hvictoria.org.au/) Facebook Community: [https://www.facebook.com/groups/wf4healthvictoria/](https://www.facebook.com/groups/wf4healthvictoria/)

Join us for a relaxed networking drinks with other couples who value meaningful conversation, intentional living, and want to work on a business or a project together (or already are). This isn’t your average couples’ Meetup. 💡 **Please note:** This event is specifically for couples attending together. RSVPs without a +1 (partner) will be cancelled to keep the balance of the group. 📅 **il Mercato Centrale Melbourne** **📍 Limited to 10 couples** so grab your spot early 🍷**Happy Hour** drink specials from 5:00pm **💬 Conversation Starters** Each time we meet includes a few rotating topics to spark insight and great chats: * A habit that made your life better as a couple * A travel story with a twist (funny, unique, or unexpected) * Something you’re learning right now * A tip on how to work with your partner's personality and communication styles No need to prep, just come ready to connect. We’ll mix up seating halfway through so you meet more than just the couple beside you. **🧠 Who This Is For** * Couples into growth, learning, and intentional living * Those building something together, or who want to * People who want deeper connection, not surface-level chat This isn’t networking. It’s real people and real convos. Just bring yourselves, curiosity, and an open mind. We’ll take care of the rest. **👥 Hosted by Matt & Justine Stuckings** Matt & Justine are the kind of couple who live for deep chats over food, spontaneous adventures, and connecting with people who live life on purpose. Matt’s a 6’4 ex-photographer turned marketer and entrepreneur. He’s into Pickleball, boutique breweries, and discovering weird restaurants and books that make life (and business) better. If it helps him grow or gets him thinking differently, he’s probably already into it. Justine’s a connector at heart. She’s a uni teacher and entrepreneur who loves mentoring, dancing, dark hot chocolate, and surrounding herself with people who think big and care deeply. Together, they host events that feel relaxed but intentional, welcoming but meaningful. They started this event to find more of their people. Curious, kind, growth-minded couples who want more than just small talk.

We will meet at the starting point. Then walk towards Docklands to one of the popular coffee places. We will stop for a coffee and finish off at the Southern Cross Station. Dress for outdoor walk. Come along & simply say, "Hi, it's my first time joining the group event." or ask the organiser to introduce you. If you enjoy the conversations, take the initative to invite others to hang out over a bite/ drink after. **\-\-\-** **Coming with a +1 guest** **\-\-\-** You are welcome to come along with a guest to join the walk. Please register a +1 guest at RSVP. **\-\-\- Running Late \-\-\-** If you are running late, please message at least 30 mins in advance. We will wait up to 15 mins before heading off. We won't be able to keep track of messages once we start. **\-\-\- RSVP / Change of Plan \-\-\-** Change of plan or decide not to attend is absolutely okay. Please do update your RSVP to "NO", so others can have the opportunity to attend. **\-\-\- Intro \-\-\-** Kudos 2 Friends is a Melbourne based community created for individuals who are looking to expand their social circle and form long term friendship overtime. Join us on a fun journey as we explore cafes, restaurants and bars, including drinks, meals, outings, hiking, sporting, chilling, etc. Above all, we’d like to celebrate the importance of friendships. So if you are looking to expand your social circle and explore new adventures and venues in Melbourne, come join us! **\-\-\- Heylo App \-\-\-** We use Heylo App for more fluid communication, including ideas, interest groups, questions etc. Please download the Heylo app from the App store and let the organizer know if you would like to be added to the Heylo Group at the event. We will send an invite to attendees to the group. (give us some time) **\-\-\- Rules \-\-\-** Admin will only add members to the group with a clear profile picture. (No hidden behind sunglasses, masks, drawings) **You might be removed from the group in the case of…** * no show * without a clear profile picture * anti-social behaviour (i.e. acts rude / disrespectful regularly) * take advantage of individuals for personal gain(s) **\-\-\- Privacy \-\-\-** Do not disclose your contact number in this post comment. We will delete your comment/info as soon as we see it to protect your privacy.

Hello everyone ✨ For 2026 my regular Saturday location will be Balam Balam Place in Brunswick 🏡 Bring any art supplies you like and a picnic blanket or chair. We will just be sat on the grass outside the building sketching together. If you aren’t sure what to draw the club has a weekly drawing theme, just ask me what the prompt is 😊 There is also a small cafe inside the building for those who want a drink while they draw ☕️ ✏️ We welcome all artists of any skill level or medium, Whether you’re a beginner or pro, traditional or digital, absolutely anyone can join. ⚠️IMPORTANT⚠️ Please do not attend if you are sick. I have multiple chronic illnesses so my immune system is extremely weak. keep everyone safe by staying home if you are unwell ☔️ If the weather changes there is a small cafe inside we can move into —————————————————— Check out our instagram @shypeoplesdrawingclub to see more about our awesome group. We also have a Discord group for online events if you would like to join and chat with more artists. ✨

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

We are recruiting new group leaders for virtual men's groups! Our primary groups are outdoor movement groups, but we are launching virtual groups for the state of Ohio and beyond and the groups will move outside in the spring, creating room for men's groups, women's groups and coed groups all over the country. Read below to learn about our groups and click the links at the bottom to apply. ### **What is an Outdoor Empowerment Group?** Our Outdoor Movement & Community Empowerment Groups are simple, guided experiences designed to help people reconnect with nature, themselves, and others. We combine some form of movement (hike, walk, run, bike, yoga, workout) and meaningful conversation within a simple community circle to create a space where individuals can support each other while prioritizing mental and physical well-being. Whether you’re seeking stress relief, personal growth, or community, our groups offer everyone a unique and welcoming environment. ## **Why Join?** * **Improve Mental & Physical Well-Being** – Movement, nature, and supportive conversations reduce stress and promote balance. * **Feel Less Alone** – Build genuine connections with like-minded people in a safe, welcoming space. * **Gain Clarity & Perspective** – Step outside daily routines and into a space designed for personal growth and reflection. ## **The Ideal Group Leader** The ideal group leader * Has a born-in passion for mental health, movement, connecting with nature and building community. * Has 5 extra hours per week to dedicate to a meaningful cause for at least one year. Yes, you can leave any organization at any time and we can also ask you to leave, but we are building with legacy in mind and we need people who can commit and be ALL IN on this mission to build with us. * Is independently financially stable with the ability to volunteer with no expectation of pay. This is a deeply beautiful journey of service that all participants commit to at Speak Your Mind. * An ability to manage groups with high emotional intelligence and desire for human connection. * An ability to self-motivate and market/promote their group on Facebook and other social platforms. * Nature informed therapy or clinical therapists/psychologists a plus. ## **Our Impact**  Since launching, we have helped thousands find support, connection, and healing through our Outdoor Movement Groups. 100% of participants surveyed have reported: * A noticeable improvement in mental clarity and emotional well-being. * An increase in social connection and a sense of belonging. * Said they would return again. We believe mental health should be accessible, community-driven, and rooted in nature. Join us and take the first step toward a more connected, grounded, and supported version of yourself. ### **Why Our Groups are Donation-Based** Our Outdoor Movement Groups are made possible through a donation-based model. This approach allows us to keep our events accessible to everyone, regardless of financial circumstances, while also ensuring that we can continue expanding our reach. It’s a great way to pay it forward and support the growth of this beautiful mission! Every contribution helps us: * **Cover Essential Costs** – Donations allow us to pay essential legal, marketing, insurance, and admin costs as well as nourish the important people who run the organization. * **Grow Our Mission** – With your support, we can bring these healing experiences to thousands more people in the future and execute our long term plan to expand across the USA, affecting up to 500,000 people per year. By choosing to contribute, you’re not just leading an event—you’re helping build a mental health movement that supports long-term well-being and connection for all during a severe mental health epidemic. ## **Come Join Us!** We’d love to have you be part of this growing community of people prioritizing their mental health, movement, and connection. 🔹 **Visit Our Website to Learn More:** https://speakyourmind.men/joinusoutside 🔹 **Apply Here to Lead Your Own Group!** – https://form.jotform.com/taketimespeakyourmind/sym-group-leader-application 🔹 **Support the mission**: If you resonate with the mission and want to support, feel free to join a group before applying or donate to help us reach our goals to help more people! You can donate here: https://secure.givelively.org/donate/angels-for-angels/speak-your-mind Please text Mario with any questions: (808) 855-8831

**Optional movie afterwards**

Bring your business cards and network in person with other business professionals! Gold Star Referral Clubs is one of the most established professional networking organizations in the country, with multiple groups in central Ohio. Join us!

**Tickets are on Sale now $22.00 curtainplayers.org** **please list your seat number in comments . Purchase in E .We also will meet for lunch if interested which is posted separately 😊**