Financial Education

Hi Radiant Ladies, After our morning walk, come and join us at Windchimes Café for coffee, warm conversation, and a lovely relaxed catch-up with your favourite ladies! 🅿️ Easy 2-hour parking right out front. See you there! Lyn ☕💓

Do you live in the Southern suburbs? Want to explore what the Southern suburbs has to offer? Or are you just interested to catch-up with like-minded people? Once a month Steph hosts our Southern socials. It is a great opportunity to meet others. Our emphasis is on fun whilst helping and supporting each other. The socials include drinks and chats, casual coffees, dinners and other activities suggested by members from time to time. Our socials are informal and open to all. We pay for own food and drinks individually and there is no charge for the organisation of the events. We hope to see you!

In his final presentation on Numerology, Allan Meers takes us on a journey through the 10 energy numbers which form the basis of our psycho-spiritual energy system. Allan’s approach integrates Numerology with the numerical systems of the Chakras, the Enneagram, the Tarot and the Great Rays to provide a holistic approach that assists in answering two key questions: Who am I, and Why am I here? The presentation follows on from previous presentations in May and November 2025 and addresses how the energy of numbers can be used to recognize unhealthy ways of being and doing which limit our ability to connect with the true self. The approach explains how energies can be devalued, disowned and relegated to the shadows, or taken to extremes and adopted as a persona to help us thrive and survive in a challenging world. This presentation will provide an understanding of how we can each move towards a state of energetic health. The starting point for this journey lies in recognizing our current reality and awakening to what it means to become healthy, healed and whole as a spiritual being having a human experience. Much of the presentation is from Allan’s latest book - Living your Numbers – which will be available at the presentation. The session is interactive and designed to provide practical information that can be applied to everyday life.

**\***(Celebration will be outdoors unless raining) **SATURDAY 2nd May** – from 12 Midday. Cost: $20 - pay on the day. [More details ...](https://esotericbookshop.org/otherworldly-creatures-fancy-dress-samhain-celebration/)Come dressed as an Otherworldly Creature of your choice or creation, as we celebrate Samhain; the Gateway into Winter, when the Veil between the worlds is thinnest. **\*AFTERNOON** **A ROUND TABLE GATHERING with AUTUMN LEAVES** An afternoon of tea & remembrance using autumn leaves to symbolically represent the departed. We keep their spirits alive, reminiscing on how they enriched & brightened our lives & our world. **\*SUNSET** **WITCHES NEW YEAR TWILIGHT CIRCLE** A magical kindling of the Samhain New Year fire, & an igniting of the spirits, followed by an energy raising to take us through the twilight gateway into the New Year. After the ritual, the circle will remain active for those who wish to try a little scrying. **\*AFTER DARK** **GHOST STORIES by CANDLELIGHT** A candlelight feast with Samhain relevant poetry & song accompanied by stories about ghosts, Otherworldly phenomena & things that go bump in the night. All seasonal contributions of food, poetry, music, song, story, fun & creativity encouraged & welcome. BYO Vampire (Mozzie) Spray. **IMPORTANT INFORMATION** **PLEASE RESPECT OTHERS. IF YOU HAVE ANY SYMPTOMS THAT MAY BE COVID OR FLU, WE ASK THAT YOU DO NOT ATTEND. WE THANK YOU FOR YOUR CONSIDERATION.** **What to Bring:** \- contributions to the Samhain Round Table of Feasting & Celebration \(encouraged but not compulsory\)\. **Time:** from 12 Midday **Where:** 130 Boronia Rd., Vermont, Melbourne 3133 **Cost:** $20 (kids free) **Contact:** **Julie** on 03 9873 3736 (or email [esoteric666@optusnet.com.au](mailto:esoteric666@optusnet.com.au)) [https://esotericbookshop.org/otherworldly-creatures-fancy-dress-samhain-celebration/](https://esotericbookshop.org/otherworldly-creatures-fancy-dress-samhain-celebration/)

SUNDAY Music Indoor Volleyball is back Volleyball Games session start 3 pm at Sport Monash University Clayton ! Fees: $15 Cash $17 Card DISCOUNT FOR MONASH UNIVERSITY STUDENTS Only $12 !!! You don't need to book spots for this event Come and pay at spot This event is for adults only! (18+) Membership available Become a IVC member - get cheaper fees for camps, insurance + IVC game jersey - ask for more info today! [#International](https://www.facebook.com/hashtag/international?__eep__=6&__cft__%5B0%5D=AZXzD4DTZ8qMuf7ux-RU6ayZMRoyft2zts9t8TIzvrRksCLYNBhLSZ9ZodJXUUvns2XIw1hFY9nmow8y2JI-joF0vFwPlefJSluyKSZA6rtFeJE5lywJ5opJG0DQkgjc3P2WHPtihqioTxEzocvDsIJ_&__tn__=q) [#Volleyball](https://www.facebook.com/hashtag/volleyball?__eep__=6&__cft__%5B0%5D=AZXzD4DTZ8qMuf7ux-RU6ayZMRoyft2zts9t8TIzvrRksCLYNBhLSZ9ZodJXUUvns2XIw1hFY9nmow8y2JI-joF0vFwPlefJSluyKSZA6rtFeJE5lywJ5opJG0DQkgjc3P2WHPtihqioTxEzocvDsIJ_&__tn__=q) [#Club](https://www.facebook.com/hashtag/club?__eep__=6&__cft__%5B0%5D=AZXzD4DTZ8qMuf7ux-RU6ayZMRoyft2zts9t8TIzvrRksCLYNBhLSZ9ZodJXUUvns2XIw1hFY9nmow8y2JI-joF0vFwPlefJSluyKSZA6rtFeJE5lywJ5opJG0DQkgjc3P2WHPtihqioTxEzocvDsIJ_&__tn__=q) [#Melbourne](https://www.facebook.com/hashtag/melbourne?__eep__=6&__cft__%5B0%5D=AZXzD4DTZ8qMuf7ux-RU6ayZMRoyft2zts9t8TIzvrRksCLYNBhLSZ9ZodJXUUvns2XIw1hFY9nmow8y2JI-joF0vFwPlefJSluyKSZA6rtFeJE5lywJ5opJG0DQkgjc3P2WHPtihqioTxEzocvDsIJ_&__tn__=q) To be protected by International Volleyball Club Member Protection Policy and covered by our Personal Accident Insurance, everyone participating in a International Volleyball Club event or with a International Volleyball endorsed club, association, or provider is required to maintain an active membership at the appropriate level with International Volleyball Club. For more information message us.

\*\*\*\*NEW SESSION!!\*\*\*\* Welcome to Melbourne Volleyball Academy. 🤗 **[[WHAT]]** This session is specifically for games only (no training). There will be a cap of 18 players, allowing for 3 teams of 6. Games will be played to 15 points, with a cap at 18 points. These games are intended to be played at a high-intermediate(BB)/advanced(A) level. Please see an explanation of skill levels on our website here: [https://melbournevolleyballacademy.com.au/skill-levels-explained](https://melbournevolleyballacademy.com.au/skill-levels-explained) **[[WHO]]** The session is intended for ADVANCED players. Players should be able to: * Have strong fundamentals for all volleyball techniques * Serve receive a majority of serves well & serve over the net consistently * Basic understanding of 5-1, and 6-2 systems (we do not play a pass middle 4-2 system in this session) * Have an understanding of base defense * Know all/most volleyball rules Players that are not of the intermediate(BB)/advanced(A) level will be asked to leave as we want to ensure that all players have an enjoyable time playing. **[[HOW MUCH $$]]** $12 card payment will be processed on the day via square reader (EFTPOS). **[[WHEN]]** The stadium is booked from 12:30 PM-2:15 PM weekly, every Saturday. However, feel free to come early and stretch as the Recreation Centre is open earlier. Last minute dropouts and no shows will have a zero-tolerance policy going forward. All players are expected to update their RSVP at least 24 hours in advanced if they are unable to attend. This applies to players on the going list and the waitlist. **[[OTHER DETAILS]]** Only those on the “going” list are permitted to play. If you are on the waitlist, or not registered at all, you will not be permitted into the gymnasium.

Join us for a relaxed networking drinks with other couples who value meaningful conversation, intentional living, and want to work on a business or a project together (or already are). This isn’t your average couples’ Meetup. 💡 **Please note:** This event is specifically for couples attending together. RSVPs without a +1 (partner) will be cancelled to keep the balance of the group. 📅 **il Mercato Centrale Melbourne** **📍 Limited to 10 couples** so grab your spot early 🍷**Happy Hour** drink specials from 5:00pm **💬 Conversation Starters** Each time we meet includes a few rotating topics to spark insight and great chats: * A habit that made your life better as a couple * A travel story with a twist (funny, unique, or unexpected) * Something you’re learning right now * A tip on how to work with your partner's personality and communication styles No need to prep, just come ready to connect. We’ll mix up seating halfway through so you meet more than just the couple beside you. **🧠 Who This Is For** * Couples into growth, learning, and intentional living * Those building something together, or who want to * People who want deeper connection, not surface-level chat This isn’t networking. It’s real people and real convos. Just bring yourselves, curiosity, and an open mind. We’ll take care of the rest. **👥 Hosted by Matt & Justine Stuckings** Matt & Justine are the kind of couple who live for deep chats over food, spontaneous adventures, and connecting with people who live life on purpose. Matt’s a 6’4 ex-photographer turned marketer and entrepreneur. He’s into Pickleball, boutique breweries, and discovering weird restaurants and books that make life (and business) better. If it helps him grow or gets him thinking differently, he’s probably already into it. Justine’s a connector at heart. She’s a uni teacher and entrepreneur who loves mentoring, dancing, dark hot chocolate, and surrounding herself with people who think big and care deeply. Together, they host events that feel relaxed but intentional, welcoming but meaningful. They started this event to find more of their people. Curious, kind, growth-minded couples who want more than just small talk.

**How to take control of your subconscious and harness its power!** EVERY SUNDAY AT 11AM Join us for an eye-opening lecture where the speaker will break down complex ideas in a clear and practical way. You'll gain insights into: * The true definition of the subconscious * How it generates unwanted emotions * Its real purpose and function * What determines the pressure it exerts on you But this isn't just another lecture where you sit and listen passively. It's interactive and engaging - you can ask questions at any time. FREE ADMISSION Reserve your spot today. Seats are limited, so don't wait too long to sign up.

* **What We’re About** You are the average of the five people you spend the most time with, so join us — and be part of a community that rises above circumstances and creates opportunities. Inspire and be inspired by those who make things happen. It's a relaxed, organic space to connect with like-minded people and network—genuinely talking, learning from each other, and connecting over shared interests. * **What to Expect** Casual Meetups: We gather semi-regularly at a local café to chat about everything from stepping outside your comfort zone to business ideas, creative projects, and building a life aligned with your purpose. It’s relaxed, easy, and welcoming—no need to have anything “figured out.” An Easy-Going Space: We keep things simple and low-pressure. Once everyone arrives, we ease in with some light conversation and naturally break into smaller groups. Networking: Feel free to introduce yourself or let people know what you're working on if you feel like it. And if anyone wants to quickly shout out what they’re working on or looking for before we settle in, go for it—it’s a great way to spark new conversations. * **Host Support** If you’d like a one-on-one chat with me about your business, just tap me on the shoulder. I’ll be floating around and happy to make time for you. **Quick note for the day:** Depending on the weather, we might go for a walk too. Just remember to wear comfy shoes 🌞 👟 🥾:) ❗If you're running late, drop me a quick message as we might leave the cafe for a walk within the last 30-45 minutes. 🏃 🏃‍♂️ 🏃‍♀️

**Register here: [https://www.trybooking.com/events/landing/1546728](https://www.trybooking.com/events/landing/1546728)** Ready to strengthen your presence and sharpen your communication impact? Speechcraft is a program designed specifically for people who want to refine their speaking skills, enhance communication, and deliver clear, persuasive messages with confidence. Hosted by Alex Stemate and other experienced speakers from Southbank Toastmasters, this focused workshop series provides structured, practical training in speech organisation, delivery techniques, and persuasive strategy, all in a supportive, feedback-rich environment. Who is this for? * Professionals seeking stronger presentation, leadership, and stakeholder communication skills * Job seekers who want to improve their interviewing skills * Toastmasters members working toward Pathways goals or aiming to elevate their speaking impact * Leaders, managers, and business owners who want to communicate with clarity and authority **Program Sessions** April 19, 10 am to 1 pm Organising Your Speech , Vocal Variety & Body Language Learn how to structure compelling speeches and enhance delivery through vocal control and confident body language. April 26, 10 am to 1 pm Speaking with Purpose , Giving & Receiving Feedback Develop intentional messaging and master the art of constructive, growth-focused feedback. May 3, 10 am to 12 pm Persuasive Speech & Motivational Strategies Craft influential speeches that inspire action and apply proven motivational techniques to engage any audience. This series is practical, interactive, and results-focused, equipping you with tools you can immediately apply in professional settings, presentations, and Toastmasters meetings. **Pricing:** $297 for the entire program Are you a Toastmasters member? Reach out to Alex at [education@d73toastmasters.org](mailto:education@d73toastmasters.org) for a **generous** discount Location: Boyd Library, 207 City Road, Southbank Register here: [https://www.trybooking.com/events/landing/1546728](https://www.trybooking.com/events/landing/1546728)

**Get ready to taste and make new friends in this sommelier-led event where you can learn about and taste 7 old wines - includes $40 dining credit making your tasting just $5!** THIS IS A TICKETED EVENT: [GET YOUR TICKET HERE](https://oldandrare.eventbrite.com.au) **Your wine night just got a whole lot finer!** \- Includes $40 dining credit \- Small group setting \- Sommelier run Join us for **Old & Rare Wines Tastings** and get ready to make some new friends. Led by qualified Sommelier Antony Anderson (WSET3, WSET4 pending), this evening involves a free tasting of seven back-vintage (old) wines and some wine education, followed by your choice of dinner items and additional drinks from our extensive menus. We'll be gathering at **Life's Too Short Bar**, located in the vibrant **Tribeca Arcade** on **Victoria Parade**, East Melbourne, VIC, Australia, where you can meet like-minded wine lovers and discuss all things wine, food, and common connections and interests. **Your ticket includes a $40 dining credit** towards food and drinks purchased on the evening, making your ticket (almost) free. Reserve your spot now - Then bring your appetite and sense of humour, and join us for a night of conversation, cuisine and, of course, wine! **GETTING THERE:** We recommend you use public transport or rideshare. We are on the 12/109 tram line (stop 16, Wellington St), several Bus Routes (302, 303, 304, 305, 309, 318, 350, 905, 906, 907, 908) or a 5-10 minute walk from Jolimont and North Richmond train stations. If you decide to drive and/or have a designated driver, 2-hour paid parking is available around Powlett Reserve, Darling Square, and the Fitzroy Gardens. Extended paid parking is available at Care Park at 162 Albert Street, East Melbourne or the Epworth Freemasons Car Park in Gotch Lane off Grey Street. **UNABLE TO ATTEND?** Cancellations and Refunds are generally not possible. However, for sudden illness, COVID, or other special circumstances, we may agree to reschedule your session to another night or provide a gift certificate for part or all of your ticket price. Please SMS your request to 0466 045 473\*\*.\*\* **TERMS AND CONDITIONS:** * See the ticket link for further conditions * This is a preferred pre-booked event, but walk-ins may be possible. * RSVPs on Meetup do not constitute a booking. * Minimum spend for F&B following the event is $40 * Minimum Event Sales 2. If the minimum number of seats is not sold, the event may be rescheduled later or cancelled and tickets refunded. * If you have booked a ticket and an event is amended, we will contact you before the event to advise and make new arrangements. * Please note: By Public Health Directives, all attendees must be fully COVID-vaccinated, and proof of vaccination may be required. #meetingpeople #makingfriends #winetasting #blindtasting #winegames #singles #lonely #winelovers #winebuffs #winophiles #melbournewine #winemelbourne #melbournewinetasting #socialwines #makenewfriends #wine #lovers #tasting #event #meetup

Hi all. here is an opportunity for you to practice your 1 on 1 conversational skills. You may want to practice eye contact, humour, overcome anxiety, listening, talking or simply want more social practice and exposure to grow your skill / confidence. This is a great event if you wish to pre practice or prepare for dates. This is a 2 people sit down event at Hawke and Adderley Park. RSVP to this event page and I will inbox you to confirm the time and place! Sam

Join us for a relaxed study and reading session at State Library Victoria. This is a low-pressure meetup for anyone who wants to spend a few focused hours studying, reading, learning something new, or working through an online course in a quiet and motivating environment. I’m planning to start the free online course [Astronomy with an online telescope](https://www.open.edu/openlearn/science-maths-technology/astronomy/astronomy-online-telescope/content-section-overview) for fun. It introduces the night sky, telescopes, and astronomical observations using an online robotic telescope. You’re welcome to do the same course, or anything else you’d like to quietly work on. This is not a formal class or teaching session. It’s more of a casual co-study / co-reading meetup where we can share a table, stay focused, and take breaks together. There’s no pressure to be social the whole time, but we can chat during breaks, lunch, or dinner afterwards. You can leave whenever you like, and you’re also welcome to arrive later. Just note that if you arrive later, you may not be able to get a seat right next to the group. **Links** Meetup start point: [https://maps.app.goo.gl/MxygdS6FBotcuo5Q9](https://maps.app.goo.gl/MxygdS6FBotcuo5Q9) **Rough timeline** * 9:45am – Meet at St George and the Dragon Statue * 10:00am – Head inside State Library Victoria and find seats * 10:00am–12:30pm – Study / read / work quietly * Around 12:30pm – Optional lunch nearby * After lunch – Continue studying / reading if people want to * 6:00pm – State Library closes * After 6:00pm – Optional dinner nearby **What to bring** * Laptop, tablet, book, notebook, or study materials * Charger / power bank if needed * Headphones if you like working with music or focus sounds * Water bottle * Anything else you need for a quiet study session **Important notes** Please arrive around 9:45am so we can say hello before heading inside when the library opens. This will be a quiet meetup, so we’ll keep socialising mainly to breaks, lunch, and optional dinner afterwards. Seats are not guaranteed, especially if the library is busy. We’ll do our best to find space together, but people arriving later may need to sit nearby rather than directly with the group. You’re welcome to leave early or stay only for part of the day. **Other info** * Optional lunch will be around 12:30pm. * Optional dinner will be after the library closes at 6:00pm.

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

**Welcome to the Women’s Columbus Bogleheads® Sub-Group** This sub-group is for **women who want to learn and discuss finances in a safe, supportive space**. For those interested in moving towards financial independence and retirement by learning investment basics, choosing your 401(k) investments, minimizing taxes, and more. We’re a local chapter of **Bogleheads®**, following a long-term, practical investment philosophy: [Investment Philosophy](https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy): https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy [Bogleheads Forum](https://www.bogleheads.org/index.php): https://www.bogleheads.org/index.php No question is too small, and no experience is too simple. Share, ask, and learn — at your own pace, without judgment, in a group of like-minded women. Let’s build confidence and knowledge **together**!

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, [HERE](https://www.coreerocks.com/Events.aspx?ID=2026-Central-Ohio-Real-Estate-Investing-Expo-14-5-5-2026).) We’re serious about helping you succeed in real estate. That means not just teaching you—but putting you in the room with the people who help you get deals done. Every deal depends on people. The agent or wholesaler. The lender. The contractor. The title company. The insurance agent. The problem is that most investors meet those people slowly. This event fixes that. One room full of: • Lenders • Contractors • Title companies • Insurance providers • Property managers • And active local investors A place where you can: • Build your team • Find funding • Solve real problems • Make connections that lead to deals If you’re serious about real estate, this is a smart room to be in. Members and non-members at any level of knowledge and experience are welcome. This event is free. Remember, to actually reserve your seat, you have to go [HERE](https://www.coreerocks.com/Events.aspx?ID=2026-Central-Ohio-Real-Estate-Investing-Expo-14-5-5-2026) and register on our website!

**✅ Salsa Wednesdays with Todd Smith!** **👉 Beginner Salsa Class** **$15 In Advance / $20 At the Door** 7:00 pm – 7:15 pm … Registration 7:15 pm – 8:15 pm … Beginner Class **👉 Intermediate Salsa Class** **= $15 In Advance / $20 At the Door** 8:15 pm – 8:30 pm Registration 8:30 pm – 9:30 pm Intermediate Class **👉 If You Take Both Salsa Classes** **= $25 In Advance / $35 At the Door** **👉 Buy Advance Tickets Now at:** https://columbussalsadancing.com/salsa-wednesdays-dance-class-tickets/ **👉 Questions? Text Todd @ (614) 774-8146**

**✅ Bachata Mondays with Todd Smith!** **👉 Beginner Bachata Class** **$15 In Advance / $20 At the Door** 7:00 pm – 7:15 pm … Registration 7:15 pm – 8:15 pm … Beginner Class **👉 Intermediate Bachata Class** **= $15 In Advance / $20 At the Door** 8:15 pm – 8:30 pm Registration 8:30 pm – 9:30 pm Intermediate Class **👉 If You Take Both Bachata Classes** **= $25 In Advance / $35 At the Door** **👉 Buy Advance Tickets Now at:** https://columbussalsadancing.com/bachata-mondays-dance-class-tickets/

**Optional movie afterwards**