Buying a Home

📚 Do you love reading, but wish you had a structure and a community to share your insights with? Join our small circle of curious minds (just 4 members per gathering) as we come together for an hour of focused reading—in the calm setting of a library or the cozy atmosphere of a café. Here’s how it works: First part: Quiet reading on your own—bring a book you’re exploring, whether it’s philosophy, history, psychology, literature, or anything meaningful to you. Second part: We regroup and each person shares key takeaways, insights, or questions sparked by their reading. This sparks a structured yet free-flowing conversation around ideas, perspectives, and personal reflections. Why join? Add structure to your reading habit. Discover new books, authors, and ideas through others’ choices. Build real connections by sharing and listening deeply. Socialize around something meaningful instead of small talk.

👉 Enroll at **[www.worklifespanish.com/conversational-spanish-clubs.html](http://www.worklifespanish.com/conversational-spanish-clubs.html)** Our ***Beginner Banter Club*** meets online and is available to all Spanish learners at the A1-B1 levels who want to start speaking and build confidence. Each week, we’ll explore vocabulary and cultural themes like holidays, food, and daily life in the Spanish-speaking world. **​**Location: Zoom Day: Mondays, 5pm - 6pm ET ​Price: $27.50 / session or FREE with monthly credits 🎁 **FREE Trial Event Available!** Use code **FREECLUB** when you sign up. 👉 Enroll at **[https://www.worklifespanish.com/conversational-spanish-clubs.html](https://www.worklifespanish.com/conversational-spanish-clubs.html)**

• If you RSVP for an event, please attend that event or cancel at least two hours before the event starts. Members that no-show will receive one warning then will be benched (suspended) from events for two weeks. Three no-shows can result in a permanent ban. (No-shows create uneven numbers and prevent folks on the waitlist from playing. Please do your part to un-RSVP as soon as you know that you cannot attend an event.)
• Members must have a way to communicate with organizers and hosts. This can be through the Meetup app messages or by providing other contact info.
• Any member can ask a host or organizer to have their skill rated for event attendance purposes. You will not be allowed to participate in events higher than your NTRP rating. (We may try to limit numbers or have multiple events on a given day to accommodate players of different skill levels and also to help alleviate the court availability problem).
• All members shall conduct good sportsmanship and be courteous to other members at all times.
• Sexual harassment, racism, sexism or any kind of intolerance will not be tolerated and will result in the permanent ban from the group.
• If member receives three warning infractions, the member will be suspended from the Meetup for a period of one month. If a member is suspended twice (six warnings), that member will be permanently banned and any membership dues will then be forfeited.
• If you are scheduling to play with others outside of a MoCo Topspinners event, and you know that there is a MoCo Topspinners event scheduled for that day at that time, please try to use courts other than the courts where the event is scheduled, or move your time so that it does not conflict with the Topspinners event.
For a list of complete rules and definitions you can see the MoCo Topspinners front page. If you have questions, don’t hesitate to contact us. We are hoping for a fun season but we may have to wait for courts and leave earlier than we are used to. Please be patient as we adjust to this new normal and try a few different things that will hopefully help the situation. Happy playing!

## Details Hello everyone! We climb at Crystal City Movement every Monday. Please read rest of the description carefully. We mostly do tope rope climbing but we can arrange bouldering sessions as well. If you prefer lead climbing please post on the comments to find your belay partner. \#\# Requirements * If you are not a Movement member, you'll get a daily pass. If you don't have the equipments you can rent them in the gym. * Please sign the waiver through: [https://movementgyms.com/waiver/](https://movementgyms.com/waiver/) * You can get a discounted day pass and free rental gear if you say you are here for my meetup All skill levels are welcome! If you are totally new to climbing and want to do top rope, then you have to have a belay certificate. In order to do that; * You can check Movement gym Intro to Rope Climbing class : [https://movementgyms.com/crystal-city/climbing/classes/](https://movementgyms.com/crystal-city/climbing/classes/) * After the course, you should do the 'Belay Check' which can be done as soon as 24 hours after you take the class. The test takes around 15 mins so it can be done before the climbing session. Before your first visit you may want to check the related webpage: [https://movementgyms.com/first-visit/](https://movementgyms.com/first-visit/) \#\# Where to meet To find us go down the stairs in front of the front desk. We will meet around the benches next to climbing walls.

Climbers of all skill levels are welcome! To join us: 1. Complete the [participant agreement](https://movementgyms.com/participant-agreement/). 2. Pass the belay check, which can be done the same day. See [FAQs](https://movementgyms.com/first-visit/#faqs) for more info. 3. Pay for [gym membership or day pass](https://movementgyms.com/memberships-passes/). The event itself is run by volunteer organizers free of charge. If you are interested but have never belayed before, please take the [Introduction to Rope Climbing](https://movementgyms.com/rockville/calendar/#activity=climbing&location=rockville&class-type=intro-series&area-of-focus=safety-and-belaying) class first. We'd love to climb with you as soon as you know how to belay safely using a GriGri. To find us, go past the front desk and turn left. We'll gather by the fitness room entrance. If you need a refresher on knot tying and/or belaying, please post in comments or message the host and we'll be happy to help. We normally top rope in groups of 2-3 people, but some are also happy to lead. Post in comments or ask on the spot if you are interested in leading.

Are you looking for yoga to jump start your day? Please join us on Monday and Wednesday mornings to kickoff your day of events. **Please reserve your spot at www.piesfitnessyoga.com**. The session is offered InStudio and OnLine. The Zoom link for the OnLine session will be emailed 15 minutes before class starts to those who are registered at www.piesfitnessyoga.com. **Sign up for sessions must be made at least 2 hours prior to class.** The address is 1322 Prince St. Alexandria, VA 22314 Our entrance is located on the side of the building, parallel to West St. **Street parking is available and additional parking is located at Shiloh Baptist church, spaces 36, 37, 38, 39.** The church is located across the street from the studio, on the corner of Duke St. and West St. Discount is available to seniors, teachers, students, emergency responders, and military. All can save by purchasing class packs.

We are all meeting remotely via Zoom. We would love for you to join us. The Queer Book Club meets on the **fourth Monday of the month 6:00pm - 8:00PM** to discuss queer books by queer authors. Email info@thedccenter.org to get additional information on this group and to learn what book we are currently reading. For security reasons we ask that community members reach out to us via email for the Zoom info. Send a quick email to: [info@thedccenter.org](mailto:info@thedccenter.org) For this meeting they are reading: TWO BOOKS: the fiction book you will be discussing is *The Nightmare Before Kissmas* by Sara Raasch and the nonfiction book is *Transgender History* by Susan Stryker

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Every Tuesday at 5pm! RSVP at the following link to receive login details: https://www.enggarcia.com/hbstuesday/ * The Districts Best first time home buyer webinar * Learn about the home buying process * How to qualify & what loans are available * Qualifying for DC Open Doors and other programs * Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

learn more about the HPAP Down Payment Assistance Program \- Get up to $202\,000 in funds from the House Assistance Purchase Program \- Learn what the funds can go towards and the timeline to get approved \- Understand how to sign up for HPAP orientation \- Learn the benefits and challenges of HPAP in detail \- Discuss the current market conditions for HPAP buyers\.

Join us online for REI 101: Managing the Renovations! Whether you're a newbie or looking to sharpen your skills, this event dives into the essentials of handling renovation projects like a pro. Get tips, tricks, and real-world advice to keep your fixes smooth and stress-free. Perfect for anyone wanting to boost their renovation game without the hassle! * Learn how to properly scope renovation projects before work begins to avoid surprises * Understand realistic budgets and timelines so renovations don’t spiral out of control * Get proven tips for managing contractors and holding them accountable * Identify the most common renovation mistakes that kill profits—and how to avoid them * Walk away with a simple framework to manage renovations efficiently, even as a beginner Register Here: [SIGN UP TODAY](https://links.eliteeventbuilder.com/widget/form/wSbrsstjtpMx77vSSif7?am_id=debbie5574)

Don't miss out on this opportunity to expand your knowledge and grow your real estate investment education. If you’re wholesaling, rehabbing, flipping, or trying to break into real estate investing in the DMV — this meetup is for you. Join local investors, wholesalers, contractors, and agents for an **in-person, strategy-driven meetup** focused on **real projects, real numbers, and real execution** in today’s market. This is not a motivational seminar. This is where **deals, relationships, and next steps happen**. ### WHAT WE’LL COVER - How deals are being structured right now - Rehab budgets & contractor insights \- Common mistakes investors make in DC \- How to evaluate opportunities correctly \- What’s actually working in 2026 ### WHO SHOULD ATTEND * New & experienced real estate investors * Wholesalers & rehabbers * Real estate agents interested in investing * Contractors & private lenders SPEAKER: Arouna Koroma, CEO of Flipping the Capital ### EXCLUSIVE OPPORTUNITY Attendees will receive **priority access** to a **live DC Real Estate Rolling University Bus Tour** happening **Saturday, January 31st**, where we’ll: * Visit active renovation projects * Break down real deals on-site * Discuss the RFK redevelopment from a strategic lens ### ### EVENT DETAILS * Networking + structured discussion * Food & drinks available * Bring business cards or digital contact info \*\*\*\*Bus seating is extremely limited. Come join us and take your investment journey to the next level! Contact: Cheryl Weir. 301-273-8139

**Understanding the Columbus Housing Market: Let’s Talk Downsizing for Seniors** Understanding the Market to Make Your Best Move Yet Thinking about downsizing or helping a parent prepare for a move? Join us for a friendly, educational seminar designed specifically for seniors in Central Ohio. We’ll break down what’s happening in today’s Columbus housing market, explore timing and planning for downsizing, and discuss easy ways to prepare a longtime home for sale—without overwhelm. You’ll also learn about low‑maintenance housing options, financial considerations, and simple steps to make your next move smooth and stress‑free. This is a relaxed, no‑pressure event where you can ask questions and get practical advice tailored to seniors and their families. Hosted by: Katie McCartney, Broker & Senior Real Estate Specialist® (SRES)

**HAPPY HOUSE HUNTERS JOIN THE CENTRAL OHIO INVESTOR NETWORK** \* Time: 5 pm‎ - ‎8 pm‎ ‎ [Eastern Time] \* JANUARY 2026 ONLY: FOURTH Tuesday the 27th, then back to the regular schedule of third Tuesdays next month \* Where: Pastimes Pub at Grandview Yard, 775 Yard St. Columbus 43212 \* Description: Join Us for the Ultimate Real Estate Meet and Greet! Flip, Buy and Hold, Long-Term Rentals, Mid-Term Rentals & Short-Term B&B! Are you passionate about real estate investments or curious about the world of long-term rentals, mid-term rentals, or short-term rentals? Look no further because the "Happy House Hunters" and "The Inns and Outs of a B&B" invite you to come together with COIN for exciting monthly Meet and Greet events for all real estate investors! We look forward to seeing you there!

Join us online for REI 101: Managing the Renovations! Whether you're a newbie or looking to sharpen your skills, this event dives into the essentials of handling renovation projects like a pro. Get tips, tricks, and real-world advice to keep your fixes smooth and stress-free. Perfect for anyone wanting to boost their renovation game without the hassle! * Learn how to properly scope renovation projects before work begins to avoid surprises * Understand realistic budgets and timelines so renovations don’t spiral out of control * Get proven tips for managing contractors and holding them accountable * Identify the most common renovation mistakes that kill profits—and how to avoid them * Walk away with a simple framework to manage renovations efficiently, even as a beginner Register Here: [SIGN UP TODAY](https://links.eliteeventbuilder.com/widget/form/wSbrsstjtpMx77vSSif7?am_id=debbie5574)

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar