Buying a Home

***"Have you ever moved money from one account to another, not to save or invest, but just to make everything “clear” before the next bill hits?"*** That moment tells you something..... Does it ay more about your hustle? or more about your financial plan? When did money start feeling like something you have to manage… instead of something that supports you? If you’re ready to meet people who are building and get real clarity on what to do next, come out. If you’ve been looking for a different plan, come out. **Networking first, then a financial workshop in the DMV. Friendly, high-energy, feel-at-home room.**

Montgomery County MD Real Estate Investors, Agents and Professionals! We just launched a Cash-Flow Breakfast Club for your area! This is the most unique real estate investor club, education, networking and mastermind event in the US! **Join us for our official launch event for Montgomery County MD on February 26.** **This is a 12 part education series with new topics every month. This event is session 10 of 12!** **This event is free but has very limited seating and we are limited to the first 50 to RSVP! Join us and become a founding member of this amazing community!** *(it is ok to attend even if you missed previous sessions. Each session has stand alone topics. You can also attend other near by locations to get caught up on sessions that you have missed.)* **Very limited seating. In-person only.** **Make sure to RSVP today to reserve your spot.** **When: February 26, 2026 @ 5:30pm - 8:30pm EST** **Where: Twinbrook Library** **202 Meadow Hall Dr, Rockville, MD 20851** The Cash-Flow Breakfast Club is NOT just a meet up. It’s the most unique Real Estate Investor Community of Mentors, Coaches & Masterminds. A community of growth oriented, abundance mindset, go-giver individuals with a BARE MINIMUM commitment to become financially free through real estate investing. We focus on providing education and building networks to help every member solve their cash-flow freedom equation, so they can have the time-freedom needed to follow their passions, make a lasting impact and even change the world! The unique format of this event, which consists of high-level education, gamified networking, mastermind breakout sessions, case studies, group deal analysis, market deep dives, and peer-to-peer coaching facilitation makes this the most impactful local real estate investor group a real estate investor can be a part of. The foundation of the group is built around the belief that everyone in the room has the potential to change the world… however most of us never have the time, energy or financial situation to even dare to dream big enough. Most of us have passions that will never be followed, amazing businesses or ideas that will never be pursued… unless we can solve the Cash-Flow Freedom Equation, which ultimately leads to Time-Freedom. Once that happens it is usually much easier for us to think bigger, dream bigger, be bigger. · 🤯 Learn more about the Cash-Flow Breakfast Club [HERE](https://cashflowbreakfastclub.com/) · 🥇 Get in the VIP List to be notified about the next event in your area [HERE](https://the.cashflowbreakfastclub.com/VIP) · 🤙🏼 Learn more about Launching your own Cash-Flow Breakfast Club Location [HERE](https://cashflowbreakfastclub.com/launch-your-own-club/) · 🤝🏼 Learn more about becoming an Affiliate-Sponsor at one of our club locations [HERE](https://cashflowbreakfastclub.com/affiliate-sponsors/) · 📷 View photos and videos of some of our recent events [HERE](https://cashflowbreakfastclub.com/about-the-cash-flow-breakfast-club/) · 😎 Looking to represent? Browse Cash-Flow Breakfast Club apparel and fly swag [HERE](https://cashflowbreakfastclub.com/shop/)

We run 45 min, goal is 4-5 miles

Social Sips & Bites, we’re checking out Kaldi's Social House. Join us in Arlington for a laid-back happy hour featuring great drinks, great food and the Social Sips & Bites energy we all love. Perfect for unwinding after work, catching up with friends, and meeting new faces. What to expect • Happy hour drinks & cocktails • Delicious bites with bold flavors • A cozy, stylish setting • Easy conversations and great company Come out, grab a drink, and help us officially add this spot to our Social Sips & Bites rotation. RSVP early - good vibes and good spots always fill up https://www.kaldissocialhouse.net/

**Join us for a grounded, body-centered journey into Authentic Relating — where presence, sensation, and self-awareness guide our connections.** Communication extends far beyond speaking and listening. It is a dynamic interplay of verbal and nonverbal expression that shapes how we experience one another. Facial expressions, tone of voice, posture, gestures, and eye contact all influence how messages are received and interpreted. These subtle cues often reveal emotions, attitudes, and intentions — deeply impacting trust, safety, and connection. Embodiment cannot be understood purely on a conceptual level. It is something we experience. Through guided Authentic Relating practices, we will reconnect with our bodies and deepen our awareness of what is happening within us moment to moment. We will practice noticing and expressing our physical sensations and lived experiences in real time — building language for what we feel in our bodies and learning how to communicate it with clarity and authenticity. This immersive experience will include music and movement to support exploration of energy, presence, and connection. Participants will be invited to tune into their senses, engage physically, and allow music to guide expression and relational awareness. **Theme:** Energy + Movement **Recommended Attire:** Comfortable clothing and shoes that allow for ease of movement. Mike is a certified Authentic Relating facilitator through ART International. He has been facilitating Authentic Relating and Nonviolent Communication practices for several years and is passionate about creating meaningful, transformative connections. He looks forward to guiding you through exercises designed to positively impact your relationships and your life.

**Overview** New year, fresh start! Try beginner square dancing in — fun, low-pressure, and no experience needed. **Try Something Fun.** Ever thought *“I want to try something new this year”*? Square dancing in Maryland is social, active, and surprisingly easy — even if you’ve never danced before. Join **Village Swingers** for **our beginner series** and see if it clicks. Note: This event is cross posted and open to the public. Admission is $10. Please visit EventBrite to purchase tickets. There is no need to RSVP on Meetup. [https://www.eventbrite.com/e/1983086109938?aff=oddtdtcreator](https://www.eventbrite.com/e/1983086109938?aff=oddtdtcreator) 🕺 **What to Expect** · Beginner-friendly instruction — **no experience needed** · Gentle, fun movement that keeps your brain and body engaged · Friendly, welcoming group — no partner required · Plenty of laughs and small victories · Dancing to a variety of familiar music styles · Meet new friends — people from all walks of life come to dance. 👥 **Who This Is Perfect For** · Absolute beginners curious about square dancing · Anyone seeking a social, low-pressure activity · People looking for a fresh, fun hobby · Solo attendees — most people come alone 🤍 **For Nervous First-Timers** You **don’t need to be coordinated or confident**. The first night is low-pressure, paced for beginners, and designed to be fun from the start. Many who felt nervous walked out smiling — ready for the next week. 💬 **What First-Timers Say** *"I thought I’d feel awkward, but I laughed the whole time and actually learned something!"* *"I came alone, but everyone was so friendly — I can’t wait for the next week."* 📅 **Event Details** · **Date:** Wednesday, Feb 25 2026 · **Time:** 7:00–8:30 PM · **Location:** Chevy Chase Christian Church · **Cost:** $10 for the night ⚠️ **Spots are Limited, Register NOW!** 💡 **About the Full Series** · **11-additional weekly lessons** if you decide to continue, otherwise just $10 for this event. · **Total cost:** $120 (payable in 3 installments including the fee of $10 for this event) 🎯 **Why Start Now?** New year motivation fades fast, and spots fill quickly. Try the first night before life gets busy. 👉 **Reserve your spot now!**

Hey NOVA homeowners, join our upcoming free Seller Seminar on **Saturday, February 28, 5pm-7pm**. A Panera catered lunch will be provided. Hosted at our new office **9735 Main Street #100, Fairfax 22031**. We'll tackle your top concerns, including: * What we expect for the 2026 real estate market * Navigate buying and selling without the stress * Learn whether to sell as is or do updates * Understand top updates to get best Return on Investment * Hear latest Market Update & Info on New Commission rule changes **Please reserve your seat using this link** [https://ddasellerseminar.eventbrite.com/?aff=meetup](https://ddasellerseminar.eventbrite.com/?aff=meetup)

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

**This Friday & Saturday >>>>> Must Register https://goevent.me/ki6q** I’ve already paid for a limited number of seats for members of this group. If you’ve been curious about real estate investing, this is your opportunity to attend at no cost. This 2-day online summit features active investors sharing practical strategies they’re using right now. You’ll learn: • How to eliminate debt strategically • How to legally reduce taxes • How to acquire property without using your own cash or credit • Smarter negotiation and deal structuring • How to find motivated sellers • Ways to increase cash flow and build long-term wealth This is not theory — it’s real-world application for today’s market. Your seat is covered. You just need to register to secure it. If you’re serious about learning how investors are building wealth now, claim your spot and be ready to take action.

**This Friday & Saturday >>>>> Must Register https://goevent.me/ki6q** I’ve already paid for a limited number of seats for members of this group. If you’ve been curious about real estate investing, this is your opportunity to attend at no cost. This 2-day online summit features active investors sharing practical strategies they’re using right now. You’ll learn: • How to eliminate debt strategically • How to legally reduce taxes • How to acquire property without using your own cash or credit • Smarter negotiation and deal structuring • How to find motivated sellers • Ways to increase cash flow and build long-term wealth This is not theory — it’s real-world application for today’s market. Your seat is covered. You just need to register to secure it. If you’re serious about learning how investors are building wealth now, claim your spot and be ready to take action.

**This is not a lecture. This is a working session.** If you’re tired of real estate events where someone talks at you for an hour and you leave inspired but still unsure what to actually do, this class is different. Investor 101 is a collaborative, hands-on experience designed to help you think through your own numbers, your own goals, and your own strategy in real time. You won’t just listen, you’ll participate, ask questions, work through scenarios, and leave with tools and frameworks you can use long after the event. We start with where to get the money, then walk through how to choose the right investment strategy, cash flow, equity growth, or a blend of both. You’ll learn how different property types perform in specific DMV neighborhoods and how to match the right area to your personal financial goals. Every concept is grounded in local examples, real scenarios, and live discussion, so you can immediately apply what you’re learning. This class is led by a full team of experienced professionals, including a real estate agent, lender, and seasoned property manager, all of whom bring a bird’s-eye view of the DMV market from working across DC, MD, and VA. You’ll gain insight not just from theory, but from professionals who actively see deals, financing challenges, rental trends, and tenant demand across the region. By the end of the class, you will leave with clear, actionable next steps, a personalized investment framework, and the confidence to begin your real investing journey immediately, not “someday,” but now.

**Understanding the Columbus Housing Market: Let’s Talk Downsizing for Seniors** Understanding the Market to Make Your Best Move Yet Thinking about downsizing or helping a parent prepare for a move? Join us for a friendly, educational seminar designed specifically for seniors in Central Ohio. We’ll break down what’s happening in today’s Columbus housing market, explore timing and planning for downsizing, and discuss easy ways to prepare a longtime home for sale—without overwhelm. You’ll also learn about low‑maintenance housing options, financial considerations, and simple steps to make your next move smooth and stress‑free. This is a relaxed, no‑pressure event where you can ask questions and get practical advice tailored to seniors and their families. Hosted by: Katie McCartney, Broker & Senior Real Estate Specialist® (SRES)

(Note: RSVPing here on meetup does NOT reserve your seat. To do that, you’ll need to register at our website, **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)**.) Let’s be honest. In 2026, you can’t use 2023 strategies and “hope” a deal works out. Demand for rentals, wholesale deals, retail deals, and even loans has changed, and that means that the most active, experienced investors have changed the way they do deals (and maybe even the kinds of deals they’ll do). Here at COREE, our job is to shortcut your learning curve by introducing you to the people and concepts you need to take the shortest path from here to financial freedom, and we think you’ll agree that this meeting is a no-brainer, if you’re serious about making wealth-building deals this year. Here’s the detailed agenda: From 6:00–7:00 p.m., From 7:30–9:00 p.m., Agenda: 5:00–6:00 p.m. Complimentary Light Dinner & Networking 6:00–7:00 p.m\*\*. New Investor Meeting: Basics of Making Money in Rentals with Vena Jones-Cox\*\*. If you’re planning to buy rentals today, you have to know how to evaluate the REAL income and expenses before you make an offer. If you’re new, you’ll finally understand how rentals really produce profit. If you’ve been around a while, you’ll see how today’s numbers change the math. 7:00 –7:30 **Buy-Sell-Trade (Members Only)** Bring your deals, money, buyer lists, referrals, and requests. Fast-moving. Bring flyers or business cards. Guests get a quick orientation with Executive Director Vena Jones-Cox. 7:30–9:00 p.m. **Main Meeting: Your 2026 Buy Box: What Experienced Investors are Buying in 2026 (and what they won’t touch).** Our panel of active, experienced investors will lay out their 2026 buy boxes. Not hypotheticals. Not “in theory.” What they are actually buying—and what they won’t touch. They’ll share: * What property types investors are actively pursuing * What strategies they’ve stopped using * The exact numbers they require before they say yes * How insurance, taxes, and rates have tightened the buy box * What instantly disqualifies a deal in today’s market * How to define your own 2026 buy box based on capital and risk tolerance Members and non-members at any level of knowledge and experience are welcome—as long as you’re serious about real estate, value experience-based, no B.S. education, and want to give as much as you get. Remember, to actually reserve your seat, you have to go **[HERE](https://www.coreerocks.com/Events.aspx?ID=Columbus-in-person-chapter-meeting-Your-2026-Buy-Box-Successful-Rentals-101-14-3-3-2026)** and register on our website!

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads**®**, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

Communication is everything in life You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio 1266 Dublin Road, Columbus, OH 43215 For more information, contact Rhiannon, the Event Host at 614-221-5024

This meeting will be an open discussion about the book "an Immense World" by Ed Yong