Mortgage

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

Whether you're new to Insight meditation or an advanced practitioner looking for like-minded people to sit with, you're welcome to join us at our Sunday morning drop-in group, sponsored by the Insight Meditation Community of Washington. Insight meditation cultivates our natural wisdom and compassion. Meditation practice develops concentration, which allows us to calm and steady the mind. This class includes a 30-minute lightly-guided meditation, followed by a short talk and time for questions and discussion. The size of the group usually runs somewhere between 25-40 people in-person and between 12-25 online. Chairs are provided, or you may bring a sitting cushion or bench. You may also use the blankets and bolsters offered by the yoga studio. **We offer both in-person and online attendance.** To learn more about our topics and teachers, view our videos or **get the Zoom link**, visit our [class page](https://imcw.org/event/?eventId=735&utm_source=MeetUp&utm_medium=referral&utm_campaign=vienna-drop-in).

Every Saturday at 11am! RSVP at the following link to receive login details: https://www.enggarcia.com/hbscaphill/ The Districts Best first time home buyer webinar Learn about the home buying process How to qualify & what loans are available Qualifying for DC Open Doors and other programs Reduced down payment and closing cost opportunities We're looking forward to seeing you soon!

We invite you to join us as Veronica facilitates a welcoming hands-on beading experience. Learn about traditional Mi'kmaq and Maliseet beadwork while creating your own piece in a space that honors culture, expresses identity, and celebrates connection to the natural world. You will get to choose and design either earrings, brooch or key chain that you can take home. All experience levels welcome, and all materials will be provided. Space is limited so a RSVP is required. FIRST TIMERS: All are welcome as long as you come with an open/positive mind and respectful heart. Please plan to arrive 15 minutes early so you can get situated. You are also welcome to walk our grounds or check out or crystal shop. We also have an 11am signing bowl sound bath meditation if you would like to join for that as well. IMPORTANT DIRECTIONS: The address is 15406 Riding Stable rd. Property is at end of 1/2 mile driveway into the woods. Please be EXTRA MINDFUL to drive slowly (under 10 MPH) as to not stir any driveway dust. It is a shared driveway so it's important to respect our neighbors. Please do not stop to interact with horses. COST: To help make this affordable to all, Veronica is making this event donation based. With Love and Gratitude

**\*TO ATTEND GET TICKET At** [https://www.socialevents123.com/event-details.aspx?id=13306#tix](https://www.socialevents123.com/event-details.aspx?id=13306#tix) (Multiple Meetup groups are co-organizing so the RSVP's shown are just a very small portion attending. We'll have at least 20 registered.) Our last online Bingo Night Party was such a BIG hit, we're doing it again! Do you like to play BINGO or want to just do something different?! Then you will LOVE this event! Here is your opportunity to have some fun playing our Live "Bingo" game. You will also get to socialize and make other friends from the comfort of your home. Prizes included Amazon gift cards, free future events and more! This completely online event will be LIVE and you will be able to see and hear the other participants while playing. You will either need to print or draw out your bingo cards. We will email you with how to get it after registering. You can have more than 1 person on your team as long as they're from your house and use same device. Friends/family around the country can also play. They would just need to also register for a ticket. This event will be held on Zoom which you would access through your computer/webcam, or via your phone/tablet. On day of the event, you will get a secured Zoom link and link to print out Bingo cards. \*RSVPS ON HERE ARE NOT REFLECTIVE OF ACTUAL ATTENDANCE as this is a multi group event. Cost: $15-$20 depending on how early you register. **\*TO ATTEND GET TICKET AT -** [https://www.socialevents123.com/event-details.aspx?id=13306#tix](https://www.socialevents123.com/event-details.aspx?id=13306#tix) To find more fun events: Follow: [https://www.eventbrite.com/o/new-york-city-social-events-10797526283](https://www.eventbrite.com/o/new-york-city-social-events-10797526283) Join: [https://www.meetup.com/NYC-Social/](https://www.meetup.com/NYC-Social/) Click: [https://dljparty.ticketleap.com/](https://dljparty.ticketleap.com/)

The Runstr District 5K is a charity race with a twist. Your finish decides which cause wins. Pick a team. Run your best. The charity with the most runners in the top 100 takes home $500. 🎟️ Tickets: [https://runsignup.com/Race/DC/Washington/Runstr5k](https://runsignup.com/Race/DC/Washington/Runstr5k) 🎫 You can also [buy a ticket with Bitcoin here](https://www.satlantis.io/events/1571/RUNSTR%3A-DISTRICT-5k) **Choose Your Charity** * Human Rights Foundation * ALS Network * Chimes International **Race Day** 📅 March 15, 2026 at 7:00 AM 📍 Haines Point, DC 🏃‍♀️‍➡️ Flat, scenic loop along the Potomac 🎶 After Party Brunch at [Pubkey DC](https://www.pubkey.bar/dc/home) with LIVE MUSIC and awards. 🎟️ Tickets: [https://runsignup.com/Race/DC/Washington/Runstr5k](https://runsignup.com/Race/DC/Washington/Runstr5k) 🎫 You can also [buy a ticket with Bitcoin here](https://www.satlantis.io/events/1571/RUNSTR%3A-DISTRICT-5k) [RUNSTR](https://www.satlantis.io/) is a free, privacy-first fitness app that turns your workouts into charitable impact, complete a workout, support a cause you care about.

Ashby Hollow via Appalachian Trail on AllTrails [https://www.alltrails.com/trail/us/virginia/ashby-hollow-via-appalachian-trail?sh=amrbvn&utm_medium=trail_share&utm_source=alltrails_virality](https://www.alltrails.com/trail/us/virginia/ashby-hollow-via-appalachian-trail?sh=amrbvn&utm_medium=trail_share&utm_source=alltrails_virality) 5.7 miles, 1774 feet in elevation. it's an out and back, so we'll depend on the map or our bodies to tell us when to turn around. Bring food and other refreshments, proper clothing, etc. Remember as always that you are hiking at your own risk, and please let me or someone else know if you're turning around early. 1. Release Summary: To the full extent permitted by applicable law, you agree not to hold us responsible for anything that happens related to transactions with third parties, member interactions, or in connection with a Meetup group or Meetup event. You also agree not to hold organizers responsible for their negligence in connection with their Content, a Meetup group, or Meetup event. To the full extent permitted by applicable law, you agree to release us and our officers, directors, shareholders, agents, employees, consultants, corporate parent, affiliates, subsidiaries, sponsors, and other third-party partners ( “Meetup Parties”) from claims, demands, and damages (direct and consequential) (“Claims”), arising out of or in any way connected with any transaction with a third party, your interactions with other members, or in connection with a Meetup group or a Meetup event. You also agree, to the full extent permitted by applicable law, to release organizers from Claims based on an organizer’s negligence arising out of or in any way connected with their Content, a Meetup group, or a Meetup event. The law in some countries and states do not allow the release, so these limits may not apply to you. You waive and relinquish all rights and benefits that you have or may have under Section 1542 of the California Civil Code or any similar provision of statutory or non-statutory law of any other jurisdiction to the fullest extent permitted by law. You acknowledge that some Meetup events carry inherent dangers, such as the risk of illness, bodily injury, disability, or death. By participating in these events, you understand and agree that you have freely chosen to assume these risks. 1. Release Summary: To the full extent permitted by applicable law, you agree not to hold us responsible for anything that happens related to transactions with third parties, member interactions, or in connection with a Meetup group or Meetup event. You also agree not to hold organizers responsible for their negligence in connection with their Content, a Meetup group, or Meetup event. To the full extent permitted by applicable law, you agree to release us and our officers, directors, shareholders, agents, employees, consultants, corporate parent, affiliates, subsidiaries, sponsors, and other third-party partners ( “Meetup Parties”) from claims, demands, and damages (direct and consequential) (“Claims”), arising out of or in any way connected with any transaction with a third party, your interactions with other members, or in connection with a Meetup group or a Meetup event. You also agree, to the full extent permitted by applicable law, to release organizers from Claims based on an organizer’s negligence arising out of or in any way connected with their Content, a Meetup group, or a Meetup event. The law in some countries and states do not allow the release, so these limits may not apply to you. You waive and relinquish all rights and benefits that you have or may have under Section 1542 of the California Civil Code or any similar provision of statutory or non-statutory law of any other jurisdiction to the fullest extent permitted by law. You acknowledge that some Meetup events carry inherent dangers, such as the risk of illness, bodily injury, disability, or death. By participating in these events, you understand and agree that you have freely chosen to assume these risks.

Below is the alltrails link to the hike: https://www.alltrails.com/explore/trail/us/maryland/capital-crescent-trail We will only be doing 3 miles overall in this hike, out and back. Parking and Metro Access: Park in the garage near 7150 Woodmont Ave, Bethesda, MD 20815. Or park on the streets----- street-parking is free on Sundays. For metro: just get down at Bethesda metro station. We will meet at the trailhead next to the Ourisman Honda, check out the photo section of this event for a visual of the location. Bring plenty of water, whatever you need for your hike, and your awesome authentic self. Keep it easygoing. RELEASE OF LIABILITY & ASSUMPTION OF RISK AGREEMENT: By being a member of this Group, RSVPing to any Activity, or participating in any Activity, You accept and agree to the terms and conditions described below: 1. You acknowledge that hiking in nature carries the risk of potential harm to yourself, including the risk of injuries such as broken bones or muscle/tendon injuries, illness, disability, or death. 2. You agree that You will at all times be responsible for Yourself and Your own safety. 3. You release and hold harmless with respect to all injury, disability, death, or loss of property, whether caused by negligence or otherwise, this group's leadership and members for the hikes that you participate in. 4. You acknowledge and agree that this Group is merely a collection of friends or potential friends who enjoy doing activities, and that in no event does any Organizer or Other Member assume any responsibility or liability for You. 5\. You agree not to sue and to release\, discharge\, waive and hold harmless all organizers and other members from and against all liabilities\, claims\, demands\, losses\, damages\, suits and proceedings\, for negligence\, carelessness or any other cause which you may have or that hereafter may accrue arising\, resulting from or related to your membership in this group or participation in any activity\.

**Real connection with fellow Catholics who are eager to grow in Faith and friendship!** This 3 year--- 45min deep dive into the Catholic faith is a great way to spend your Sunday rest day. When you are ready to dig deeper and live the faith more fully this is an optimal opportunity. Talk yourself into this! You may start whenever and can come as often or as little as you desire. Coffee is served w/ small donation. It is taught by the priest and/or OCIA director at St Louis Parish who are ALL fabulous- faithful educators filled with theologically inspired knowledge. You can ask questions at the end, which I love. It is just a wonderful experience to grow. Afterwards if you wish, you can also find your way over to the Little Way Cafe Coffee shop across the parking lot to stay for more community time or read some of the excellent books that line the shelves throughout. If you are new to the community of Alexandria and want to meet like minded folks or a veteran of it, this is a special and unique opportunity and did I mention it is free? :) Hard to believe! Please join me every Sunday at 945 am.

Get all your green clothes out bitches, your temporary Irish tatoos, green face paint, green tutus, green Mardi Gras beads, fake red beards with green suspenders, and your Irish baseball hat and come CHILL OUT by the fire pit or DANCE & MINGLE with some cool as F*ck people!* WHAT TO BRING: Bring some type of app or dessert to share! BEVERAGES: BYOB DRINKING: You can bring your own booze (if you drink), just no drinking and driving like some ignorant person from the 80s and 90s, when Uber didn’t exist! 5 USELESS FUN FACTS ABOUT ST. PATRICK’S DAY (taken directly from https://www.history.com/.amp/news/st-patricks-day-facts) 1. The Real St. Patrick Was Born in Britain Much of what is known about St. Patrick's life has been interwoven with folklore and legend. Historians generally believe that St. Patrick, the patron saint of Ireland, was born in Britain (not Ireland) near the end of the 4th century. At age 16 he was kidnapped by Irish raiders and sold as a slave to a Celtic priest in Northern Ireland. After toiling for six years as a shepherd, he escaped back to Britain. He eventually returned to Ireland as a Christian missionary. 1. There Were No Snakes Around for St. Patrick to Banish from Ireland Among the legends associated with St. Patrick is that he stood atop an Irish hillside and banished snakes from Ireland—prompting all serpents to slither away into the sea. In fact, research suggests snakes never occupied the Emerald Isle in the first place. There are no signs of snakes in the country’s fossil record. 1. Leprechauns Are Likely Based on Celtic Fairies Leprechaun is commonly associated with St. Patrick’s Day. The original Irish name for these figures of folklore is “lobaircin,” meaning “small-bodied fellow.” Belief in leprechauns likely stems from Celtic belief in fairies— tiny men and women who could use their magical powers to serve good or evil. 1. The Shamrock Was Considered a Sacred Plant The shamrock, a three-leaf clover, has been associated with Ireland for centuries. It was called the “seamroy” by the Celts and was considered a sacred plant that symbolized the arrival of spring. According to legend, St. Patrick used the plant as a visual guide when explaining the Holy Trinity. 1. Corned Beef and Cabbage Was an American Innovation The meal that became a St. Patrick’s Day staple across the country—corned beef and cabbage—was an American innovation. While ham and cabbage were eaten in Ireland, corned beef offered a cheaper substitute for impoverished immigrants. Irish-Americans living in the slums of lower Manhattan in the late 19th century and early 20th, purchased leftover corned beef from ships returning from the tea trade in China. The Irish would boil the beef three times—the last time with cabbage—to remove some of the brine. Read more about Irish-American traditions here. ANOTHER USELESS BULLET TO SEE IF YOU READ THIS FAR: Damn, details must be important to you! That’s sooooo not me, but I love you detailed f*cker! See you at the FAF killer St. Patrick’s day PARTY! And the following week we have the dress up for the wrong party party, where we will celebrate our cohost who is the kindest, most generous, loving fun person on earth, Amanda‘s 50th birthday. This is going be super FUNNNN. Why are you not signing up for that as well?!!! Get on it. Let’s get your head in the game now brah…it’s 2026 the year of the fire horse! Xo, Janine, Your HAPPY Host Cell: 202-271-0922 *This event will sell out so sign up now and out it on your must do Calendar!!!

Higher Grounds – Del Ray is part of a growing network of gatherings where we create space for thoughtful, authentic dialogue about what matters most. Whether we’re exploring the nature of happiness, the challenges and possibilities of midlife, spirituality, culture, capitalism, parenting, or the role of art and travel in a meaningful life, every conversation is shaped by the people in the room. There’s no set leader or rigid agenda—just a shared commitment to listen as much as we speak. We start with brief introductions focused on what makes you *you* (not your LinkedIn bio), then dive straight into whatever is on people’s minds. The direction of each meetup emerges organically, making every event unique. MANDATORY: PLEASE REVIEW OUR COMMUNITY GUIDELINES IN THE GROUP DESCRIPTION. Everyone is expected to engage in respectful conversations and listen deeply as well as share. We have a zero tolerance policy of sexual harassment and hate speech. Come ready to share, reflect, and connect with others in Del Ray who are also seeking deeper conversations. **Suggested Questions: Life Stages & Transitions** 1. What did you think you'd have figured out by now that you're still completely winging? 2. When did you realize your parents' advice was for a world that no longer exists? 3. What are you finally old enough to stop pretending to care about? **Suggested Questions: Identity After the Roles** 1. Who are you when nobody needs anything from you? 2. What dream keeps resurfacing even though the "practical" time has passed? 3. How do you handle having the freedom you always said you wanted? **Suggested Questions: AI & Being Human** 1. What human experiences will AI never truly understand? 2. If machines handled all your have-to's, what would you actually do? 3. What becomes more precious as everything becomes automated? **Suggested Questions: Belief & Meaning** 1. What certainties have you given up, and what rushed in to fill that space? 2. How has knowing someone who died changed how you live? 3. What do you believe now that would shock your younger self? **Suggested Questions: The Modern Psyche** 1. What anxiety do you carry that previous generations didn't have? 2. Which of your survival strategies are you ready to retire? 3. What uncomfortable truth about happiness did it take you years to accept? **Suggested Questions: Work & Purpose** 1. When did you stop believing that your job would complete you? 2. What would you do for work if money and status weren't factors? 3. How has your definition of "making it" changed over the years? **Suggested Questions: Relationships & Connection** 1. What relationship dynamic do you keep recreating, and why? 2. When did you realize your parents were just people trying their best? 3. What kind of loneliness doesn't go away even when you're with others? **Suggested Questions: Time & Mortality** 1. What are you running out of time to say or do? 2. How differently do you spend your time knowing it's finite? 3. What will you regret not trying, even if you fail? **Suggested Questions: Society & Culture** 1. What social convention do you follow even though it makes no sense? 2. Which generation do you understand least, and what might you be missing? 3. What aspect of how we live now will seem insane in 20 years? **Suggested Questions: Personal Philosophy** 1. What rule for life did you create after learning something the hard way? 2. When did you stop believing that everyone else had it figured out? 3. What paradox about life have you learned to live with?

Join us for an hour of relaxing Yoga which. Cost: Free Level: Beginners What we will be doing: 1. This will be an hour long beginners flow yoga class. You are welcome to join if you are experienced or absolute beginner, just being interested is enough. Yoga is for everyone! 2. Through this meetup we will learn some yoga poses, breathing techniques, stretch our body, build strength. More importantly, we will try to learn about our body and find inner peace. Please: 1. don't get too full before practice but you can always bring snacks. 2. Please be on time, class will start on time. 3. Wear comfy clothes. 4. Bring your own mat or towel, water and YOURSELF. 5. UnRSVP if you can't make it. Disclaimer: Please consult with your healthcare provider before beginning any exercise program, including yoga. Yoga involves physical movement and may not be suitable for everyone. It is important to listen to your body and modify poses as needed to accommodate your individual needs and abilities. By participating in this yoga class, you acknowledge that you are responsible for your own safety and well-being, and agree to release the instructor from any liability for injuries or damages that may occur during or after the class

FREE meetup. Register HERE 🎟️- https://www.eventbrite.com/e/unlocking-retirement-capital-flips-wholesales-private-money-strategies-tickets-1983411263481?aff=cicmeetupapp **Unlocking Retirement Capital: Flips, Wholesales & Private Money Strategies in Self-Directed Accounts** **Featuring Guest Speaker:** Amanda Holbrook (Specialized Trust Company) **Hosted by:** Columbus Investors Club ### **Event Description** Most people think retirement accounts are passive. That they’re “for later.”That you can’t touch them. That real estate and retirement money don’t mix. They’re wrong. This meetup is about how investors use **Self-Directed IRAs and Solo 401(k)s** to put retirement capital to work…**buying real estate, funding deals, and even raising private money** (the right way). ### **Featured Guest Speaker: Amanda Holbrook** We’re excited to welcome **Amanda Holbrook of Specialized Trust Company** to break this down clearly and practically…so you understand what’s allowed, how it works, and what to avoid. ### **What You’ll Learn** Amanda will walk through: **Flip inside a Self-Directed IRA or Solo-401(k)** * How to structure the deal correctly * How expenses must be handled * When UBIT may apply **Wholesale within a retirement account** * How assignments work * What type of income it creates **Use OPM (Other People’s Money) to scale** * How investors raise private money from Self-Directed IRAs * How to structure notes properly * How to fund deals inside **and** outside your own retirement account ### **The Core Idea** There is a lot of capital sitting in retirement accounts. This session shows you how real estate investors unlock it **without guessing, winging it, or accidentally creating a compliance mess.** ### **Who This Event Is For** * Investors flipping or wholesaling who want to understand self-directed rules * Anyone raising private money (or wanting more capital sources) * People with retirement funds who want them working harder than stocks/mutual funds ### **Event Details** **Location:** Ohio Brewing Company – 421 E 2nd Ave, Columbus, OH 43201 **Date & Time:** Thursday, March 26th, 6–8 PM *(Doors open at 5:30)* **Cost:** Free *(Seats are limited — RSVP required)* **Food:** Free food included **FREE meetup. Register HERE** 🎟️- https://www.eventbrite.com/e/unlocking-retirement-capital-flips-wholesales-private-money-strategies-tickets-1983411263481?aff=cicmeetupapp *Disclaimer: This event is for educational purposes only and is not legal, tax, or investment advice.*

Transform stress into energy and fatigue into focus in 30 minutes flat. This is your invitation to recharge your body’s energy, emotion, and performance blueprint — live. Former Tony Robbins coach Sara Basloe leads an electrifying mini workshop designed to help you: • Upgrade your state instantly with physiology shifts • Use emotion as a navigation tool, not a reaction • Prime your body for high flow focus • Learn the nighttime habits that unlock deep recovery [REGISTER HERE](https://triumphtracknow.com/weekly-momentum-series) Bonus: Hear how client favorite sleep chews help align your rhythm naturally. And end the momentum webinar session with the chance to join a private Rhythm Reset Coaching Session to personalize your blueprint. Let’s raise your energy 3 levels — live. ➡️[ Reserve](https://triumphtracknow.com/weekly-momentum-series) your spot now and step into unstoppable energy

How do we recover from having had a toxic or narcissistic ex? How do we move on from the past, especially something as traumatic as a divorce or breakup? How do we avoid anxiety and depression? How do we have more self esteem? In this meeting, you will learn the mental health secrets to help you quickly get over the past and heal your mind. Be sure to click on the red "Attend" button below to come to this local event. We look forward to seeing you there. This group is created by the Dianetics & Scientology life improvement center.

Join us for our March Book Club gathering where we will come together to discuss *The Manor of Dreams* by Christina Li in a safe and welcoming environment. Make new friends who share your passion for books and connect with fellow LGBTQ book enthusiasts.

Most people would agree that a great night's sleep is one of the sweetest experiences in life. Crawling into a wonderfully comfortable bed, drifting off to peaceful slumber, and awaking, feeling refreshed, energized, and ready for the day is a gift everyone welcomes. Unfortunately, nights of perfect sleep and restfulness can seem scarce. Particularly, during the truly hard times in life, good sleep can seem an impossibility. The ancient shepherd-crowned-king, David, knew more than the average person about the challenge of getting a good night's sleep in the midst of being falsely maligned, hunted by enemies, and attacked by those who wanted him dead. He understood the terror of running for his life, and having thousands call for his death. What was his answer? Where could a man on the run find peace? What hope was there for a person in such circumstances? David's hope and peace were found in the One Who he knew was Perfect Truth, Justice, Mercy, and Grace, the God Who had delivered His people before and Who would do so again, and again, and again. Because of God's provision David twice details that even in the midst of his enemies, he would "lie down and sleep, and wake again." Psalm 3 and 4 point us to the hope in which those who follow after the Lord can be confident--that from the Lord comes deliverance. Join us at **6:30 pm, Tuesday, March 17, 2026, at True Food Kitchen, Easton Town Center**, and be encouraged from God's Word! [Get your tickets on EventBrite](https://www.eventbrite.com/e/1982640625482)! [Connect with us on Facebook](https://www.facebook.com/events/1236398608589564)!