Financial Literacy

Learn more about our Home Buyer Program * get up to $202k in down payment assistance through HPAP * get up to $25K in grants from Maryland Mortgage Program * downpayment assistance options through DC Open Doors * how to qualify and what loans are available * loan application and approval process * repeat home buyer options * purchase price limits * market insight and home buying steps in a competitive market SIGN UP AT THE LINK BELOW: [https://www.enggarcia.com/egpwebinars/](https://www.google.com/url?q=https://www.enggarcia.com/egpwebinars/&sa=D&source=calendar&ust=1705256818169980&usg=AOvVaw0qgqMgQjduPHADDDggU6H6)

**To confirm attendance, please register on Luma:** [https://luma.com/88h45iky](https://luma.com/88h45iky) One of the truths we most regularly forget is that if we are at war with ourselves, we can’t feel love and connection with our world. This talk looks at the genesis of the “Trance of Unworthiness” and how the wings of mindfulness and heartfulness can dissolve the trance and reveal the loving awareness that is our essence Being. **Please watch this 55-min video (try 1.25X speed) before joining the discussion:** [https://youtu.be/vFr_zQCUMD4?si=0bf7DttQV9NxBY3m](https://youtu.be/vFr_zQCUMD4?si=0bf7DttQV9NxBY3m) If more than 10 people join the discussion, we will break out into smaller groups. **(max 10 people per group)** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- 1. **Feeling "not enough" often pulls us away from the beauty of now. How can we help each other remember that we are already worthy?** 2. **We often hide our true selves behind busy schedules or social masks. What great things might happen if we felt safe enough to be authentic?** 3. **Pausing before we react helps us choose wisdom over impulse. How can we make more space for these quiet moments in our fast-paced lives?** 4. **Real change only happens once we accept ourselves as we are right now. How does being kind to ourselves help us grow together?** 5. **Naming a difficult feeling helps us manage it with more ease. How might acknowledging our shared hurdles make us a stronger community?** 6. **Looking past our defenses helps us see the goodness in everyone. How can we better celebrate the shared humanity in those around us?** \-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\-\- To provide an enjoyable experience for fellow participants, here are three ground rules during discussion events: 1. Step up and step back. (If you feel that you’ve been talking too much, step back to listen more. If you feel that you’ve been relatively quiet, step up to share your perspective or ask a question) 2. Listen to understand, not to respond. 3. Be open-minded and value differences.

http://photos1.meetupstatic.com/photos/event/a/b/3/8/event_83263832.jpeg (https://www.paypal.com/cgi-bin/webscr?cmd=_s-xclick&hosted_button_id=ZA8SWMLWS7WHA) NOTES : 1.Les cours de conversation sont une éducation continue qui a pour but d'améliorer les compétences oral en français des étudiants. 2.Le cursus des cours est d'une durée de douze semaines. 3.L'annulation d'un cours en cas de force majeure sera rétabli à la fin du cursus. 4.Aucune nourriture et boissons n'est autorisées en classe de cours. Merci de s'y accommoder. 5.Accès par le métro: Les stations de métro les plus proches sont Farragut West and Farragut North. 6. 7. Le parking métrique est également une option. Il coûte environ $ 0.25 pour 8 minutes. 8. Le paiement pour chaque cours est de 15.00 $, de l'heure par personnes. Il sera de 20.00 $ de l'heure, par personne pour les visiteurs. Cependant cela dépendra de la disponibilité des places. 9. Les étudiants peuvent solliciter des amis à venir assister aux cours pour 20 $ de l'heure pour deux personnes. Mais le règlement doit se faire en avance. Svp, n'hésitez pas à contacter les organisateurs, si vous avez des questions.

Open gaming at Panera! New players welcome. We have many games on hand or you can bring your own. We are happy to teach or learn one of yours.

**RSVP Note:** You **MUST** register on links below, **not** on Meetup. **REGISTER: Weekend Advanced: [https://playtennis.usta.com/northbethesdamiddle/BookClass/0e83cd4f-409f-4792-8c76-210f66a4b3f6](https://playtennis.usta.com/northbethesdamiddle/BookClass/0e83cd4f-409f-4792-8c76-210f66a4b3f6)** **REGISTER: Wednesday Advanced: [https://playtennis.usta.com/northbethesdamiddle/BookClass/136f8826-c0e6-460a-9b8b-3c1ddc2e38a6](https://playtennis.usta.com/northbethesdamiddle/BookClass/136f8826-c0e6-460a-9b8b-3c1ddc2e38a6)** **Private Lessons: $70** **[Read the Washington Post article about our class!](https://www.washingtonpost.com/lifestyle/wellness/its-not-whether-you-win-or-lose-its-how-much-you-sweat/2015/10/07/3b2f26c2-66b9-11e5-9ef3-fde182507eac_story.html)** Cardio Tennis is a game-based, FUN way to play and learn tennis while burning more calories than singles! Instruction and game formats are provided by internationally recognized tennis coach, speaker, author David Robinson; USPTA and PTR certified professional.

Spend your Sunday at the the Silver Spring library. Whether you and your little one(s) are exploring the many activities or reading a book on the kids floor. You can sign up for the 1,000 Books Before Kindergarten @ https://montgomerycountymd.beanstack.org/reader365 Join us at the Silver Spring Library branch to read together. Bring your library card or get one there.

This event will be an Improv workshop. It is a free Improv Practice and Learning Workshop. Important Notes: (1) We are at Takoma Park Neighborhood Library, DC (2) Must be 16-years-old or older to participate. (3) Some attendees will be attending from Eventbrite advertisement as well. Come practice and learn Improv. All levels, including first timers are welcome. We will teach basics of improvisation through ice breaker improv games and continue to have fun interactive games for the duration of the event. This Improv event will be an excellent change of pace from your normal day to day regular life. If you know you are the type of person to change their mind or cancel, please wait until you are sure about attending before you reserve a space. If you do end up needing to cancel, please do it ahead of time to allow others to be able to have those spots. If you have any questions, please send me a direct message here via MeetUp. Thank-you and we hope to see you there. DMV Collective Group

Hi All, We will hold Storytelling event at Takoma Park Neighborhood Library, Washington, DC. Great opportunity to come share a story or come listen to others share their stories. No pressure to perform. Feel free to watch and enjoy the atmosphere. Each storyteller will get 5 minutes to share their story. Must be 16-years or older to participate. Room: Please check back for exact room number information or ask Librarian at front desk at day of event. This is a safe and welcoming environment.

🎉 **Puzzle Palooza: PUZZLES OF ALL KINDS WELCOME at the Board Room! 🧩** Join us for **Puzzle Palooza** in our puzzle swap series! Whether you're into jigsaw puzzles, crossword puzzles, sudoku, logic puzzles, or brain teasers, this event is for you. Bring any type of puzzle—whether it’s a challenging 1000-piece jigsaw, a captivating 3D puzzle, a fun puzzle book, or a unique brain-bending game—and swap it with fellow puzzle lovers. Let’s share the joy of solving and discover new puzzles to enjoy! 📅 **Date:** Sunday January 4, 2025 🕒 **Time:** 3:00 PM 📍 **Location:** [Board Room DC](https://boardroomdc.com/), 1737 Connecticut Avenue NW, WDC 20009, in the mezzanine. **Event Highlights:** 🌐 **Networking:** Connect with fellow puzzle enthusiasts over a game and some delicious drinks. It's a perfect blend of puzzles, games, and great company. 🧩 **Puzzle Swap Extravaganza:** Immerse yourself in a sea of puzzles as we transform the Board Room into a Puzzle Paradise. Bring your puzzles to trade, and discover hidden gems for your collection. 🎲 **Board Game Delights:** Enjoy the fantastic selection of board games available at the Board Room. Take a break from puzzles and explore a world of strategic challenges and social fun. **Agenda:** * 3:00 pm - 3:30 pm - check in and chat! * 3:30 pm - 4:00 pm - introductions and swap * 4:00 pm - 5:00 pm - social puzzling **How to Join:** 1. **Save the Date:** This is your ticket to Puzzle Paradise. Mark your calendar and get ready for an afternoon of puzzling delight. 2. **Location:** Board Room DC, known for its vibrant atmosphere and extensive game collection. [1737 Connecticut Avenue NW, WDC 20009](https://boardroomdc.com/) 3. **Spread the Word:** Invite your friends and fellow puzzle lovers. Let's make this Puzzle Paradise an unforgettable experience! \*\*\*Please note that if your puzzle is not swapped, you are still responsible for taking it home. **This is not a swap where you will be able to drop off puzzles and leave**\*\*\* For all of our Swap Series, please prioritize community safety. Ensure you're vaccinated before joining us. Your commitment creates a secure space for our shared love of cooking and good times. See you responsibly at the meetup!

Hi All, We will hold Stand-Up Comedy Open Mic at Takoma Park Neighborhood Library, Washington, DC. Great opportunity to try performing stand-up comedy in a welcoming environment or simply to watch others try their hand at performing stand-up comedy. No pressure to perform. Feel free to watch and enjoy the atmosphere. Must be 16-years of age or older to participate. Each performer will get 5 minutes to perform on the microphone.

http://photos1.meetupstatic.com/photos/event/a/b/3/8/event_83263832.jpeg NOTES 1. The conversation course is a continuing education, designed to excel students' French conversation skill. 2. The course runs for twelve weeks. 3. Class cancelled due to 'Force Majeure', will be recovered at the end of the course. 4. Arriving by Metro: The closest metro stations are Farragut West and Farragut North. 5. Meter parking is also an option. It is about $ 0.25 for 8 minutes. 6. The school entrance is at the end of the parking lot of the United Church. 7. The payment for each class is $ 15.00 per person per hour. It will be $ 20 per person per hour for walk-ins. However, it is depending on availability. 8. Students can bring friends and pay $ 20 for 2 persons per hour. But it has to be an advance payment. Please, don't hesitate to contact the organizers, if you have any questions.

THIS CLASS IS OFFERED THROUGH CAPITAL PHOTOGRAPHY CENTER **PLEASE REGISTER WITH CAPITAL PHOTOGRAPHY CENTER, NOT MEETUP!** https://capitalphotographycenter.com/classes/class/2026-01-4-iphone-photography Learn to use the iPhone camera and the settings for creative image captures. Join Michael Koren at the National Gallery of Art and learn techniques for exposure, composition and focus. Tap into your creative side through smartphone photography. Using our iPhone cameras, we’ll explore the Museum's offerings from abstract sculptures, colorful paintings and wall hangings, to the architecture of the building as well. We’ll find endless photographic opportunities perfect for iPhone photography. We’ll start with the basics of learning to use the iPhone camera and review the settings for optimal image capture to pro tips and techniques that produce the best results. The number of photography apps available seems endless and can be very confusing when trying to choose what to purchase. Michael will cover one of the most exciting apps for image processing so you can achieve your artistic vision. This class is designed for users of iOS mobile devices. The app info will be included in your confirmation letter (the app is free). Topics include: • Proper techniques and settings for iPhone image capture • Tips and techniques for using the iPhone’s native camera • Learn exciting editing tools • Hands-on capture and editing • Image critique and feedback For more information about the Gallery, visit their website, https://www.nga.gov/index.html Participants will need to bring a fully charged iPhone. A charger is a good idea too as photos quickly drain the batteries. Questions can be directed to Marie Joabar at info@capitalphotographycenter.com. *** **THIS CLASS IS OFFERED THROUGH CAPITAL PHOTOGRAPHY CENTER** https://capitalphotographycenter.com/classes/class/2026-01-4-iphone-photography

If you are interested in selecting investment choices for your 401(k) or other workplace savings plan, minimizing your income tax liability, or identifying the most effective investments for your brokerage account, we are the group for you. We are a local chapter of Bogleheads, whose investment strategy can be found here: https://www.bogleheads.org/wiki/Bogleheads%C2%AE_investment_philosophy Or you can peruse the Boglehead forum here: https://www.bogleheads.org/index.php I look forward to seeing you there. Mark Vonder Haar

The market has changed—and pretending it hasn’t is expensive. At our **January COREE meeting**, learn the real strategies local investors are using to stay profitable, reduce risk, and avoid the mistakes that are causing others to quit. PLUS: A critical update on the **new Ohio wholesale law** and how it affects you. ⚠️ RSVP on Meetup does **NOT** register you. 👉 You must register at **[www.COREERocks.com](http://www.COREERocks.com)**

Communication is everything in life! Attend this free lecture about how to be a better communicator. 📍 1266 Dublin Road, Columbus, OH 43215 You are only as successful as your ability to communicate. \- What if you could confidently talk to anyone? \- What if you had the ability to calmly control every conversation? \- What if you could close that sale\, ask for that date\, make new friends\, repair problematic relationships\, get that raise\, or effortlessly express any idea with confidence? You can! The secret to success relies on your ability or inability to effectively communicate. Attend a free seminar and gain a better ability to communicate. Hosted by the Church of Scientology of Central Ohio For more information, contact Rhiannon, the Event Host at 614-221-5024

Peace, love and happy holidays however you celebrate. We're looking forward to flowing with you in the new year! **Brunch & Flow** Sunday Jan 4, 2026 2390 Harper Isabelle, Columbus, OH Located next to dog park. Come in through main entrance. Please check in when you arrive. Noon - 12:30pm - We'll be bringing the mimosas, and invite you to bring brunch items to share. 12:30pm - 1:30pm - Yoga & Guided Meditation for Dancers w/ **Shameka Poetry** 2pm - 3:30pm - Body Movement Workshop w/ **Alexandra** Open level: utilizes Kizomba, Zouk & Bachata technique 3:30pm - 5pm - Guided Practica We also have some new collabs cooking for the new year, so stay tuned ducky friends! Present. Connected. Beautifully Imperfect. We are **Ensō** dancers

NFT's are here to stay folks! This is a group for like minded people interested in understanding, leveraging, using, creating for, profiting from, trading too i suppose, NFT's.. everything around them, complexity, fear and exploits, best practices and more. **PLUS** This group will talk AI ART tools, techniques, artists, video, audio, prototypes and more in the AI assisted production space- ART specifically, but we can get into any aspect of some of the cooler things happening in AI in general.

Step into 2026 with intention, clarity, and a creative practice designed to help you see yourself more clearly. In this special Confidence Lab session, we’ll explore confidence as something you can curate - through the choices you make, the qualities you amplify, and the story you choose to step into. We’ll start with a short guided reflection to surface the traits, habits, and energies you want to nurture in the coming year. Then, using collage materials selected specifically for this workshop, you’ll translate those insights into a visual composition that represents the version of yourself you’re ready to grow toward. This isn’t about resolutions or perfection. It’s about crafting a grounded, imaginative vision of your next chapter - one that feels honest, energizing, and fully yours. All materials are provided. Just bring yourself (and a friend) and a willingness to explore what confidence can look like for you in 2026. **Featured Partner: Columbus Collage Collective** The Columbus Collage Collective was started in August of 2023 by Emily Morgan (aka Lovely But Dead) and Douglas Cuckler (aka Wonder Doug) as a place for collage enthusiasts to gather and create art together. The collective has since become a 501(c)(3) non-profit organization with the mission to hold free or low-cost collage events across central Ohio. The CCC welcomes all artists of all backgrounds and skill levels and encourages folks to take this time to step away from everyday existence and create art with people who share a love for this dynamic art form. All materials—magazines, scissors, craft knives, glue, paper, cardboard, and more—are provided, so there's no need to bring anything at all (though you're welcome to bring a friend or a favorite tool if you'd like!). We also encourage folks to take home magazines and materials from our events to support continued creativity! Find us on Instagram: [https://www.instagram.com/columbuscollagecollective/](https://www.instagram.com/columbuscollagecollective/) Register or sign up for the newsletter at [https://www.columbuscollagecollective.com/](https://www.columbuscollagecollective.com/) **What is Confidence Lab?** Confidence Lab is a monthly community experience for bold, thoughtful leaders building confidence from the inside out. Whether you’re launching a business, leading a team, navigating change, or simply striving to show up more fully—you belong here. Our work demands clarity, courage, and conviction—but the pace of daily life can erode our sense of self. Confidence Lab creates space to reflect, reconnect, and grow with others doing purpose-driven work. It’s designed for entrepreneurs, nonprofit leaders, creatives, corporate professionals, activists, and anyone ready to lead with authenticity and impact. ***Please note:*** *All are welcome! If cost is a concern, please use promo code PUBLIC to access a free ticket—we want you to join us.*